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Consumers Professional Credit Union Rates & Review October 2026

Q: What are the current interest rates at Consumers Professional Credit Union?

Current rates for Consumers Professional Credit Union include: 12-Month CD: 1.61%, 18-Month CD: 1.71%, 24-Month CD: 1.81%, 60-Month CD: 2.12%, Savings: 0.20%

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 19, 2026

Consumers Professional Credit Union's 6 Month CD of Deposit rates are at 3.75%, 6 Month CDs & IRA CDs of Deposit rates are at 3.75%, 12 Month CD of Deposit rates are at 3.70%, 12 Month CDs & IRA CDs of Deposit rates are at 3.70%, 18 Month CD of Deposit rates are at 3.70%. Consumers Professional Credit Union's savings rates are at 0.20%. Consumers Professional Credit Union's Personal Loan Rates are as low as 9.50%. MonitorBankRates evaluates the financial stability of Consumers Professional Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.02%. Rates last updated and verified on 10/19/2026.

Consumers Professional Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Consumers Professional Credit Union? Share your experience about Consumers Professional Credit Union by leaving a review below, or read customer reviews before you decide to use Consumers Professional Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.02%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Consumers Professional Credit Union
CPCU-Lansing

525 W Willow St
Lansing, MI 48906-4745

https://www.cpcu.co/

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Consumers Professional Credit Union CD Rates

Product	Rate	APY	Term
6 Month Certificate of Deposit	3.70%	3.752%	6 months
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 and above Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 3.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
6 Month Certificates & IRA Certificates of Deposit	3.70%	3.752%	6 months
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 and above; Minimum Balance to open: $1,000.00 Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
12 Month Certificate of Deposit	3.65%	3.70%	12 months
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 and above Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 3.70% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
12 Month Certificates & IRA Certificates of Deposit	3.65%	3.70%	12 months
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 and above; Minimum Balance to open: $1,000.00 Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 3.70% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
18 Month Certificate of Deposit	3.65%	3.70%	18 months
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 and above Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 3.70% ▲ 0.10 pts · high 3.70% / low 3.60% Oct 19, 20263.70%▲ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
18 Month Certificates & IRA Certificates of Deposit	3.65%	3.70%	18 months
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 and above; Minimum Balance to open: $1,000.00 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 3.70% ▲ 0.10 pts · high 3.70% / low 3.60% Oct 9, 20263.70%▲ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
60 Month Certificate of Deposit	3.65%	3.70%	60 months
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 and above Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 3.65% → 3.70% ▲ 0.05 pts · high 3.70% / low 3.65% Oct 19, 20263.70%▲ from 3.65% Sep 14, 20263.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
60 Month Certificates & IRA Certificates of Deposit	3.65%	3.70%	60 months
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 and above; Minimum Balance to open: $1,000.00 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 3.65% → 3.70% ▲ 0.05 pts · high 3.70% / low 3.65% Oct 9, 20263.70%▲ from 3.65% Sep 14, 20263.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
24 Month Certificate of Deposit	3.60%	3.649%	24 months
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 and above Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.65% ▲ 0.10 pts · high 3.65% / low 3.55% Oct 19, 20263.65%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
24 Month Certificates & IRA Certificates of Deposit	3.60%	3.649%	24 months
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 and above; Minimum Balance to open: $1,000.00 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.65% ▲ 0.10 pts · high 3.65% / low 3.55% Oct 9, 20263.65%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
48 Month Certificate of Deposit	3.60%	3.649%	48 months
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 and above Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 3.65% ▲ 0.05 pts · high 3.65% / low 3.60% Oct 19, 20263.65%▲ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
48 Month Certificates & IRA Certificates of Deposit	3.60%	3.649%	48 months
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 and above; Minimum Balance to open: $1,000.00 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 3.65% ▲ 0.05 pts · high 3.65% / low 3.60% Oct 9, 20263.65%▲ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
6 Month Certificate of Deposit	3.60%	3.649%	6 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 to $49,999 Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
6 Month Certificates & IRA Certificates of Deposit	3.60%	3.649%	6 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 to $49,999; Minimum Balance to open: $1,000.00 Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
12 Month Certificate of Deposit	3.55%	3.598%	12 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 to $49,999 Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
12 Month Certificates & IRA Certificates of Deposit	3.55%	3.598%	12 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 to $49,999; Minimum Balance to open: $1,000.00 Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
18 Month Certificate of Deposit	3.55%	3.598%	18 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 to $49,999 Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
18 Month Certificates & IRA Certificates of Deposit	3.55%	3.598%	18 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 to $49,999; Minimum Balance to open: $1,000.00 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 3.50% → 3.60% ▲ 0.10 pts · high 3.60% / low 3.50% Oct 9, 20263.60%▲ from 3.50% Sep 14, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
36 Month Certificate of Deposit	3.55%	3.598%	36 months
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 and above Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.60% ▲ 0.05 pts · high 3.60% / low 3.55% Oct 19, 20263.60%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
36 Month Certificates & IRA Certificates of Deposit	3.55%	3.598%	36 months
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 and above; Minimum Balance to open: $1,000.00 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.60% ▲ 0.05 pts · high 3.60% / low 3.55% Oct 9, 20263.60%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
60 Month Certificate of Deposit	3.55%	3.589%	60 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 to $49,999 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.59% ▲ 0.04 pts · high 3.59% / low 3.55% Oct 19, 20263.59%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
60 Month Certificates & IRA Certificates of Deposit	3.55%	3.589%	60 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 to $49,999; Minimum Balance to open: $1,000.00 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.59% ▲ 0.04 pts · high 3.59% / low 3.55% Oct 9, 20263.59%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
24 Month Certificate of Deposit	3.50%	3.546%	24 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 to $49,999 Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
24 Month Certificates & IRA Certificates of Deposit	3.50%	3.546%	24 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 to $49,999; Minimum Balance to open: $1,000.00 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 3.44% → 3.55% ▲ 0.10 pts · high 3.55% / low 3.44% Oct 9, 20263.55%▲ from 3.44% Sep 14, 20263.44%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
30 Month Certificate of Deposit	3.50%	3.546%	30 months
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 and above Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 3.50% → 3.55% ▲ 0.05 pts · high 3.55% / low 3.50% Oct 19, 20263.55%▲ from 3.50% Sep 14, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
30 Month Certificates & IRA Certificates of Deposit	3.50%	3.546%	30 months
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 and above; Minimum Balance to open: $1,000.00 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 3.50% → 3.55% ▲ 0.05 pts · high 3.55% / low 3.50% Oct 9, 20263.55%▲ from 3.50% Sep 14, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
48 Month Certificate of Deposit	3.50%	3.546%	48 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 to $49,999 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 3.50% → 3.55% ▲ 0.05 pts · high 3.55% / low 3.50% Oct 19, 20263.55%▲ from 3.50% Sep 14, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
48 Month Certificates & IRA Certificates of Deposit	3.50%	3.546%	48 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 to $49,999; Minimum Balance to open: $1,000.00 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 3.50% → 3.55% ▲ 0.05 pts · high 3.55% / low 3.50% Oct 9, 20263.55%▲ from 3.50% Sep 14, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
36 Month Certificate of Deposit	3.45%	3.495%	36 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 to $49,999 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.50% ▼ 0.05 pts · high 3.55% / low 3.50% Oct 19, 20263.50%▼ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
36 Month Certificates & IRA Certificates of Deposit	3.45%	3.495%	36 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 to $49,999; Minimum Balance to open: $1,000.00 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 3.44% → 3.50% ▲ 0.05 pts · high 3.50% / low 3.44% Oct 9, 20263.50%▲ from 3.44% Sep 14, 20263.44%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
30 Month Certificate of Deposit	3.40%	3.444%	30 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 to $49,999 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 3.50% → 3.44% ▼ 0.05 pts · high 3.50% / low 3.44% Oct 19, 20263.44%▼ from 3.50% Sep 14, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
30 Month Certificates & IRA Certificates of Deposit	3.40%	3.444%	30 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 to $49,999; Minimum Balance to open: $1,000.00 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 3.39% → 3.44% ▲ 0.05 pts · high 3.44% / low 3.39% Oct 9, 20263.44%▲ from 3.39% Sep 14, 20263.39%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
60 Month Youth Certificates of Deposit	2.10%	2.117%	60 months
Min Deposit $300 Details Additional Deposits of a minimum of $100 are allowed Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 2.12% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
48 Month Youth Certificates of Deposit	2.00%	2.015%	48 months
Min Deposit $300 Details Additional Deposits of a minimum of $100 are allowed Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 2.02% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
36 Month Youth Certificates of Deposit	1.90%	1.914%	36 months
Min Deposit $300 Details Additional Deposits of a minimum of $100 are allowed Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 1.91% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
24 Month Youth Certificates of Deposit	1.80%	1.812%	24 months
Min Deposit $300 Details Additional Deposits of a minimum of $100 are allowed Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 1.81% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
18 Month Youth Certificates of Deposit	1.70%	1.711%	18 months
Min Deposit $300 Details Additional Deposits of a minimum of $100 are allowed Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 1.71% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
12 Month Youth Certificates of Deposit	1.60%	1.61%	12 months
Min Deposit $300 Details Additional Deposits of a minimum of $100 are allowed Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 1.61% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
6 Month Youth Certificates of Deposit	1.50%	1.508%	6 months
Min Deposit $300 Details Additional Deposits of a minimum of $100 are allowed Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 1.51% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%

