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Community First Credit Union Of Florida

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Community First Credit Union Of Florida Rates & Review June 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community First Credit Union Of Florida provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 21, 2026

You can compare Community First Credit Union Of Florida rates to other rates in our database, including 12-month share certificate rates currently at 3.34%, 6-month share certificate rates at 3.50% and 3-month share certificate rates at 3.50%. Savings rates are at 0.01% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.99%. All these rates can be compared to Community First Credit Union Of Florida rates. MonitorBankRates evaluates the financial stability of Community First Credit Union Of Florida with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.69%. Rates were last updated on 06/21/2026.

Community First Credit Union Of Florida money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community First Credit Union Of Florida? Share your experience about Community First Credit Union Of Florida by leaving a review below, or read customer reviews before you decide to use Community First Credit Union Of Florida.

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.69%

Excellent Lower than avg

Community First Credit Union Of Florida
Headquarters

637 N Lee St
Jacksonville, FL 32204 1141

https://www.communityfirstfl.org

Current Rate Availability

We do not have Community First Credit Union Of Florida rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Community First Credit Union Of Florida is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Community First Credit Union Of Florida rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community First Credit Union Of Florida's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Community First Credit Union Of Florida

Website https://www.communityfirstfl.org

Address 637 N Lee St, Jacksonville, FL 32204 1141

Phone 904-354-8537

Fax 904-371-7939

President Malinda Prudencio

CEO Sam Inman

Full-Time Employees 446

Part-Time Employees 21

Branch Locations 26

ATM Locations 26

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.69%

Return on Assets (ROA)

0.7420%

Return on Equity (ROE)

5.7331%

Non-Performing Loans Ratio (NPL)

0.70%

Total Assets

2,885,201,271

Total Amount of Shares and Deposits

2,489,577,669

Total Shares and Deposits < 1 Year

2,307,242,688

Total Shares and Deposits 1 3 Years

149,395,212

Total Shares and Deposits > 3 Years

32,939,767

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

303,092,530

Total Uninsured Shares and Deposits > $250K (F+J)

305,418,149

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,184,159,520

Total Interest Expense (Sum of items 6 8)

30,361,228

Share Certificates

16,418

Number of Accounts for Share Drafts

129,057

IRA KEOGH Accounts

4,967

Number of Accounts for Regular Shares

206,703

All other shares

669

Money Market Shares

13,829

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

315,955,685

Total Liabilities

2,532,807,237

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

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Total Reviews

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Frequently Asked Questions About Community First Credit Union Of Florida

How many branches does Community First Credit Union Of Florida operate?

Community First Credit Union Of Florida currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Community First Credit Union Of Florida?

Yes, to access services at Community First Credit Union Of Florida, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Community First Credit Union Of Florida does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community First Credit Union Of Florida provides members with tools to manage their accounts and build a solid financial history.

Does Community First Credit Union Of Florida offer online and mobile banking?

Most modern institutions like Community First Credit Union Of Florida provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.communityfirstfl.org.