What are the current interest rates at Coast Central Credit Union?

Current rates for Coast Central Credit Union include: 24-Month CD: 3.82%, 60-Month CD: 4.18%, Savings: 1.16%

☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

Home›
Credit Unions›
Coast Central Credit Union

iAdvertiser Disclosure

Coast Central Credit Union Rates & Review October 2026

Q: Is a member application needed to join Coast Central Credit Union?

Yes, to access services at Coast Central Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Coast Central Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 13, 2026

Coast Central Credit Union's top rates as of October 13, 2026 are 4.33% APY on its 60 Month Roth IRA CDs CD, 1.16% APY on savings, 0.20% APY on checking, 5.12% on its Adjustable Real Estate Loans - 3 & 1 Year ARM mortgage, personal loans from 9.70% APR, and credit cards from 9.70% APR, according to rates verified by MonitorBankRates. Other Coast Central Credit Union CD rates include 60 Month Savings CDs at 4.33%, 60 Month Simplified Employee Pension (SEP) IRA CDs at 4.33%, and 60 Month Traditional IRA CDs at 4.33%. Other Coast Central Credit Union mortgage rates include Adjustable Real Estate Loans - 7 & 1 Year ARM at 5.38%. MonitorBankRates evaluates the financial stability of Coast Central Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.92%. Rates last updated and verified on 10/13/2026.

Coast Central Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Coast Central Credit Union? Share your experience about Coast Central Credit Union by leaving a review below, or read customer reviews before you decide to use Coast Central Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.92%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Coast Central Credit Union
Eureka - Harrison Ave

2650 Harrison Ave
Eureka, CA 95501

https://www.coastccu.org

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Coast Central Credit Union CD Rates

