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 Coast Central Credit Union Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Coast Central Credit Union's Savings CDs: 60 month rates are at 4.33%, 60 month Savings CDs: to rates are at 4.33%, 60 month Simplified Employee Pension (SEP) IRA CD rates are at 4.33%, Savings CDs: 48 to 59 month rates are at 4.18%, 48 to 59 month Savings CDs: to rates are at 4.18%. Coast Central Credit Union's savings rates are at 1.16%. Coast Central Credit Union's 3 & 1 Year ARM rates are at 4.50%, 7 & 1 Year ARM rates are at 4.75%, Jumbo Real Estate Loan rates are at 4.95%, Jumbo Real Estate Loan rates are at 5.45%, Jumbo Real Estate Loan rates are at 5.70%. Coast Central Credit Union's Personal Loan Rates are at 12.00%. MonitorBankRates evaluates the financial stability of Coast Central Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.11%. Rates last updated and verified on 08/28/2026. Coast Central Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Coast Central Credit Union? Share your experience about Coast Central Credit Union by leaving a review below, or read customer reviews before you decide to use Coast Central Credit Union. Coast Central Credit Union
Eureka Harrison Ave 2650 Harrison Ave
https://www.coastccu.org Eureka, CA 95501 
Coast Central Credit Union CD Rates
Coast Central Credit Union Savings Rates
Coast Central Credit Union Checking Rates
Coast Central Credit Union Mortgage Rates
Coast Central Credit Union Auto Loan Rates
Coast Central Credit Union Credit Card Rates
Coast Central Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Coast Central Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Coast Central Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Coast Central Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Coast Central Credit Union
Website
https://www.coastccu.org
Address
2650 Harrison Ave,
Eureka, CA 95501
Phone
707-445-8801
Fax
707-442-2532
President
Ron Rudebock
CEO
Fred Moore
Full-Time Employees
250
Part-Time Employees
29
Branch Locations
11
ATM Locations
11
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.11%
Return on Assets (ROA)
0.4946%
Return on Equity (ROE)
4.2463%
Non-Performing Loans Ratio (NPL)
0.28%
Total Assets
2,275,937,036
Total Amount of Shares and Deposits
2,018,970,191
Total Shares and Deposits < 1 Year
1,707,507,024
Total Shares and Deposits 1 3 Years
279,715,250
Total Shares and Deposits > 3 Years
31,747,918
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
365,364,536
Total Uninsured Shares and Deposits > $250K (F+J)
365,364,536
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,653,605,655
Total Interest Expense (Sum of items 6 8)
31,458,215
Share Certificates
13,874
Number of Accounts for Share Drafts
55,209
IRA KEOGH Accounts
4,866
Number of Accounts for Regular Shares
79,915
All other shares
2,822
Money Market Shares
27,337
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
359,413,337
Total Liabilities
2,061,992,681
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Coast Central Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Coast Central Credit Union
Frequently Asked Questions About Coast Central Credit UnionHow many branches does Coast Central Credit Union operate?Coast Central Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Coast Central Credit Union?Yes, to access services at Coast Central Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Coast Central Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Coast Central Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Coast Central Credit Union offer online and mobile banking?Most modern institutions like Coast Central Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.coastccu.org. Current Coast Central Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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