Mountain America Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Mountain America Federal Credit Union's 60-Month CD rates are at 4.25%, 48-Month CD rates are at 4.25%, 36-Month CD rates are at 4.25%, 12-Month CD rates are at 4.25%, 18-Month CD rates are at 4.15%. Mountain America Federal Credit Union's savings rates are at 0.05%. Mountain America Federal Credit Union's money market rates are at 1.00%. Mountain America Federal Credit Union's 30-Year Fixed rates are at 6.49%, 15-Year Fixed rates are at 5.75%. Mountain America Federal Credit Union's Personal Loan Rates are at 12.74. Mountain America Federal Credit Union's Credit Card Rates are at 13.24.

Mountain America Federal Credit Union

Compare Mountain America Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Mountain America Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Mountain America Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Mountain America Federal Credit Union? Share your experience about Mountain America Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Mountain America Federal Credit Union.

Overall, Mountain America Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.25%
18-Month CD
4.15%
24-Month CD
3.95%
36-Month CD
4.25%
48-Month CD
4.25%
60-Month CD
4.25%
Savings
0.05%
MMA
1.00%
30-Year Fixed
6.62%
Credit Card
13.24%
Personal Loan
12.74%
Mountain America Federal Credit Union
152 Mountain America Center
9800 S Monroe St
Sandy, UT 84070
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Mountain America Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Mountain America Federal Credit Union
Mountain America Federal Credit Union
12-Month CD
4.25%
$500
Mountain America Federal Credit Union
Mountain America Federal Credit Union
36-Month CD
4.25%
$500
Mountain America Federal Credit Union
Mountain America Federal Credit Union
48-Month CD
4.25%
$500
Mountain America Federal Credit Union
Mountain America Federal Credit Union
60-Month CD
4.25%
$500
Mountain America Federal Credit Union
Mountain America Federal Credit Union
18-Month CD
4.15%
$500
Toyota Financial Savings Bank
Toyota Financial Savings Bank
18-Month CD
4.06%
$1
Ixonia Bank
Ixonia Bank
60-Month CD
4.00%
$1,000
Yakima Federal S&L
Yakima Federal S&L
12-Month CD
4.00%
$500
Mountain America Federal Credit Union
Mountain America Federal Credit Union
24-Month CD
3.95%
$500
Pacific Crest SB
Pacific Crest SB
48-Month CD
3.85%
$2,000
Ridgewood Savings Bank
Ridgewood Savings Bank
12-Month CD
3.75%
$100
Ponce Bank
Ponce Bank
18-Month CD
3.60%
$1,000
FNB of Waterloo
FNB of Waterloo
36-Month CD
3.55%
$1,000
Department of Commerce FCU
Department of Commerce FCU
Performance Checking
3.50%
$0
Gainey Business Bank
Gainey Business Bank
24-Month CD
3.45%
$5,000
Lake Central Bank
Lake Central Bank
60-Month CD
3.34%
$1,000
Iowa State Bank
Iowa State Bank
Kasasa Checking
3.30%
$0
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
30-Month CD
3.30%
$100
Compass Savings Bank
Compass Savings Bank
36-Month CD
3.30%
$500
Needham Bank
Needham Bank
48-Month CD
3.25%
$1,000
Hanover Community Bank
Hanover Community Bank
24-Month CD
3.00%
$500
First Federal S&L of McMinnville
First Federal S&L of McMinnville
36-Month CD
3.00%
$500
Mercer County State Bank
36-Month CD (IRA)
2.96%
$50
USLA Union S&L
USLA Union S&L
48-Month CD
2.50%
$1,000
Legacy Bank Hinton, OK
Legacy Bank Hinton, OK
Money Market
2.40%
$250
Androscoggin Savings Bank
Androscoggin Savings Bank
24-Month CD
2.25%
$500
Bank of Hillsboro
Bank of Hillsboro
18-Month CD
2.07%
$1,000
Newtek Bank
Newtek Bank
48-Month CD
2.00%
$2,500
Metropolitan Capital B&T
Metropolitan Capital B&T
Money Market
2.00%
$1,000,000
Eureka Savings Bank
Eureka Savings Bank
36-Month CD
1.71%
$1,000
Bank of Lake Mills
Bank of Lake Mills
36-Month CD
1.60%
$500
Lindell Bank & Trust Company
Lindell Bank & Trust Company
12-Month CD
1.50%
$1,000
Vinton County Bank
Vinton County Bank
36-Month CD
1.26%
$1,000
Home Loan State Bank
Home Loan State Bank
36-Month CD
1.10%
$1,000
5 Star Community Credit Union
5 Star Community Credit Union
3-Month CD
1.00%
$500
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Money Market
1.00%
$2,500
5Star Bank
5Star Bank
Basic Savings
0.75%
$0
Commercial Bank Parsons, KS
Commercial Bank Parsons, KS
FREE Kasasa Savings
0.75%
$25
FirsTier Bank
FirsTier Bank
60-Month CD
0.75%
$0
Bangor Savings Bank
Bangor Savings Bank
30-Month CD
0.75%
$500
Chester National Bank
Chester National Bank
48-Month CD
0.65%
$500
Brenham National Bank
Brenham National Bank
60-Month CD
0.50%
$1,000
Somerset Trust Company
Somerset Trust Company
18-Month CD
0.30%
$500
Eagle Bank Everett, MA
Eagle Bank Everett, MA
12-Month CD
0.30%
$500
Versailles S&L Co.
Versailles S&L Co.
18-Month CD
0.30%
$1,000
Five Star Credit Union
Five Star Credit Union
Business Money Market Rates
0.25%
$25,000
Highland Bank
Highland Bank
Savings
0.20%
$200
5 Star Bank
5 Star Bank
6-Month CD
0.20%
$500
Shelby County State Bank
Shelby County State Bank
Statement Savings
0.15%
$10
Community Bank of Elmhurst
Community Bank of Elmhurst
12-Month CD
0.10%
$500
Massena Savings and Loan
Massena Savings and Loan
Savings
0.10%
$1
Millville Savings Bank
Millville Savings Bank
Money Market
0.05%
$2,500
Ohio Valley Bank Co.
Ohio Valley Bank Co.
Statement Savings
0.05%
$100
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Savings
0.05%
$5
Androscoggin Savings Bank
Androscoggin Savings Bank
Money Market
0.01%
$0
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
Savings
0.01%
$0
Liberty Savings Bank
Liberty Savings Bank
Convenience Savings
0.01%
$100
Katahdin Trust Company
Katahdin Trust Company
Statement Savings
0.01%
$10
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Mountain America Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
15 Year Fixed
5.500%
5.654%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
10-Year Fixed
5.250%
5.791%
2.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
15-Year Fixed
5.750%
5.811%
0.000
Catholic Vantage Financial Credit Union
Catholic Vantage Financial Credit Union
10 Year Fixed
5.625%
5.903%
0.000
Savings Bank of Danbury
Savings Bank of Danbury
15-Year Fixed
5.875%
5.959%
0.000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
15-Year Fixed
5.750%
5.964%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
15 Year Fixed
5.750%
5.977%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 ARM
5.750%
6.028%
0.250
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
15 Year Fixed
5.999%
6.101%
0.250
StonehamBank
StonehamBank
15-Year Fixed
6.000%
6.111%
0.000
Marathon Bank
Marathon Bank
15-Year Fixed
6.000%
6.174%
0.000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
15-Year Fixed
6.000%
6.179%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
7/1 ARM
5.500%
6.198%
0.000
Investment Savings Bank
Investment Savings Bank
7/1 ARM
6.500%
6.218%
0.000
FCN Bank, N.A.
FCN Bank, N.A.
15-Year Fixed
6.125%
6.304%
0.000
Centreville Bank
Centreville Bank
30-Year Fixed
6.250%
6.343%
0.000
Auburn Savings Bank
Auburn Savings Bank
15-Year Fixed
6.250%
6.346%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
10-Year Fixed
6.125%
6.350%
0.000
Morton Lane Federal Credit Union
Morton Lane Federal Credit Union
15 Year Fixed
6.250%
6.356%
0.000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
15-Year Fixed
6.250%
6.373%
0.000
Old National Bank
Old National Bank
5/6 SOFR ARM Jumbo
6.375%
6.386%
0.000
Achieva Credit Union
Achieva Credit Union
15-Year Fixed
6.125%
6.402%
0.000
Manasquan Bank
Manasquan Bank
15-Year Fixed
6.375%
6.505%
0.000
Fox Valley Savings Bank
Fox Valley Savings Bank
10-Year Fixed
6.250%
6.547%
0.000
Denver Community Credit Union DBA Zing Credit Union
Denver Community Credit Union DBA Zing Credit Union
20 Year Fixed
6.375%
6.573%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Mountain America Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Rewards Card
13.740%
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Mountain America Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Mountain America Federal Credit Union Information

