MonitorBankRates
☰
New Survey New reader survey for savers. Has your bank raised your savings or CD rate since the Fed’s September hike?
  1. Home›
  2. Credit Unions›
  3. GTE Financial Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

GTE Financial Credit Union Rates & Review October 2026

GTE Financial Credit Union's top rates as of October 1, 2026 are 0.50% APY on savings, 0.30% APY on money market accounts, 6.53% on its 15 Year Fixed mortgage, and personal loans from 15.99% APR, according to rates verified by MonitorBankRates. Other GTE Financial Credit Union mortgage rates include 30 Year Fixed at 7.22%. MonitorBankRates has no NCUA call report data for GTE Financial Credit Union (no charter number on file), so it is not rated. Rates last updated and verified on 10/01/2026.

GTE Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at GTE Financial Credit Union? Share your experience about GTE Financial Credit Union by leaving a review below, or read customer reviews before you decide to use GTE Financial Credit Union.

Overall Health & Safety Grade ?
N/A
Not Rated No current filing
MonitorBankRates Rating ?
N/A
Not Rated No current filing
Texas Ratio ?
N/A
Not Rated No data

GTE Financial Credit Union Savings Rates

Product Rate APY View More
Savings Account - 0.50%
Rate History
No change since Sep 30, 2026 · 0.50% APY · checked 2 times
0.00%0.50%1.00%Sep 30, 2026: 0.50% APYSep 30, 2026Oct 1, 2026
Min Deposit $5
Last Updated 10/01/2026
Early Saver Account - 0.05%
Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 1, 2026
Details For children 17 and under
Last Updated 10/01/2026

GTE Financial Credit Union Money Market Rates

Product Rate APY View More
Money Market 2.05% 2.07%
Rate History
No change since Sep 30, 2026 · 2.07% APY · checked 2 times
1.57%2.07%2.57%Sep 30, 2026: 2.07% APYSep 30, 2026Oct 1, 2026
Min Balance $250,000
Details Balance: $250,000 +
Last Updated 10/01/2026
Money Market 1.00% 1.00%
Rate History
No change since Sep 30, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Sep 30, 2026: 1.00% APYSep 30, 2026Oct 1, 2026
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 10/01/2026
Money Market 0.60% 0.60%
Rate History
No change since Sep 30, 2026 · 0.60% APY · checked 2 times
0.10%0.60%1.10%Sep 30, 2026: 0.60% APYSep 30, 2026Oct 1, 2026
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 10/01/2026
Money Market 0.50% 0.50%
Rate History
No change since Sep 30, 2026 · 0.50% APY · checked 2 times
0.00%0.50%1.00%Sep 30, 2026: 0.50% APYSep 30, 2026Oct 1, 2026
Min Balance $10,000
Details Balance: $10,000 - $49,999.99
Last Updated 10/01/2026
Money Market 0.40% 0.40%
Rate History
No change since Sep 30, 2026 · 0.40% APY · checked 2 times
0.00%0.45%0.90%Sep 30, 2026: 0.40% APYSep 30, 2026Oct 1, 2026
Min Balance $2,500
Details Balance: $2,500 - $9,999.99
Last Updated 10/01/2026
Money Market 0.30% 0.30%
Rate History
No change since Sep 30, 2026 · 0.30% APY · checked 2 times
0.00%0.40%0.80%Sep 30, 2026: 0.30% APYSep 30, 2026Oct 1, 2026
Min Balance $0
Details Balance: $0 - $2,499.99
Last Updated 10/01/2026

GTE Financial Credit Union Mortgage Rates

Product Rate Points APR Term View More
15 Year Fixed - - 6.53%
Rate History
No change since Oct 1, 2026 · 6.53% APR
6.03%6.53%7.03%Oct 1, 2026: 6.53% APROct 1, 2026Oct 1, 2026
Details AS LOW AS
Last Updated 10/01/2026
30 Year Fixed - - 7.22%
Rate History
No change since Oct 1, 2026 · 7.22% APR
6.72%7.22%7.72%Oct 1, 2026: 7.22% APROct 1, 2026Oct 1, 2026
Details AS LOW AS
Last Updated 10/01/2026

GTE Financial Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - - 5.25%
Rate History
No change since Sep 30, 2026 · 5.25% APR · checked 2 times
4.75%5.25%5.75%Sep 30, 2026: 5.25% APRSep 30, 2026Oct 1, 2026
Details AS LOW AS
Last Updated 10/01/2026

GTE Financial Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto - - 4.99%
Rate History
No change since Sep 30, 2026 · 4.99% APR · checked 2 times
4.49%4.99%5.49%Sep 30, 2026: 4.99% APRSep 30, 2026Oct 1, 2026
Details As low as
Last Updated 10/01/2026

GTE Financial Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycle, Boat & RV Loans - 7.74%
Rate History
No change since Sep 30, 2026 · 7.74% APR · checked 2 times
7.24%7.74%8.24%Sep 30, 2026: 7.74% APRSep 30, 2026Oct 1, 2026
Details as low as
Last Updated 10/01/2026

GTE Financial Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 15.99%
Rate History
No change since Sep 30, 2026 · 15.99% APR · checked 2 times
15.49%15.99%16.49%Sep 30, 2026: 15.99% APRSep 30, 2026Oct 1, 2026
Details as low as
Last Updated 10/01/2026

GTE Financial Credit Union Other Rates

Product Rate Points APY/APR Term View More
Go Forward Loan - - 16.49%
Rate History
No change since Sep 30, 2026 · 16.49% APR · checked 2 times
15.99%16.49%16.99%Sep 30, 2026: 16.49% APRSep 30, 2026Oct 1, 2026
Details As low as
Last Updated 10/01/2026

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for GTE Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather GTE Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with GTE Financial Credit Union's official website for the most current offers and terms.

Customer Reviews

There are no reviews for GTE Financial Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for GTE Financial Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About GTE Financial Credit Union

How many branches does GTE Financial Credit Union operate?

GTE Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join GTE Financial Credit Union?

Yes, to access services at GTE Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, GTE Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, GTE Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does GTE Financial Credit Union offer online and mobile banking?

Most modern institutions like GTE Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gtefinancial.org.

Current GTE Financial Credit Union Rates

  • Savings0.50%
  • MMA0.30%
Retrieved from our database of financial products. Rates subject to change.