What are the current interest rates at Partners Federal Credit Union?

Current rates for Partners Federal Credit Union include: 12-Month CD: 4.00%, 24-Month CD: 3.60%, 60-Month CD: 3.60%, Savings: 2.20%, MMA: 2.85%

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Partners Federal Credit Union

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Partners Federal Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Partners Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 13, 2026

Partners Federal Credit Union's top rates as of October 13, 2026 are 4.00% APY on its 12 Month Jumbo CD, 2.20% APY on savings, 2.85% APY on money market accounts, personal loans from 9.74% APR, and credit cards from 10.24% APR, according to rates verified by MonitorBankRates. Other Partners Federal Credit Union CD rates include 12 Month Mini-Jumbo CD at 4.00%, 12 Month Standard CD at 4.00%, and 12 Month Starter CD at 4.00%. MonitorBankRates evaluates the financial stability of Partners Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.65%. Rates last updated and verified on 10/13/2026.

Partners Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Partners Federal Credit Union? Share your experience about Partners Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Partners Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.65%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Partners Federal Credit Union
Headquarters

100 N First St Ste 400
Burbank, CA 91502-1818

https://www.partnersfcu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Partners Federal Credit Union CD Rates

Product	Rate	APY	Term
12 Month Jumbo Certificate	3.922%	4.00%	12-Month
Min Deposit $100,000 Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.85% → 4.00% ▲ 0.15 pts · high 4.00% / low 3.85% Oct 5, 20264.00%▲ from 3.85% Sep 14, 20263.85%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
12 Month Mini-Jumbo Certificate	3.922%	4.00%	12-Month
Min Deposit $50,000 Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.85% → 4.00% ▲ 0.15 pts · high 4.00% / low 3.85% Oct 5, 20264.00%▲ from 3.85% Sep 14, 20263.85%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
12 Month Standard Certificate	3.922%	4.00%	12-Month
Min Deposit $1,000 Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.85% → 4.00% ▲ 0.15 pts · high 4.00% / low 3.85% Oct 5, 20264.00%▲ from 3.85% Sep 14, 20263.85%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
12 Month Starter Certificate	3.922%	4.00%	12-Month
Min Deposit $500 Details Maximum Certificate balance: $2,500 Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.85% → 4.00% ▲ 0.15 pts · high 4.00% / low 3.85% Oct 5, 20264.00%▲ from 3.85% Sep 14, 20263.85%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
12 Month Traditional/Roth IRA Jumbo Certificate	3.922%	4.00%	12-Month
Min Deposit $100,000 Min Balance $100,000 Details IRA Certificate Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
12 Month Traditional/Roth IRA Mini-Jumbo Certificate	3.922%	4.00%	12-Month
Min Deposit $50,000 Min Balance $50,000 Details IRA Certificate Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
IRA - 1 Year	-	4.00%	1 Year
Min Balance $100,000 Details $100k; Balance: $100k; rate comparison tool Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
24 Month Jumbo Certificate	3.63%	3.70%	24-Month
Min Deposit $100,000 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.70% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
24 Month Traditional/Roth IRA Jumbo Certificate	3.63%	3.70%	24-Month
Min Deposit $100,000 Min Balance $100,000 Details IRA Certificate Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 3.70% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
5 Yr CD	-	3.70%	5 years
Min Balance $100,000 Details $100k; Balance: $100k; rate comparison tool Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.70% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
60 Month Jumbo Certificate	3.63%	3.70%	60-Month
Min Deposit $100,000 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.70% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
60 Month Traditional/Roth IRA Jumbo Certificate	3.63%	3.70%	60-Month
Min Deposit $100,000 Min Balance $100,000 Details IRA Certificate Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 3.70% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
24 Month Mini-Jumbo Certificate	3.585%	3.65%	24-Month
Min Deposit $50,000 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
24 Month Traditional/Roth IRA Mini-Jumbo Certificate	3.585%	3.65%	24-Month
Min Deposit $50,000 Min Balance $50,000 Details IRA Certificate Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 3.65% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
48 Month Jumbo Certificate	3.585%	3.65%	48-Month