Product	Rate	APY	Term
60 Month Roth IRA Certificates	4.25%	4.33%	60 months
Details Account 9500; Dividends paid monthly; early withdrawal forfeiture applies Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 4.33% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
60 Month Savings Certificates	4.25%	4.33%	60 months
Min Balance $500 Details Balance: $500 to $9,999; Account code: 7700; 90-day dividend forfeiture on early withdrawal Last Updated 10/13/2026 Rate History No change since Sep 22, 2026 · 4.33% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
60 Month Savings Certificates	4.25%	4.33%	60 months
Min Balance $10,000 Details Balance: $10,000 to $74,999; Account code (7700) Last Updated 10/13/2026 Rate History No change since Sep 22, 2026 · 4.33% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
60 Month Savings Certificates	4.25%	4.33%	60 months
Min Balance $75,000 Details Balance: $75,000 and over; Product code 7700 Last Updated 10/13/2026 Rate History No change since Sep 22, 2026 · 4.33% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
60 Month Simplified Employee Pension (SEP) IRA Certificates	4.25%	4.33%	60 months
Details Account 9500; Dividends calculated daily and paid monthly; 60-day dividend forfeiture on early withdrawal for 12-month maturity or less, 90-day for over one year Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 4.33% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
60 Month Traditional IRA Certificates	4.25%	4.33%	60 months
Details Product code 9500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 4.33% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
48 - 59 Month Roth IRA Certificates	4.10%	4.18%	48 to 59 months
Details Account 9400; Dividends paid monthly; early withdrawal forfeiture applies Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 4.18% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
48 - 59 Month Savings Certificates	4.10%	4.18%	48 to 59 months
Min Balance $500 Details Balance: $500 to $9,999; Account code: 7600; 90-day dividend forfeiture on early withdrawal Last Updated 10/13/2026 Rate History No change since Sep 22, 2026 · 4.18% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
48 - 59 Month Savings Certificates	4.10%	4.18%	48 to 59 months
Min Balance $10,000 Details Balance: $10,000 to $74,999; Account code (7600) Last Updated 10/13/2026 Rate History No change since Sep 22, 2026 · 4.18% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
48 - 59 Month Savings Certificates	4.10%	4.18%	48 to 59 months
Min Balance $75,000 Details Balance: $75,000 and over; Product code 7600 Last Updated 10/13/2026 Rate History No change since Sep 22, 2026 · 4.18% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
48 - 59 Month Simplified Employee Pension (SEP) IRA Certificates	4.10%	4.18%	48 to 59 months
Details Account 9400; Dividends calculated daily and paid monthly; 60-day dividend forfeiture on early withdrawal for 12-month maturity or less, 90-day for over one year Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 4.18% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
48 - 59 Month Traditional IRA Certificates	4.10%	4.18%	48 to 59 months
Details Product code 9400 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.18% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
36 - 47 Month Roth IRA Certificates	3.95%	4.02%	36 to 47 months
Details Account 9300; Dividends paid monthly; early withdrawal forfeiture applies Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 4.02% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
36 - 47 Month Savings Certificates	3.95%	4.02%	36 to 47 months
Min Balance $500 Details Balance: $500 to $9,999; Account code: 7500; 90-day dividend forfeiture on early withdrawal Last Updated 10/13/2026 Rate History No change since Sep 22, 2026 · 4.02% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
36 - 47 Month Savings Certificates	3.95%	4.02%	36 to 47 months
Min Balance $10,000 Details Balance: $10,000 to $74,999; Account code (7500) Last Updated 10/13/2026 Rate History No change since Sep 22, 2026 · 4.02% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
36 - 47 Month Savings Certificates	3.95%	4.02%	36 to 47 months
Min Balance $75,000 Details Balance: $75,000 and over; Product code 7500 Last Updated 10/13/2026 Rate History No change since Sep 22, 2026 · 4.02% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
36 - 47 Month Simplified Employee Pension (SEP) IRA Certificates	3.95%	4.02%	36 to 47 months
Details Account 9300; Dividends calculated daily and paid monthly; 60-day dividend forfeiture on early withdrawal for 12-month maturity or less, 90-day for over one year Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 4.02% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
36 - 47 Month Traditional IRA Certificates	3.95%	4.02%	36 to 47 months
Details Product code 9300 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
24 - 35 Month Roth IRA Certificates	3.85%	3.92%	24 to 35 months
Details Account 9200; Dividends paid monthly; early withdrawal forfeiture applies Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 3.92% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
24 - 35 Month Savings Certificates	3.85%	3.92%	24 to 35 months
Min Balance $500 Details Balance: $500 to $9,999; Account code: 7400; 90-day dividend forfeiture on early withdrawal Last Updated 10/13/2026 Rate History No change since Sep 22, 2026 · 3.92% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
24 - 35 Month Savings Certificates	3.85%	3.92%	24 to 35 months
Min Balance $10,000 Details Balance: $10,000 to $74,999; Account code (7400) Last Updated 10/13/2026 Rate History No change since Sep 22, 2026 · 3.92% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
24 - 35 Month Savings Certificates	3.85%	3.92%	24 to 35 months
Min Balance $75,000 Details Balance: $75,000 and over; Product code 7400 Last Updated 10/13/2026 Rate History No change since Sep 22, 2026 · 3.92% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
24 - 35 Month Simplified Employee Pension (SEP) IRA Certificates	3.85%	3.92%	24 to 35 months
Details Account 9200; Dividends calculated daily and paid monthly; 60-day dividend forfeiture on early withdrawal for 12-month maturity or less, 90-day for over one year Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 3.92% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
24 - 35 Month Traditional IRA Certificates	3.85%	3.92%	24 to 35 months
Details Product code 9200 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.92% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
12 - 23 Month Roth IRA Certificates	3.75%	3.82%	12 to 23 months
Details Account 9100; Dividends paid monthly; early withdrawal forfeiture applies Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 3.82% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
12 - 23 Month Savings Certificates	3.75%	3.82%	12 to 23 months
Min Balance $500 Details Balance: $500 to $9,999; Account code: 7300; 90-day dividend forfeiture on early withdrawal Last Updated 10/13/2026 Rate History No change since Sep 22, 2026 · 3.82% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
12 - 23 Month Savings Certificates	3.75%	3.82%	12 to 23 months
Min Balance $10,000 Details Balance: $10,000 to $74,999; Account code (7300) Last Updated 10/13/2026 Rate History No change since Sep 22, 2026 · 3.82% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
12 - 23 Month Savings Certificates	3.75%	3.82%	12 to 23 months
Min Balance $75,000 Details Balance: $75,000 and over; Product code 7300 Last Updated 10/13/2026 Rate History No change since Sep 22, 2026 · 3.82% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
12 - 23 Month Simplified Employee Pension (SEP) IRA Certificates	3.75%	3.82%	12 to 23 months
Details Account 9100; Dividends calculated daily and paid monthly; 60-day dividend forfeiture on early withdrawal for 12-month maturity or less, 90-day for over one year Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 3.82% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
12 - 23 Month Traditional IRA Certificates	3.75%	3.82%	12 to 23 months
Details Product code 9100 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.82% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
182 - 364 Day Savings Certificates	3.50%	3.56%	182 to 364 days
Min Balance $500 Details Balance: $500 to $9,999; Account code: 7200; 60-day dividend forfeiture on early withdrawal Last Updated 10/13/2026 Rate History No change since Sep 22, 2026 · 3.56% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
182 - 364 Day Savings Certificates	3.50%	3.56%	182 to 364 days
Min Balance $10,000 Details Balance: $10,000 to $74,999; Account code (7200) Last Updated 10/13/2026 Rate History No change since Sep 22, 2026 · 3.56% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
182 - 364 Day Savings Certificates	3.50%	3.56%	182 to 364 days
Min Balance $75,000 Details Balance: $75,000 and over; Product code 7200 Last Updated 10/13/2026 Rate History No change since Sep 22, 2026 · 3.56% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
90 - 181 Day Savings Certificates	3.25%	3.30%	90 to 181 Days
Min Balance $10,000 Details Balance: $10,000 to $74,999; Account code (7100) Last Updated 10/13/2026 Rate History No change since Sep 22, 2026 · 3.30% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
90 - 181 Day Savings Certificates	3.25%	3.30%	90 to 181 Days
Min Balance $75,000 Details Balance: $75,000 and over; Product code 7100 Last Updated 10/13/2026 Rate History No change since Sep 22, 2026 · 3.30% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%

