Mortgage Lenders and Brokers in Louisville/Jefferson County metro government, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Louisville/Jefferson County metro government, Kentucky mortgage lenders include First Financial BankFirst Financial BankLimaburg Road And Jones Circle, Burlington, KY 41005A+5.0 ★Texas Ratio: 3.21%, US Bank, N.A.US Bank, N.A.7630 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 2.85%, Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company111 Chaplin Rd, Bloomfield, KY 40008A+5.0 ★Texas Ratio: 1.99%, Republic Bank & TrustRepublic Bank & Trust119 Fairfield Ave, Bellevue, KY 41073A+5.0 ★Texas Ratio: 2.91%, Fifth Third Bank, National AssociationFifth Third Bank, National Association6801 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 3.22%, River City Bank, Inc.River City Bank, Inc.10130 Taylorsville Rd, Jeffersontown, KY 40299A+5.0 ★Texas Ratio: 2.69%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA924 Broadway Ave, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank2750 Nashville Rd, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 2.87%, L&N Federal Credit UnionL&N Federal Credit Union1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731A+5.0 ★Texas Ratio: 1.91%, and PNC Bank N.A.PNC Bank N.A.1000 Carter Ave, Ashland, KY 41101A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Louisville/Jefferson County metro government, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Louisville/Jefferson County metro government are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Louisville/Jefferson County metro government, Kentucky
Market share is the lender's share of all home loans closed in Louisville/Jefferson County metro government, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Limaburg Road And Jones Circle, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA, Jumbo, HELOC | 495 +33 HELOCs |
6.2% | 94.5% | $142,797 | View |
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7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, Jumbo, HELOC | 328 +63 HELOCs |
4.1% | 85.2% | $205,213 | View |
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111 Chaplin Rd, Bloomfield, KY 40008 A+5.0 ★Texas Ratio: 1.99% |
Conventional, FHA, VA, Jumbo, HELOC | 270 +192 HELOCs |
3.4% | 86.9% | $218,407 | View |
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119 Fairfield Ave, Bellevue, KY 41073 A+5.0 ★Texas Ratio: 2.91% |
Conventional, FHA, VA, Jumbo, HELOC | 184 +227 HELOCs |
2.3% | 88.2% | $292,010 | View |
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6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, VA, Jumbo, HELOC | 142 +278 HELOCs |
1.8% | 75.1% | $233,028 | View |
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10130 Taylorsville Rd, Jeffersontown, KY 40299 A+5.0 ★Texas Ratio: 2.69% |
Conventional, Jumbo | 117 | 1.5% | 92.5% | $209,786 | View |
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924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA, Jumbo, HELOC | 113 +14 HELOCs |
1.4% | 89.8% | $295,884 | View |
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★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, Jumbo, HELOC | 100 +66 HELOCs |
1.2% | 94.3% | $278,900 | View |
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1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
Conventional, Jumbo, HELOC | 99 +258 HELOCs |
1.2% | 94.4% | $277,626 | View |
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★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, VA, Jumbo, HELOC | 98 +371 HELOCs |
1.2% | 91% | $250,408 | View |
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651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, VA | 77 | 1% | 92.9% | $284,740 | View |
Class Act Federal Credit Union
3620 Fern Valley Rd, Louisville, KY 40219 1917 |
Conventional | 67 | 0.8% | 91.8% | $125,149 | |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional, FHA, VA, Jumbo, HELOC | 64 +27 HELOCs |
0.8% | 92.8% | $401,093 | |
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101 Padgett St, Bardstown, KY 40004 A+4.9 ★Texas Ratio: 2.62% |
