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Sullivan Bank Rates & Review October 2026

Sullivan Bank's top rates as of October 7, 2026 are 4.30% APY on its 60-Months 60-Month Special CD, 0.50% APY on savings, 3.50% APY on money market accounts, and 5.00% APY on checking, according to rates verified by MonitorBankRates. Other Sullivan Bank CD rates include 22-Months 22-Month Special CD at 4.20%, 11-Months 11-Month Special CD at 4.10%, and 5-Months 5-Month Special CD at 4.00%. MonitorBankRates evaluates the financial stability of Sullivan Bank with a 4.9 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 16.43%. Rates last updated and verified on 10/07/2026.

Sullivan Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sullivan Bank? Share your experience about Sullivan Bank by leaving a review below, or read customer reviews before you decide to use Sullivan Bank.

Overall Health & Safety Grade ?
A-
Very Good Health Score: 91/100
MonitorBankRates Rating ?
4.9
Exceptional Out of 5.0 Stars
Texas Ratio ?
16.43%
Good Higher than avg
Health Trend ?
Worsening 12 quarters
Full history ›
SULLIVAN BANK
318 W Main St
Sullivan, MO 63080
https://www.sullivanbank.com
MemberFDIC
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Sullivan Bank CD Rates

Product Rate APY Term View More
60 month Special CD 4.23% 4.30% 60 Months
Min Deposit $1,000
Details Available as IRA in Branch:
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 4.30% APY · checked 8 times
3.80%4.30%4.80%Sep 19, 2026: 4.30% APYSep 19, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
22 month Special CD 4.13% 4.20% 22 Months
Min Deposit $1,000
Details Available as IRA in Branch:
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 4.20% APY · checked 8 times
3.70%4.20%4.70%Sep 19, 2026: 4.20% APYSep 19, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
11 month Special CD 4.04% 4.10% 11 Months
Min Deposit $1,000
Details Available as IRA in Branch:
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 4.10% APY · checked 8 times
3.60%4.10%4.60%Sep 19, 2026: 4.10% APYSep 19, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
5 month Special CD 3.94% 4.00% 5 Months
Min Deposit $1,000
Details Available as IRA in Branch:
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 4.00% APY · checked 8 times
3.50%4.00%4.50%Sep 19, 2026: 4.00% APYSep 19, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
1 Year Certificate 0.50% 0.50% 1 Year
Min Deposit $1,000
Details Available as IRA in Branch:
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 0.50% APY · checked 8 times
0.00%0.50%1.00%Sep 8, 2026: 0.50% APYSep 8, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
18 Month Certificate 0.50% 0.50% 18 Months
Min Deposit $1,000
Details Available as IRA in Branch:
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 0.50% APY · checked 8 times
0.00%0.50%1.00%Sep 8, 2026: 0.50% APYSep 8, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
2 Year Certificate 0.50% 0.50% 2 Years
Min Deposit $1,000
Details Available as IRA in Branch:
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 0.50% APY · checked 8 times
0.00%0.50%1.00%Sep 8, 2026: 0.50% APYSep 8, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
3 Year Certificate 0.50% 0.50% 3 Years
Min Deposit $1,000
Details Available as IRA in Branch:
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 0.50% APY · checked 8 times
0.00%0.50%1.00%Sep 8, 2026: 0.50% APYSep 8, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
4 Year Certificate 0.50% 0.50% 4 Years
Min Deposit $1,000
Details Available as IRA in Branch:
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 0.50% APY · checked 8 times
0.00%0.50%1.00%Sep 8, 2026: 0.50% APYSep 8, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
3 Month Certificate 0.25% 0.25% 3 Months
Min Deposit $1,000
Details Available as IRA in Branch:
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 0.25% APY · checked 8 times
0.00%0.38%0.75%Sep 8, 2026: 0.25% APYSep 8, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
6 Month Certificate 0.25% 0.25% 6 Months
Min Deposit $1,000
Details Available as IRA in Branch:
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 0.25% APY · checked 8 times
0.00%0.38%0.75%Sep 8, 2026: 0.25% APYSep 8, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%

Sullivan Bank Savings Rates

Product Rate APY View More
Health Savings Account (HSA) - 0.50%
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 0.50% APY · checked 9 times
0.00%0.50%1.00%Sep 8, 2026: 0.50% APYSep 8, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
Regular Savings - 0.10%
Min Deposit $100
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 0.10% APY · checked 9 times
0.00%0.30%0.60%Sep 8, 2026: 0.10% APYSep 8, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%

