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Via Credit Union Rates & Review September 2026

Via Credit Union's 48-59 Month CD rates are at 4.15%, IRA & HSA CDs 48-59 Month rates are at 4.15%, 36-47 Month CD rates are at 4.00%, IRA & HSA CDs 36-47 Month rates are at 4.00%, 12-17 Month CD rates are at 3.82%. Via Credit Union's money market rates are at 0.25%. Via Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Via Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.05%. Rates last updated and verified on 09/03/2026.

Via Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Via Credit Union? Share your experience about Via Credit Union by leaving a review below, or read customer reviews before you decide to use Via Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.05%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Via Credit Union
Via Credit Union
4505 S Adams St
Marion, IN 46953-5351
https://www.viacu.org
Member NCUA

Via Credit Union CD Rates

Product Rate APY Term View More
48-59 Month Certificate 4.07% 4.15% 59 Month
Min Balance $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%
IRA & HSA Certificates 48-59 Month 4.07% 4.15% 59 Month
Min Balance $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%
36-47 Month Certificate 3.93% 4.00% 47 Month
Min Balance $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%
IRA & HSA Certificates 36-47 Month 3.93% 4.00% 47 Month
Min Balance $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%
12-17 Month Certificate 3.75% 3.82% 17 Month
Min Balance $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%
IRA & HSA Certificates 12-17 Month 3.75% 3.82% 17 Month
Min Balance $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%
18-23 Month Certificate 3.25% 3.30% 23 Month
Min Balance $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%
24-29 Month Certificate 3.25% 3.30% 29 Month
Min Balance $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%
30-35 Month Certificate 3.25% 3.30% 35 Month
Min Balance $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%
IRA & HSA Certificates 18-23 Month 3.25% 3.30% 23 Month
Min Balance $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%
IRA & HSA Certificates 24-29 Month 3.25% 3.30% 29 Month
Min Balance $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%
IRA & HSA Certificates 30-35 Month 3.25% 3.30% 35 Month
Min Balance $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%
6-11 Month Certificate 3.00% 3.04% 11 Month
Min Balance $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%
IRA & HSA Certificates 6-11 Month 3.00% 3.04% 11 Month
Min Balance $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%
3-5 Month Certificate 1.00% 1.00% 5 Month
Min Balance $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%
IRA & HSA Certificates 3-5 Month 1.00% 1.00% 5 Month
Min Balance $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%

Via Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.25% 0.25%
No additional details.
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%

Via Credit Union Money Market Rates

Product Rate APY View More
Premier Money Market 0.75% 0.75%
Min Balance $100,000
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%
Money Market 0.55% 0.55%
Min Balance $25,000
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%
Money Market 0.40% 0.40%
Min Balance $10,000
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%
Money Market 0.30% 0.30%
Min Balance $2,000
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%
Money Market 0.25% 0.25%
Min Balance $0
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%
Premier Money Market 0.25% 0.25%
Min Balance $0
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%

Via Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Vehicle Loan - - 4.90%
Details As Low As
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%
ViaAuto - - 4.90%
Details As low as
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%

Via Credit Union Credit Card Rates

Product Rate APR View More
Platinum Rewards VISA - 3.50%
Details Intro rate expires: 12 months; Regular APR: 10.9% APR
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%
Classic VISA - 5.50%
Details Intro rate expires: 12 months; Regular APR: 12.9% APR
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%
ViaVisa - 10.90%
Details As low as
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%
VISA Platinum Rewards Credit Card - 10.90%
Details Intro rate expires: 12 months; Regular APR: 19.99% - 29.99%
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%
VISA Classic Credit Card - 12.90%
Details Intro rate expires: 12 months; Regular APR: 19.99% - 29.99%
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%

Via Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 9.99%
Details As Low As
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%

Financial Health History

Via Credit Union’s Texas Ratio rose from 2.25% in Q2 2023 to 3.05% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 3.8% 2.0★ 7.5% 3.0★ 11.3% 4.0★ 15% 5.0★ 15% Verified Healthy line 2.25% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 3.05% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$606M3.05%5.0A+
December 31, 2025$582M3.33%5.0A+
September 30, 2025$576M3.58%5.0A+
June 30, 2025$578M3.15%5.0A+
March 31, 2025$588M3.23%5.0A+
December 31, 2024$577M2.66%5.0A+
September 30, 2024$571M2.07%5.0A+
June 30, 2024$572M2.49%5.0A+
March 31, 2024$573M1.98%5.0A+
December 31, 2023$547M2.57%5.0A+
September 30, 2023$544M2.19%5.0A+
June 30, 2023$549M2.25%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Via Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Via Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Via Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Via Credit Union
Address 4505 S Adams St, Marion, IN 46953-5351
Phone 765-674-6631
Fax 765-674-0029
President Deleane Solomon
CEO Cindy Kohlmorgen
Full-Time Employees 107
Part-Time Employees 4
Branch Locations 6
ATM Locations 7
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.05%
Return on Assets (ROA)
0.0814%
Return on Equity (ROE)
0.6366%
Non-Performing Loans Ratio (NPL)
0.57%
Total Assets
606,333,454
Total Amount of Shares and Deposits
523,439,351
Total Shares and Deposits < 1 Year
424,252,247
Total Shares and Deposits 1 3 Years
68,436,611
Total Shares and Deposits > 3 Years
30,750,493
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
49,586,110
Total Uninsured Shares and Deposits > $250K (F+J)
49,586,110
Total Insured Shares and Deposits > $250K (item 17 less item K)
473,853,241
Total Interest Expense (Sum of items 6 8)
2,305,040
Share Certificates
4,036
Number of Accounts for Share Drafts
18,939
IRA KEOGH Accounts
1,695
Number of Accounts for Regular Shares
49,999
All other shares
212
Non Member Deposits
3
Money Market Shares
3,905
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
38,793,882
Total Liabilities
528,618,803
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Via Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://www.monitorbankrates.com/credit-unions/via-credit-union-rates-review-68572">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Via Credit Union

How many branches does Via Credit Union operate?

Via Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Via Credit Union?

Yes, to access services at Via Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Via Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Via Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Via Credit Union offer online and mobile banking?

Most modern institutions like Via Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.viacu.org.

Current Via Credit Union Rates

  • 12-Month CD3.04%
  • 18-Month CD3.82%
  • 24-Month CD3.30%
  • 60-Month CD4.15%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.