Consumers Professional Credit Union Savings Rates

Product	Rate	APY
Christmas Club	0.20%	0.20%
Min Balance $50 Details Dividend: Compounded/Credited Quarterly; Minimum Balance:; Minimum Balance to obtain APY: $50.00; Contact us for answers to questions. Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 0.20% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Club Accounts	0.20%	0.20%
Min Balance $50 Details Dividend: Compounded/Credited Quarterly; Minimum Balance:; Minimum Balance to obtain APY: $50.00; Contact us for answers to questions. Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 0.20% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Health Savings Accounts	0.20%	0.20%
Min Balance $50 Details Dividend: Compounded/Credited Quarterly; Minimum Balance:; Minimum Balance to obtain APY: $50.00; Contact us for answers to questions. Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 0.20% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Individual Retirement Savings, Roth, Roth Conversion & Education IRAs	0.20%	0.20%
Min Balance $50 Details Dividend: Compounded/Credited Quarterly; Minimum Balance:; Minimum Balance to obtain APY: $50.00; Contact us for answers to questions. Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 0.20% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Statement Savings	0.20%	0.20%
Min Balance $50 Details Compounded/Credited Quarterly; Minimum Balance: $25.00 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 0.20% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%

Consumers Professional Credit Union Business Savings Rates

Product	Rate	APY	View More
Business Statement Savings	0.20%	0.20%
Min Deposit $25 Min Balance $50 Details Dividend: Compounded/Credited Quarterly; Minimum Balance: $25.00; Minimum Balance to obtain APY: $50.00 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 0.20% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%