Conventional, FHA, VA, Jumbo | 59 | 0.7% | 100% | $262,966 | View |
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100 Kelly Dr, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 3.44% |
Conventional, HELOC | 44 +24 HELOCs |
0.5% | 95.7% | $299,090 | View |
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7550 Mall Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.35% |
Conventional, FHA, Jumbo, HELOC | 41 +4 HELOCs |
0.5% | 89.4% | $432,560 | View |
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1140 Us 127 South, Frankfort, KY 40601 A+5.0 ★Texas Ratio: 2.69% |
Conventional, FHA, Jumbo, HELOC | 27 +2 HELOCs |
0.3% | 93.1% | $307,222 | View |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
Conventional, HELOC | 25 +76 HELOCs |
0.3% | 58.7% | $245,400 | |
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520 W New Circle Rd, Lexington, KY 40511 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, Jumbo, HELOC | 25 +24 HELOCs |
0.3% | 86.2% | $283,800 | View |
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301 S 2nd St, Central City, KY 42330 A+5.0 ★Texas Ratio: 4.98% |
Conventional, Jumbo, HELOC | 25 +12 HELOCs |
0.3% | 74.3% | $340,200 | View |
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2549 Regency Rd Ste 105, Lexington, KY 40503 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 24 | 0.3% | 89.7% | $338,750 | View |
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2252 Burlington Pike, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 22 +13 HELOCs |
0.3% | 88.5% | $380,000 | View |
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3505 Louisville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.83% |
Conventional, FHA, VA, HELOC | 18 +5 HELOCs |
0.2% | 91.3% | $294,444 | View |
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406 Knox St, Barbourville, KY 40906 A+5.0 ★Texas Ratio: 0.45% |
Conventional, FHA, Jumbo | 18 | 0.2% | 85.7% | $457,222 | View |
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9600 Ormsby Station Rd, Louisville, KY 40223 4008 A+5.0 ★Texas Ratio: 1.45% |
Conventional, HELOC | 15 +2 HELOCs |
0.2% | 100% | $106,333 | View |
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3827 Shelbyville Rd, Louisville, KY 40207 A+5.0 ★Texas Ratio: 3.43% |
Conventional | 12 | 0.1% | 85.7% | $325,000 | View |
United Citizens Bank & Trust Company
4727 W Highway 146, Buckner, KY 40010 |
Conventional | 9 | 0.1% | 100% | $135,000 | |
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2305 River Rd, Louisville, KY 40206 A5.0 ★Texas Ratio: 6.62% |
Conventional, FHA | 9 | 0.1% | 83.3% | $205,000 | View |
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7300 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.87% |
Conventional, FHA, HELOC | 8 +30 HELOCs |
0.1% | 100% | $238,750 | View |
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1475 Campbell Ln, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 3.55% |
Conventional, HELOC | 8 +4 HELOCs |
0.1% | 88.9% | $48,750 | View |
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★ 5 stars, 1 review 2175 Bypass Rd, Brandenburg, KY 40108 A+5.0 ★Texas Ratio: 2.59% |
Conventional | 7 | 0.1% | 87.5% | $293,571 | View |
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502 W Dixie Ave, Elizabethtown, KY 42701 A5.0 ★Texas Ratio: 9.97% |
Conventional | 7 | 0.1% | 87.5% | $252,142 | View |
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1805 Campbell Lane, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 1.93% |
Conventional, FHA, HELOC | 5 +63 HELOCs |
0.1% | 62.5% | $327,000 | View |
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101 Brentwood Dr, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.26% |
Conventional, HELOC | 5 +38 HELOCs |
0.1% | 85.7% | $475,000 | View |
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507 Main St, Benton, KY 42025 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 5 +5 HELOCs |
0.1% | 50% | $637,000 | View |
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1950 Scottsville Rd, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 0.79% |
Conventional, HELOC | 5 +4 HELOCs |
0.1% | 71.4% | $281,000 | View |
