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Hoosier Hills Credit Union Rates & Review August 2026

Hoosier Hills Credit Union's 60 month CDs rates are at 3.56%, 60 month CDs rates are at 3.30%, 12 month Save to Win rates are at 3.04%, 18 month CDs rates are at 3.04%, 12 month Save to Win CD rates are at 2.12%. Hoosier Hills Credit Union's savings rates are at 0.00%. Hoosier Hills Credit Union's money market rates are at 0.00%. Hoosier Hills Credit Union's Personal Loan Rates are at 5.44%. MonitorBankRates evaluates the financial stability of Hoosier Hills Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.66%. Rates last updated and verified on 08/28/2026.

Hoosier Hills Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hoosier Hills Credit Union? Share your experience about Hoosier Hills Credit Union by leaving a review below, or read customer reviews before you decide to use Hoosier Hills Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
8.66%
Excellent Higher than avg
Hoosier Hills Credit Union
Bedford
630 Lincoln Ave
Bedford, IN 47421 2116
https://www.hoosierhills.com
Member NCUA

Hoosier Hills Credit Union CD Rates

Product Rate APY Term View More
60 month Certificates 3.50% 3.56% 60 month
Min Deposit $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
60 month Certificates 3.25% 3.30% 60 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
12 month Save to Win 3.00% 3.04% 12 month
Min Deposit $25
Details Monthly and quarterly drawings held for cash prizes. Full terms and conditions available at hoosierhills.com/save-to-win/.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
18 month Certificates 3.00% 3.04% 18 month
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
12 month Save to Win Certificate 2.10% 2.12% 12 month
Min Deposit $25
Details Monthly and quarterly drawings held for cash prizes. Full terms and conditions available at hoosierhills.com/save-to-win/. Penalties for early withdrawals may apply and fees may reduce earnings. Rate and terms are subject to change based on market conditions, borrower eligibility, collateral and other criteria. Dividends are calculated monthly and paid monthly.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
3 month Certificates 1.20% 1.21% 3 month
Min Deposit $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%

Hoosier Hills Credit Union Savings Rates

Product Rate APY View More
Health Savings Account 0.60% 0.60%
Min Balance $0
Details Rates may change after the account is opened.; $5 minimum balance required to open account.; Dividends are calculated monthly and paid monthly.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Club Accounts 0.10% 0.10%
Min Balance $0
Details *Fees may reduce earnings on the account.; *Rates may change after the account is opened.; *$5 minimum balance required to open account.; *Dividends are calculated quarterly and paid quarterly.; **Club Account rates apply to all Club Accounts, including our retired "Christmas Club" and "Vacation Club" accounts, unless otherwise stated.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Cuentas del Club 0.10% 0.10%
Details **Las tarifas de las Cuentas Club se aplican a todas las Cuentas Club, incluidas nuestras cuentas retiradas "Club de Navidad" y "Club de Vacaciones", a menos que se indique lo contrario.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Regular Savings 0.10% 0.10%
Min Balance $0
Details *Fees may reduce earnings on the account.; *Rates may change after the account is opened.; *$5 minimum balance required to open account.; *Dividends are calculated quarterly and paid quarterly.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Goal-Based Savings - 0.00%
Min Balance $0
Details *Fees may reduce earnings on the account.; *Rates may change after the account is opened.; *$5 minimum balance required to open account.; *Dividends are calculated quarterly and paid quarterly.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%

Hoosier Hills Credit Union Money Market Rates

Product Rate APY View More
High Yield Money Market 3.98% 4.05%
Min Balance $3,000,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
High Yield Money Market 3.78% 3.85%
Min Balance $1,000,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
High Yield Money Market 3.49% 3.55%
Min Balance $500,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
High Yield Money Market 3.11% 3.15%
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
IRA Money Market 2.15% 2.17%
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Money Market 2.15% 2.17%
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
IRA Money Market 1.80% 1.81%
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Money Market 1.80% 1.81%
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
IRA Money Market 1.50% 1.51%
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Money Market 1.50% 1.51%
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
IRA Money Market 1.05% 1.06%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Money Market 1.05% 1.06%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
IRA Money Market 0.85% 0.85%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Money Market 0.85% 0.85%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
IRA Money Market 0.65% 0.65%
Min Balance $2,500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Money Market 0.65% 0.65%
Min Balance $2,500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Money Market 0.00% 0.00%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%

Hoosier Hills Credit Union Checking Rates

Product Rate APY View More
FREE Checking 0.05% 0.05%
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Smart Spending (Teen Checking) 0.05% 0.05%
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
FREE Checking 0.00% 0.00%
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Smart Spending (Teen Checking) 0.00% 0.00%
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%

Hoosier Hills Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity HELOC - - 6.75%
Details Introductory rate for 6 months, then variable rates as low as
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%

