Mortgage Lenders and Brokers in Georgetown, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Georgetown, Kentucky mortgage lenders include Central Bank & Trust CoCentral Bank & Trust Co410 Connector Rd, Georgetown, KY 40324A+5.0 ★Texas Ratio: 1.26%, Republic Bank & TrustRepublic Bank & Trust430 Connector Rd, Georgetown, KY 40324A+5.0 ★Texas Ratio: 2.91%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Lawson Dr, Georgetown, KY 40324A+5.0 ★Texas Ratio: 3.22%, Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company103 W Showalter Dr, Georgetown, KY 40324A+5.0 ★Texas Ratio: 1.99%, Peoples Exchange BankPeoples Exchange Bank923 S Broadway St, Georgetown, KY 40324A+5.0 ★Texas Ratio: 1.13%, Community Trust Bank, Inc.Community Trust Bank, Inc.315 Pleasant View Dr, Georgetown, KY 40324A+5.0 ★Texas Ratio: 3.53%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.206 E Main St, Georgetown, KY 40324A+5.0 ★Texas Ratio: 3.87%, Peoples BankPeoples Bank101 Canewood Center Dr, Georgetown, KY 40324A+5.0 ★Texas Ratio: 3.39%, PNC Bank N.A.PNC Bank N.A.106 Market Place Cir, Georgetown, KY 40324A+5.0 ★Texas Ratio: 4.24%, and Guardian Savings BankGuardian Savings Bank7550 Mall Rd, Florence, KY 41042A+5.0 ★Texas Ratio: 1.35%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Georgetown, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Georgetown are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Georgetown, Kentucky
Market share is the lender's share of all home loans closed in Georgetown, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Georgetown 410 Connector Rd, Georgetown, KY 40324 A+5.0 ★Texas Ratio: 1.26% |
Conventional, FHA, Jumbo, HELOC | 30 +11 HELOCs |
2.6% | 96.8% | $280,000 | View |
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1 office in Georgetown 430 Connector Rd, Georgetown, KY 40324 A+5.0 ★Texas Ratio: 2.91% |
Conventional, FHA, HELOC | 19 +11 HELOCs |
1.6% | 95.2% | $238,684 | View |
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1 office in Georgetown 100 Lawson Dr, Georgetown, KY 40324 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, VA, HELOC | 17 +49 HELOCs |
1.5% | 81.8% | $205,000 | View |
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3 offices in Georgetown 103 W Showalter Dr, Georgetown, KY 40324 A+5.0 ★Texas Ratio: 1.99% |
Conventional, FHA, Jumbo, HELOC | 16 +14 HELOCs |
1.4% | 88.9% | $227,500 | View |
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1 office in Georgetown 923 S Broadway St, Georgetown, KY 40324 A+5.0 ★Texas Ratio: 1.13% |
Conventional, FHA, VA | 15 | 1.3% | 88.2% | $236,333 | View |
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2 offices in Georgetown 315 Pleasant View Dr, Georgetown, KY 40324 A+5.0 ★Texas Ratio: 3.53% |
Conventional, HELOC | 11 +9 HELOCs |
0.9% | 100% | $381,363 | View |
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2 offices in Georgetown 206 E Main St, Georgetown, KY 40324 A+5.0 ★Texas Ratio: 3.87% |
Conventional, FHA, VA, HELOC | 8 +20 HELOCs |
0.7% | 88.9% | $303,750 | View |
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1 office in Georgetown 101 Canewood Center Dr, Georgetown, KY 40324 A+5.0 ★Texas Ratio: 3.39% |
Conventional, HELOC | 4 +2 HELOCs |
0.3% | 100% | $220,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Georgetown 106 Market Place Cir, Georgetown, KY 40324 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +11 HELOCs |
0.2% | 50% | $135,000 | View |
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7550 Mall Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.35% |
Conventional, FHA, HELOC | 32 +3 HELOCs |
2.8% | 91.4% | $318,437 | View |
Commonwealth Federal Credit Union
108 Lawson Dr, Georgetown, KY 40324 |
Conventional, HELOC | 29 +59 HELOCs |
2.5% | 68.2% | $221,896 | |
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950 S Broadway St, Georgetown, KY 40324 A+5.0 ★Texas Ratio: 1.23% |
Conventional, Jumbo | 23 | 2% | 85.7% | $201,956 | View |
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7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, HELOC | 20 +1 HELOCs |
1.7% | 83.3% | $205,500 | View |
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924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, Jumbo, HELOC | 13 +2 HELOCs |
1.1% | 82.4% | $321,923 | View |
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3301 Leestown Rd, Lexington, KY 40511 8702 A+5.0 ★Texas Ratio: 4.52% |
Conventional | 7 | 0.6% | 100% | $146,428 | View |
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★ 5 stars, 1 review 310 N Cross St, Albany, KY 42602 A+5.0 ★Texas Ratio: 0.91% |
Conventional | 6 | 0.5% | 100% | $280,000 | View |
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★ 3.5 stars, 2 reviews 6409 Polo Club Ln, Lexington, KY 40509 A+5.0 ★Texas Ratio: 0.09% |
Conventional | 4 | 0.3% | 80% | $277,500 | View |
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1140 Us 127 South, Frankfort, KY 40601 A+5.0 ★Texas Ratio: 2.69% |
Conventional, FHA, HELOC | 3 +3 HELOCs |
0.3% | 100% | $268,333 | View |
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1805 Campbell Lane, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 1.93% |
Conventional, HELOC | 3 +2 HELOCs |
0.3% | 100% | $211,666 | View |
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9431 Us Route 60, Ashland, KY 41102 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 3 +1 HELOCs |
0.3% | 80% | $415,000 | View |
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215 Southland Dr, Lexington, KY 40503 A+5.0 ★Texas Ratio: 0.25% |