Min Deposit $100,000 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
48 Month Traditional/Roth IRA Jumbo Certificate	3.585%	3.65%	48-Month
Min Deposit $100,000 Min Balance $100,000 Details IRA Certificate Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 3.65% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
60 Month Mini-Jumbo Certificate	3.585%	3.65%	60-Month
Min Deposit $50,000 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
60 Month Traditional/Roth IRA Mini-Jumbo Certificate	3.585%	3.65%	60-Month
Min Deposit $50,000 Min Balance $50,000 Details IRA Certificate Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 3.65% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
24 Month Standard Certificate	3.535%	3.60%	24-Month
Min Deposit $1,000 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
48 Month Mini-Jumbo Certificate	3.54%	3.60%	48-Month
Min Deposit $50,000 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
48 Month Traditional/Roth IRA Mini-Jumbo Certificate	3.54%	3.60%	48-Month
Min Deposit $50,000 Min Balance $50,000 Details IRA Certificate Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 3.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
60 Month Standard Certificate	3.535%	3.60%	60-Month
Min Deposit $1,000 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
36 Month Jumbo Certificate	3.49%	3.55%	36-Month
Min Deposit $100,000 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
36 Month Traditional/Roth IRA Jumbo Certificate	3.49%	3.55%	36-Month
Min Deposit $100,000 Min Balance $100,000 Details IRA Certificate Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 3.55% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
48 Month Standard Certificate	3.49%	3.55%	48-Month
Min Deposit $1,000 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
36 Month Mini-Jumbo Certificate	3.44%	3.50%	36-Month
Min Deposit $50,000 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
36 Month Traditional/Roth IRA Mini-Jumbo Certificate	3.44%	3.50%	36-Month
Min Deposit $50,000 Min Balance $50,000 Details IRA Certificate Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 3.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
6 Month Jumbo Certificate	3.45%	3.50%	6-Month
Min Deposit $100,000 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
6 Month Mini-Jumbo Certificate	3.45%	3.50%	6-Month
Min Deposit $50,000 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
6 Month Standard Certificate	3.45%	3.50%	6-Month
Min Deposit $1,000 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
6 Month Traditional/Roth IRA Mini-Jumbo Certificate	3.45%	3.50%	6-Month
Min Deposit $50,000 Min Balance $50,000 Details IRA Certificate Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 3.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
6-Month Certificate	3.445%	3.50%	6 months
Min Balance $1,000 Details High Yield Certificates; Minimum balance of $1,000 to earn 3.50% APY, maintained for the full term Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
36 Month Standard Certificate	3.39%	3.45%	36-Month
Min Deposit $1,000 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.45% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
6 Month Traditional/Roth IRA Jumbo Certificate	3.20%	3.25%	6-Month
Min Deposit $100,000 Min Balance $100,000 Details IRA Certificate Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 3.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
3 Month Emergency Fund Certificate	2.96%	3.00%	3-Month
Min Deposit $100 Min Balance $100 Details Certificate for Emergency Savings; Minimum to open & earn dividends: $100; Maximum Certificate balance: $10,000; Limit one Emergency Fund Certificate per Member Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.25% → 3.00% ▼ 0.25 pts · high 3.25% / low 3.00% Sep 21, 20263.00%▼ from 3.25% Sep 14, 20263.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
3 Month Jumbo Certificate	0.75%	0.75%	3-Month
Min Deposit $100,000 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
3 Month Mini-Jumbo Certificate	0.75%	0.75%	3-Month
Min Deposit $50,000 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
3 Month Standard Certificate	0.75%	0.75%	3-Month
Min Deposit $1,000 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
3 Month Traditional/Roth IRA Jumbo Certificate	0.75%	0.75%	3-Month
Min Deposit $100,000 Min Balance $100,000 Details IRA Certificate Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 0.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
3 Month Traditional/Roth IRA Mini-Jumbo Certificate	0.75%	0.75%	3-Month
Min Deposit $50,000 Min Balance $50,000 Details IRA Certificate Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 0.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%