Coast Central Credit Union Savings Rates

Product	Rate	APY
Education IRA Savings (2300)	1.15%	1.16%
Details Balance: All Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.16% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Health Savings (2600)	1.15%	1.16%
Min Balance $0 Details Balance: All Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.16% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Membership Savings (0100)	1.15%	1.16%
Min Balance $0 Details Balance: 0. to 99. Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 1.16% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Membership Savings (0100)	1.15%	1.16%
Min Balance $100 Details Balance: 100. to 499. Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 1.16% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Membership Savings (0100)	1.15%	1.16%
Min Balance $500 Details Balance: 500. to 2,499. Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 1.16% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Membership Savings (0100)	1.15%	1.16%
Min Balance $2,500 Details Balance: 2,500. to 9,999. Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 1.16% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Membership Savings (0100)	1.15%	1.16%
Min Balance $10,000 Details Balance: 10,000. + Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 1.16% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Roth IRA Savings (2100)	1.15%	1.16%
Details Balance: All Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.16% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
SEP IRA Savings (2400)	1.15%	1.16%
Details Balance: All Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.16% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Special Savings (0200)	1.15%	1.16%
Min Balance $0 Details Balance: 0. to 499. Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 1.16% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Special Savings (0200)	1.15%	1.16%
Min Balance $500 Details Balance: 500. to 2,499. Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 1.16% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Special Savings (0200)	1.15%	1.16%
Min Balance $2,500 Details Balance: 2,500. to 9,999. Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 1.16% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Special Savings (0200)	1.15%	1.16%
Min Balance $10,000 Details Balance: 10,000. + Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 1.16% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Youth Savings (1800)	1.15%	1.16%
Min Balance $0 Details Balance: All Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.16% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Holiday Club (0900)	0.20%	0.20%
Min Balance $0 Details Balance: All Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%

