|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
UTAH COMMUNITY Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 22, 2026
UTAH COMMUNITY's 4 Month Add-on Savings CDs (Specials) rates are at 4.24%, 4-Month Add-on Business Savings CD (Specials) rates are at 4.24%, Youth Savings CDs (Specials) 4-Month Add-on rates are at 4.24%, 24 month Savings CDs (Standard) rates are at 4.15%, 24 month Standard CD rates are at 4.15%. UTAH COMMUNITY's savings rates are at 0.05%. UTAH COMMUNITY's money market rates are at 0.50%. UTAH COMMUNITY's Personal Loan Rates are at 7.24%. MonitorBankRates evaluates the financial stability of UTAH COMMUNITY with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.96%. Rates were last updated on 03/22/2026. UTAH COMMUNITY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at UTAH COMMUNITY? Share your experience about UTAH COMMUNITY by leaving a review below, or read customer reviews before you decide to use UTAH COMMUNITY. 
UTAH COMMUNITY CD Rates
UTAH COMMUNITY Savings Rates
UTAH COMMUNITY Money Market Rates
UTAH COMMUNITY Checking Rates
UTAH COMMUNITY Home Equity & HELOC
UTAH COMMUNITY Auto Loan Rates
UTAH COMMUNITY Credit Card Rates
UTAH COMMUNITY Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for UTAH COMMUNITY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather UTAH COMMUNITY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with UTAH COMMUNITY's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
UTAH COMMUNITY
Website
https://www.uccu.com
Address
360 W 4800 N,
Provo, UT 84604
Phone
801-223-8188
Fax
801-223-7490
President
Linda Makin
CEO
Justin Olson
Full-Time Employees
368
Part-Time Employees
214
Branch Locations
25
ATM Locations
37
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.96%
Return on Assets (ROA)
0.8111%
Return on Equity (ROE)
8.1354%
Non-Performing Loans Ratio (NPL)
0.37%
Total Assets
3,702,007,038
Total Amount of Shares and Deposits
3,293,839,155
Total Shares and Deposits < 1 Year
3,133,451,823
Total Shares and Deposits 1 3 Years
112,129,217
Total Shares and Deposits > 3 Years
48,258,114
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
611,738,799
Total Uninsured Shares and Deposits > $250K (F+J)
611,738,799
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,682,100,356
Total Interest Expense (Sum of items 6 8)
55,541,275
Share Certificates
26,522
Number of Accounts for Share Drafts
166,486
IRA KEOGH Accounts
3,956
Number of Accounts for Regular Shares
274,881
All other shares
58,693
Non Member Deposits
4
Money Market Shares
47,736
Net Income (unless the amount is already included in Undivided Earnings)
30,027,666
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
178,976,203
Total Liabilities
3,330,449,497
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About UTAH COMMUNITYIs UTAH COMMUNITY a safe place to deposit money?Yes, UTAH COMMUNITY is considered a safe financial institution. With a Texas Ratio of 2.9649754477991%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does UTAH COMMUNITY operate?UTAH COMMUNITY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join UTAH COMMUNITY?Yes, to access services at UTAH COMMUNITY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, UTAH COMMUNITY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, UTAH COMMUNITY provides members with tools to manage their accounts and build a solid financial history. Does UTAH COMMUNITY offer online and mobile banking?Most modern institutions like UTAH COMMUNITY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.uccu.com. Current UTAH COMMUNITY Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Share Advantage Credit Union
Mount Olive Baptist Church Federal Credit Union
Nutmeg State Financial Credit Union
RVA Financial Federal Credit Union
Purity Dairies Employees Federal Credit Union
Lake Trust Credit Union
Memorial Credit Union Chattanooga, TN
Members Preferred Credit Union
Select Seven Federal Credit Union
Cape Regional Credit Union
Cambridge Firefighters Federal Credit Union
Skyline Credit Union
INSTEP
Space City Credit Union
Members Advantage Credit Union Michigan City, IN
Dexsta Federal Credit Union
CATHOLIC FAMILY
The Focus Federal Credit Union
BROADVIEW
Members Credit Union Winston Salem, NC
Edwards Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