Partners Federal Credit Union Savings Rates

Product	Rate	APY
Down Payment Savings Money Market	2.178%	2.20%
Min Balance $500,000 Details Balance: $500,000 and over; Lender Credits: $1,500; Save for a minimum of six months; limited time offer Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Money Market Savings	2.178%	2.20%
Min Deposit $2,500 Min Balance $500,000 Details Balance tier starting at $500,000; Minimum to open is $2,500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Down Payment Savings Money Market	2.08%	2.10%
Min Balance $250,000 Details Balance: $250,000 and over; Lender Credits: $1,500; Save for a minimum of six months; limited time offer Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Money Market Savings	2.08%	2.10%
Min Deposit $2,500 Min Balance $250,000 Details Balance tier starting at $250,000; Minimum to open is $2,500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Down Payment Savings Money Market	1.982%	2.00%
Min Balance $100,000 Details Balance: $100,000 and over; Lender Credits: $1,250; Save for a minimum of six months; limited time offer Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Money Market Savings	1.982%	2.00%
Min Deposit $2,500 Min Balance $100,000 Details Balance tier starting at $100,000; Minimum to open is $2,500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Down Payment Savings Money Market	1.243%	1.25%
Min Balance $50,000 Details Balance: $50,000 and over; Lender Credits: $1,000; Save for a minimum of six months; limited time offer Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Money Market Savings	1.243%	1.25%
Min Deposit $2,500 Min Balance $50,000 Details Balance tier starting at $50,000; Minimum to open is $2,500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Down Payment Savings Money Market	0.995%	1.00%
Min Balance $25,000 Details Balance: $25,000 and over; Lender Credits: $750; Save for a minimum of six months; limited time offer Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Money Market Savings	0.995%	1.00%
Min Deposit $2,500 Min Balance $25,000 Details Balance tier starting at $25,000; Minimum to open is $2,500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Down Payment Savings Money Market	0.747%	0.75%
Min Balance $2,500 Details Balance: $2,500 and over; Lender Credits: $500; Save for a minimum of six months; limited time offer Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Money Market Savings	0.747%	0.75%
Min Deposit $2,500 Min Balance $2,500 Details Balance tier starting at $2,500; Minimum to open is $2,500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Individual Retirement Account (IRA) Savings	0.30%	0.30%
Min Deposit $100 Min Balance $100 Details Minimum to open & earn dividends: $100 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Down Payment Savings Money Market	0.05%	0.05%
Min Balance $0 Details Balance: $0 and over; Lender Credits: --; Save for a minimum of six months; limited time offer Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Primary, Special Savings & Traditional Christmas Club	0.05%	0.05%
Min Deposit $5 Min Balance $0 Details Minimum to open: $5; Minimum to earn dividends: $0 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%

