What are the current interest rates at My Credit Union Bloomington, MN?

Current rates for My Credit Union Bloomington, MN include: 12-Month CD: 1.41%, 24-Month CD: 3.82%, 60-Month CD: 4.39%, MMA: 1.66%

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My Credit Union Bloomington, MN

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My Credit Union Bloomington, MN Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, My Credit Union Bloomington, MN provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

My Credit Union Bloomington, MN's top rates as of October 9, 2026 are 4.70% APY on its Share & IRA CDs - 27 month, 1.66% APY on money market accounts, 0.05% APY on checking, personal loans from 10.99% APR, and credit cards from 9.90% APR, according to rates verified by MonitorBankRates. Other My Credit Union Bloomington, MN CD rates include Share & IRA CDs - 27 month at 4.65%, Share & IRA CDs - 27 month at 4.59%, and Share & IRA CDs - 60 month at 4.49%. MonitorBankRates evaluates the financial stability of My Credit Union Bloomington, MN with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.33%. Rates last updated and verified on 10/09/2026.

My Credit Union Bloomington, MN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at My Credit Union Bloomington, MN? Share your experience about My Credit Union Bloomington, MN by leaving a review below, or read customer reviews before you decide to use My Credit Union Bloomington, MN.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

10.33%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

My Credit Union Bloomington, MN
Lyndale

9550 Lyndale Ave S
Bloomington, MN 55420

https://www.mymncu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

My Credit Union Bloomington, MN CD Rates

Product	Rate	APY	Term
Share & IRA Certificates - 27 month	4.60%	4.70%	27 Months
Min Deposit $25,000 Min Balance $25,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.70% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Share & IRA Certificates - 27 month	4.55%	4.65%	27 Months
Min Deposit $10,000 Min Balance $10,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.65% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Share & IRA Certificates - 27 month	4.50%	4.59%	27 Months
Min Deposit $500 Min Balance $500 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.59% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Share & IRA Certificates - 60 month	4.40%	4.49%	60 Months
Min Deposit $25,000 Min Balance $25,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.87% → 4.49% ▲ 0.62 pts · high 4.49% / low 3.87% Oct 9, 20264.49%▲ from 3.87% Sep 14, 20263.87%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Share & IRA Certificates - 60 month	4.35%	4.44%	60 Months
Min Deposit $10,000 Min Balance $10,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.77% → 4.44% ▲ 0.67 pts · high 4.44% / low 3.77% Oct 9, 20264.44%▲ from 3.77% Sep 14, 20263.77%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Share & IRA Certificates - 60 month	4.30%	4.39%	60 Months
Min Deposit $500 Min Balance $500 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.67% → 4.39% ▲ 0.72 pts · high 4.39% / low 3.67% Oct 9, 20264.39%▲ from 3.67% Sep 14, 20263.67%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Share & IRA Certificates - 48 month	4.25%	4.33%	48 Months
Min Deposit $25,000 Min Balance $25,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.77% → 4.33% ▲ 0.56 pts · high 4.33% / low 3.77% Oct 9, 20264.33%▲ from 3.77% Sep 14, 20263.77%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Share & IRA Certificates - 48 month	4.20%	4.28%	48 Months
Min Deposit $10,000 Min Balance $10,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.67% → 4.28% ▲ 0.61 pts · high 4.28% / low 3.67% Oct 9, 20264.28%▲ from 3.67% Sep 14, 20263.67%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Share & IRA Certificates - 48 month	4.15%	4.23%	48 Months
Min Deposit $500 Min Balance $500 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.56% → 4.23% ▲ 0.67 pts · high 4.23% / low 3.56% Oct 9, 20264.23%▲ from 3.56% Sep 14, 20263.56%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Share & IRA Certificates - 15 month	4.10%	4.18%	15 Months