Conventional | 3 | 0.3% | 75% | $145,000 | View |
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520 W New Circle Rd, Lexington, KY 40511 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +5 HELOCs |
0.2% | 66.7% | $245,000 | View |
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★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.2% | 100% | $430,000 | View |
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424 Park Pl, Lexington, KY 40511 1829 A+5.0 ★Texas Ratio: 0.46% |
Conventional | 2 | 0.2% | 100% | $80,000 | View |
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651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA | 2 | 0.2% | 100% | $220,000 | View |
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507 Main St, Benton, KY 42025 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $65,000 | View |
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301 S 2nd St, Central City, KY 42330 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $395,000 | View |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional | 1 | 0.1% | 100% | $65,000 | |
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3505 Louisville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.83% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
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2252 Burlington Pike, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
First National Bank of Grayson
12496 Us Route 60, Ashland, KY 41102 |
Conventional | 1 | 0.1% | 100% | $115,000 | |
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235 Glades Rd, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
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2549 Regency Rd Ste 105, Lexington, KY 40503 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.1% | 100% | $115,000 | View |
Farmers Bank
200 N Main St, Nicholasville, KY 40356 |
Conventional | 1 | 0.1% | 100% | $465,000 | |
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406 Knox St, Barbourville, KY 40906 A+5.0 ★Texas Ratio: 0.45% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
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131 Gold Vault Rd, Fort Knox, KY 40121 A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.1% | 100% | $375,000 | View |
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290 Cumberland Xing, Monticello, KY 42633 B+3.9 ★Texas Ratio: 1.75% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,125,000 | View |
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5290 Scottsville Rd, Bowling Green, KY 42104 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.1% | 100% | $575,000 | View |
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2305 River Rd, Louisville, KY 40206 A5.0 ★Texas Ratio: 6.62% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
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Limaburg Road And Jones Circle, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Stockton Mortgage Corporation
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Conventional, FHA, VA | 104 | 9% | 98.1% | $295,961 | |
University of Ky FCU
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Conventional, HELOC | 5 +56 HELOCs |
0.4% | 46.2% | $183,000 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 5 | 0.4% | 100% | $421,000 | |
Fair Way Lending, LLC
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Conventional | 1 | 0.1% | 100% | $525,000 | |
Field & Main Bank
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Conventional | 1 | 0.1% | 50% | $235,000 | |
Park Community Credit Union
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HELOC | 0 +4 HELOCs |
0% | 0% | ||
Rocket Mortgage
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Conventional, FHA, VA | 118 | 10.2% | 90.3% | $215,169 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA, Jumbo | 80 | 6.9% | 97.6% | $276,750 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 43 +2 HELOCs |
3.7% | 93.6% | $314,069 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 33 | 2.8% | 94.3% | $283,181 | |
Acrisure Mortgage, LLC
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Conventional, FHA, VA | 30 | 2.6% | 100% | $367,666 | |
Mortgage Research Center
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Conventional, FHA, VA | 27 | 2.3% | 84.8% | $305,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 22 | 1.9% | 71.9% | $190,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 22 | 1.9% | 92% | $271,363 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, VA, Jumbo | 20 | 1.7% | 100% | $328,000 | View |
Lower, LLC
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Conventional, FHA, VA | 18 | 1.6% | 100% | $285,555 | |
Nationstar Mortgage
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Conventional, FHA, VA | 17 | 1.5% | 73.9% | $150,294 | |
T2 Financial LLC
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Conventional, FHA | 16 | 1.4% | 100% | $305,000 | |
Republic State Mortgage Company
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Conventional, FHA, VA | 13 | 1.1% | 100% | $264,230 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 11 | 0.9% | 91.7% | $335,000 | |
Mortgage Investors Group
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Conventional, FHA, VA | 11 | 0.9% | 91.7% | $275,000 | |
Primelending
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Conventional, FHA, VA | 10 | 0.9% | 100% | $249,000 | |
First Community Mortgage, Inc.