Coast Central Credit Union Business Savings Rates

Product	Rate	APY
Business Membership Savings (5000)	1.15%	1.16%
Min Balance $0 Details Balance: 0. to 99.; Dividends paid quarterly on the daily balance Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 1.16% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Business Membership Savings (5000)	1.15%	1.16%
Min Balance $100 Details Balance: 100. to 499.; Dividends paid quarterly on the daily balance Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 1.16% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Business Membership Savings (5000)	1.15%	1.16%
Min Balance $500 Details Balance: 500. to 2,499.; Dividends paid quarterly on the daily balance Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 1.16% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Business Membership Savings (5000)	1.15%	1.16%
Min Balance $2,500 Details Balance: 2,500. to 9,999.; Dividends paid quarterly on the daily balance Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 1.16% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Business Membership Savings (5000)	1.15%	1.16%
Min Balance $10,000 Details Balance: 10,000. +; Dividends paid quarterly on the daily balance Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 1.16% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%

Coast Central Credit Union Checking Rates

Product	Rate	APY	View More
Interest Checking (0500)	0.20%	0.20%
Min Balance $0 Details Balance: All Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%

Coast Central Credit Union Business Checking Rates

Product	Rate	APY	View More
Business Interest Checking (5200, 6200)	0.20%	0.20%
Details Business Checking; dividends calculated on daily balance and paid monthly Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%

Coast Central Credit Union Mortgage Rates

Product	Rate	Points	APR
Adjustable Real Estate Loans - 3 & 1 Year ARM	5.125%	0.000	5.242%
Details Home Purchases/Refinances; No points. Up to 30 years financing. ARM rates have a 6% lifetime cap over original rate. Rates assume loan amount of $100,000, LTV 60% or less, DTI under 40%, credit score 780 or above. Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Adjustable Real Estate Loans - 7 & 1 Year ARM	5.375%	0.000	5.493%
Details Home Purchases/Refinances; No points. Up to 30 years financing. ARM rates have a 6% lifetime cap over original rate. Rates assume loan amount of $100,000, LTV 60% or less, DTI under 40%, credit score 780 or above. Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%

Coast Central Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Line of Credit (Open-Ended Loan)	7.00%	-	7.00%	15 Year Variable
Details As Low As; Up to 80% of appraised value; Rates are for owner-occupied properties. Non-owner-occupied rates & terms available; Equiline Line of Credit: No points or fees on lines up to $200,000 (appraisal fees may apply). Lines over $200,000 subject to third-party fees; Lifetime cap is 6% over original rate; Maximum loan of $300,000 Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 6.50% → 7.00% ▲ 0.50 pts · high 7.00% / low 6.50% Oct 2, 20267.00%▲ from 6.50% Sep 14, 20266.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Home Equity Loan (Closed-Ended Loan)	7.50%	-	7.50%	10 Year Fixed
Details As Low As; Up to 80% of appraised value; Rates are for owner-occupied properties. Non-owner-occupied rates & terms available; Home Equity Loan: No points or fees (appraisal fees may apply); Maximum loan of $300,000 Last Updated 10/13/2026 Rate History 1 change since Sep 18, 2026 · 7.00% → 7.50% ▲ 0.50 pts · high 7.50% / low 7.00% Oct 2, 20267.50%▲ from 7.00% Sep 18, 20267.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Home Equity Loans	8.00%	-	8.00%	15 Year Fixed
Details As Low As; Product name cell blank in source; Up to 80% of appraised value; Rates are for owner-occupied properties. Non-owner-occupied rates & terms available; Home Equity Loan: No points or fees (appraisal fees may apply); Maximum loan of $300,000 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 8.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%

Coast Central Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
New & Used Autos	5.24%	-	5.24%	Up to 84 months
Details As Low As; Fixed Rate; Loan Terms: Fixed Rate; 2022 models or newer (other rates available for older models); up to 135% of MSRP or High Book, plus GAP Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%

Coast Central Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term	View More
Boat & RV Loans (New & Used)	7.50%	7.50%	Up to 120 months
Details As Low As; Fixed Rate; Loan Terms: Fixed Rate; Up to 100% financing of the approved value, including tax and license Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%

