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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Cochise Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 31, 2026
Cochise Credit Union's 60 month rates are at 3.97%, 48 month rates are at 3.92%, 36 month rates are at 3.87%, 24 month rates are at 3.82%, 12 month rates are at 3.76%. Cochise Credit Union's money market rates are at 1.85%. Cochise Credit Union's Personal Loan Rates are at 10.00%. MonitorBankRates evaluates the financial stability of Cochise Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.76%. Rates last updated and verified on 08/31/2026. Cochise Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cochise Credit Union? Share your experience about Cochise Credit Union by leaving a review below, or read customer reviews before you decide to use Cochise Credit Union. Cochise Credit Union
Cochise Credit Union 580 N Haskell Ave
https://www.cochisecu.com Willcox, AZ 85643 
Cochise Credit Union CD Rates
Cochise Credit Union Savings Rates
Cochise Credit Union Money Market Rates
Cochise Credit Union Home Equity & HELOC
Cochise Credit Union Auto Loan Rates
Cochise Credit Union Credit Card Rates
Cochise Credit Union Personal Loan Rates
Financial Health HistoryCochise Credit Union’s Texas Ratio rose from 2.64% in Q2 2023 to 3.76% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Cochise Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Cochise Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Cochise Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Cochise Credit Union
Website
https://www.cochisecu.com
Address
580 N Haskell Ave,
Willcox, AZ 85643
Phone
520-384-2822
Fax
520-384-0571
President
Troy Judd
CEO
Shelley Thompson
Full-Time Employees
12
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.76%
Return on Assets (ROA)
0.4168%
Return on Equity (ROE)
2.5042%
Non-Performing Loans Ratio (NPL)
1.05%
Total Assets
76,785,469
Total Amount of Shares and Deposits
63,880,944
Total Shares and Deposits < 1 Year
62,250,806
Total Shares and Deposits 1 3 Years
1,558,017
Total Shares and Deposits > 3 Years
72,121
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,260,157
Total Uninsured Shares and Deposits > $250K (F+J)
5,260,157
Total Insured Shares and Deposits > $250K (item 17 less item K)
58,620,787
Total Interest Expense (Sum of items 6 8)
173,336
Share Certificates
463
Number of Accounts for Share Drafts
4,772
IRA KEOGH Accounts
55
Number of Accounts for Regular Shares
6,536
All other shares
188
Money Market Shares
205
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,109,523
Total Liabilities
64,006,450
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
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Add Your Rating and Review for Cochise Credit Union
Frequently Asked Questions About Cochise Credit UnionHow many branches does Cochise Credit Union operate?Cochise Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Cochise Credit Union?Yes, to access services at Cochise Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Cochise Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Cochise Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Cochise Credit Union offer online and mobile banking?Most modern institutions like Cochise Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cochisecu.com. Current Cochise Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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