Hoosier Hills Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto/Truck 60 months - - 5.44% 60 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 48 months - - 5.52% 48 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 36 months - - 5.65% 36 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 66 months - - 5.70% 66 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 60 months - - 5.79% 60 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 48 months - - 5.87% 48 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 72 months - - 5.93% 72 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 36 months - - 6.00% 36 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 66 months - - 6.06% 66 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 78 months - - 6.06% 78 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 72 months - - 6.24% 72 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 60 months - - 6.29% 60 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 84 months - - 6.30% 84 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 78 months - - 6.36% 78 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 48 months - - 6.37% 48 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 36 months - - 6.50% 36 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 66 months - - 6.51% 66 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 60 months - - 6.54% 60 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 48 months - - 6.62% 48 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 72 months - - 6.74% 72 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 36 months - - 6.76% 36 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 66 months - - 6.76% 66 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 78 months - - 6.86% 78 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 48 months - - 6.87% 48 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 72 months - - 6.99% 72 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 36 months - - 7.01% 36 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 60 months - - 7.04% 60 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 78 months - - 7.11% 78 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck - - 7.14% 48 months
Details Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 66 months - - 7.16% 66 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck - - 7.19% 24 months
Details Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck - - 7.33% 36 months
Details Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 48 months - - 7.88% 48 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck - - 7.95% 72 months
Details Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 36 months - - 8.01% 36 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck - - 8.03% 60 months
Details Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck - - 8.05% 84 months
Details Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 60 months - - 8.05% 60 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck - - 8.12% 12 months
Details Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 48 months - - 8.13% 48 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 66 months - - 8.17% 66 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck - - 8.20% 108 months
Details Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck - - 8.22% 96 months
Details Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 36 months - - 8.26% 36 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck 60 months - - 8.30% 60 months
Details Rate may vary based on credit score. Rates do not apply to the refinancing of existing HHCU auto/truck loans. A $195 loan origination fee applies to all Auto/Truck loans. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck - - 8.37% 156 months
Details Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck - - 8.38% 144 months
Details Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck - - 8.39% 132 months
Details Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck - - 8.43% 120 months
Details Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck - - 8.61% 180 months
Details Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
Auto/Truck - - 8.62% 168 months
Details Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%

Hoosier Hills Credit Union Credit Card Rates

Product Rate APR View More
Hoosier Hills Visa Platinum - 9.90%
Details Annual Percentage Rate (APR)
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
VISA Platinum - 9.90%
Details Intro rate expires: 8/25/2026; Regular APR: 9.90% (This rate is valid for new purchases, balance transfers and cash advances on cash advances on personal HHCU Visa Platinum credit cards. All loans are subject to credit approval. Card rate is based on credit worthiness. Rates subject to change.)
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
VISA Gold - 14.90%
Details Regular APR: 14.90% (All loans are subject to credit approval. Card rate is based on credit worthiness. Rates subject to change.)
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%
VISA Classic - 17.90%
Details Regular APR: 17.90% (All loans are subject to credit approval. Card rate is based on credit worthiness. Rates subject to change.)
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.66%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Hoosier Hills Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Hoosier Hills Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Hoosier Hills Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Hoosier Hills Credit Union
Address 630 Lincoln Ave, Bedford, IN 47421 2116
Phone 812-279-6644
Fax 812-279-6639
President Jay Brown
CEO Travis Markley
Full-Time Employees 182
Part-Time Employees 4
Branch Locations 10
ATM Locations 11
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.66%
Return on Assets (ROA)
0.5516%
Return on Equity (ROE)
5.8788%
Non-Performing Loans Ratio (NPL)
1.08%
Total Assets
917,087,785
Total Amount of Shares and Deposits
756,279,897
Total Shares and Deposits < 1 Year
745,886,209
Total Shares and Deposits 1 3 Years
8,175,779
Total Shares and Deposits > 3 Years
2,217,909
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
175,651,843
Total Uninsured Shares and Deposits > $250K (F+J)
175,651,843
Total Insured Shares and Deposits > $250K (item 17 less item K)
580,628,054
Total Interest Expense (Sum of items 6 8)
13,131,638
Share Certificates
3,604
Number of Accounts for Share Drafts
27,316
IRA KEOGH Accounts
1,401
Number of Accounts for Regular Shares
49,044
All other shares
566
Non Member Deposits
1
Money Market Shares
2,468
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
42,587,628
Total Liabilities
846,507,474
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Hoosier Hills Credit Union

How many branches does Hoosier Hills Credit Union operate?

Hoosier Hills Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Hoosier Hills Credit Union?

Yes, to access services at Hoosier Hills Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Hoosier Hills Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hoosier Hills Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Hoosier Hills Credit Union offer online and mobile banking?

Most modern institutions like Hoosier Hills Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hoosierhills.com.

Current Hoosier Hills Credit Union Rates

  • 12-Month CD2.12%
  • 18-Month CD3.04%
  • 60-Month CD3.30%
  • Savings0.00%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.