Credit Union Name: Mountain America Federal Credit Union
Full Time Employees: 2954
Part Time Employees: 403
President: Scott Burt
CEO: Sterling Nielsen
Branch Locations: 102
ATM Locations: 12
Corporate Office Address:
9800 S Monroe St
Sandy, UT 84070
Phone Number: 801-325-6220
Fax Number:

Mountain America Federal Credit Union Financials

Total Assets:
19,285,902,940
Total Amount of Shares and Deposits:
16,922,489,061
Total Shares and Deposits < 1 Year:
16,018,421,266
Total Shares and Deposits 1 3 Years:
471,843,810
Total Shares and Deposits > 3 Years:
432,223,985
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,802,389,968
Total Uninsured Shares and Deposits > $250K (F+J):
2,802,586,004
Total Insured Shares and Deposits > $250K (item 17 less item K):
14,119,903,057
Total Interest Expense (Sum of items 6 8):
120,260,737
Share Certificates:
265,368
Number of Accounts for Share Drafts:
1,158,380
IRA KEOGH Accounts:
29,663
Number of Accounts for Regular Shares:
1,424,736
All other shares:
202,791
Non Member Deposits:
248
Money Market Shares:
307,882
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,058,427,193
Total Liabilities:
17,562,404,113
Show More

Mountain America Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Average mortgage rates which hit record lows for several consecutive weeks in September are higher this week. Today's mortgage rates on 30 year conventional mortgage loans are averaging 3.46 percent, an increase from last week's average 30 year mortgage rate of 3.43 percent. Although average 30 year mortgage rates are up two weeks in a row average rates are just above an all-time record low of 3.36 percent.
There are best practices everyone should adhere to when allocating investments. Many people just starting out are resistant to setting aside anything - their belief is that they'll make more money later and that they can't spare a dime right now. Often paying off student loans and setting up a new life are looming overhead.
First Federal Savings & Loan of Independence, Kansas, is advertising regular certificates of deposit, jumbo certificates of deposit, IRA certificates of deposit and two Special Certificates of Deposit. The minimum opening certificate of deposit balances varies depending on the type of certificate of deposit and the CD account balance.

Bank or Credit Union Offers and Deals

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Mountain America Federal Credit Union Reviews

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