Consumers Professional Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Car/Motorcycle/Truck/Classics/Auto-Up	-	-	4.55%	24 Months
Details Credit Score: 700-800 Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 4.55% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Car/Motorcycle/Truck/Classics/Auto-Up	-	-	4.55%	24 Months
Details Credit Score: 700-800; Effective Date: October 1, 2026; *No discounts on the interest rate if an Auto-Up Loan Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 4.55% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Car/Motorcycle/Truck/Classics/Auto-Up	-	-	4.80%	36 Months
Details Credit Score: 700-800 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 5.80% → 4.80% ▼ 1.00 pts · high 5.80% / low 4.80% Sep 18, 20264.80%▼ from 5.80% Sep 14, 20265.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Car/Motorcycle/Truck/Classics/Auto-Up	-	-	4.80%	24 Months
Details Credit Score: 620-699 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 4.55% → 4.80% ▲ 0.25 pts · high 4.80% / low 4.55% Sep 18, 20264.80%▲ from 4.55% Sep 14, 20264.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Car/Motorcycle/Truck/Classics/Auto-Up	-	-	4.80%	36 Months
Details Credit Score: 700-800; Effective Date: October 1, 2026; No discounts on the interest rate if an Auto-Up Loan Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 5.80% → 4.80% ▼ 1.00 pts · high 5.80% / low 4.80% Sep 18, 20264.80%▼ from 5.80%* Sep 14, 20265.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Car/Motorcycle/Truck/Classics/Auto-Up	-	-	4.80%	24 Months
Details Credit Score: 620-699; Effective Date: October 1, 2026; No discounts on the interest rate if an Auto-Up Loan Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 4.55% → 4.80% ▲ 0.25 pts · high 4.80% / low 4.55% Sep 18, 20264.80%▲ from 4.55%* Sep 14, 20264.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Car/Motorcycle/Truck/Classics/Auto-Up	-	-	5.05%	48 Months
Details Credit Score: 700-800 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 5.50% → 5.05% ▼ 0.45 pts · high 5.50% / low 5.05% Sep 18, 20265.05%▼ from 5.50% Sep 14, 20265.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Car/Motorcycle/Truck/Classics/Auto-Up	-	-	5.05%	24 Months
Details Credit Score: 580-619 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 4.55% → 5.05% ▲ 0.50 pts · high 5.05% / low 4.55% Sep 18, 20265.05%▲ from 4.55% Sep 14, 20264.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Car/Motorcycle/Truck/Classics/Auto-Up	-	-	5.05%	48 Months
Details Credit Score: 700-800; Effective Date: October 1, 2026; No discounts on the interest rate if an Auto-Up Loan Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 5.50% → 5.05% ▼ 0.45 pts · high 5.50% / low 5.05% Sep 18, 20265.05%▼ from 5.50%* Sep 14, 20265.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Car/Motorcycle/Truck/Classics/Auto-Up	-	-	5.05%	24 Months
Details Credit Score: 580-619; Effective Date: October 1, 2026; No discounts on the interest rate if an Auto-Up Loan Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 4.55% → 5.05% ▲ 0.50 pts · high 5.05% / low 4.55% Sep 18, 20265.05%▲ from 4.55%* Sep 14, 20264.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Car/Motorcycle/Truck/Classics/Auto-Up	-	-	5.30%	60 Months
Details Credit Score: 700-800 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 6.55% → 5.30% ▼ 1.25 pts · high 6.55% / low 5.30% Sep 18, 20265.30%▼ from 6.55% Sep 14, 20266.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Car/Motorcycle/Truck/Classics/Auto-Up	-	-	5.30%	36 Months
Details Credit Score: 620-699 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 5.80% → 5.30% ▼ 0.50 pts · high 5.80% / low 5.30% Sep 18, 20265.30%▼ from 5.80% Sep 14, 20265.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Car/Motorcycle/Truck/Classics/Auto-Up	-	-	5.30%	60 Months
Details Credit Score: 700-800; Effective Date: October 1, 2026; No discounts on the interest rate if an Auto-Up Loan Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 6.55% → 5.30% ▼ 1.25 pts · high 6.55% / low 5.30% Sep 18, 20265.30%▼ from 6.55%* Sep 14, 20266.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Car/Motorcycle/Truck/Classics/Auto-Up	-	-	5.30%	36 Months
Details Credit Score: 620-699; Effective Date: October 1, 2026; No discounts on the interest rate if an Auto-Up Loan Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 5.80% → 5.30% ▼ 0.50 pts · high 5.80% / low 5.30% Sep 18, 20265.30%▼ from 5.80%* Sep 14, 20265.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Car/Motorcycle/Truck/Classics/Auto-Up	-	-	5.50%	48 Months
Details Credit Score: 620-699 Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 5.50% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Car/Motorcycle/Truck/Classics/Auto-Up	-	-	5.50%	48 Months
Details Credit Score: 620-699; Effective Date: October 1, 2026; *No discounts on the interest rate if an Auto-Up Loan Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 5.50% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Car/Motorcycle/Truck/Classics/Auto-Up	-	-	5.55%	72 Months
Details Credit Score: 700-800 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 6.05% → 5.55% ▼ 0.50 pts · high 6.05% / low 5.55% Sep 18, 20265.55%▼ from 6.05% Sep 14, 20266.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Car/Motorcycle/Truck/Classics/Auto-Up	-	-	5.55%	60 Months
Details Credit Score: 620-699 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 6.55% → 5.55% ▼ 1.00 pts · high 6.55% / low 5.55% Sep 18, 20265.55%▼ from 6.55% Sep 14, 20266.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Car/Motorcycle/Truck/Classics/Auto-Up	-	-	5.55%	72 Months
Details Credit Score: 700-800; Effective Date: October 1, 2026; No discounts on the interest rate if an Auto-Up Loan Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 6.05% → 5.55% ▼ 0.50 pts · high 6.05% / low 5.55% Sep 18, 20265.55%▼ from 6.05%* Sep 14, 20266.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Car/Motorcycle/Truck/Classics/Auto-Up	-	-	5.55%	60 Months
Details Credit Score: 620-699; Effective Date: October 1, 2026; No discounts on the interest rate if an Auto-Up Loan Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 6.55% → 5.55% ▼ 1.00 pts · high 6.55% / low 5.55% Sep 18, 20265.55%▼ from 6.55%* Sep 14, 20266.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Car/Motorcycle/Truck/Classics/Auto-Up	-	-	5.80%	36 Months
Details Credit Score: 580-619 Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 5.80% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Car/Motorcycle/Truck/Classics/Auto-Up	-	-	5.80%	36 Months
Details Credit Score: 580-619; Effective Date: October 1, 2026; *No discounts on the interest rate if an Auto-Up Loan Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 5.80% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Car/Motorcycle/Truck/Classics/Auto-Up	-	-	6.05%	72 Months
Details Credit Score: 620-699 Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 6.05% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Car/Motorcycle/Truck/Classics/Auto-Up	-	-	6.05%	72 Months
Details Credit Score: 620-699; Effective Date: October 1, 2026; *No discounts on the interest rate if an Auto-Up Loan Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 6.05% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Car/Motorcycle/Truck/Classics/Auto-Up	-	-	6.15%	84 Months
Details Credit Score: 700-800; 10% down payment may be required on 84 months loans Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 6.15% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Car/Motorcycle/Truck/Classics/Auto-Up	-	-	6.15%	84 Months
Details Credit Score: 700-800; Effective Date: October 1, 2026; 10% down payment may be required on 84 months loans; *No discounts on the interest rate if an Auto-Up Loan Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 6.15% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Car/Motorcycle/Truck/Classics/Auto-Up	-	-	6.30%	48 Months
Details Credit Score: 580-619 Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 6.30% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Car/Motorcycle/Truck/Classics/Auto-Up	-	-	6.30%	48 Months
Details Credit Score: 580-619; Effective Date: October 1, 2026; *No discounts on the interest rate if an Auto-Up Loan Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 6.30% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Car/Motorcycle/Truck/Classics/Auto-Up	-	-	6.55%	60 Months
Details Credit Score: 580-619 Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 6.55% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Car/Motorcycle/Truck/Classics/Auto-Up	-	-	6.55%	60 Months
Details Credit Score: 580-619; Effective Date: October 1, 2026; *No discounts on the interest rate if an Auto-Up Loan Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 6.55% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Car/Motorcycle/Truck/Classics/Auto-Up	-	-	6.65%	84 Months
Details Credit Score: 620-699; 10% down payment may be required on 84 months loans Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 6.65% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Car/Motorcycle/Truck/Classics/Auto-Up	-	-	6.65%	84 Months
Details Credit Score: 620-699; Effective Date: October 1, 2026; 10% down payment may be required on 84 months loans; *No discounts on the interest rate if an Auto-Up Loan Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 6.65% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Car/Motorcycle/Truck/Classics/Auto-Up	-	-	7.05%	72 Months
Details Credit Score: 580-619 Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 7.05% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Car/Motorcycle/Truck/Classics/Auto-Up	-	-	7.05%	72 Months
Details Credit Score: 580-619; Effective Date: October 1, 2026; *No discounts on the interest rate if an Auto-Up Loan Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 7.05% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Car/Motorcycle/Truck/Classics/Auto-Up	-	-	7.65%	84 Months
Details Credit Score: 580-619; 10% down payment may be required on 84 months loans Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 7.65% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Car/Motorcycle/Truck/Classics/Auto-Up	-	-	7.65%	84 Months
Details Credit Score: 580-619; Effective Date: October 1, 2026; 10% down payment may be required on 84 months loans; *No discounts on the interest rate if an Auto-Up Loan Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 7.65% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%

