|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
HERCULES FIRST Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 16, 2026
HERCULES FIRST's 5 Year CD rates are at 3.96%, 5 Year Step-Up CD rates are at 3.96%, 4 Year CD rates are at 3.80%, 3 Year CD rates are at 3.55%, 2 Year CD rates are at 3.29%. HERCULES FIRST's savings rates are at 0.05%. HERCULES FIRST's Personal Loan Rates are at 5.19%. MonitorBankRates evaluates the financial stability of HERCULES FIRST with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.05%. Rates were last updated on 03/16/2026. HERCULES FIRST money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at HERCULES FIRST? Share your experience about HERCULES FIRST by leaving a review below, or read customer reviews before you decide to use HERCULES FIRST. FNB of South Padre Island
Hercules Credit Union 3141 W 4700 S
http://www.herculescu.com Taylorsville, UT 84129 2525 
HERCULES FIRST CD Rates
HERCULES FIRST Savings Rates
HERCULES FIRST Checking Rates
HERCULES FIRST Auto Loan Rates
HERCULES FIRST Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for HERCULES FIRST is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather HERCULES FIRST rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with HERCULES FIRST's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
HERCULES FIRST
Website
http://www.herculescu.com
Address
3141 W 4700 S,
Taylorsville, UT 84129 2525
Phone
801-968-9011
Fax
801-966-8852
President
Richard Wilcock
CEO
Brett Blackburn
Full-Time Employees
24
Part-Time Employees
1
Branch Locations
3
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.05%
Return on Assets (ROA)
0.4083%
Return on Equity (ROE)
4.3998%
Non-Performing Loans Ratio (NPL)
0.92%
Total Assets
164,491,032
Total Amount of Shares and Deposits
133,518,383
Total Shares and Deposits < 1 Year
108,680,539
Total Shares and Deposits 1 3 Years
20,242,470
Total Shares and Deposits > 3 Years
4,595,374
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,317,012
Total Uninsured Shares and Deposits > $250K (F+J)
4,317,012
Total Insured Shares and Deposits > $250K (item 17 less item K)
129,201,371
Total Interest Expense (Sum of items 6 8)
2,574,853
Share Certificates
1,242
Number of Accounts for Share Drafts
3,198
IRA KEOGH Accounts
562
Number of Accounts for Regular Shares
8,707
Non Member Deposits
22
Money Market Shares
618
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,437,718
Total Liabilities
149,227,333
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About HERCULES FIRSTIs HERCULES FIRST a safe place to deposit money?Yes, HERCULES FIRST is considered a safe financial institution. With a Texas Ratio of 8.0459592396312%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does HERCULES FIRST operate?HERCULES FIRST currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join HERCULES FIRST?Yes, to access services at HERCULES FIRST, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, HERCULES FIRST does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, HERCULES FIRST provides members with tools to manage their accounts and build a solid financial history. Does HERCULES FIRST offer online and mobile banking?Most modern institutions like HERCULES FIRST provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.herculescu.com. Current HERCULES FIRST Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Back Mountain Federal Credit Union
Pear Orchard Federal Credit Union
Tuscaloosa VA Federal Credit Union
Education 1st Credit Union
Central Communications Credit Union
Texas Health Credit Union
Park Federal Credit Union
Metrex Federal Credit Union
Penn Federal Credit Union
Northern New Mexico School Employees Federal Credit Union
Empirt 207 Federal Credit Union
Eagle Express Federal Credit Union
Schlumberger Employees Credit Union
Chem Family Credit Union
Machinists-Boilermakers Federal Credit Union
University of Kentucky Federal Credit Union
Lewiston Porter Federal Credit Union
Northeast Community Credit Union
Greater Nevada Credit Union
Sunlight Federal Credit Union
Gary Police Department Employees Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
