Mortgage Lenders and Brokers in Henderson, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Henderson, Kentucky mortgage lenders include Independence Bank of KentuckyIndependence Bank of Kentucky76 S Green St, Henderson, KY 42420A+5.0 ★Texas Ratio: 0.79%, Farmers Bank and Trust CompanyFarmers Bank and Trust Company1555 S Green St, Henderson, KY 42420A+5.0 ★Texas Ratio: 2.10%, Old National BankOld National Bank301 2nd St, Henderson, KY 42420A+5.0 ★Texas Ratio: 4.98%, Fifth Third Bank, National AssociationFifth Third Bank, National Association300 2nd St, Henderson, KY 42420A+5.0 ★Texas Ratio: 3.22%, German American BankGerman American Bank2 N Green St, Henderson, KY 42420A+5.0 ★Texas Ratio: 1.93%, US Bank, N.A.US Bank, N.A.501 Barret Blvd, Henderson, KY 42420A+5.0 ★Texas Ratio: 2.85%, First Federal Savings BankFirst Federal Savings Bank2555 Us 41 N, Henderson, KY 42420A+5.0 ★Texas Ratio: 2.12%, Field & Main BankField & Main BankHenderson, KY, Liberty Federal Credit UnionLiberty Federal Credit Union349 Starlite Dr, Henderson, KY 42420, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA924 Broadway Ave, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Henderson, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Henderson are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Henderson, Kentucky
Market share is the lender's share of all home loans closed in Henderson, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Henderson 76 S Green St, Henderson, KY 42420 A+5.0 ★Texas Ratio: 0.79% |
Conventional, HELOC | 21 +39 HELOCs |
3.9% | 60.5% | $133,571 | View |
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1 office in Henderson 1555 S Green St, Henderson, KY 42420 A+5.0 ★Texas Ratio: 2.10% |
Conventional | 16 | 3% | 78.3% | $125,000 | View |
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1 office in Henderson 301 2nd St, Henderson, KY 42420 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA, HELOC | 15 +21 HELOCs |
2.8% | 88.2% | $151,666 | View |
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1 office in Henderson 300 2nd St, Henderson, KY 42420 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 13 +49 HELOCs |
2.4% | 76.5% | $134,230 | View |
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1 office in Henderson 2 N Green St, Henderson, KY 42420 A+5.0 ★Texas Ratio: 1.93% |
Conventional, FHA, HELOC | 3 +2 HELOCs |
0.6% | 75% | $178,333 | View |
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1 office in Henderson 501 Barret Blvd, Henderson, KY 42420 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 50% | $80,000 | View |
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1 office in Henderson 2555 Us 41 N, Henderson, KY 42420 A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0.2% | 100% | $25,000 | View |
Field & Main Bank
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Conventional | 71 | 13.2% | 87.8% | $154,014 | |
Liberty Federal Credit Union
349 Starlite Dr, Henderson, KY 42420 |
Conventional, FHA, VA, USDA, HELOC | 114 +26 HELOCs |
21.2% | 93.5% | $171,491 | |
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924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $310,000 | View |
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2252 Burlington Pike, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA | 2 | 0.4% | 100% | $235,000 | View |
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5290 Scottsville Rd, Bowling Green, KY 42104 A5.0 ★Texas Ratio: 7.51% |
Conventional | 2 | 0.4% | 25% | $70,000 | View |
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507 Main St, Benton, KY 42025 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 33.3% | $215,000 | View |
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3505 Louisville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.83% |
FHA | 1 | 0.2% | 100% | $205,000 | View |
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1500 Bill Monroe Memorial Boulevard, Beaver Dam, KY 42320 B+4.1 ★Texas Ratio: 2.80% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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520 W New Circle Rd, Lexington, KY 40511 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Stockton Mortgage Corporation
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FHA | 2 | 0.4% | 66.7% | $150,000 | |
University of Ky FCU
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $65,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 40 | 7.4% | 83.3% | $137,000 | |
Acrisure Mortgage, LLC
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Conventional, FHA, VA | 27 | 5% | 100% | $316,111 | |
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C-3.6 ★Texas Ratio: 31.27% |
Conventional | 23 | 4.3% | 85.7% | $85,434 | View |
Mortgage Masters of Indiana Inc
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Conventional, FHA, VA, USDA | 19 | 3.5% | 95% | $197,105 | |
Ruoff Mortgage Company
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Conventional, FHA, VA | 14 | 2.6% | 100% | $217,142 | |
Freedom Mortgage Corporation
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FHA, VA | 12 | 2.2% | 92.9% | $208,333 | |
Churchill Mortgage Corporation
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Conventional, FHA, VA | 11 | 2% | 100% | $99,545 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, VA, USDA | 9 | 1.7% | 100% | $166,111 | View |
Mortgage Research Center
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Conventional, VA | 9 | 1.7% | 60% | $216,111 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 1.5% | 88.9% | $197,500 | |
Triad Financial Services, Inc.