Consumers Professional Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
2025-2026 New Motorhomes (RVs) Loan	-	5.00%	3 Year Balloon
Details Credit Score: 700-800; Balloon Minimum $15,000 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 5.75% → 5.00% ▼ 0.75 pts · high 5.75% / low 5.00% Oct 19, 20265.00%▼ from 5.75% Sep 14, 20265.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Previously Owned Motorhomes (RVs) Loan	-	5.00%	3 Year Balloon
Details Credit Score: 700-800; Balloon Minimum $15,000; Maximum loan amount not to exceed 70% of JD Power retail value or appraised value Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 5.75% → 5.00% ▼ 0.75 pts · high 5.75% / low 5.00% Oct 19, 20265.00%▼ from 5.75% Sep 14, 20265.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Motorhomes (RVs) Loan	-	5.50%	5 Year Balloon
Details Credit Score: 700-800; Balloon Minimum $15,000 Last Updated 10/19/2026 Rate History 2 changes since Sep 14, 2026 · 7.00% → 5.50% ▼ 1.50 pts · high 7.00% / low 5.50% Oct 19, 20265.50%▼ from 6.25% Sep 18, 20266.25%▼ from 7.00% Sep 14, 20267.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Motorhomes (RVs) Loan	-	5.50%	3 Year Balloon
Details Credit Score: 620-699; Balloon Minimum $15,000 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 5.75% → 5.50% ▼ 0.25 pts · high 5.75% / low 5.50% Oct 19, 20265.50%▼ from 5.75% Sep 14, 20265.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Previously Owned Motorhomes (RVs) Loan	-	5.50%	5 Year Balloon
Details Credit Score: 700-800; Balloon Minimum $15,000; Maximum loan amount not to exceed 70% of JD Power retail value or appraised value Last Updated 10/19/2026 Rate History 2 changes since Sep 14, 2026 · 7.00% → 5.50% ▼ 1.50 pts · high 7.00% / low 5.50% Oct 19, 20265.50%▼ from 6.25% Sep 18, 20266.25%▼ from 7.00% Sep 14, 20267.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Previously Owned Motorhomes (RVs) Loan	-	5.50%	3 Year Balloon
Details Balloon Minimum $15,000; Credit Score: 620-699 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 5.75% → 5.50% ▼ 0.25 pts · high 5.75% / low 5.50% Oct 19, 20265.50%▼ from 5.75% Sep 14, 20265.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Motorhomes (RVs) Loan	-	5.75%	36 Months
Details Credit Score: 700-800 Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 5.75% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Watercraft/Recreational Loan	-	5.75%	36 Months
Details Excluding Motorhomes (RVs); Credit Score: 700-800; Effective Date: October 1, 2026 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 5.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Watercraft/Recreational - 36 Months Loan	-	5.75%	36 Months
Details Credit Score: 700-800; Model Year: 2025-2026; Excluding Motorhomes (RVs); Effective Date: October 1, 2026 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 5.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Previously Owned Motorhomes (RVs) Loan	-	5.75%	36 Months
Details Credit Score: 700-800; Maximum loan amount not to exceed 70% of JD Power retail value or appraised value Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 5.75% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Motorhomes (RVs) Loan	-	6.00%	48 Months
Details Credit Score: 700-800 Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 6.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Motorhomes (RVs) Loan	-	6.00%	5 Year Balloon
Details Credit Score: 620-699; Balloon Minimum $15,000 Last Updated 10/19/2026 Rate History 2 changes since Sep 14, 2026 · 7.00% → 6.00% ▼ 1.00 pts · high 7.00% / low 6.00% Oct 19, 20266.00%▼ from 6.25% Sep 18, 20266.25%▼ from 7.00% Sep 14, 20267.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Watercraft/Recreational Loan	-	6.00%	48 Months
Details Excluding Motorhomes (RVs); Credit Score: 700-800; Effective Date: October 1, 2026 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 6.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Watercraft/Recreational Loan	-	6.00%	36 Months
Details Excluding Motorhomes (RVs); Credit Score: 620-699; Effective Date: October 1, 2026 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 6.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Watercraft/Recreational - 36 Months Loan	-	6.00%	36 Months
Details Credit Score: 620-699; Model Year: 2025-2026; Excluding Motorhomes (RVs); Effective Date: October 1, 2026 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 6.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Watercraft/Recreational - 48 Months Loan	-	6.00%	48 Months
Details Credit Score: 700-800; Model Year: 2025-2026; Excluding Motorhomes (RVs); Effective Date: October 1, 2026 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 6.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Previously Owned Motorhomes (RVs) Loan	-	6.00%	48 Months
Details Credit Score: 700-800; Maximum loan amount not to exceed 70% of JD Power retail value or appraised value Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 6.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Previously Owned Motorhomes (RVs) Loan	-	6.00%	5 Year Balloon
Details Balloon Minimum $15,000; Credit Score: 620-699 Last Updated 10/19/2026 Rate History 2 changes since Sep 14, 2026 · 7.00% → 6.00% ▼ 1.00 pts · high 7.00% / low 6.00% Oct 19, 20266.00%▼ from 6.25% Sep 18, 20266.25%▼ from 7.00% Sep 14, 20267.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Watercraft/Recreational Loan	-	6.00%	36 Months
Details Credit Score: 700-800; Excluding Motorhomes (RVs); Effective Date: October 1, 2026; Maximum Loan Amount Not To Exceed NADA Retail Value or Appraised Value Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 6.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Motorhomes (RVs) Loan	-	6.25%	60 Months
Details Credit Score: 700-800 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 7.00% → 6.25% ▼ 0.75 pts · high 7.00% / low 6.25% Sep 18, 20266.25%▼ from 7.00% Sep 14, 20267.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Motorhomes (RVs) Loan	-	6.25%	36 Months
Details Credit Score: 620-699 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 5.75% → 6.25% ▲ 0.50 pts · high 6.25% / low 5.75% Sep 18, 20266.25%▲ from 5.75% Sep 14, 20265.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Watercraft/Recreational Loan	-	6.25%	60 Months
Details Excluding Motorhomes (RVs); Credit Score: 700-800; Effective Date: October 1, 2026 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 6.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Watercraft/Recreational Loan	-	6.25%	48 Months
Details Excluding Motorhomes (RVs); Credit Score: 620-699; Effective Date: October 1, 2026 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 6.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Watercraft/Recreational - 48 Months Loan	-	6.25%	48 Months
Details Credit Score: 620-699; Model Year: 2025-2026; Excluding Motorhomes (RVs); Effective Date: October 1, 2026 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 6.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Watercraft/Recreational - 60 Months Loan	-	6.25%	60 Months
Details Credit Score: 700-800; Model Year: 2025-2026; Excluding Motorhomes (RVs); Effective Date: October 1, 2026 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 6.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Previously Owned Motorhomes (RVs) Loan	-	6.25%	60 Months
Details Credit Score: 700-800; Maximum loan amount not to exceed 70% of JD Power retail value or appraised value Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 7.00% → 6.25% ▼ 0.75 pts · high 7.00% / low 6.25% Sep 18, 20266.25%▼ from 7.00% Sep 14, 20267.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Previously Owned Motorhomes (RVs) Loan	-	6.25%	36 Months
Details Credit Score: 620-699 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 5.75% → 6.25% ▲ 0.50 pts · high 6.25% / low 5.75% Sep 18, 20266.25%▲ from 5.75% Sep 14, 20265.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Watercraft/Recreational Loan	-	6.25%	48 Months
