First National Bank of Bemidji CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.40%, 6-month CD rates at 4.58% and 3-month CD rates at 0.20%. Current savings rates are at 1.00% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.55%. Credit Card rates are at 13.90%. Personal Loan rates are at 10.65%. All these rates, and more, can be found in our database of rates. First National Bank of Bemidji's 18-Month CD rates are at 4.55%, 12-Month CD rates are at 4.55%, 24-Month CD rates are at 4.29%, 30-Month CD rates are at 4.08%, 36-Month CD rates are at 4.04%. First National Bank of Bemidji's savings rates are at 0.90%. First National Bank of Bemidji's money market rates are at 1.51%.

First National Bank of Bemidji

To see how these rates compare to First National Bank of Bemidji CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National Bank of Bemidji, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National Bank of Bemidji CD rates. You can also compare First National Bank of Bemidji savings rates, MMA rates and mortgage rates using our other rate lists.

First National Bank of Bemidji money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank of Bemidji? Share your experience about First National Bank of Bemidji by leaving a review below, or read customer reviews before you decide to use First National Bank of Bemidji.

First National Bank of Bemidji Texas Ratio

First National Bank of Bemidji's Texas Ratio is at 2.51%, which is considered excellent. The Texas Ratio for First National Bank of Bemidji is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First National Bank of Bemidji is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.55%
18-Month CD
4.55%
24-Month CD
4.29%
36-Month CD
4.04%
48-Month CD
3.98%
60-Month CD
3.76%
Savings
0.90%
MMA
1.51%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First National Bank of Bemidji
1600 Paul Bunyan Dr Nw
Bemidji, MN 56601
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

First National Bank of Bemidji CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First National Bank of Bemidji
First National Bank of Bemidji
12-Month CD
4.55%
$500
First National Bank of Bemidji
First National Bank of Bemidji
18-Month CD
4.55%
$500
First National Bank of Bemidji
First National Bank of Bemidji
24-Month CD
4.29%
$500
First National Bank of Bemidji
First National Bank of Bemidji
30-Month CD
4.08%
$500
First National Bank of Bemidji
First National Bank of Bemidji
36-Month CD
4.04%
$500
First National Bank of Bemidji
First National Bank of Bemidji
48-Month CD
3.98%
$500
First National Bank of Bemidji
First National Bank of Bemidji
60-Month CD
3.76%
$500
First National Bank of Bemidji
First National Bank of Bemidji
First Insured Money Market
1.51%
$1,000
First National Bank of Bemidji
First National Bank of Bemidji
Statement Savings
0.90%
$200
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First National Bank of Bemidji Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Mountain View Bank of Commerce
Mountain View Bank of Commerce
12-Month CD
5.25%
$1,000
Trinity Bank, N.A.
Trinity Bank, N.A.
6-Month CD
4.70%
$1,000
FSB New Madison, OH
FSB New Madison, OH
20-Month CD (special)
4.65%
$1,000
Vermillion State Bank
Vermillion State Bank
12-Month CD
4.63%
$500
Presidential Bank
Presidential Bank
Advantage Checking
4.62%
$500
WCB West Central Bank
WCB West Central Bank
12-Month CD new money
4.58%
$10,000
NASA Federal Credit Union
NASA Federal Credit Union
12-Month CD
4.50%
$1,000
Union Bank, Inc.
Union Bank, Inc.
6-Month CD
4.42%
$2,500
United States Senate Federal Credit Union
United States Senate Federal Credit Union
24-Month CD
4.08%
$1,000
Main Bank
Main Bank
3-Month CD
3.75%
$1,000
Teachers Federal Credit Union
Teachers Federal Credit Union
36-Month CD (Certificate)
3.68%
$1,000
Central Bank Provo, UT
Central Bank Provo, UT
60-Month CD
3.65%
$500
First Federal S&L Bath
First Federal S&L Bath
12-Month CD
3.56%
$1,000
Conway National Bank (CNB)
Conway National Bank (CNB)
60-Month CD
3.40%
$500
Putnam County State Bank
Putnam County State Bank
12-Month CD
3.30%
$500
CIT Bank
CIT Bank
18-Month CD
3.00%
$1,000
Bank of Salem AR
Bank of Salem AR
60-Month CD
2.79%
$500
Main Bank
Main Bank
60-Month CD
2.75%
$1,000
First State Bank and Trust
First State Bank and Trust
24-Month CD
2.63%
$1,000
MidCountry Bank
MidCountry Bank
Money Market
2.53%
$250,000
Milford Federal Bank
Milford Federal Bank
48-Month CD
2.53%
$1,000
South Georgia Banking Company
South Georgia Banking Company
36-Month CD
2.52%
$1,000
BankVista
BankVista
18-Month CD
2.51%
$1,000
American Commerce Bank, N.A.
American Commerce Bank, N.A.
Personal Money Market
2.48%
$5,000
Centinel Bank of Taos
Centinel Bank of Taos
Money Market $1 million plus
2.42%
$1,000,000
Security Bank Minnesota
Security Bank Minnesota
Platinum Money Market
2.27%
$250,000
The Bank of Romney
The Bank of Romney
24-Month CD
2.02%
$1,000
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
60-Month CD
2.02%
$500
First National Bank in Ord
First National Bank in Ord
30-Month CD (Step-Up)
2.01%
$500
Maries County Bank
Maries County Bank
24-Month CD
1.51%
$1,000
Gorham Savings Bank
Gorham Savings Bank
48-Month CD
0.95%
$500
Katahdin Trust Company
Katahdin Trust Company
24-Month CD
0.85%
$500
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
36-Month CD
0.80%
$1,000
Mifflinburg B&T CO.
Mifflinburg B&T CO.
12-Month CD
0.55%
$500
North Valley Bank Zanesville, OH
North Valley Bank Zanesville, OH
36-Month CD
0.55%
$1,000
Harleysville Bank
Harleysville Bank
48-Month CD Rising Rate
0.50%
$500
Tipton Latham Bank
Tipton Latham Bank
Savings
0.40%
$0
Hometown Bank of PA
Hometown Bank of PA
18-Month CD
0.30%
$1,000
Marion Center Bank
Marion Center Bank
48-Month CD
0.30%
$1,000
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
Classic Savings Account
0.25%
$100
Spencer Savings Bank
Spencer Savings Bank
12-Month CD
0.20%
$1,000
Iroquois Federal S&L
Iroquois Federal S&L
Savings
0.15%
$2,500
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
Money Market
0.15%
$2,500
State Bank & Trust Company
State Bank & Trust Company
Standard Savings
0.15%
$0
NVE Bank
NVE Bank
12-Month CD
0.11%
$1,000
First National Bank and Trust AL
First National Bank and Trust AL
Savings Account
0.05%
$50
Bath Savings Institution
Bath Savings Institution
Checking Account
0.03%
$0
Associated Bank
Associated Bank
18-Month CD
0.03%
$1,000
USB Union Savings Bank
USB Union Savings Bank
Money Market Savings
0.03%
$0
Katahdin Trust Company
Katahdin Trust Company
Statement Savings
0.01%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 26, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First National Bank of Bemidji Information