Coast Central Credit Union Credit Card Rates

Product	Rate	APR
Visa Platinum Card	-	9.70%
Details As Low As; Loan Term: Variable Last Updated 10/13/2026 Rate History 1 change since Sep 22, 2026 · 14.70% → 9.70% ▼ 5.00 pts · high 14.70% / low 9.70% Oct 13, 20269.70%▼ from 14.70% Sep 22, 202614.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Visa Signature Business VARIABLE	-	9.70%
Details Credit Score: 730 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 9.70% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Visa Signature Business VARIABLE	-	9.95%
Details Credit Score: 700-729 Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 9.70% → 9.95% ▲ 0.25 pts · high 9.95% / low 9.70% Sep 18, 20269.95%▲ from 9.70% Sep 14, 20269.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Business Visa VARIABLE	-	10.70%
Details Credit Score: 730 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 10.70% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Visa Classic Card	-	10.70%
Details As Low As; Loan Term: Variable Last Updated 10/13/2026 Rate History 1 change since Sep 22, 2026 · 15.70% → 10.70% ▼ 5.00 pts · high 15.70% / low 10.70% Oct 13, 202610.70%▼ from 15.70% Sep 22, 202615.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Business Visa VARIABLE	-	10.95%
Details Credit Score: 700-729 Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 10.70% → 10.95% ▲ 0.25 pts · high 10.95% / low 10.70% Sep 18, 202610.95%▲ from 10.70% Sep 14, 202610.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Business Visa VARIABLE	-	11.95%
Details Credit Score: 675-699 Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 10.70% → 11.95% ▲ 1.25 pts · high 11.95% / low 10.70% Sep 18, 202611.95%▲ from 10.70% Sep 14, 202610.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Visa Platinum Card	-	14.70%
Details As Low As; Loan Term: Fixed Last Updated 10/13/2026 Rate History No change since Sep 22, 2026 · 14.70% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Visa Signature Business FIXED	-	14.70%
Details Credit Score: 730 Last Updated 10/13/2026 Rate History 2 changes since Sep 14, 2026 · 14.70% → 14.70% ▼ 0.00 pts · high 14.95% / low 14.70% Oct 13, 202614.70%▼ from 14.95% Oct 9, 202614.95%▲ from 14.70% Sep 14, 202614.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Visa Signature Business FIXED	-	14.95%
Details Credit Score: 700-729 Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 14.70% → 14.95% ▲ 0.25 pts · high 14.95% / low 14.70% Sep 18, 202614.95%▲ from 14.70% Sep 14, 202614.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Business Visa FIXED	-	15.70%
Details Credit Score: 730 Last Updated 10/13/2026 Rate History 2 changes since Sep 14, 2026 · 15.70% → 15.70% ▼ 0.00 pts · high 15.95% / low 15.70% Oct 13, 202615.70%▼ from 15.95% Oct 9, 202615.95%▲ from 15.70% Sep 14, 202615.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Visa Classic Card	-	15.70%
Details As Low As; Loan Term: Fixed Last Updated 10/13/2026 Rate History No change since Sep 22, 2026 · 15.70% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Business Visa FIXED	-	15.95%
Details Credit Score: 700-729 Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 15.70% → 15.95% ▲ 0.25 pts · high 15.95% / low 15.70% Sep 18, 202615.95%▲ from 15.70% Sep 14, 202615.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Business Visa VARIABLE	-	15.95%
Details Credit Score: 650-674 Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 10.70% → 15.95% ▲ 5.25 pts · high 15.95% / low 10.70% Sep 18, 202615.95%▲ from 10.70% Sep 14, 202610.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Business Visa FIXED	-	16.95%
Details Credit Score: 675-699 Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 15.70% → 16.95% ▲ 1.25 pts · high 16.95% / low 15.70% Sep 18, 202616.95%▲ from 15.70% Sep 14, 202615.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Business Visa VARIABLE	-	18.95%
Details Credit Score: 610-649 Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 10.70% → 18.95% ▲ 8.25 pts · high 18.95% / low 10.70% Sep 18, 202618.95%▲ from 10.70% Sep 14, 202610.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Business Visa FIXED	-	20.95%
Details Credit Score: 650-674 Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 15.70% → 20.95% ▲ 5.25 pts · high 20.95% / low 15.70% Sep 18, 202620.95%▲ from 15.70% Sep 14, 202615.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Business Visa FIXED	-	23.95%
Details Credit Score: 610-649 Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 15.70% → 23.95% ▲ 8.25 pts · high 23.95% / low 15.70% Sep 18, 202623.95%▲ from 15.70% Sep 14, 202615.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%