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6601 Us Route 60, Ashland, KY 41102 A+5.0 ★Texas Ratio: 3.39% |
Conventional, HELOC | 4 +8 HELOCs |
0% | 57.1% | $202,500 | View |
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140 S Poplar St, Lebanon Junction, KY 40150 A+5.0 ★Texas Ratio: 3.57% |
Conventional, FHA, HELOC | 4 +4 HELOCs |
0% | 100% | $230,000 | View |
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360 E 8th Avenue, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.04% |
Conventional, FHA | 4 | 0% | 100% | $227,500 | View |
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★ 5 stars, 1 review 310 N Cross St, Albany, KY 42602 A+5.0 ★Texas Ratio: 0.91% |
Conventional | 4 | 0% | 100% | $165,000 | View |
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415 Oakbrooke Dr, Mount Washington, KY 40047 A5.0 ★Texas Ratio: 10.59% |
Conventional | 4 | 0% | 100% | $247,500 | View |
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6424 Ky Route 1428, Allen, KY 41601 A+5.0 ★Texas Ratio: 3.53% |
Conventional, HELOC | 3 +1 HELOCs |
0% | 100% | $261,666 | View |
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1935 Highway 227, Carrollton, KY 41008 A5.0 ★Texas Ratio: 8.77% |
Conventional | 3 | 0% | 100% | $241,666 | View |
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2639 Highway 227, Carrollton, KY 41008 A+5.0 ★Texas Ratio: 5.94% |
Conventional, Jumbo | 2 | 0% | 100% | $630,000 | View |
Town & Country Bank and Trust Co.
237 Nelson Plaza, Bardstown, KY 40004 |
Conventional | 1 | 0% | 100% | $105,000 | |
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9431 Us Route 60, Ashland, KY 41102 A+5.0 ★Texas Ratio: 1.47% |
Conventional | 1 | 0% | 100% | $315,000 | View |
FNB Bank Inc
315w 5th Street, Benton, KY 42025 |
Conventional | 1 | 0% | 100% | $135,000 | |
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302 Bypass Rd, Brandenburg, KY 40108 A+5.0 ★Texas Ratio: 2.60% |
Conventional | 1 | 0% | 100% | $935,000 | View |
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500 Lincoln Way, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 0% | 100% | $185,000 | View |
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614 W Main St, Louisville, KY 40202 A+5.0 ★Texas Ratio: 1.48% |
Conventional | 1 | 0% | 100% | $625,000 | View |
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531 Lovers Ln, Bowling Green, KY 42103 A5.0 ★Texas Ratio: 10.95% |
Conventional | 1 | 0% | 100% | $305,000 | View |
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6474 Kentucky 1428, Allen, KY 41601 A+5.0 ★Texas Ratio: 3.26% |
Conventional | 1 | 0% | 100% | $135,000 | View |
Stockton Mortgage Corporation
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Conventional, FHA, VA | 151 | 1.9% | 92.1% | $302,549 | |
Victory Mortgage, LLC
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Conventional, FHA, VA | 85 | 1.1% | 95.5% | $348,294 | |
Park Community Credit Union
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Conventional, HELOC | 32 +91 HELOCs |
0.4% | 80.5% | $215,000 | |
Fair Way Lending, LLC
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Conventional, FHA | 13 | 0.2% | 100% | $308,846 | |
University of Ky FCU
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Conventional, HELOC | 8 +62 HELOCs |
0.1% | 66.7% | $82,500 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0% | 100% | $55,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 1,064 +6 HELOCs |
13.3% | 90.6% | $271,672 | |
Rocket Mortgage
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Conventional, FHA, VA | 624 | 7.8% | 81.5% | $200,560 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, VA, Jumbo, HELOC | 220 +41 HELOCs |
2.7% | 86.4% | $266,227 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA, VA | 162 | 2% | 71.9% | $350,061 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, Jumbo | 160 | 2% | 80.9% | $262,375 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 152 | 1.9% | 83.8% | $277,828 | |
Interlinc Mortgage Services, LLC
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Conventional, FHA, VA, Jumbo | 121 | 1.5% | 96.8% | $298,057 | |