Partners Federal Credit Union Money Market Rates

Product	Rate	APY
Enhanced Money Market	2.813%	2.85%
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000; Requires opening deposit of $10,000 in new money and maintaining $10,000 balance; New money is funds not currently on deposit with Partners FCU; Cannot be opened online Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 2.75% → 2.85% ▲ 0.10 pts · high 2.85% / low 2.75% Oct 5, 20262.85%▲ from 2.75% Sep 14, 20262.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Enhanced Money Market	2.813%	2.85%
Min Balance $10,000 Details Balance: $10,000+; New money of $10,000 required at account opening from outside the credit union; Account opening by phone, branch, or appointment only (not available through Partners Digital Banking) Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 2.75% → 2.85% ▲ 0.10 pts · high 2.85% / low 2.75% Oct 5, 20262.85%▲ from 2.75% Sep 14, 20262.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Down Payment Savings Money Market	2.178%	2.20%
Min Balance $500,000 Details Balance: $500,000 and over; Lender Credits: $1,500; Save for a minimum of six months; limited time offer Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Money Market million	-	2.20%
Min Balance $1,000,000 Details $1; Balance: $1 million; rate comparison tool Last Updated 10/13/2026 Rate History No change since Oct 9, 2026 · 2.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Money Market Savings	2.178%	2.20%
Min Deposit $2,500 Min Balance $500,000 Details Balance tier starting at $500,000; Minimum to open is $2,500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Down Payment Savings Money Market	2.08%	2.10%
Min Balance $250,000 Details Balance: $250,000 and over; Lender Credits: $1,500; Save for a minimum of six months; limited time offer Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Money Market Savings	2.08%	2.10%
Min Deposit $2,500 Min Balance $250,000 Details Balance tier starting at $250,000; Minimum to open is $2,500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Down Payment Savings Money Market	1.982%	2.00%
Min Balance $100,000 Details Balance: $100,000 and over; Lender Credits: $1,250; Save for a minimum of six months; limited time offer Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Money Market Savings	1.982%	2.00%
Min Deposit $2,500 Min Balance $100,000 Details Balance tier starting at $100,000; Minimum to open is $2,500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Down Payment Savings Money Market	1.243%	1.25%
Min Balance $50,000 Details Balance: $50,000 and over; Lender Credits: $1,000; Save for a minimum of six months; limited time offer Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Money Market Savings	1.243%	1.25%
Min Deposit $2,500 Min Balance $50,000 Details Balance tier starting at $50,000; Minimum to open is $2,500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Down Payment Savings Money Market	0.995%	1.00%
Min Balance $25,000 Details Balance: $25,000 and over; Lender Credits: $750; Save for a minimum of six months; limited time offer Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Money Market Savings	0.995%	1.00%
Min Deposit $2,500 Min Balance $25,000 Details Balance tier starting at $25,000; Minimum to open is $2,500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Down Payment Savings Money Market	0.747%	0.75%
Min Balance $2,500 Details Balance: $2,500 and over; Lender Credits: $500; Save for a minimum of six months; limited time offer Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Enhanced Money Market	0.747%	0.75%
Min Deposit $10,000 Min Balance $2,500 Details Balance: $2,500 - $9,999; Minimum to earn dividends is $2,500; Cannot be opened online Last Updated 10/13/2026 Rate History 1 change since Sep 21, 2026 · 1.00% → 0.75% ▼ 0.25 pts · high 1.00% / low 0.75% Oct 5, 20260.75%▼ from 1.00% Sep 21, 20261.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Enhanced Money Market	0.747%	0.75%
Min Balance $2,500 Details Balance: $2,500 - $9,999; Account opening by phone, branch, or appointment only (not available through Partners Digital Banking) Last Updated 10/13/2026 Rate History 1 change since Sep 21, 2026 · 1.00% → 0.75% ▼ 0.25 pts · high 1.00% / low 0.75% Oct 5, 20260.75%▼ from 1.00% Sep 21, 20261.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Money Market Savings	0.747%	0.75%
Min Deposit $2,500 Min Balance $2,500 Details Balance tier starting at $2,500; Minimum to open is $2,500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Down Payment Savings Money Market	0.05%	0.05%
Min Balance $0 Details Balance: $0 and over; Lender Credits: --; Save for a minimum of six months; limited time offer Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%

Partners Federal Credit Union Checking Rates

Product	Rate	APY
Money Market Checking	0.10%	0.10%
Min Deposit $2,500 Min Balance $2,500 Details Minimum to open & earn dividends: $2,500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Money Market Checking	-	0.10%
Min Balance $2,500 Details APY on balances $2,500+; Open via Digital Banking, appointment, or phone (800.948.6677) Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%