Coast Central Credit Union Personal Loan Rates

Product	APR	Term	View More
Visa Signature Business VARIABLE	9.70%
Details Credit Score: 730 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 9.70% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Visa Signature Business VARIABLE	9.95%
Details Credit Score: 700-729 Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 9.70% → 9.95% ▲ 0.25 pts · high 9.95% / low 9.70% Sep 18, 20269.95%▲ from 9.70% Sep 14, 20269.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Personal Loans and Lines of Credit	11.75%
Details As Low As; Open line of credit. Maximum loan of $50,000. Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 12.00% → 11.75% ▼ 0.25 pts · high 12.00% / low 11.75% Oct 9, 202611.75%▼ from 12.00% Sep 14, 202612.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Visa Signature Business FIXED	14.70%
Details Credit Score: 730 Last Updated 10/13/2026 Rate History 2 changes since Sep 14, 2026 · 14.70% → 14.70% ▼ 0.00 pts · high 14.95% / low 14.70% Oct 13, 202614.70%▼ from 14.95% Oct 9, 202614.95%▲ from 14.70% Sep 14, 202614.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Visa Signature Business FIXED	14.95%
Details Credit Score: 700-729 Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 14.70% → 14.95% ▲ 0.25 pts · high 14.95% / low 14.70% Sep 18, 202614.95%▲ from 14.70% Sep 14, 202614.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%