Pulte Mortgage LLC
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Conventional, FHA, VA | 103 | 1.3% | 82.5% | $367,524 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 102 | 1.3% | 83.7% | $212,156 | |
The Loan Store, Inc
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Conventional, FHA, VA, Jumbo, HELOC | 99 +7 HELOCs |
1.2% | 91.3% | $314,595 | |
Provident Funding Associates
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Conventional | 96 | 1.2% | 94.1% | $395,625 | |
Mortgage Research Center
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Conventional, FHA, VA, Jumbo | 84 | 1% | 64.6% | $298,333 | |
Nationstar Mortgage
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Conventional, FHA, VA | 78 | 1% | 85.4% | $162,820 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 74 | 0.9% | 94.9% | $305,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 74 | 0.9% | 96.2% | $274,324 | |
Lower, LLC
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Conventional, FHA, VA, Jumbo | 71 | 0.9% | 90% | $313,169 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 67 | 0.8% | 88.2% | $266,791 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 66 +4 HELOCs |
0.8% | 72.5% | $207,424 | |
Paramount Residential Mortgage
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Conventional, FHA, VA, Jumbo | 63 | 0.8% | 95.5% | $328,650 | |
loanDepot.com LLC
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Conventional, FHA, VA | 61 | 0.8% | 74.4% | $132,704 | |
Amerisave Mortgage Company
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Conventional, FHA, VA, Jumbo, HELOC | 59 +1 HELOCs |
0.7% | 38.7% | $170,593 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, HELOC | 59 +1 HELOCs |
0.7% | 95.2% | $326,016 | |
Kind Lending, LLC
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Conventional, FHA, VA | 59 | 0.7% | 72.8% | $293,305 | |
Pike Creek Mortgage Services, Inc.
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Conventional, FHA, VA | 57 | 0.7% | 100% | $286,052 | |
Newrez LLC
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Conventional, FHA, VA | 56 | 0.7% | 70.9% | $210,892 | |
Everett Financial, Inc.
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Conventional, FHA, VA, HELOC | 50 +1 HELOCs |
0.6% | 96.2% | $224,200 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 39 +15 HELOCs |
0.5% | 75.5% | $269,102 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 39 | 0.5% | 80% | $305,256 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 38 +3 HELOCs |
0.5% | 100% | $281,842 | |
American Financial Resources LLC
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Conventional, FHA, VA | 37 | 0.5% | 100% | $258,783 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA | 37 | 0.5% | 86.4% | $266,891 | |
Bay Equity LLC
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Conventional, FHA | 33 | 0.4% | 100% | $208,333 | |
EMM Loans LLC
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Conventional, FHA, VA, Jumbo | 32 | 0.4% | 84.2% | $265,312 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 31 +8 HELOCs |
0.4% | 100% | $244,354 | |
Texana Bank
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Conventional, FHA, VA | 29 | 0.4% | 100% | $321,206 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, Jumbo | 28 | 0.3% | 84.8% | $332,142 | |
21St Mortgage
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Conventional | 28 | 0.3% | 38.4% | $56,785 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 26 | 0.3% | 89.7% | $340,000 | View |
Envoy Mortgage, Ltd
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Conventional, FHA, VA | 24 | 0.3% | 96% | $290,416 | |
Equity Prime Mortgage LLC
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Conventional, FHA, VA | 21 | 0.3% | 87.5% | $251,666 | |
T2 Financial LLC
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Conventional, FHA, VA, Jumbo | 21 | 0.3% | 91.3% | $363,571 | |
Spring Eq, LLC
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Conventional, HELOC | 20 +10 HELOCs |
0.2% | 36.4% | $75,000 | |
Click n' Close, Inc.