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Conventional | 7 | 1.3% | 45.8% | $62,142 | |
Union Home Mortgage Corp.
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Conventional, FHA | 7 | 1.3% | 58.3% | $235,000 | |
Amerisave Mortgage Company
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Conventional, FHA, HELOC | 6 +1 HELOCs |
1.1% | 50% | $153,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 1.1% | 75% | $205,000 | |
Interlinc Mortgage Services, LLC
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Conventional, FHA | 4 | 0.7% | 100% | $110,000 | |
Newrez LLC
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Conventional, FHA | 4 | 0.7% | 80% | $142,500 | |
AmeriHome Mortgage Company, LLC
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FHA, VA | 3 | 0.6% | 75% | $275,000 | |
Indiana Members Credit Union
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Conventional | 3 | 0.6% | 100% | $91,666 | |
Nationstar Mortgage
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Conventional | 3 | 0.6% | 100% | $45,000 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 0.6% | 75% | $195,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 0.6% | 100% | $175,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 0.6% | 60% | $188,333 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 0.4% | 100% | $160,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $195,000 | |
Premier Lending Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $120,000 | |
Sterling United FCU
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Conventional | 2 | 0.4% | 66.7% | $355,000 | |
Member First Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $145,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.4% | 100% | $90,000 | |
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A+5.0 ★Texas Ratio: 1.88% |
Conventional | 2 | 0.4% | 100% | $215,000 | View |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.4% | 33.3% | $120,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.4% | 50% | $185,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 100% | $195,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.2% | 100% | $175,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.2% | 50% | $155,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $175,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.2% | 66.7% | $85,000 | |
Dart Bank
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FHA | 1 | 0.2% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 13.85% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
AdvantageFirst Lending Inc
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FHA | 1 | 0.2% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
FHA | 1 | 0.2% | 100% | $145,000 | View |
Bayshore Mortgage Funding
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FHA | 1 | 0.2% | 100% | $155,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 25% | $85,000 | |
Das Acquisition Company, LLC
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FHA | 1 | 0.2% | 100% | $205,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.2% | 50% | $225,000 | |
Evansville Federal Credit Unio
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Conventional | 1 | 0.2% | 100% | $215,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 50% | $115,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 100% | $275,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
FHA | 1 | 0.2% | 100% | $125,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $415,000 | |
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A5.0 ★Texas Ratio: 9.39% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.2% | 100% | $145,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.2% | 12.5% | $105,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.2% | 50% | $55,000 | |
Gershman Investment Corp.
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Conventional | 1 | 0.2% | 100% | $65,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Henderson Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Henderson, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Henderson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Henderson in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Henderson, KY
Use these to narrow the list above. Each category shows how many Henderson, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Henderson, KY
Independent mortgage companies closed 41.3 percent of home loans in Henderson, Kentucky in 2025, banks 31.2 percent and credit unions 27.5 percent. Stockton Mortgage Corporation was the largest mortgage company, Independence Bank of Kentucky the largest bank and Liberty Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Independence Bank of Kentucky led with 21 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Henderson, KY
By home loans closed in 2025, Independence Bank of Kentucky was the largest mortgage lender in Henderson, Kentucky with 21 loans, about 3.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Henderson, Kentucky, Liberty Federal Credit Union approved the highest share of completed applications in 2025 at 93.5 percent, against a 80.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
41 lenders closed FHA loans in Henderson, Kentucky in 2025, led by Liberty Federal Credit Union with 25. 16 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 8 credit unions closed home loans in Henderson, Kentucky in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Henderson, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Henderson, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Henderson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