Coast Central Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Adjustable Real Estate Loans - Manufactured Home in Park	8.00%	1.000	8.315%	Up to 20 years
Details Term: Up to 20 years financing; Home Purchases/Refinances; Up to 80% of the appraised value. 2003 or newer. 1 Point. Up to 20 years financing. Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 8.32% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Adjustable Real Estate Loans - Quarterly Adjustable	5.00%	0.000	5.116%
Details Home Purchases/Refinances; No points. Up to 30 years financing. ARM rates have a 6% lifetime cap over original rate. Rates assume loan amount of $100,000, LTV 60% or less, DTI under 40%, credit score 780 or above. Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.12% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Adjustable Real Estate Loans - Unimproved Property	8.25%	1.000	8.571%	20 Years
Details Home Purchases/Refinances; Up to 60% of land value. 1 point. Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 8.57% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Fixed Real Estate Loans - 15 Years	5.375%	0.000	5.577%	15 Years
Details APR as low as; Primary residence purchase; loan amount $100,000; LTV 60% or less; DTI under 40%; credit score 780 or above; Up to 97% LTV on Purchases & Rate/Term Refinances Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 4.95% → 5.58% ▲ 0.63 pts · high 5.58% / low 4.95% Oct 13, 20265.58%▲ from 4.95% Sep 14, 20264.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Fixed Real Estate Loans - 15 Years	5.125%	1.000	5.482%	15 Years
Details APR as low as; Primary residence purchase; loan amount $100,000; LTV 60% or less; DTI under 40%; credit score 780 or above; Up to 97% LTV on Purchases & Rate/Term Refinances Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.48% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Fixed Real Estate Loans - 30 Years	6.125%	0.000	6.249%	30 Years
Details APR as low as; Primary residence purchase; loan amount $100,000; LTV 60% or less; DTI under 40%; credit score 780 or above; Up to 97% LTV on Purchases & Rate/Term Refinances Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 5.62% → 6.25% ▲ 0.63 pts · high 6.25% / low 5.62% Oct 13, 20266.25%▲ from 5.62% Sep 14, 20265.62%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Fixed Real Estate Loans - 30 Years	5.875%	1.000	6.092%	30 Years
Details APR as low as; Primary residence purchase; loan amount $100,000; LTV 60% or less; DTI under 40%; credit score 780 or above; Up to 97% LTV on Purchases & Rate/Term Refinances Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.09% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
12 - 23 Month Coverdell Education Savings Account (ESA) Certificate	3.75%	-	3.82%	12 to 23 months
Details Account code 9100 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.82% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
24 - 35 Month Coverdell Education Savings Account (ESA) Certificate	3.85%	-	3.92%	24 to 35 months
Details Account code 9200 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.92% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
36 - 47 Month Coverdell Education Savings Account (ESA) Certificate	3.95%	-	4.02%	36 to 47 months
Details Account code 9300 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 4.02% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
48 - 59 Month Coverdell Education Savings Account (ESA) Certificate	4.10%	-	4.18%	48 to 59 months
Details Account code 9400 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 4.18% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
60 Month Coverdell Education Savings Account (ESA) Certificate	4.25%	-	4.33%	60 months
Details Account code 9500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 4.33% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Business Liquid Assets (7000)	0.75%	-	0.75%
Min Balance $0 Details Balance: 0. to 9,999.; Dividends calculated on daily balance and paid monthly Last Updated 10/13/2026 Rate History No change since Oct 9, 2026 · 0.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Business Liquid Assets (7000)	1.00%	-	1.01%
Min Balance $10,000 Details Balance: 10,000. to 24,999.; Dividends calculated on daily balance and paid monthly Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 1.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Business Liquid Assets (7000)	1.15%	-	1.16%
Min Balance $25,000 Details Balance: 25,000. to 49,999.; Dividends calculated on daily balance and paid monthly Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 1.16% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Business Liquid Assets (7000)	1.30%	-	1.31%
Min Balance $50,000 Details Balance: 50,000. to 74,999.; Dividends calculated on daily balance and paid monthly Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 1.31% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Business Liquid Assets (7000)	1.40%	-	1.41%
Min Balance $75,000 Details Balance: 75,000. +; Dividends calculated on daily balance and paid monthly Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.41% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Liquid Assets (0700)	0.75%	-	0.75%
Min Balance $0 Details Balance: 0. to 9,999.; Personal Liquid Assets Accounts; dividends calculated on daily balance and paid monthly Last Updated 10/13/2026 Rate History No change since Sep 22, 2026 · 0.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Liquid Assets (0700)	1.00%	-	1.01%
Min Balance $10,000 Details Balance: 10,000. to 24,999.; Personal Liquid Assets Accounts; dividends calculated on daily balance and paid monthly Last Updated 10/13/2026 Rate History No change since Sep 22, 2026 · 1.01% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Liquid Assets (0700)	1.15%	-	1.16%
Min Balance $25,000 Details Balance: 25,000. to 49,999.; Personal Liquid Assets Accounts; dividends calculated on daily balance and paid monthly Last Updated 10/13/2026 Rate History No change since Sep 22, 2026 · 1.16% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Liquid Assets (0700)	1.30%	-	1.31%
Min Balance $50,000 Details Balance: 50,000. to 74,999.; Personal Liquid Assets Accounts; dividends calculated on daily balance and paid monthly Last Updated 10/13/2026 Rate History No change since Sep 22, 2026 · 1.31% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%
Liquid Assets (0700)	1.40%	-	1.41%
Min Balance $75,000 Details Balance: 75,000. +; Personal Liquid Assets Accounts; dividends calculated on daily balance and paid monthly Last Updated 10/13/2026 Rate History No change since Sep 22, 2026 · 1.41% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.92%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Coast Central Credit Union’s Texas Ratio rose from 1.03% in Q3 2023 to 2.92% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$2.3B	2.92%	5.0	A+
March 31, 2026	$2.3B	2.12%	5.0	A+
December 31, 2025	$2.3B	2.74%	5.0	A+
September 30, 2025	$2.3B	1.11%	5.0	A+
June 30, 2025	$2.2B	4.61%	5.0	A+
March 31, 2025	$2.2B	1.26%	5.0	A+
December 31, 2024	$2.2B	2.01%	5.0	A+
September 30, 2024	$2.1B	1.67%	5.0	A+
June 30, 2024	$2.0B	1.62%	5.0	A+
March 31, 2024	$2.0B	1.89%	5.0	A+
December 31, 2023	$2.1B	1.70%	5.0	A+
September 30, 2023	$2.0B	1.03%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Coast Central Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Coast Central Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Coast Central Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Coast Central Credit Union

