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Advantage One Credit Union

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Advantage One Credit Union Rates & Review June 2026

Q: Is a member application needed to join Advantage One Credit Union?

Yes, to access services at Advantage One Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Advantage One Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 21, 2026

You can compare Advantage One Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.01%, 6-month share certificate rates at 2.47% and 3-month share certificate rates at 1.00%. Savings rates are at 0.20% and money market rates are at 1.36%. Mortgage rates on 30-year fixed loans are around 5.93%. All these rates can be compared to Advantage One Credit Union rates. MonitorBankRates evaluates the financial stability of Advantage One Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.46%. Rates were last updated on 06/21/2026.

Advantage One Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Advantage One Credit Union? Share your experience about Advantage One Credit Union by leaving a review below, or read customer reviews before you decide to use Advantage One Credit Union.

Verified Healthy Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

10.46%

Excellent Higher than avg

Advantage One Credit Union
Advantage One Credit Union

23670 Telegraph Rd
Brownstown, MI 48134

https://www.myaocu.com

Current Rate Availability

We do not have Advantage One Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Advantage One Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Advantage One Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Advantage One Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Advantage One Credit Union

Website https://www.myaocu.com

Address 23670 Telegraph Rd, Brownstown, MI 48134

Phone 734-676-7000

Fax

President Richard Lindemann

CEO Christopher Corkery

Full-Time Employees 61

Part-Time Employees 2

Branch Locations 3

ATM Locations 5

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

10.46%

Return on Assets (ROA)

1.1538%

Return on Equity (ROE)

9.8272%

Non-Performing Loans Ratio (NPL)

1.64%

Total Assets

250,309,067

Total Amount of Shares and Deposits

222,588,403

Total Shares and Deposits < 1 Year

219,470,677

Total Shares and Deposits 1 3 Years

2,177,776

Total Shares and Deposits > 3 Years

939,949

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

7,487,543

Total Uninsured Shares and Deposits > $250K (F+J)

7,487,543

Total Insured Shares and Deposits > $250K (item 17 less item K)

215,100,860

Total Interest Expense (Sum of items 6 8)

2,046,094

Share Certificates

1,784

Number of Accounts for Share Drafts

9,865

IRA KEOGH Accounts

433

Number of Accounts for Regular Shares

19,867

All other shares

Money Market Shares

232

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

4,283,741

Total Liabilities

222,921,871

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Advantage One Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
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</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews

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Frequently Asked Questions About Advantage One Credit Union

How many branches does Advantage One Credit Union operate?

Advantage One Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Advantage One Credit Union?

Yes, to access services at Advantage One Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Advantage One Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Advantage One Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Advantage One Credit Union offer online and mobile banking?

Most modern institutions like Advantage One Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myaocu.com.