Partners Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity - LOC	-	-	6.50%
Details Partners best fixed rate on approved credit; rate comparison tool Last Updated 10/13/2026 Rate History No change since Oct 9, 2026 · 6.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Home Equity Line of Credit (HELOC)	-	-	6.50%
Details Loan to Value: Up to 80%; Variable APR based on Prime plus a margin; Traditional & Interest Only Options; Estimated fees (loans under $200,000): $0 - $2,325; Estimated fees (loans over $200,000): $2,162 - $6,100; APR will not exceed 18.00% or go below 4.00% Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 6.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Home Equity Line of Credit (HELOC)	-	-	6.75%
Details Loan to Value: 80.01% - 90%; Variable APR based on Prime plus a margin; Traditional & Interest Only Options; Estimated fees (loans under $200,000): $0 - $2,325; Estimated fees (loans over $200,000): $2,162 - $6,100; APR will not exceed 18.00% or go below 4.00% Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 6.50% → 6.75% ▲ 0.25 pts · high 6.75% / low 6.50% Sep 17, 20266.75%▲ from 6.50% Sep 14, 20266.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Home Equity Loans (HELOAN)	-	-	8.36%	5 years
Details Loan to Value: Up to 80%; Fixed APR Last Updated 10/13/2026 Rate History 3 changes since Sep 18, 2026 · 8.35% → 8.36% ▲ 0.01 pts · high 8.45% / low 8.35% Oct 9, 20268.36%▼ from 8.45% Oct 2, 20268.45%▲ from 8.44% Sep 25, 20268.44%▲ from 8.35% Sep 18, 20268.35%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Home Equity Loans (HELOAN)	-	-	8.61%	5 years
Details Loan to Value: 80.01% - 90%; Fixed APR Last Updated 10/13/2026 Rate History 3 changes since Sep 18, 2026 · 8.35% → 8.61% ▲ 0.26 pts · high 8.61% / low 8.35% Oct 9, 20268.61%▲ from 8.45% Oct 2, 20268.45%▲ from 8.44% Sep 25, 20268.44%▲ from 8.35% Sep 18, 20268.35%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Home Equity Loans (HELOAN)	-	-	9.16%	15 years
Details Loan to Value: Up to 80%; Fixed APR Last Updated 10/13/2026 Rate History 3 changes since Sep 18, 2026 · 8.84% → 9.16% ▲ 0.32 pts · high 9.16% / low 8.84% Oct 9, 20269.16%▲ from 9.13% Oct 2, 20269.13%▲ from 9.05% Sep 25, 20269.05%▲ from 8.84% Sep 18, 20268.84%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Home Equity Loans (HELOAN)	-	-	9.41%	15 years
Details Loan to Value: 80.01% - 90%; Fixed APR Last Updated 10/13/2026 Rate History 3 changes since Sep 18, 2026 · 8.84% → 9.41% ▲ 0.57 pts · high 9.41% / low 8.84% Oct 9, 20269.41%▲ from 9.13% Oct 2, 20269.13%▲ from 9.05% Sep 25, 20269.05%▲ from 8.84% Sep 18, 20268.84%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Home Equity Loans (HELOAN)	-	-	9.62%	20 years
Details Loan to Value: Up to 80%; Fixed APR Last Updated 10/13/2026 Rate History 3 changes since Sep 18, 2026 · 9.22% → 9.62% ▲ 0.40 pts · high 9.62% / low 9.22% Oct 9, 20269.62%▲ from 9.61% Oct 2, 20269.61%▲ from 9.41% Sep 25, 20269.41%▲ from 9.22% Sep 18, 20269.22%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Home Equity Loans (HELOAN)	-	-	9.87%	20 years
Details Loan to Value: 80.01% - 90%; Fixed APR Last Updated 10/13/2026 Rate History 3 changes since Sep 18, 2026 · 9.22% → 9.87% ▲ 0.65 pts · high 9.87% / low 9.22% Oct 9, 20269.87%▲ from 9.61% Oct 2, 20269.61%▲ from 9.41% Sep 25, 20269.41%▲ from 9.22% Sep 18, 20269.22%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%