Min Deposit $25,000 Min Balance $25,000 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 4.15% → 4.18% ▲ 0.03 pts · high 4.18% / low 4.15% Oct 9, 20264.18%▲ from 4.15% Sep 18, 20264.15%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Share & IRA Certificates - 15 month	4.05%	4.13%	15 Months
Min Deposit $10,000 Min Balance $10,000 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 4.15% → 4.13% ▼ 0.02 pts · high 4.15% / low 4.13% Oct 9, 20264.13%▼ from 4.15% Sep 18, 20264.15%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Share & IRA Certificates - 15 month	4.00%	4.07%	15 Months
Min Deposit $500 Min Balance $500 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 4.15% → 4.07% ▼ 0.08 pts · high 4.15% / low 4.07% Oct 9, 20264.07%▼ from 4.15% Sep 18, 20264.15%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Share & IRA Certificates - 36 month	3.91%	3.98%	36 Months
Min Deposit $25,000 Min Balance $25,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.67% → 3.98% ▲ 0.31 pts · high 3.98% / low 3.67% Oct 9, 20263.98%▲ from 3.67% Sep 14, 20263.67%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Share & IRA Certificates - 36 month	3.86%	3.93%	36 Months
Min Deposit $10,000 Min Balance $10,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.56% → 3.93% ▲ 0.37 pts · high 3.93% / low 3.56% Oct 9, 20263.93%▲ from 3.56% Sep 14, 20263.56%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Share & IRA Certificates - 24 month	3.85%	3.92%	24 Months
Min Deposit $25,000 Min Balance $25,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.51% → 3.92% ▲ 0.41 pts · high 3.92% / low 3.51% Oct 9, 20263.92%▲ from 3.51% Sep 14, 20263.51%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Share & IRA Certificates - 36 month	3.81%	3.88%	36 Months
Min Deposit $500 Min Balance $500 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.46% → 3.88% ▲ 0.42 pts · high 3.88% / low 3.46% Oct 9, 20263.88%▲ from 3.46% Sep 14, 20263.46%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Share & IRA Certificates - 24 month	3.80%	3.87%	24 Months
Min Deposit $10,000 Min Balance $10,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.41% → 3.87% ▲ 0.46 pts · high 3.87% / low 3.41% Oct 9, 20263.87%▲ from 3.41% Sep 14, 20263.41%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Share & IRA Certificates - 24 month	3.75%	3.82%	24 Months
Min Deposit $500 Min Balance $500 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.30% → 3.82% ▲ 0.52 pts · high 3.82% / low 3.30% Oct 9, 20263.82%▲ from 3.30% Sep 14, 20263.30%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Share & IRA Certificates - 12 month	1.50%	1.51%	12 Months
Min Deposit $25,000 Min Balance $25,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 1.31% → 1.51% ▲ 0.20 pts · high 1.51% / low 1.31% Oct 9, 20261.51%▲ from 1.31% Sep 14, 20261.31%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Share & IRA Certificates - 12 month	1.45%	1.46%	12 Months
Min Deposit $10,000 Min Balance $10,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 1.28% → 1.46% ▲ 0.18 pts · high 1.46% / low 1.28% Oct 9, 20261.46%▲ from 1.28% Sep 14, 20261.28%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Share & IRA Certificates - 12 month	1.40%	1.41%	12 Months
Min Deposit $500 Min Balance $500 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 1.26% → 1.41% ▲ 0.15 pts · high 1.41% / low 1.26% Oct 9, 20261.41%▲ from 1.26% Sep 14, 20261.26%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Share & IRA Certificates - 6 month	1.10%	1.11%	6 Months
Min Deposit $25,000 Min Balance $25,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 1.00% → 1.11% ▲ 0.11 pts · high 1.11% / low 1.00% Oct 9, 20261.11%▲ from 1.00% Sep 14, 20261.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Share & IRA Certificates - 6 month	1.05%	1.06%	6 Months
Min Deposit $10,000 Min Balance $10,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 0.97% → 1.06% ▲ 0.09 pts · high 1.06% / low 0.97% Oct 9, 20261.06%▲ from 0.97% Sep 14, 20260.97%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Share & IRA Certificates - 6 month	1.00%	1.00%	6 Months
Min Deposit $500 Min Balance $500 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 0.95% → 1.00% ▲ 0.05 pts · high 1.00% / low 0.95% Oct 9, 20261.00%▲ from 0.95% Sep 14, 20260.95%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%