Website https://www.coastccu.org

Address 2650 Harrison Ave, Eureka, CA 95501

Phone 707-445-8801

Fax 707-442-2532

President Ron Rudebock

CEO Fred Moore

Full-Time Employees 256

Part-Time Employees 24

Branch Locations 11

ATM Locations 11

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.92%

Return on Assets (ROA)

0.3358%

Return on Equity (ROE)

2.8011%

Non-Performing Loans Ratio (NPL)

0.70%

Total Assets

2,308,313,259

Total Amount of Shares and Deposits

2,043,571,950

Total Shares and Deposits < 1 Year

1,764,891,089

Total Shares and Deposits 1 3 Years

252,329,087

Total Shares and Deposits > 3 Years

26,351,774

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

349,617,541

Total Uninsured Shares and Deposits > $250K (F+J)

349,617,541

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,693,954,409

Total Interest Expense (Sum of items 6 8)

19,410,607

Share Certificates

14,054

Number of Accounts for Share Drafts

56,180

IRA KEOGH Accounts

4,661

Number of Accounts for Regular Shares

80,760

All other shares

2,995

Money Market Shares

26,757

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

313,529,361

Total Liabilities

2,080,799,721

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Coast Central Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://www.monitorbankrates.com/credit-unions/coast-central-credit-union-rates-review-62367">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Coast Central Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Coast Central Credit Union

Frequently Asked Questions About Coast Central Credit Union

How many branches does Coast Central Credit Union operate?

Coast Central Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Coast Central Credit Union?

Yes, to access services at Coast Central Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Coast Central Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Coast Central Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Coast Central Credit Union offer online and mobile banking?

Most modern institutions like Coast Central Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.coastccu.org.

Current Coast Central Credit Union Rates

24-Month CD3.82%
60-Month CD4.18%
Savings1.16%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Granite State Credit Union Mirastar Federal Credit Union Lynn Police Credit Union Family Savings Credit Union Lion Federal Credit Union VICTORIA TEACHERS WCG Employees Credit Union BrightBridge Credit Union St Mark Credit Union Pioneer Federal Credit Union ISRAEL METHCOMM Emerald Credit Union Glass Cap Federal Credit Union United Bay Community Credit Union Northern New Mexico School Employees Federal Credit Union TRUE Community Credit Union TBA Credit Union F3 Credit Union Tru Fi-Credit Union Pampa Municipal Credit Union City & County Credit Union

Coast Central Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Coast Central Credit Union Texas Ratio

Coast Central Credit Union Health Trend

Coast Central Credit Union CD Rates

Coast Central Credit Union Savings Rates

Coast Central Credit Union Business Savings Rates

Coast Central Credit Union Checking Rates

Coast Central Credit Union Business Checking Rates

Coast Central Credit Union Mortgage Rates

Coast Central Credit Union Home Equity & HELOC

Coast Central Credit Union Auto Loan Rates

Coast Central Credit Union RV, Boat and Powersport Loan Rates

Coast Central Credit Union Credit Card Rates

Coast Central Credit Union Personal Loan Rates

Coast Central Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Coast Central Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Coast Central Credit Union

How many branches does Coast Central Credit Union operate?

Is a member application needed to join Coast Central Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Coast Central Credit Union offer online and mobile banking?

Current Coast Central Credit Union Rates

Compare to Other Credit Unions