Partners Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Vehicle Auto Loan	-	-	4.49%	36 Months
Details As Low As; Models 2025 or newer (under 10,000 miles); Estimated monthly payment per $1,000: $29.74 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
New Auto - 60 Mo	-	-	4.74%	60 months
Details Partners best fixed rate on approved credit; rate comparison tool Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 4.74% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
New Vehicle Auto Loan	-	-	4.74%	60 Months
Details As Low As; Models 2025 or newer (under 10,000 miles) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Used Vehicle Auto Loan	-	-	4.74%	36 Months
Details As Low As; Models between 2019 - 2026 (between 10,001 and 100,000 miles); Estimated monthly payment per $1,000: $29.85 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Used Vehicle Auto Loan	-	-	4.99%	60 Months
Details As Low As; Models between 2019 - 2026 (between 10,001 and 100,000 miles) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
New Vehicle Auto Loan	-	-	5.24%	75 Months
Details As Low As; Models 2025 or newer (under 10,000 miles) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Used Vehicle Auto Loan	-	-	5.49%	75 Months
Details As Low As; Models between 2019 - 2026 (between 10,001 and 100,000 miles) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
New Vehicle Auto Loan	-	-	6.24%	84 Months
Details As Low As; Models 2025 or newer (under 10,000 miles) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Used Vehicle Auto Loan	-	-	6.49%	84 Months
Details As Low As; Models between 2019 - 2026 (between 10,001 and 100,000 miles); Used vehicle must be 3 years or newer with no more than 30,000 miles for 84-month term Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%

Partners Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New Boat - 60 Mo Loan	-	7.99%	60 months
Details Partners best fixed rate on approved credit; rate comparison tool Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 7.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
New/Used Boats Loan	-	7.99%	60 Months
Details Estimated monthly payment per $1,000: $20.28; Contact credit union for specialty vehicle rates and terms Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 7.99% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
New/Used Motorcycles Loan	-	7.99%	60 Months
Details Estimated monthly payment per $1,000: $20.28; Contact credit union for specialty vehicle rates and terms Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 7.99% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
New/Used Recreational Vehicles Loan	-	7.99%	180 Months
Details Estimated monthly payment per $1,000: $9.56; Contact credit union for specialty vehicle rates and terms Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 7.99% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%

Partners Federal Credit Union Credit Card Rates

Product	Rate	APR
Platinum Credit Card	-	10.24%
Details Partners best fixed rate on approved credit; rate comparison tool Last Updated 10/13/2026 Rate History No change since Oct 9, 2026 · 10.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Visa Platinum	-	10.24%
Details Published APR range: 10.24% to 17.99%. APR for Purchases; varies with the market based on the Prime Rate; based on individual qualifications and creditworthiness; Balance Transfer APR: 10.24% to 17.99%; Cash Advance APR: 10.24% to 17.99%; Minimum Interest Charge:; Penalty APR: N/A Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 10.24% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Visa Platinum Rewards	-	11.74%
Details Published APR range: 11.74% to 17.99%. APR for Purchases; varies with the market based on the Prime Rate; based on individual qualifications and creditworthiness; Balance Transfer APR: 11.74% to 17.99%; Cash Advance APR: 11.74% to 17.99%; Minimum Interest Charge:; Penalty APR: N/A Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 11.74% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Legacy Visa Signature	-	17.99%
Details APR for Purchases; varies with the market based on the Prime Rate; Balance Transfer APR: 17.99%; Cash Advance APR: 17.99%; Minimum Interest Charge:; Penalty APR: N/A Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 17.99% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%

Partners Federal Credit Union Personal Loan Rates

Product	APR	Term
Personal Loans	9.74%	36 Months
Details As Low As; Repayment period based on loan amount Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 9.74% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Unsecured - 36 Mo Loan	9.74%	36 months
Details Partners best fixed rate on approved credit; rate comparison tool Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 9.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Personal Loans	10.99%	60 Months
Details As Low As; Repayment period based on loan amount Last Updated 10/13/2026 Rate History 2 changes since Sep 14, 2026 · 10.99% → 10.99% ▼ 0.00 pts · high 10.99% / low 9.74% Oct 5, 202610.99%▲ from 9.74% Sep 17, 20269.74%▼ from 10.99% Sep 14, 202610.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Legacy Visa Signature	17.99%
Details APR for Purchases; varies with the market based on the Prime Rate; Balance Transfer APR: 17.99%; Cash Advance APR: 17.99%; Minimum Interest Charge:; Penalty APR: N/A Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 17.99% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%