Details Credit Score: 700-800; Excluding Motorhomes (RVs); Effective Date: October 1, 2026; Maximum Loan Amount Not To Exceed NADA Retail Value or Appraised Value Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 6.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Motorhomes (RVs) Loan	-	6.50%	5 Year Balloon
Details Credit Score: 580-619; Balloon Minimum $15,000 Last Updated 10/19/2026 Rate History 2 changes since Sep 14, 2026 · 7.00% → 6.50% ▼ 0.50 pts · high 7.00% / low 6.25% Oct 19, 20266.50%▲ from 6.25% Sep 18, 20266.25%▼ from 7.00% Sep 14, 20267.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Watercraft/Recreational Loan	-	6.50%	72 Months
Details Excluding Motorhomes (RVs); Credit Score: 700-800; Effective Date: October 1, 2026 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 6.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Watercraft/Recreational Loan	-	6.50%	60 Months
Details Excluding Motorhomes (RVs); Credit Score: 620-699; Effective Date: October 1, 2026 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 6.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Watercraft/Recreational - 60 Months Loan	-	6.50%	60 Months
Details Credit Score: 620-699; Model Year: 2025-2026; Excluding Motorhomes (RVs); Effective Date: October 1, 2026 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 6.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Watercraft/Recreational - 72 Months Loan	-	6.50%	72 Months
Details Credit Score: 700-800; Model Year: 2025-2026; Excluding Motorhomes (RVs); Effective Date: October 1, 2026 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 6.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Previously Owned Motorhomes (RVs) Loan	-	6.50%	5 Year Balloon
Details Credit Score: 580-619; Balloon Minimum $15,000; Maximum loan amount not to exceed 70% of JD Power retail value or appraised value Last Updated 10/19/2026 Rate History 2 changes since Sep 14, 2026 · 7.00% → 6.50% ▼ 0.50 pts · high 7.00% / low 6.25% Oct 19, 20266.50%▲ from 6.25% Sep 18, 20266.25%▼ from 7.00% Sep 14, 20267.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Watercraft/Recreational Loan	-	6.50%	60 Months
Details Credit Score: 700-800; Excluding Motorhomes (RVs); Effective Date: October 1, 2026; Maximum Loan Amount Not To Exceed NADA Retail Value or Appraised Value Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 6.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Watercraft/Recreational Loan	-	6.50%	36 Months
Details Credit Score: 620-699; Excluding Motorhomes (RVs); Effective Date: October 1, 2026; Maximum Loan Amount Not To Exceed NADA Retail Value or Appraised Value Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 6.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Motorhomes (RVs) Loan	-	6.75%	72 Months
Details Credit Score: 700-800 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 8.75% → 6.75% ▼ 2.00 pts · high 8.75% / low 6.75% Sep 18, 20266.75%▼ from 8.75% Sep 14, 20268.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Motorhomes (RVs) Loan	-	6.75%	48 Months
Details Credit Score: 620-699 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 6.00% → 6.75% ▲ 0.75 pts · high 6.75% / low 6.00% Sep 18, 20266.75%▲ from 6.00% Sep 14, 20266.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Watercraft/Recreational Loan	-	6.75%	84 Months
Details Excluding Motorhomes (RVs); Credit Score: 700-800; Effective Date: October 1, 2026 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 6.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Watercraft/Recreational Loan	-	6.75%	72 Months
Details Excluding Motorhomes (RVs); Credit Score: 620-699; Effective Date: October 1, 2026 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 6.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Watercraft/Recreational Loan	-	6.75%	36 Months
Details Excluding Motorhomes (RVs); Credit Score: 580-619; Effective Date: October 1, 2026 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 6.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Watercraft/Recreational - 36 Months Loan	-	6.75%	36 Months
Details Credit Score: 580-619; Model Year: 2025-2026; Excluding Motorhomes (RVs); Effective Date: October 1, 2026 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 6.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Watercraft/Recreational - 72 Months Loan	-	6.75%	72 Months
Details Credit Score: 620-699; Model Year: 2025-2026; Excluding Motorhomes (RVs); Effective Date: October 1, 2026 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 6.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Watercraft/Recreational - 84 Months Loan	-	6.75%	84 Months
Details Credit Score: 700-800; Model Year: 2025-2026; Excluding Motorhomes (RVs); Effective Date: October 1, 2026 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 6.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Previously Owned Motorhomes (RVs) Loan	-	6.75%	72 Months
Details Credit Score: 700-800; Maximum loan amount not to exceed 70% of JD Power retail value or appraised value Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 8.75% → 6.75% ▼ 2.00 pts · high 8.75% / low 6.75% Sep 18, 20266.75%▼ from 8.75% Sep 14, 20268.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Previously Owned Motorhomes (RVs) Loan	-	6.75%	48 Months
Details Credit Score: 620-699 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 6.00% → 6.75% ▲ 0.75 pts · high 6.75% / low 6.00% Sep 18, 20266.75%▲ from 6.00% Sep 14, 20266.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Watercraft/Recreational Loan	-	6.75%	72 Months
Details Credit Score: 700-800; Excluding Motorhomes (RVs); Effective Date: October 1, 2026; Maximum Loan Amount Not To Exceed NADA Retail Value or Appraised Value Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 6.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Watercraft/Recreational Loan	-	6.85%	84 Months
Details Excluding Motorhomes (RVs); Credit Score: 620-699; Effective Date: October 1, 2026 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 6.85% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Watercraft/Recreational - 84 Months Loan	-	6.85%	84 Months
Details Credit Score: 620-699; Model Year: 2025-2026; Excluding Motorhomes (RVs); Effective Date: October 1, 2026 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 6.85% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Motorhomes (RVs) Loan	-	7.00%	60 Months
Details Credit Score: 620-699 Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 7.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Previously Owned Motorhomes (RVs) Loan	-	7.00%	60 Months
Details Credit Score: 620-699; Maximum loan amount not to exceed 70% of JD Power retail value or appraised value Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 7.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Watercraft/Recreational Loan	-	7.00%	84 Months
Details Credit Score: 700-800; Excluding Motorhomes (RVs); Effective Date: October 1, 2026; Maximum Loan Amount Not To Exceed NADA Retail Value or Appraised Value Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 7.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Watercraft/Recreational Loan	-	7.00%	48 Months
Details Credit Score: 620-699; Excluding Motorhomes (RVs); Effective Date: October 1, 2026; Maximum Loan Amount Not To Exceed NADA Retail Value or Appraised Value Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 7.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Motorhomes (RVs) Loan	-	7.25%	84 Months
Details Credit Score: 700-800 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 9.00% → 7.25% ▼ 1.75 pts · high 9.00% / low 7.25% Sep 18, 20267.25%▼ from 9.00% Sep 14, 20269.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Motorhomes (RVs) Loan	-	7.25%	72 Months
Details Credit Score: 620-699 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 8.75% → 7.25% ▼ 1.50 pts · high 8.75% / low 7.25% Sep 18, 20267.25%▼ from 8.75% Sep 14, 20268.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Watercraft/Recreational Loan	-	7.25%	48 Months
Details Excluding Motorhomes (RVs); Credit Score: 580-619; Effective Date: October 1, 2026 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 7.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Watercraft/Recreational - 48 Months Loan	-	7.25%	48 Months
