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Coast Central Credit Union Rates & Review June 2026

Coast Central Credit Union's Roth IRA CDs 60 month rates are at 3.82%, Savings CDs: 60 month rates are at 3.82%, Savings CDs: to $74,999 - 60 month rates are at 3.82%, 60 month (7700) Savings CDs: to $9,999 rates are at 3.82%, Simplified Employee Pension (SEP) IRA CD 60 month rates are at 3.82%. Coast Central Credit Union's savings rates are at 1.16%. Coast Central Credit Union's 3 & 1 Year ARM rates are at 4.38%, 7 & 1 Year ARM rates are at 4.62%. Coast Central Credit Union's Personal Loan Rates are at 12.00%. MonitorBankRates evaluates the financial stability of Coast Central Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.11%. Rates were last updated on 06/16/2026.

Coast Central Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Coast Central Credit Union? Share your experience about Coast Central Credit Union by leaving a review below, or read customer reviews before you decide to use Coast Central Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.11%
Excellent Lower than avg
Coast Central Credit Union
Eureka Harrison Ave
2650 Harrison Ave
Eureka, CA 95501
https://www.coastccu.org
Member NCUA

Coast Central Credit Union CD Rates

Product Rate APY Term View More
Roth IRA Certificates 60 month 3.75% 3.82% 60 months
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Savings Certificates: 60 month 3.75% 3.82%
Min Balance $75,000
Details $75,000 +
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Savings Certificates: to $74,999 - 60 month 3.75% 3.82%
Min Balance $10,000
Details $10,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
60 month (7700) Savings Certificates: to $9,999 3.75% 3.82% 60 months (7700)
Min Balance $500
Details $500; Dividends for savings certificates are calculated daily and paid monthly. Upon early withdrawal, all savings certificates with a 12-month maturity or less will carry a 60-day forfeiture of dividends. Savings certificates over one year will carry a 90-day forfeiture of dividends. The dividend penalty will never exceed the amount of dividends actually earned. Rates are subject to change at any time.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Simplified Employee Pension (SEP) IRA Certificate 60 month 3.75% 3.82% 60 months
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Traditional IRA Certificates 60 month 3.75% 3.82% 60 months
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Roth IRA Certificates 48 to 59 month 3.60% 3.66% 48 to 59 months
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Savings Certificates: 48 to 59 month 3.60% 3.66%
Min Balance $75,000
Details $75,000 +
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Savings Certificates: to $74,999 - 48 to 59 month 3.60% 3.66%
Min Balance $10,000
Details $10,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
48 to 59 month (7600) Savings Certificates: to $9,999 3.60% 3.66% 48 to 59 months (7600)
Min Balance $500
Details $500; Dividends for savings certificates are calculated daily and paid monthly. Upon early withdrawal, all savings certificates with a 12-month maturity or less will carry a 60-day forfeiture of dividends. Savings certificates over one year will carry a 90-day forfeiture of dividends. The dividend penalty will never exceed the amount of dividends actually earned. Rates are subject to change at any time.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Simplified Employee Pension (SEP) IRA Certificate 48 to 59 month 3.60% 3.66% 48 to 59 months
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Traditional IRA Certificates 48 to 59 month 3.60% 3.66% 48 to 59 months
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Roth IRA Certificates 36 to 47 month 3.50% 3.56% 36 to 47 months
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Savings Certificates: 36 to 47 month 3.50% 3.56%
Min Balance $75,000
Details $75,000 +
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Savings Certificates: to $74,999 - 36 to 47 month 3.50% 3.56%
Min Balance $10,000
Details $10,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
36 to 47 month (7500) Savings Certificates: to $9,999 3.50% 3.56% 36 to 47 months (7500)
Min Balance $500
Details $500; Dividends for savings certificates are calculated daily and paid monthly. Upon early withdrawal, all savings certificates with a 12-month maturity or less will carry a 60-day forfeiture of dividends. Savings certificates over one year will carry a 90-day forfeiture of dividends. The dividend penalty will never exceed the amount of dividends actually earned. Rates are subject to change at any time.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Simplified Employee Pension (SEP) IRA Certificate 36 to 47 month 3.50% 3.56% 36 to 47 months
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Traditional IRA Certificates 36 to 47 month 3.50% 3.56% 36 to 47 months
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Roth IRA Certificates 24 to 35 month 3.25% 3.30% 24 to 35 months
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Savings Certificates: 24 to 35 month 3.25% 3.30%
Min Balance $75,000
Details $75,000 +
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Savings Certificates: to $74,999 - 24 to 35 month 3.25% 3.30%
Min Balance $10,000
Details $10,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
24 to 35 month (7400) Savings Certificates: to $9,999 3.25% 3.30% 24 to 35 months (7400)
Min Balance $500
Details $500; Dividends for savings certificates are calculated daily and paid monthly. Upon early withdrawal, all savings certificates with a 12-month maturity or less will carry a 60-day forfeiture of dividends. Savings certificates over one year will carry a 90-day forfeiture of dividends. The dividend penalty will never exceed the amount of dividends actually earned. Rates are subject to change at any time.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Simplified Employee Pension (SEP) IRA Certificate 24 to 35 month 3.25% 3.30% 24 to 35 months
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Traditional IRA Certificates 24 to 35 month 3.25% 3.30% 24 to 35 months
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Roth IRA Certificates 12 to 23 month 3.00% 3.04% 12 to 23 months
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Savings Certificates: 12 to 23 month 3.00% 3.04%
Min Balance $75,000
Details $75,000 +
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Savings Certificates: to $74,999 - 12 to 23 month 3.00% 3.04%
Min Balance $10,000
Details $10,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
12 to 23 month (7300) Savings Certificates: to $9,999 3.00% 3.04% 12 to 23 months (7300)
Min Balance $500
Details $500; Dividends for savings certificates are calculated daily and paid monthly. Upon early withdrawal, all savings certificates with a 12-month maturity or less will carry a 60-day forfeiture of dividends. Savings certificates over one year will carry a 90-day forfeiture of dividends. The dividend penalty will never exceed the amount of dividends actually earned. Rates are subject to change at any time.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Simplified Employee Pension (SEP) IRA Certificate 12 to 23 month 3.00% 3.04% 12 to 23 months
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Traditional IRA Certificates 12 to 23 month 3.00% 3.04% 12 to 23 months
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Savings Certificates: 182 to 364 days 2.75% 2.78%
Min Balance $75,000
Details $75,000 +
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Savings Certificates: to $74,999 - 182 to 364 days 2.75% 2.78%
Min Balance $10,000
Details $10,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
182 to 364 days (7200) Savings Certificates: to $9,999 2.75% 2.78% 182 to 364 days (7200)
Min Balance $500
Details $500; Dividends for savings certificates are calculated daily and paid monthly. Upon early withdrawal, all savings certificates with a 12-month maturity or less will carry a 60-day forfeiture of dividends. Savings certificates over one year will carry a 90-day forfeiture of dividends. The dividend penalty will never exceed the amount of dividends actually earned. Rates are subject to change at any time.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Savings Certificates: 90 to 181 Days 2.50% 2.53%
Min Balance $75,000
Details $75,000 +
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Savings Certificates: to $74,999 - 90 to 181 Days 2.50% 2.53%
Min Balance $10,000
Details $10,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%