Partners Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
30 Yr Fixed	-	-	6.482%
Details Partners best fixed rate on approved credit; rate comparison tool Last Updated 10/13/2026 Rate History No change since Oct 9, 2026 · 6.48% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Line of Credit	-	-	13.24%
Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 13.24% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
12 Month Coverdell Certificate	3.922%	-	4.00%	12-Month
Min Deposit $1,000 Last Updated 10/13/2026 Rate History 1 change since Oct 5, 2026 · 3.60% → 4.00% ▲ 0.40 pts · high 4.00% / low 3.60% Oct 9, 20264.00%▲ from 3.60% Oct 5, 20263.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
24 Month Coverdell Certificate	3.535%	-	3.60%	24-Month
Min Deposit $1,000 Last Updated 10/13/2026 Rate History 1 change since Oct 5, 2026 · 3.45% → 3.60% ▲ 0.15 pts · high 3.60% / low 3.45% Oct 9, 20263.60%▲ from 3.45% Oct 5, 20263.45%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
3 Month Coverdell Certificate	0.75%	-	0.75%	3-Month
Min Deposit $1,000 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 0.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
36 Month Coverdell Certificate	3.39%	-	3.45%	36-Month
Min Deposit $1,000 Last Updated 10/13/2026 Rate History 1 change since Oct 5, 2026 · 3.55% → 3.45% ▼ 0.10 pts · high 3.55% / low 3.45% Oct 9, 20263.45%▼ from 3.55% Oct 5, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
48 Month Coverdell Certificate	3.49%	-	3.55%	48-Month
Min Deposit $1,000 Last Updated 10/13/2026 Rate History 1 change since Oct 5, 2026 · 3.60% → 3.55% ▼ 0.05 pts · high 3.60% / low 3.55% Oct 9, 20263.55%▼ from 3.60% Oct 5, 20263.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
6 Month Coverdell Certificate	3.45%	-	3.50%	6-Month
Min Deposit $1,000 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 3.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
60 Month Coverdell Certificate	3.535%	-	3.60%	60-Month
Min Deposit $1,000 Last Updated 10/13/2026 Rate History No change since Oct 9, 2026 · 3.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Jumbo College Saver	3.63%	-	3.70%	24-Month
Min Deposit $100,000 Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 3.70% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Jumbo College Saver	3.49%	-	3.55%	36-Month
Min Deposit $100,000 Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 3.55% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Jumbo College Saver	3.585%	-	3.65%	48-Month
Min Deposit $100,000 Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 3.65% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Jumbo College Saver	3.63%	-	3.70%	60-Month
Min Deposit $100,000 Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 3.70% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Mini-Jumbo College Saver	3.585%	-	3.65%	24-Month
Min Deposit $50,000 Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 3.65% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Mini-Jumbo College Saver	3.44%	-	3.50%	36-Month
Min Deposit $50,000 Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 3.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Mini-Jumbo College Saver	3.54%	-	3.60%	48-Month
Min Deposit $50,000 Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 3.60% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Mini-Jumbo College Saver	3.585%	-	3.65%	60-Month
Min Deposit $50,000 Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 3.65% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Standard College Saver	3.535%	-	3.60%	24-Month
Min Deposit $500 Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 3.60% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Standard College Saver	3.39%	-	3.45%	36-Month
Min Deposit $500 Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 3.45% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Standard College Saver	3.49%	-	3.55%	48-Month
Min Deposit $500 Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 3.55% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Standard College Saver	3.535%	-	3.60%	60-Month
Min Deposit $500 Last Updated 10/13/2026 Rate History No change since Sep 21, 2026 · 3.60% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Traditional/Roth IRA Standard	0.75%	-	0.75%	3-Month
Min Deposit $1,000 Min Balance $1,000 Details IRA Certificate Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 0.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Traditional/Roth IRA Standard	3.45%	-	3.50%	6-Month
Min Deposit $1,000 Min Balance $1,000 Details IRA Certificate Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 3.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Traditional/Roth IRA Standard	3.922%	-	4.00%	12-Month
Min Deposit $1,000 Min Balance $1,000 Details IRA Certificate Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Traditional/Roth IRA Standard	3.535%	-	3.60%	24-Month
Min Deposit $1,000 Min Balance $1,000 Details IRA Certificate Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 3.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Traditional/Roth IRA Standard	3.39%	-	3.45%	36-Month
Min Deposit $1,000 Min Balance $1,000 Details IRA Certificate Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 3.45% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Traditional/Roth IRA Standard	3.49%	-	3.55%	48-Month
Min Deposit $1,000 Min Balance $1,000 Details IRA Certificate Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 3.55% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Traditional/Roth IRA Standard	3.535%	-	3.60%	60-Month
Min Deposit $1,000 Min Balance $1,000 Details IRA Certificate Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 3.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Partners Federal Credit Union’s Texas Ratio rose from 3.65% in Q3 2023 to 4.65% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$2.8B	4.65%	5.0	A+
March 31, 2026	$2.8B	5.23%	5.0	A+
December 31, 2025	$2.7B	6.56%	5.0	A
September 30, 2025	$2.7B	6.02%	5.0	A
June 30, 2025	$2.6B	5.80%	5.0	A+
March 31, 2025	$2.7B	5.66%	5.0	A+
December 31, 2024	$2.6B	6.93%	5.0	A
September 30, 2024	$2.5B	5.24%	5.0	A+
June 30, 2024	$2.5B	4.97%	5.0	A+
March 31, 2024	$2.6B	4.73%	5.0	A+
December 31, 2023	$2.5B	4.54%	5.0	A+
September 30, 2023	$2.5B	3.65%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Partners Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Partners Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Partners Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Partners Federal Credit Union