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Conventional, FHA | 20 | 0.2% | 80% | $171,500 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 20 | 0.2% | 90.9% | $267,000 | |
Tjc Mortgage Inc
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Conventional, FHA | 19 | 0.2% | 95% | $242,368 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 19 | 0.2% | 69% | $241,842 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 17 | 0.2% | 77.3% | $127,941 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA | 17 | 0.2% | 85% | $336,176 | View |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 16 | 0.2% | 39.1% | $166,250 | |
Dart Bank
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Conventional, FHA, Jumbo | 16 | 0.2% | 85% | $331,250 | |
The Mortgage Warehouse, LLC
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Conventional, FHA, VA | 16 | 0.2% | 100% | $251,875 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 16 | 0.2% | 40.4% | $201,250 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 15 | 0.2% | 88.2% | $210,333 | |
Discover Bank
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Conventional | 15 | 0.2% | 23.1% | $109,000 | |
New Day Financial, LLC.
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VA | 13 | 0.2% | 36.8% | $271,923 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, Jumbo | 13 | 0.2% | 58.3% | $271,153 | View |
Park Lane Finance SolutionsLLC
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Conventional | 13 | 0.2% | 72.7% | $70,384 | |
Guild Mortgage Company
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Conventional, FHA, VA | 12 | 0.1% | 100% | $187,500 | |
Better Mortgage Corporation
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Conventional, FHA, HELOC | 11 +1 HELOCs |
0.1% | 63.2% | $258,636 | |
American Financial Network, Inc.
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Conventional, FHA | 11 | 0.1% | 78.6% | $234,090 | |
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A+5.0 ★Texas Ratio: 3.45% |
Conventional | 11 | 0.1% | 80% | $160,454 | View |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 11 | 0.1% | 64.7% | $397,727 | View |
Ruoff Mortgage Company
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Conventional, FHA, VA | 10 | 0.1% | 100% | $271,000 | |
PHH Mortgage Corporation
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Conventional, FHA, VA | 10 | 0.1% | 100% | $217,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 10 | 0.1% | 90.9% | $227,000 | |
Nbkc Bank
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Conventional, VA, Jumbo | 9 | 0.1% | 75% | $495,000 | |
AdvantageFirst Lending Inc
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FHA, VA | 9 | 0.1% | 45% | $280,555 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 9 | 0.1% | 69.2% | $179,444 | View |
Royal United Mortgage LLC
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Conventional, FHA | 8 | 0.1% | 80% | $123,750 | |
Canopy Mortgage, LLC
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Conventional, FHA, VA | 8 | 0.1% | 100% | $278,750 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 8 | 0.1% | 100% | $286,250 | |
Securitynational Mortgage Company
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Conventional, FHA, VA | 8 | 0.1% | 61.5% | $220,000 | |
Sage Home Loans Corporation
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Conventional | 7 | 0.1% | 90% | $480,714 | |
ClearPath Lending
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VA | 7 | 0.1% | 87.5% | $286,428 | |
Cardinal Financial Company, Li
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Conventional, FHA | 7 | 0.1% | 100% | $189,285 | |
Premier Lending Inc.
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Conventional, FHA | 7 | 0.1% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 7 | 0.1% | 77.8% | $283,571 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 7 | 0.1% | 100% | $497,857 | View |
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B+4.8 ★Texas Ratio: 16.98% |
FHA, VA | 7 | 0.1% | 87.5% | $282,142 | View |
Village Capital & Investment
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FHA, VA | 7 | 0.1% | 63.6% | $250,714 | |
Zippy Loans, LLC
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Conventional | 6 | 0.1% | 31.6% | $28,333 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA, VA | 6 | 0.1% | 70% | $225,000 | View |
Guidance Residential, LLC
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Conventional | 6 | 0.1% | 75% | $330,000 | |
Ocmbc, Inc.