Details Credit Score: 580-619; Model Year: 2025-2026; Excluding Motorhomes (RVs); Effective Date: October 1, 2026 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 7.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Previously Owned Motorhomes (RVs) Loan	-	7.25%	84 Months
Details Credit Score: 700-800; Maximum loan amount not to exceed 70% of JD Power retail value or appraised value Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 9.00% → 7.25% ▼ 1.75 pts · high 9.00% / low 7.25% Sep 18, 20267.25%▼ from 9.00% Sep 14, 20269.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Previously Owned Motorhomes (RVs) Loan	-	7.25%	72 Months
Details Credit Score: 620-699 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 8.75% → 7.25% ▼ 1.50 pts · high 8.75% / low 7.25% Sep 18, 20267.25%▼ from 8.75% Sep 14, 20268.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Watercraft/Recreational Loan	-	7.25%	60 Months
Details Credit Score: 620-699; Excluding Motorhomes (RVs); Effective Date: October 1, 2026; Maximum Loan Amount Not To Exceed NADA Retail Value or Appraised Value Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 7.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Watercraft/Recreational Loan	-	7.50%	72 Months
Details Credit Score: 620-699; Excluding Motorhomes (RVs); Effective Date: October 1, 2026; Maximum Loan Amount Not To Exceed NADA Retail Value or Appraised Value Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 7.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Motorhomes (RVs) Loan	-	7.75%	84 Months
Details Credit Score: 620-699 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 9.00% → 7.75% ▼ 1.25 pts · high 9.00% / low 7.75% Sep 18, 20267.75%▼ from 9.00% Sep 14, 20269.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Motorhomes (RVs) Loan	-	7.75%	36 Months
Details Credit Score: 580-619 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 5.75% → 7.75% ▲ 2.00 pts · high 7.75% / low 5.75% Sep 18, 20267.75%▲ from 5.75% Sep 14, 20265.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Watercraft/Recreational Loan	-	7.75%	60 Months
Details Excluding Motorhomes (RVs); Credit Score: 580-619; Effective Date: October 1, 2026 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 7.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Watercraft/Recreational - 60 Months Loan	-	7.75%	60 Months
Details Credit Score: 580-619; Model Year: 2025-2026; Excluding Motorhomes (RVs); Effective Date: October 1, 2026 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 7.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Previously Owned Motorhomes (RVs) Loan	-	7.75%	84 Months
Details Credit Score: 620-699; Maximum loan amount not to exceed 70% of JD Power retail value or appraised value Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 9.00% → 7.75% ▼ 1.25 pts · high 9.00% / low 7.75% Sep 18, 20267.75%▼ from 9.00% Sep 14, 20269.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Previously Owned Motorhomes (RVs) Loan	-	7.75%	36 Months
Details Credit Score: 580-619 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 5.75% → 7.75% ▲ 2.00 pts · high 7.75% / low 5.75% Sep 18, 20267.75%▲ from 5.75% Sep 14, 20265.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Watercraft/Recreational Loan	-	7.75%	84 Months
Details Credit Score: 620-699; Excluding Motorhomes (RVs); Effective Date: October 1, 2026; Maximum Loan Amount Not To Exceed NADA Retail Value or Appraised Value Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 7.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Watercraft/Recreational Loan	-	8.00%	72 Months
Details Excluding Motorhomes (RVs); Credit Score: 580-619; Effective Date: October 1, 2026 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 8.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Watercraft/Recreational - 72 Months Loan	-	8.00%	72 Months
Details Credit Score: 580-619; Model Year: 2025-2026; Excluding Motorhomes (RVs); Effective Date: October 1, 2026 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 8.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Watercraft/Recreational Loan	-	8.10%	84 Months
Details Excluding Motorhomes (RVs); Credit Score: 580-619; Effective Date: October 1, 2026 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 8.10% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
New Watercraft/Recreational - 84 Months Loan	-	8.10%	84 Months
Details Credit Score: 580-619; Model Year: 2025-2026; Excluding Motorhomes (RVs); Effective Date: October 1, 2026 Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 8.10% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Motorhomes (RVs) Loan	-	8.25%	48 Months
Details Credit Score: 580-619 Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 8.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Previously Owned Motorhomes (RVs) Loan	-	8.25%	48 Months
Details Credit Score: 580-619; Maximum loan amount not to exceed 70% of JD Power retail value or appraised value Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 8.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Watercraft/Recreational Loan	-	8.25%	36 Months
Details Credit Score: 580-619; Excluding Motorhomes (RVs); Effective Date: October 1, 2026; Maximum Loan Amount Not To Exceed NADA Retail Value or Appraised Value Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 8.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Motorhomes (RVs) Loan	-	8.50%	60 Months
Details Credit Score: 580-619 Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 8.50% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Previously Owned Motorhomes (RVs) Loan	-	8.50%	60 Months
Details Credit Score: 580-619; Maximum loan amount not to exceed 70% of JD Power retail value or appraised value Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 8.50% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Motorhomes (RVs) Loan	-	8.75%	72 Months
Details Credit Score: 580-619 Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 8.75% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Previously Owned Motorhomes (RVs) Loan	-	8.75%	72 Months
Details Credit Score: 580-619; Maximum loan amount not to exceed 70% of JD Power retail value or appraised value Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 8.75% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Watercraft/Recreational Loan	-	8.75%	48 Months
Details Credit Score: 580-619; Excluding Motorhomes (RVs); Effective Date: October 1, 2026; Maximum Loan Amount Not To Exceed NADA Retail Value or Appraised Value Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 8.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
2025-2026 New Motorhomes (RVs) Loan	-	9.00%	84 Months
Details Credit Score: 580-619 Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 9.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Previously Owned Motorhomes (RVs) Loan	-	9.00%	84 Months
Details Credit Score: 580-619; Maximum loan amount not to exceed 70% of JD Power retail value or appraised value Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 9.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Watercraft/Recreational Loan	-	9.25%	60 Months
Details Credit Score: 580-619; Excluding Motorhomes (RVs); Effective Date: October 1, 2026; Maximum Loan Amount Not To Exceed NADA Retail Value or Appraised Value Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 9.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Watercraft/Recreational Loan	-	9.75%	72 Months
Details Credit Score: 580-619; Excluding Motorhomes (RVs); Effective Date: October 1, 2026; Maximum Loan Amount Not To Exceed NADA Retail Value or Appraised Value Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 9.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Used Watercraft/Recreational Loan	-	10.00%	84 Months
Details Credit Score: 580-619; Excluding Motorhomes (RVs); Effective Date: October 1, 2026; Maximum Loan Amount Not To Exceed NADA Retail Value or Appraised Value Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 10.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%