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Conventional, FHA, VA | 9 | 0.8% | 100% | $271,666 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 9 | 0.8% | 90% | $312,777 | |
Communityamerica Federal Credit Union
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Conventional, HELOC | 8 +5 HELOCs |
0.7% | 72.7% | $208,750 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 8 +2 HELOCs |
0.7% | 61.5% | $328,750 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 8 | 0.7% | 60% | $93,750 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 8 | 0.7% | 100% | $252,500 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 8 | 0.7% | 100% | $261,250 | View |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 7 +5 HELOCs |
0.6% | 100% | $272,142 | View |
Newrez LLC
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Conventional, FHA, VA | 7 | 0.6% | 77.8% | $179,285 | |
loanDepot.com LLC
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Conventional, FHA | 7 | 0.6% | 80% | $132,142 | |
Provident Funding Associates
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Conventional | 7 | 0.6% | 87.5% | $275,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 7 | 0.6% | 77.8% | $342,142 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 7 | 0.6% | 63.6% | $237,857 | |
First National Bank of Middle Tennessee
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Conventional, FHA, VA | 6 | 0.5% | 100% | $286,666 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 6 | 0.5% | 85.7% | $428,333 | View |
Ruoff Mortgage Company
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Conventional, FHA | 5 | 0.4% | 100% | $217,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 5 | 0.4% | 100% | $263,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, HELOC | 4 +1 HELOCs |
0.3% | 100% | $322,500 | |
Equity Prime Mortgage LLC
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FHA | 4 | 0.3% | 80% | $262,500 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 0.3% | 28.6% | $162,500 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 4 | 0.3% | 100% | $260,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 4 | 0.3% | 100% | $427,500 | View |
Village Capital & Investment
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FHA, VA | 4 | 0.3% | 100% | $352,500 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.3% | 60% | $31,666 | |
AmeriHome Mortgage Company, LLC
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FHA | 3 | 0.3% | 100% | $325,000 | |
AdvantageFirst Lending Inc
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FHA, VA | 3 | 0.3% | 100% | $311,666 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA | 3 | 0.3% | 75% | $315,000 | View |
Nfm, Inc
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Conventional, FHA | 3 | 0.3% | 100% | $298,333 | |
Cardinal Financial Company, Li
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Conventional, FHA | 3 | 0.3% | 100% | $135,000 | |
New Day Financial, LLC.