Website https://www.partnersfcu.org

Address 100 N First St Ste 400, Burbank, CA 91502-1818

Phone 818-558-4561

Fax 818-558-4567

President Jaye Thompson

CEO Ricky Otey

Full-Time Employees 437

Part-Time Employees 10

Branch Locations 14

ATM Locations 13

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.65%

Return on Assets (ROA)

0.3925%

Return on Equity (ROE)

3.3439%

Non-Performing Loans Ratio (NPL)

0.74%

Total Assets

2,766,047,844

Total Amount of Shares and Deposits

2,411,906,995

Total Shares and Deposits < 1 Year

2,358,648,013

Total Shares and Deposits 1 3 Years

35,088,043

Total Shares and Deposits > 3 Years

18,170,939

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

152,696,775

Total Uninsured Shares and Deposits > $250K (F+J)

152,696,775

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,259,210,220

Total Interest Expense (Sum of items 6 8)

21,831,075

Share Certificates

17,774

Number of Accounts for Share Drafts

134,900

IRA KEOGH Accounts

4,555

Number of Accounts for Regular Shares

200,071

Money Market Shares

12,948

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

326,214,037

Total Liabilities

2,444,423,465

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Partners Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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</a>

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Average Rating

☆☆☆☆☆

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Frequently Asked Questions About Partners Federal Credit Union

How many branches does Partners Federal Credit Union operate?

Partners Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Partners Federal Credit Union?

Yes, to access services at Partners Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Partners Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Partners Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Partners Federal Credit Union offer online and mobile banking?

Most modern institutions like Partners Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.partnersfcu.org.

Current Partners Federal Credit Union Rates

12-Month CD4.00%
24-Month CD3.60%
60-Month CD3.60%
Savings2.20%
MMA2.85%

Retrieved from our database of financial products. Rates subject to change.

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Partners Federal Credit Union Rates & Review October 2026

Brian McKay

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Partners Federal Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About Partners Federal Credit Union

How many branches does Partners Federal Credit Union operate?

Is a member application needed to join Partners Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Partners Federal Credit Union offer online and mobile banking?

Current Partners Federal Credit Union Rates

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