Sullivan Bank Money Market Rates

Product Rate APY View More
Elite Money Market - 3.50%
Min Deposit $2,500
Min Balance $200,000
Details The rate varies based on the balance in the account. Balances below $200,000 accrue at a rate of 0.35% APY*. Annual Percentage Yield's are accurate as of January 13, 2023.
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 8, 2026: 3.50% APYSep 8, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
Premium Money Market - 3.50%
Min Deposit $2,500
Min Balance $250,000
Details Annual Percentage Yield's are accurate as of March 17, 2025. Balances below $10,000 accrue at a rate of 0.05% APY. Rates may change after account opening. Deposits, in person withdrawals and ATM access are unlimited. There will be a $10 fee for each withdrawal in excess of eight per statement cycle. Other fees may apply and could reduce earnings on the account.
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 8, 2026: 3.50% APYSep 8, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
Premium Money Market - 3.25%
Min Deposit $2,500
Min Balance $100,000
Details Annual Percentage Yield's are accurate as of March 17, 2025. Balances below $10,000 accrue at a rate of 0.05% APY. Rates may change after account opening. Deposits, in person withdrawals and ATM access are unlimited. There will be a $10 fee for each withdrawal in excess of eight per statement cycle. Other fees may apply and could reduce earnings on the account.
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 3.25% APY · checked 6 times
2.75%3.25%3.75%Sep 8, 2026: 3.25% APYSep 8, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
Premium Money Market - 3.00%
Min Deposit $2,500
Min Balance $50,000
Details Annual Percentage Yield's are accurate as of March 17, 2025. Balances below $10,000 accrue at a rate of 0.05% APY. Rates may change after account opening. Deposits, in person withdrawals and ATM access are unlimited. There will be a $10 fee for each withdrawal in excess of eight per statement cycle. Other fees may apply and could reduce earnings on the account.
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 8, 2026: 3.00% APYSep 8, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%

Sullivan Bank Checking Rates

Product Rate APY View More
Priority Plus Checking - 5.00%
Min Deposit $100
Min Balance $25,000
Details Balance: Balances under $25,000; Qualified
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 5.00% APY · checked 9 times
4.50%5.00%5.50%Sep 8, 2026: 5.00% APYSep 8, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
Cash Rewards Checking - 0.55%
Details Published APY range: 0.55%-3.00%. Annual Percentage Yield. APY calculations are based on an assumed total account balance of $10,000 for Cash Rewards and $25,000 for Saver Rewards plus $100,000 to be shown as single figure. Cash Rewards 0.55%-3.00% APY depending on account balance. Saver Rewards 0.44%-1.00% depending on the account balance.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.55% APY · checked 3 times
0.05%0.55%1.05%Oct 7, 2026: 0.55% APYOct 7, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
Saver Rewards Checking - 0.44%
Details Published APY range: 0.44%-1.00%. Annual Percentage Yield. APY calculations are based on an assumed total account balance of $10,000 for Cash Rewards and $25,000 for Saver Rewards plus $100,000 to be shown as single figure. Cash Rewards 0.55%-3.00% APY depending on account balance. Saver Rewards 0.44%-1.00% depending on the account balance.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.44% APY · checked 3 times
0.00%0.47%0.94%Oct 7, 2026: 0.44% APYOct 7, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
Money Market Checking - 0.40%
Min Deposit $2,500
Min Balance $100,000
Details Balance: $100,000 & over
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 0.40% APY · checked 9 times
0.00%0.45%0.90%Sep 8, 2026: 0.40% APYSep 8, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
Money Market Checking - 0.35%
Min Deposit $2,500
Min Balance $50,000
Details Balance: $50,000-$99,999
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 0.35% APY · checked 7 times
0.00%0.43%0.85%Sep 19, 2026: 0.35% APYSep 19, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
Money Market Checking - 0.15%
Min Deposit $2,500
Min Balance $25,000
Details Balance: $25,000-$49,999
Last Updated 10/07/2026
Rate History
No change since Sep 27, 2026 · 0.15% APY · checked 6 times
0.00%0.33%0.65%Sep 27, 2026: 0.15% APYSep 27, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
Money Market Checking - 0.10%
Min Deposit $2,500
Min Balance $2,500
Details Balance: $2,500-$9,999
Last Updated 10/07/2026
Rate History
1 change since Sep 8, 2026 · 0.05% → 0.10% ▲ 0.05 pts · high 0.10% / low 0.05%
0.00%0.30%0.60%Sep 8, 2026: 0.05% APYSep 27, 2026: 0.10% APYSep 8, 2026Oct 13, 2026
  • Sep 27, 20260.10%▲ from 0.05%
  • Sep 8, 20260.05%first recorded
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
Money Market Checking - 0.10%
Min Deposit $2,500
Min Balance $10,000
Details Balance: $10,000-$24,999
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
Money Market Checking - 0.05%
Min Deposit $2,500
Min Balance $0
Details Balance: Under $2,500
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 0.05% APY · checked 9 times
0.00%0.28%0.55%Sep 8, 2026: 0.05% APYSep 8, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
Money Market Checking - 0.05%
Min Deposit $2,500
Min Balance $0
Details Balance: Under $2,500
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Oct 7, 2026: 0.05% APYOct 7, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
Priority Plus Checking - 0.05%
Min Deposit $100
Min Balance $25,000
Details Balance: Balances over $25,000; Qualified
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 0.05% APY · checked 9 times
0.00%0.28%0.55%Sep 8, 2026: 0.05% APYSep 8, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
Priority Plus Checking - 0.05%
Min Deposit $100
Min Balance $0
Details Qualifications Required: 0.05% Non-Qualified; Balance: No minimum balance; Non-Qualified
Last Updated 10/07/2026
Rate History
1 change since Sep 19, 2026 · 5.00% → 0.05% ▼ 4.95 pts · high 5.00% / low 0.05%
0.00%4.98%9.95%Sep 19, 2026: 5.00% APYOct 7, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
  • Oct 7, 20260.05%▼ from 5.00%
  • Sep 19, 20265.00%first recorded
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
50+ Free Interest Checking - 0.01%
Min Deposit $50
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 0.01% APY · checked 9 times
0.00%0.26%0.51%Sep 8, 2026: 0.01% APYSep 8, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%

