Long Reach Federal Credit Union Rates and Review January 2026
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Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Long Reach Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Long Reach Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityLong Reach Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Long Reach Federal Credit Union? Share your experience about Long Reach Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Long Reach Federal Credit Union. Overall, Long Reach Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Long Reach Federal Credit Union Middlebourne 315 Main St Middlebourne, WV 26149 9602  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonCash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Prime Platinum Visa Credit Card
11.500%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonReadi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Personal Loan
8.890%
$0
Personal Loans
12.990%
$0
13 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Long Reach Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Long Reach Federal Credit Union
Website: https://www.lrefcu.org
Full Time Employees: 35Part Time Employees: 0 President: Gregory Arnott CEO: Steven Reed Branch Locations: 5 ATM Locations: 5 Corporate Office Address:
315 Main St
Middlebourne, WV 26149 9602 Phone Number: 304-758-4308 Fax Number: 304-758-4236 FinancialsTotal Assets:
175,120,282
Total Amount of Shares and Deposits:
157,088,575
Total Shares and Deposits < 1 Year:
145,660,271
Total Shares and Deposits 1 3 Years:
8,655,130
Total Shares and Deposits > 3 Years:
2,773,174
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
10,728,188
Total Uninsured Shares and Deposits > $250K (F+J):
10,728,188
Total Insured Shares and Deposits > $250K (item 17 less item K):
146,360,387
Total Interest Expense (Sum of items 6 8):
2,226,011
Share Certificates:
1,733
Number of Accounts for Share Drafts:
6,531
IRA KEOGH Accounts:
344
Number of Accounts for Regular Shares:
13,271
Money Market Shares:
303
Net Income (unless the amount is already included in Undivided Earnings):
1,377,594
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
15,895,588
Total Liabilities:
157,263,054
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Long Reach Federal Credit UnionIs a member application needed to join Long Reach Federal Credit Union?Yes, to access services at Long Reach Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Long Reach Federal Credit Union provides a range of mortgage and home equity products. Is Long Reach Federal Credit Union a safe place to deposit money?Yes, Long Reach Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Long Reach Federal Credit Union offer online and mobile banking?Most modern institutions like Long Reach Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.79%, 6-month CD rates at 3.25% and 3-month CD rates at 2.52%. Savings rates are at 0.12% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.90%. Credit Card rates are at 29.24%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to 
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