My Credit Union Bloomington, MN Money Market Rates

Product	Rate	APY
Premium Money Market	1.65%	1.66%
Min Deposit $250,000 Min Balance $250,000 Details Balance: $250,000+ Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 1.45% → 1.66% ▲ 0.21 pts · high 1.66% / low 1.45% Oct 9, 20261.66%▲ from 1.45% Sep 14, 20261.45%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Premium Money Market	1.40%	1.41%
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000 - $249,999 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 1.20% → 1.41% ▲ 0.21 pts · high 1.41% / low 1.20% Oct 9, 20261.41%▲ from 1.20% Sep 14, 20261.20%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Premium Money Market	1.00%	1.00%
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000 - $99,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 0.90% → 1.00% ▲ 0.10 pts · high 1.00% / low 0.90% Oct 9, 20261.00%▲ from 0.90% Sep 14, 20260.90%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Money Market	0.90%	0.90%
Min Deposit $25,000 Min Balance $5,000 Details Balance: $25,000+ Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.90% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Premium Money Market	0.80%	0.80%
Min Deposit $25,000 Min Balance $1 Details Balance: below $25,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 0.60% → 0.80% ▲ 0.20 pts · high 0.80% / low 0.60% Oct 9, 20260.80%▲ from 0.60% Sep 14, 20260.60%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Money Market	0.60%	0.60%
Min Deposit $5,000 Min Balance $5,000 Details Balance: $5,000 - $24,999 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Money Market	0.30%	0.30%
Min Deposit $5,000 Min Balance $1 Details Balance: Below $5,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%

My Credit Union Bloomington, MN Checking Rates

Product	Rate	APY	View More
Personal Checking	0.05%	0.05%
Min Deposit $25 Min Balance $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%

My Credit Union Bloomington, MN Business Checking Rates

Product	Rate	APY	View More
Business Checking	0.05%	0.05%
Min Deposit $100 Min Balance $2,500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%

My Credit Union Bloomington, MN Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loans	-	-	5.74%
Details As Low As Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.49% → 5.74% ▲ 1.25 pts · high 5.74% / low 4.49% Oct 9, 20265.74%▲ from 4.49% Sep 14, 20264.49%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%

My Credit Union Bloomington, MN RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term	View More
Recreational Loans	-	6.24%
Details As Low As Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 5.99% → 6.24% ▲ 0.25 pts · high 6.24% / low 5.99% Oct 9, 20266.24%▲ from 5.99% Sep 14, 20265.99%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%

My Credit Union Bloomington, MN Credit Card Rates

Product	Rate	APR
Platinum Rewards Visa Credit Card	-	9.90%
Details Visa Credit Card Disclosure Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.90% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Visa Platinum	1.99%	9.90%
Details Intro rate expires: 6 months; Regular APR: 9.90% Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.90% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Signature Rewards Visa Credit Card	-	10.99%
Details Visa Credit Card Disclosure Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 10.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Visa Signature	1.99%	10.99%
Details Intro rate expires: 6 months; Regular APR: 10.99% Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 10.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Classic Rewards Visa Credit Card	-	12.99%
Details Visa Credit Card Disclosure Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 12.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Visa Business	1.99%	12.99%
Details Intro rate expires: 6 months; Regular APR: 12.99% Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 12.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Visa Classic	1.99%	12.99%
Details Intro rate expires: 6 months; Regular APR: 12.99% Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 12.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%

My Credit Union Bloomington, MN Personal Loan Rates

Product	APR	Term	View More
Signature Rewards Visa Credit Card	10.99%
Details Visa Credit Card Disclosure Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 10.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Visa Signature	10.99%
Details Intro rate expires: 6 months; Regular APR: 10.99% Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 10.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%