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VA | 3 | 0.3% | 100% | $351,666 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 3 | 0.3% | 100% | $298,333 | View |
Churchill Mortgage Corporation
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Conventional, FHA | 3 | 0.3% | 100% | $175,000 | |
Better Mortgage Corporation
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Conventional | 3 | 0.3% | 100% | $175,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 0.3% | 100% | $261,666 | |
Fairway Independent Mort Corp
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Conventional, USDA | 3 | 0.3% | 100% | $181,666 | |
Toyota Financial Savings Bank
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Conventional | 3 | 0.3% | 100% | $331,666 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.3% | 100% | $211,666 | View |
AmWest Funding Corp
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Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $570,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.2% | 100% | $355,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.2% | 100% | $205,000 | |
Canopy Mortgage, LLC
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FHA | 2 | 0.2% | 100% | $185,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.2% | 100% | $410,000 | |
Envoy Mortgage, Ltd
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Conventional | 2 | 0.2% | 100% | $375,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.2% | 100% | $285,000 | |
Loanunited.Com, LLC
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FHA | 2 | 0.2% | 100% | $335,000 | |
Das Acquisition Company, LLC
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Conventional, VA | 2 | 0.2% | 100% | $370,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.2% | 100% | $150,000 | |
Bay Equity LLC
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Conventional | 2 | 0.2% | 100% | $130,000 | |
Park Lane Finance SolutionsLLC
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Conventional | 2 | 0.2% | 64.3% | $50,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 2 | 0.2% | 100% | $375,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.2% | 8% | $110,000 | |
Tammac Holdings Corporation
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Conventional | 2 | 0.2% | 25% | $65,000 | |
Cadence Bank
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Conventional | 1 | 0.1% | 100% | $725,000 | |
Interlinc Mortgage Services, LLC
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Conventional | 1 | 0.1% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $645,000 | View |
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A5.0 ★Texas Ratio: 13.68% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
Panorama Mortgage Group, LLC
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Conventional | 1 | 0.1% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.1% | 100% | $295,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional | 1 | 0.1% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.1% | 100% | $625,000 | View |
Greenstate Credit Union
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FHA | 1 | 0.1% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.1% | 100% | $395,000 | View |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $285,000 | |
Nbkc Bank
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Conventional | 1 | 0.1% | 100% | $235,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $285,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $235,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.1% | 100% | $225,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.1% | 100% | $315,000 | |
Valon Mortgage
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Conventional | 1 | 0.1% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 8.47% |
VA | 1 | 0.1% | 50% | $335,000 | View |
Discover Bank
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Conventional | 1 | 0.1% | 20% | $115,000 | |
Apci Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $125,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.1% | 100% | $345,000 | |
Marlin Mortgage Capital, LLC
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Conventional | 1 | 0.1% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.1% | 100% | $415,000 | View |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.1% | 100% | $395,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.1% | 100% | $275,000 | View |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $335,000 | |
Community Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
Mission Loans, LLC
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Conventional | 1 | 0.1% | 100% | $215,000 | |
Towne Mortgage Company
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FHA | 1 | 0.1% | 100% | $335,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.1% | 100% | $325,000 | |
Legacy Home Loans, LLC
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Conventional | 1 | 0.1% | 100% | $255,000 | |
The Loan Store, Inc
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FHA | 1 | 0.1% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.1% | 50% | $305,000 | View |
Hometown Funding, INC. D/B/A CNB Mortgage Company
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Conventional | 1 | 0.1% | 100% | $205,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.1% | 100% | $285,000 | |
General Electric Credit Union
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Conventional | 1 | 0.1% | 100% | $75,000 | |
21St Mortgage
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Conventional | 1 | 0.1% | 10% | $105,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.1% | 100% | $255,000 | |
Texana Bank
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Conventional | 1 | 0.1% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.1% | 100% | $635,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $265,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.1% | 100% | $275,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Georgetown Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Georgetown, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Georgetown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Georgetown in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Georgetown, KY
Use these to narrow the list above. Each category shows how many Georgetown, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Georgetown, KY
Independent mortgage companies closed 64.1 percent of home loans in Georgetown, Kentucky in 2025, banks 30.4 percent and credit unions 5.5 percent. Stockton Mortgage Corporation was the largest mortgage company, Central Bank & Trust Co the largest bank and Commonwealth Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Central Bank & Trust Co led with 30 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Georgetown, KY
By home loans closed in 2025, Central Bank & Trust Co was the largest mortgage lender in Georgetown, Kentucky with 30 loans, about 2.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Georgetown, Kentucky, Stockton Mortgage Corporation approved the highest share of completed applications in 2025 at 98.1 percent, against a 85.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
63 lenders closed FHA loans in Georgetown, Kentucky in 2025, led by Rocket Mortgage with 30. 37 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 67 banks and 14 credit unions closed home loans in Georgetown, Kentucky in 2025, alongside 84 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Georgetown, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Georgetown, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Georgetown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