Consumers Professional Credit Union Personal Loan Rates

Product	APR	Term	View More
Member Signature Loans	9.50%
Details As Low As; Homepage featured rate Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 10.50% → 9.50% ▼ 1.00 pts · high 10.50% / low 9.50% Oct 19, 20269.50%▼ from 10.50% Sep 14, 202610.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%

Consumers Professional Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Diamond Money Fund	1.25%	-	1.257%
Min Balance $5,000 Details Balance: $5,000 - $14,999; Compounded/Credited Monthly; Minimum balance to obtain APY is $5,000.00 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 1.76% → 1.26% ▼ 0.50 pts · high 1.76% / low 1.26% Oct 19, 20261.26%▼ from 1.76% Sep 14, 20261.76%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Diamond Money Fund	1.35%	-	1.358%
Min Balance $15,000 Details Balance: $15,000 - $24,999; Compounded/Credited Monthly; Minimum balance to obtain APY is $5,000.00 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 1.76% → 1.36% ▼ 0.40 pts · high 1.76% / low 1.36% Oct 19, 20261.36%▼ from 1.76% Sep 14, 20261.76%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Diamond Money Fund	1.45%	-	1.46%
Min Balance $25,000 Details Balance: $25,000 - $49,999; Compounded/Credited Monthly; Minimum balance to obtain APY is $5,000.00 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 1.76% → 1.46% ▼ 0.30 pts · high 1.76% / low 1.46% Oct 19, 20261.46%▼ from 1.76% Sep 14, 20261.76%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Diamond Money Fund	1.55%	-	1.561%
Min Balance $50,000 Details Balance: $50,000 - $99,999; Compounded/Credited Monthly; Minimum balance to obtain APY is $5,000.00 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 1.76% → 1.56% ▼ 0.20 pts · high 1.76% / low 1.56% Oct 19, 20261.56%▼ from 1.76% Sep 14, 20261.76%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Diamond Money Fund	1.75%	-	1.764%
Min Balance $100,000 Details Balance: $100,000 and Above; Compounded/Credited Monthly; Minimum balance to obtain APY is $5,000.00 Last Updated 10/19/2026 Rate History 1 change since Sep 14, 2026 · 1.76% → 1.76% ▲ 0.00 pts · high 1.76% / low 1.76% Oct 19, 20261.76%▲ from 1.76% Sep 14, 20261.76%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Diamond Money Fund	-	-	1.76%
Details APY up to; Homepage featured rate Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 1.76% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Money Management	1.00%	-	1.005%
Min Balance $2,500 Details Balance: $2,500 to $4,999; Compounded/Credited Monthly. Minimum balance to obtain APY is $5,000.00. Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 1.01% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Money Management	1.25%	-	1.257%
Min Balance $5,000 Details Balance: $5,000 to $14,999; Compounded/Credited Monthly. Minimum balance to obtain APY is $5,000.00. Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 1.26% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Money Management	1.35%	-	1.358%
Min Balance $15,000 Details Balance: $15,000 and Above; Compounded/Credited Monthly. Minimum balance to obtain APY is $5,000.00. Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 1.36% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%
Youth Certificates of Deposit - 48 Months	2.00%	-	2.015%	48 months
Min Deposit $300 Details Additional deposits of a minimum of $100 are allowed; Dividends compounded quarterly and paid quarterly or monthly Last Updated 10/19/2026 Rate History No change since Sep 14, 2026 · 2.02% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.02%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Consumers Professional Credit Union’s Texas Ratio rose from 1.32% in Q3 2023 to 3.02% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$150M	3.02%	5.0	A+
March 31, 2026	$148M	1.31%	5.0	A+
December 31, 2025	$145M	0.74%	5.0	A+
September 30, 2025	$146M	1.40%	5.0	A+
June 30, 2025	$142M	1.66%	5.0	A+
March 31, 2025	$140M	1.30%	5.0	A+
December 31, 2024	$135M	0.74%	5.0	A+
September 30, 2024	$134M	0.95%	5.0	A+
June 30, 2024	$135M	1.57%	5.0	A+
March 31, 2024	$136M	1.09%	5.0	A+
December 31, 2023	$134M	1.60%	5.0	A+
September 30, 2023	$134M	1.32%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Consumers Professional Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Consumers Professional Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Consumers Professional Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Consumers Professional Credit Union