First National Bank of Bemidji
1600 Paul Bunyan Dr Nw
Bemidji, MN 56601
Beltrami
Established Date: 11/27/1897
FDIC Certificate #: 5093
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FIRST NB OF BEMIDJI ESOP&TRUST
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is First National Bank of Bemidji FDIC Insured? Yes
What is First National Bank of Bemidji's Cert number? 5093
What is the maximum amount for insured deposits? $250,000 per holder, per account

First National Bank of Bemidji Financials

Total Assets:
$974,140,000
Total Deposits:
$769,968,000
Equity Capital:
$43,882,000
Domestic Deposits:
$769,968,000
Net Income:
$1,112,000
Return on Assets:
1.2229%
Quarterly Return on Assets:
0.4500%
Pretax Return on Assets:
0.4512%
Pretax Quarterly Return on Assets:
0.4500%
Return on Equity:
18.5100%
Quarterly Return on Equity:
10.9900%
Leverage Tier 1 (Core Capital) Ratio:
9.4851%
Total Interest Income (YTD):
3.4011%
 
 
Headquarters:
Bemidji
FDIC Field Office:
Fargo
Regulator:
OCC
County:
Beltrami
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC

Explore Other Rate Deals

The current national 3 month certificate of deposit rate is averaging 0.33 percent. The national average 6 month CD rate isn't much higher, averaging only 0.53 percent. Longer term rates aren't much better. The current average 12 month CD rate is 0.80 percent and 24 month CD rates are averaging 1.17 percent.
Mortgage rates continue their downward spiral into 2015, defying predictions of higher rates. Mortgage rates moving lower in 2014 wasn't supposed to happen. Experts in the industry, including the Mortgage Bankers Association (MBA), forecast mortgage rates to be much higher than current levels.

Bank or Credit Union Offers and Deals

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30 Year Mortgage Rates Fall 3 Basis Points from Record Low
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First Internet Bank of Indiana Savings 10K Rates now at 0.60%
Mortgage Rates Today: Lowest 15 Year Conforming Rates at 2.75 Percent
Getting a Mortgage is Easier These Days as Lenders are Willing to Take on More Risk
Mortgage Rates: Long Term Mortgage Rates Still Below 5.00% - Freddie Mac
Mortgage Rates: Fixed Mortgage Rates Up Slightly, 30 Year Mortgage Rates at 4.60%, 15 Year Mortgage Rates at 3.99%
Mortgage Rates Increase This Week but Will Decline in the Coming Days

Alternative Bank and Credit Union Offers to Explore

Ally Bank 18 Month CD Rates now at 1.29%
Mortgage Rates Continue Downtrend as Fiscal Cliff Talks Go Nowhere
EverBank 5 Year Jumbo CD Rates now at 1.73%
Wells Fargo Bank Promotional CD Rates
TriState Capital Bank Increases Short and Intermediate Term Jumbo CD Rates
Mortgage Rates Increase: 30 Year Mortgage Rates at 4.75%, 15 Year Mortgage Rates at 4.20%
Highest CD Rates November 2, 2012: Best 12 Month Rates at 1.11% APY
Disappointing Jobs Numbers will Force Mortgage Rates Lower
Mortgage Rates Near All Time Low
Mortgage Rates MBA: 30 Year Mortgage Rates at 4.50%, 15 Year Mortgage Rates at 3.83%

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