Coast Central Credit Union Savings Rates

Product Rate APY View More
Savings Certificates: 60 month 3.75% 3.82%
Min Balance $75,000
Details $75,000 +
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Savings Certificates: to $74,999 - 60 month 3.75% 3.82%
Min Balance $10,000
Details $10,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Savings Certificates: 48 to 59 month 3.60% 3.66%
Min Balance $75,000
Details $75,000 +
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Savings Certificates: to $74,999 - 48 to 59 month 3.60% 3.66%
Min Balance $10,000
Details $10,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Savings Certificates: 36 to 47 month 3.50% 3.56%
Min Balance $75,000
Details $75,000 +
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Savings Certificates: to $74,999 - 36 to 47 month 3.50% 3.56%
Min Balance $10,000
Details $10,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Savings Certificates: 24 to 35 month 3.25% 3.30%
Min Balance $75,000
Details $75,000 +
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Savings Certificates: to $74,999 - 24 to 35 month 3.25% 3.30%
Min Balance $10,000
Details $10,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Savings Certificates - 3.04%
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Savings Certificates: 12 to 23 month 3.00% 3.04%
Min Balance $75,000
Details $75,000 +
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Savings Certificates: to $74,999 - 12 to 23 month 3.00% 3.04%
Min Balance $10,000
Details $10,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Savings Certificates: 182 to 364 days 2.75% 2.78%
Min Balance $75,000
Details $75,000 +
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Savings Certificates: to $74,999 - 182 to 364 days 2.75% 2.78%
Min Balance $10,000
Details $10,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Savings Certificates: 90 to 181 Days 2.50% 2.53%
Min Balance $75,000
Details $75,000 +
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Savings Certificates: to $74,999 - 90 to 181 Days 2.50% 2.53%
Min Balance $10,000
Details $10,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Business Membership Savings (5000) 1.15% 1.16%
Min Balance $0
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Education IRA Savings 1.15% 1.16%
Min Balance $0
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Health Savings 1.15% 1.16%
Min Balance $0
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Membership Savings 1.15% 1.16%
Min Balance $0
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Roth IRA Savings 1.15% 1.16%
Min Balance $0
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
SEP IRA Savings 1.15% 1.16%
Min Balance $0
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Special Savings 1.15% 1.16%
Min Balance $0
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Traditional IRA Savings 1.15% 1.16%
Min Balance $0
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Youth Savings 1.15% 1.16%
Min Balance $0
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Youth Special Savings 1.15% 1.16%
Min Balance $0
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Holiday Club 0.20% 0.20%
Min Balance $0
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%