Website https://www.cpcu.co/

Address 525 W Willow St, Lansing, MI 48906-4745

Phone 517-372-2400

Fax 517-371-2728

President William Burke

CEO Terry Garrison

Full-Time Employees 22

Part-Time Employees 14

Branch Locations 4

ATM Locations 4

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.02%

Return on Assets (ROA)

0.5258%

Return on Equity (ROE)

3.1301%

Non-Performing Loans Ratio (NPL)

1.28%

Total Assets

149,667,958

Total Amount of Shares and Deposits

125,453,230

Total Shares and Deposits < 1 Year

116,019,094

Total Shares and Deposits 1 3 Years

7,539,975

Total Shares and Deposits > 3 Years

1,894,160

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

12,919,775

Total Uninsured Shares and Deposits > $250K (F+J)

12,919,775

Total Insured Shares and Deposits > $250K (item 17 less item K)

112,533,455

Total Interest Expense (Sum of items 6 8)

1,034,220

Share Certificates

1,158

Number of Accounts for Share Drafts

3,907

IRA KEOGH Accounts

381

Number of Accounts for Regular Shares

8,589

All other shares

Money Market Shares

581

Net Income (unless the amount is already included in Undivided Earnings)

145,604

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

18,643,327

Total Liabilities

124,552,620

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Consumers Professional Credit Union earned the Verified Healthy badge

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☆☆☆☆☆

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Frequently Asked Questions About Consumers Professional Credit Union

Does Consumers Professional Credit Union offer CDs?

Yes. Consumers Professional Credit Union offers share certificates (CDs) with fixed interest rates across multiple term lengths. Its current CD rates, verified by MonitorBankRates, are listed on this page.

Are CDs from Consumers Professional Credit Union NCUA insured?

Yes. Consumers Professional Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Consumers Professional Credit Union?

The highest CD rate MonitorBankRates has verified for Consumers Professional Credit Union is 3.752% APY on its 6 Month CD of Deposit, as of October 19, 2026.

What CD terms does Consumers Professional Credit Union offer?

The Consumers Professional Credit Union CD terms we track include 6 month, 12 month, 18 month, 2 year and 5 year terms, with rates from 3.70% to 3.752% APY. The institution may offer other terms or specials that are not listed here, so check with Consumers Professional Credit Union for its full lineup.

What is the highest savings rate at Consumers Professional Credit Union?

The highest savings rate MonitorBankRates has verified for Consumers Professional Credit Union is 0.20% APY on its Business Statement Savings, as of October 19, 2026.

What is the lowest auto loan rate at Consumers Professional Credit Union?

The lowest auto loan rate MonitorBankRates has verified for Consumers Professional Credit Union is 4.55% APR on its New Car/Motorcycle/Truck/Classics/Auto-Up, as of October 19, 2026.

What is the lowest personal loan rate at Consumers Professional Credit Union?

The lowest personal loan rate MonitorBankRates has verified for Consumers Professional Credit Union is 9.50% APR on its Member Signature Loans, as of October 19, 2026.

How many branches does Consumers Professional Credit Union operate?

Consumers Professional Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Consumers Professional Credit Union?

Yes, to access services at Consumers Professional Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Consumers Professional Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Consumers Professional Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Consumers Professional Credit Union offer online and mobile banking?

Most modern institutions like Consumers Professional Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cpcu.co/.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Consumers Professional Credit Union rates compare?

Consumers Professional Credit Union's top rates are 3.752% APY on its 6 Month CD of Deposit, 0.20% APY on savings and personal loans from 9.50% APR, verified by MonitorBankRates on October 19, 2026. To compare Consumers Professional Credit Union with the top rates nationwide, see our best CD rates, best savings rates and best personal loan rates, updated daily from banks and credit unions across the country.

Current Consumers Professional Credit Union Rates

12-Month CD1.61%
18-Month CD1.71%
24-Month CD1.81%
60-Month CD2.12%
Savings0.20%

Retrieved from our database of financial products. Rates subject to change.

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Consumers Professional Credit Union Rates & Review October 2026

Brian McKay

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Frequently Asked Questions About Consumers Professional Credit Union

Does Consumers Professional Credit Union offer CDs?

Are CDs from Consumers Professional Credit Union NCUA insured?

What is the highest CD rate at Consumers Professional Credit Union?

What CD terms does Consumers Professional Credit Union offer?

What is the highest savings rate at Consumers Professional Credit Union?

What is the lowest auto loan rate at Consumers Professional Credit Union?

What is the lowest personal loan rate at Consumers Professional Credit Union?

How many branches does Consumers Professional Credit Union operate?

Is a member application needed to join Consumers Professional Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Consumers Professional Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Consumers Professional Credit Union rates compare?

Current Consumers Professional Credit Union Rates

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