Sullivan Bank Other Rates

Product Rate Points APY/APR Term View More
11 Months SPECIAL CD - - 4.10% 11 Months
Min Deposit $1,000
Details Term: 11 Months SPECIAL Click to Open CD
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 4.10% APY · checked 8 times
3.60%4.10%4.60%Sep 19, 2026: 4.10% APYSep 19, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
22 Months SPECIAL CD - - 4.20% 22 Months
Min Deposit $1,000
Details Term: 22 Months SPECIAL Click to Open CD
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 4.20% APY · checked 8 times
3.70%4.20%4.70%Sep 19, 2026: 4.20% APYSep 19, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
5 Months SPECIAL CD - - 4.00% 5 Months
Min Deposit $1,000
Details Term: 5 Months SPECIAL Click to Open CD
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 4.00% APY · checked 8 times
3.50%4.00%4.50%Sep 19, 2026: 4.00% APYSep 19, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
60 Months Special CD - - 4.30% 60 Months
Min Deposit $1,000
Details Term: 60 Months Special Click to Open CD
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 4.30% APY · checked 8 times
3.80%4.30%4.80%Sep 19, 2026: 4.30% APYSep 19, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
Cash Rewards with Savings Rewards - - 3.00%
Min Deposit $100
Min Balance $10,000
Details Balance: Balances up to $10,000; Qualified
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 3.00% APY · checked 9 times
2.50%3.00%3.50%Sep 8, 2026: 3.00% APYSep 8, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
Cash Rewards with Savings Rewards - - 0.30%
Min Deposit $100
Min Balance $10,000
Details Balance: Balances over $10,000; Qualified
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 0.30% APY · checked 9 times
0.00%0.40%0.80%Sep 8, 2026: 0.30% APYSep 8, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
Cash Rewards with Savings Rewards - - 3.00%
Min Deposit $100
Min Balance $0
Details Qualifications Required: 3.00% Qualified; Balance: Balances up to $10,000; Qualified; 3.00% Qualified
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 19, 2026: 3.00% APYSep 19, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
Cash Rewards with Savings Rewards - - 0.05%
Min Deposit $100
Min Balance $0
Details Qualifications Required: 0.05% Non-Qualified; Balance: No minimum balance; Non-Qualified
Last Updated 10/07/2026
Rate History
1 change since Sep 19, 2026 · 3.00% → 0.05% ▼ 2.95 pts · high 3.00% / low 0.05%
0.00%2.98%5.95%Sep 19, 2026: 3.00% APYOct 7, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
  • Oct 7, 20260.05%▼ from 3.00%
  • Sep 19, 20263.00%first recorded
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
K.I.D. - - 0.10%
Min Deposit $25
Details $.
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 0.10% APY · checked 9 times
0.00%0.30%0.60%Sep 8, 2026: 0.10% APYSep 8, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
Savings Rewards with Cash Rewards - - 1.00%
Min Deposit $10
Min Balance $25,000
Details Balance: Balances up to $25,000; Qualified
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 1.00% APY · checked 9 times
0.50%1.00%1.50%Sep 8, 2026: 1.00% APYSep 8, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
Savings Rewards with Cash Rewards - - 0.30%
Min Deposit $10
Min Balance $25,000
Details Balance: Balances above $25,000; Qualified
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 0.30% APY · checked 9 times
0.00%0.40%0.80%Sep 8, 2026: 0.30% APYSep 8, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
Savings Rewards with Cash Rewards - - 1.00%
Min Deposit $10
Min Balance $0
Details Qualifications Required: 1.00% Qualified; Balance: Balances up to $25,000; Qualified
Last Updated 10/07/2026
Rate History
No change since Sep 19, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 19, 2026: 1.00% APYSep 19, 2026Oct 13, 2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%
Savings Rewards with Cash Rewards - - 0.30%
Min Deposit $10
Min Balance $0
Details Qualifications Required: 0.30% Non-Qualified; Balance: No minimum balance is required to earn 0.30%; Non-Qualified
Last Updated 10/07/2026
Rate History
1 change since Sep 19, 2026 · 1.00% → 0.30% ▼ 0.70 pts · high 1.00% / low 0.30%
0.00%0.85%1.70%Sep 19, 2026: 1.00% APYOct 7, 2026: 0.30% APYSep 19, 2026Oct 13, 2026
  • Oct 7, 20260.30%▼ from 1.00%
  • Sep 19, 20261.00%first recorded
Institution Ratings
4.9
Star Rating
A-
Health Grade
◈ Texas Ratio: 16.43%