Coast Central Credit Union Checking Rates

Product Rate APY View More
Business Interest Checking (5200, 6200) 0.20% 0.20%
Details Dividends declared for Business Checking accounts are calculated on the daily balance and paid monthly. Dividends are declared by the Board of Directors at the end of each month. Please refer to your "Important Account Information" booklet for full details, terms, and conditions.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Interest Checking 0.20% 0.20%
Min Balance $0
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%

Coast Central Credit Union Mortgage Rates

Product Rate Points APR Term View More
3 & 1 Year ARM 4.38% No points 4.49% Up to 30 years financing
Details Rates are for owner-occupied properties. Non-owner-occupied rates available. Annual Percentage Rates shown are based on a $100,000 loan amount. The APR will vary according to term, amount of loan, and other prepaid finance charges.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
7 & 1 Year ARM 4.63% No points 4.74% Up to 30 years financing
Details Rates are for owner-occupied properties. Non-owner-occupied rates available. Annual Percentage Rates shown are based on a $100,000 loan amount. The APR will vary according to term, amount of loan, and other prepaid finance charges.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%

Coast Central Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - - 6.50%
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%

Coast Central Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 5.24%
No additional details.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%

Coast Central Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum - 9.70%
Details Variable APR
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Visa Platinum Card - 9.70%
Details As Low As; Rate: 9.70%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Visa Signature Business VARIABLE - 9.70%
Details Credit Score: 730
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Visa Signature Business VARIABLE - 9.95%
Details Credit Score: 700-729
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Business Visa VARIABLE - 10.70%
Details Credit Score: 730
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Visa Classic Card - 10.70%
Details As Low As; Rate: 10.70%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Business Visa VARIABLE - 10.95%
Details Credit Score: 700-729
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Business Visa VARIABLE - 11.95%
Details Credit Score: 675-699
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Visa Platinum Card - 14.70%
Details As Low As; Rate: 14.70%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Visa Signature Business FIXED - 14.70%
Details Credit Score: 730
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Visa Signature Business FIXED - 14.95%
Details Credit Score: 700-729
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Business Visa FIXED - 15.70%
Details Credit Score: 730
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Visa Classic - 15.70%
Details Fixed APR
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Visa Classic Card - 15.70%
Details As Low As; Rate: 15.70%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Business Visa FIXED - 15.95%
Details Credit Score: 700-729
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Business Visa VARIABLE - 15.95%
Details Credit Score: 650-674
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Business Visa FIXED - 16.95%
Details Credit Score: 675-699
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Business Visa VARIABLE - 18.95%
Details Credit Score: 610-649
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Business Visa FIXED - 20.95%
Details Credit Score: 650-674
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Business Visa FIXED - 23.95%
Details Credit Score: 610-649
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%

Coast Central Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan and Personal Line of Credit - 12.00%
Details Open line of credit. Maximum loan of $50,000.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Personal Loans and Lines of Credit - 12.00%
Details As Low As; Maximum loan of $50,000. Open line of credit.
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Coast Central Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Coast Central Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Coast Central Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Coast Central Credit Union
Address 2650 Harrison Ave, Eureka, CA 95501
Phone 707-445-8801
Fax 707-442-2532
President Ron Rudebock
CEO Fred Moore
Full-Time Employees 250
Part-Time Employees 29
Branch Locations 11
ATM Locations 11
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.11%
Return on Assets (ROA)
0.4946%
Return on Equity (ROE)
4.2463%
Non-Performing Loans Ratio (NPL)
0.28%
Total Assets
2,275,937,036
Total Amount of Shares and Deposits
2,018,970,191
Total Shares and Deposits < 1 Year
1,707,507,024
Total Shares and Deposits 1 3 Years
279,715,250
Total Shares and Deposits > 3 Years
31,747,918
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
365,364,536
Total Uninsured Shares and Deposits > $250K (F+J)
365,364,536
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,653,605,655
Total Interest Expense (Sum of items 6 8)
31,458,215
Share Certificates
13,874
Number of Accounts for Share Drafts
55,209
IRA KEOGH Accounts
4,866
Number of Accounts for Regular Shares
79,915
All other shares
2,822
Money Market Shares
27,337
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
359,413,337
Total Liabilities
2,061,992,681
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Coast Central Credit Union

How many branches does Coast Central Credit Union operate?

Coast Central Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Coast Central Credit Union?

Yes, to access services at Coast Central Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Coast Central Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Coast Central Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Coast Central Credit Union offer online and mobile banking?

Most modern institutions like Coast Central Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.coastccu.org.

Current Coast Central Credit Union Rates

  • 24-Month CD3.04%
  • 60-Month CD3.66%
  • Savings1.16%
Retrieved from our database of financial products. Rates subject to change.