My Credit Union Bloomington, MN Other Rates

Product	Rate	Points	APY/APR
HoneyBee Share	0.10%	-	0.10%
Min Deposit $1 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
IRA Share	0.10%	-	0.10%
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Membership Share	0.10%	-	0.10%
Min Deposit $5 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%
Regular Share	0.10%	-	0.10%
Min Deposit $1 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.33%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

My Credit Union Bloomington, MN’s Texas Ratio rose from 1.14% in Q3 2023 to 10.33% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$366M	10.33%	5.0	A
March 31, 2026	$371M	6.72%	5.0	A
December 31, 2025	$357M	13.97%	5.0	A
September 30, 2025	$371M	7.51%	5.0	A
June 30, 2025	$372M	4.53%	5.0	A+
March 31, 2025	$381M	2.35%	5.0	A+
December 31, 2024	$377M	3.15%	5.0	A+
September 30, 2024	$376M	3.13%	5.0	A+
June 30, 2024	$378M	3.36%	5.0	A+
March 31, 2024	$384M	1.67%	5.0	A+
December 31, 2023	$386M	3.23%	5.0	A+
September 30, 2023	$386M	1.14%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for My Credit Union Bloomington, MN is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather My Credit Union Bloomington, MN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with My Credit Union Bloomington, MN's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name My Credit Union Bloomington, MN

Website https://www.mymncu.org

Address 9550 Lyndale Ave S, Bloomington, MN 55420

Phone 612-798-7100

Fax

President James Habeck

CEO Gregory Worthen

Full-Time Employees 77

Part-Time Employees 1

Branch Locations 5

ATM Locations 5

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

10.33%

Return on Assets (ROA)

0.0686%

Return on Equity (ROE)

0.7269%

Non-Performing Loans Ratio (NPL)

1.23%

Total Assets

366,430,510

Total Amount of Shares and Deposits

328,741,830

Total Shares and Deposits < 1 Year

311,781,208

Total Shares and Deposits 1 3 Years

14,636,277

Total Shares and Deposits > 3 Years

2,324,345

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

28,241,880

Total Uninsured Shares and Deposits > $250K (F+J)

28,241,880

Total Insured Shares and Deposits > $250K (item 17 less item K)

300,499,950

Total Interest Expense (Sum of items 6 8)

1,406,822

Share Certificates

1,716

Number of Accounts for Share Drafts

15,202

IRA KEOGH Accounts

762

Number of Accounts for Regular Shares

36,901

Money Market Shares

1,256

Net Income (unless the amount is already included in Undivided Earnings)

251,494

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

15,496,981

Total Liabilities

332,009,672

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

My Credit Union Bloomington, MN earned the Verified Healthy badge

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Frequently Asked Questions About My Credit Union Bloomington, MN

How many branches does My Credit Union Bloomington, MN operate?

My Credit Union Bloomington, MN currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join My Credit Union Bloomington, MN?

Yes, to access services at My Credit Union Bloomington, MN, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, My Credit Union Bloomington, MN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, My Credit Union Bloomington, MN provides members with tools to manage their accounts and build a solid financial history.

Does My Credit Union Bloomington, MN offer online and mobile banking?

Most modern institutions like My Credit Union Bloomington, MN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mymncu.org.

Current My Credit Union Bloomington, MN Rates

12-Month CD1.41%
24-Month CD3.82%
60-Month CD4.39%
MMA1.66%

Retrieved from our database of financial products. Rates subject to change.

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My Credit Union Bloomington, MN Rates & Review October 2026

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Frequently Asked Questions About My Credit Union Bloomington, MN

How many branches does My Credit Union Bloomington, MN operate?

Is a member application needed to join My Credit Union Bloomington, MN?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does My Credit Union Bloomington, MN offer online and mobile banking?

Current My Credit Union Bloomington, MN Rates

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