Financial Health History

Sullivan Bank’s Texas Ratio rose from 7.14% in Q3 2023 to 16.43% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 4.9 and its Health Grade from A to A-. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 7% 2.0★ 14% 3.0★ 21% 4.0★ 28% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 7.14% A Q3 2023 A Q4 2023 A- Q1 2024 A- Q2 2024 B+ Q3 2024 A- Q4 2024 B+ Q1 2025 A- Q2 2025 B Q3 2025 B Q4 2025 B+ Q1 2026 16.43% A- Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$1.4B16.43%4.9A-
March 31, 2026$1.3B18.49%4.7B+
December 31, 2025$1.3B20.38%4.6B
September 30, 2025$1.3B20.26%4.6B
June 30, 2025$1.3B16.62%4.9A-
March 31, 2025$1.2B17.38%4.8B+
December 31, 2024$1.2B16.16%4.9A-
September 30, 2024$1.2B18.20%4.7B+
June 30, 2024$1.1B16.43%4.9A-
March 31, 2024$1.1B16.82%4.9A-
December 31, 2023$990M6.40%5.0A
September 30, 2023$1.1B7.14%5.0A
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Sullivan Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Sullivan Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Sullivan Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Sullivan Bank
Bank Holding Company MID-MISSOURI HOLDING CO INC
Address 318 W Main St, Sullivan, MO 63080  ·  Franklin
FDIC Certificate # 8892
Established 18950401
FDIC Insurance Date 19340101
Domestic Offices 11
Total Branches 11
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A-
Overall Health Grade Score: 91/100
4.9
Exceptional Out of 5.0 Stars
16.43%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.1291%
Return on Equity (ROE) 13.0300%
Non-Performing Loans (NPL) 1.23%
Total Assets $1,396,624,000
Total Deposits $1,225,110,000
Equity Capital $119,617,000
Net Income $7,603,000
Headquarters Sullivan
Total Branches and Offices 11
Source: FDIC  |  Last Updated 06/30/2026

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Frequently Asked Questions About Sullivan Bank

How many branches does Sullivan Bank operate?

Sullivan Bank currently maintains approximately 11 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Sullivan Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sullivan Bank provides members with tools to manage their accounts and build a solid financial history.

Does Sullivan Bank offer online and mobile banking?

Most modern institutions like Sullivan Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.sullivanbank.com.

Current Sullivan Bank Rates

  • 12-Month CD0.50%
  • 18-Month CD0.50%
  • 24-Month CD0.50%
  • 36-Month CD0.50%
  • 48-Month CD0.50%
  • 60-Month CD4.30%
  • Savings0.50%
  • MMA3.50%
Retrieved from our database of financial products. Rates subject to change.