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iAdvertiser Disclosure
Advertiser Disclosure
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 Southland Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Southland Credit Union's 9-Month CD rates are at 9.00%, 9-Month New Member Anniversary Special CD rates are at 9.00%, 9-Month New Member CD rates are at 9.00%, 18-Month CD rates are at 3.50%, 18-Month Pick Your Term CD rates are at 3.50%. Southland Credit Union's savings rates are at 0.10%. Southland Credit Union's money market rates are at 0.45%. Southland Credit Union's 5/6 Mo ARM rates are at 5.25%, 7/6 Mo ARM rates are at 5.50%, 3/6 Mo ARM rates are at 5.12%, 10/6 Mo ARM rates are at 5.62%, 5/5 Yr ARM rates are at 5.38%. Southland Credit Union's Personal Loan Rates are at 9.49%. MonitorBankRates evaluates the financial stability of Southland Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.82%. Rates were last updated on 04/19/2026. Southland Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Southland Credit Union? Share your experience about Southland Credit Union by leaving a review below, or read customer reviews before you decide to use Southland Credit Union. Southland Credit Union
Los Alamitos Branch 10701 Los Alamitos Blvd
https://www.southlandcu.org Los Alamitos, CA 90720 
Southland Credit Union CD Rates
Southland Credit Union Savings Rates
Southland Credit Union Money Market Rates
Southland Credit Union Checking Rates
Southland Credit Union Mortgage Rates
Southland Credit Union Home Equity & HELOC
Southland Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Southland Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Southland Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Southland Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Southland Credit Union
Website
https://www.southlandcu.org
Address
10701 Los Alamitos Blvd,
Los Alamitos, CA 90720
Phone
562-862-6831
Fax
866-602-5980
President
Thomas Willingham
CEO
Thomas Lent
Full-Time Employees
168
Part-Time Employees
14
Branch Locations
12
ATM Locations
9
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.82%
Return on Assets (ROA)
0.1224%
Return on Equity (ROE)
1.4320%
Non-Performing Loans Ratio (NPL)
0.95%
Total Assets
1,282,588,721
Total Amount of Shares and Deposits
1,110,037,260
Total Shares and Deposits < 1 Year
1,075,742,676
Total Shares and Deposits 1 3 Years
21,720,663
Total Shares and Deposits > 3 Years
12,573,921
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
93,246,874
Total Uninsured Shares and Deposits > $250K (F+J)
93,246,874
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,016,790,386
Total Interest Expense (Sum of items 6 8)
15,976,710
Share Certificates
7,201
Number of Accounts for Share Drafts
50,257
IRA KEOGH Accounts
1,596
Number of Accounts for Regular Shares
82,100
All other shares
34
Non Member Deposits
1
Money Market Shares
3,017
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
96,091,447
Total Liabilities
1,198,314,680
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Southland Credit UnionIs Southland Credit Union a safe place to deposit money?Yes, Southland Credit Union is considered a safe financial institution. With a Texas Ratio of 7.8159164998417%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Southland Credit Union operate?Southland Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Southland Credit Union?Yes, to access services at Southland Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Southland Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Southland Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Southland Credit Union offer online and mobile banking?Most modern institutions like Southland Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.southlandcu.org. Current Southland Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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