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Conventional | 6 | 0.1% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, VA | 6 | 0.1% | 100% | $376,666 | View |
HomeBridge Financial Services, Inc
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Conventional, FHA, VA, HELOC | 5 +10 HELOCs |
0.1% | 75% | $263,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 5 +5 HELOCs |
0.1% | 83.3% | $185,000 | View |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, Jumbo, HELOC | 5 +4 HELOCs |
0.1% | 100% | $493,000 | View |
Primelending
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Conventional, VA | 5 | 0.1% | 100% | $387,000 | |
Resicentral LLC
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Conventional | 5 | 0.1% | 100% | $237,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional, VA | 5 | 0.1% | 100% | $265,000 | |
Michigan Mutual, Inc
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Conventional | 5 | 0.1% | 100% | $285,000 | |
Churchill Mortgage Corporation
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Conventional, FHA | 5 | 0.1% | 100% | $183,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 5 | 0.1% | 100% | $963,000 | View |
JMAC Lending, Inc.
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Conventional, FHA | 5 | 0.1% | 71.4% | $287,000 | |
Deephaven Mortgage LLC
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Conventional | 4 | 0% | 80% | $285,000 | |
American Financing Corporation
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Conventional, FHA | 4 | 0% | 42.9% | $137,500 | |
Weichert Financial Services
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Conventional | 4 | 0% | 100% | $515,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 4 | 0% | 100% | $802,500 | View |
Member First Mortgage, LLC
|
Conventional | 4 | 0% | 66.7% | $262,500 | |
Mission Loans, LLC
|
Conventional, FHA | 4 | 0% | 100% | $217,500 | |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA | 4 | 0% | 100% | $205,000 | View |
Southwest Funding LP
|
Conventional, FHA | 4 | 0% | 100% | $250,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 3 +9 HELOCs |
0% | 75% | $155,000 | View |
Digital Federal Credit Union
|
Conventional, HELOC | 3 +3 HELOCs |
0% | 75% | $335,000 | |
First Community Mortgage, Inc.
|
Conventional, VA, Jumbo | 3 | 0% | 100% | $495,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 3 | 0% | 100% | $1,668,333 | View |
Triad Financial Services, Inc.
|
Conventional | 3 | 0% | 62.5% | $98,333 | |
Synergy One Lending, Inc.
|
Conventional, FHA, VA | 3 | 0% | 100% | $328,333 | |
AmWest Funding Corp
|
Conventional, Jumbo | 3 | 0% | 75% | $1,305,000 | |
First Alliance Home Mortgage, LLC
|
Conventional, FHA | 3 | 0% | 100% | $211,666 | |
First Colony Mortgage Corporat
|
Conventional, FHA | 3 | 0% | 100% | $378,333 | |
Total Mortgage Services, LLC
|
FHA, VA | 3 | 0% | 100% | $261,666 | |
Atlantic Bay Mortgage Group
|
Conventional, FHA, VA | 3 | 0% | 100% | $325,000 | |
|
A4.7 ★Texas Ratio: 0.83% |
Conventional | 3 | 0% | 100% | $105,000 | View |
Nations Direct Mortgage, LLC
|
FHA | 3 | 0% | 60% | $331,666 | |
Florida Capital Bank, N.A
|
Conventional, VA | 3 | 0% | 80% | $455,000 | |
Mortgage Investors Group
|
Conventional, FHA | 3 | 0% | 75% | $251,666 | |
Nexera Holding LLC
|
Conventional, FHA | 3 | 0% | 100% | $338,333 | |
Reliance First Capital, LLC
|
FHA | 3 | 0% | 100% | $205,000 | |
Top Flite Financial, Inc.
|
FHA | 3 | 0% | 75% | $158,333 | |
Gershman Investment Corp.
|
Conventional, VA | 3 | 0% | 100% | $335,000 | |
Tomo Mortgage LLC
|
Conventional | 3 | 0% | 75% | $445,000 | |
Pentagon Federal Credit Union
|
Conventional, HELOC | 2 +9 HELOCs |
0% | 40% | $210,000 | |
Wright Patt Credit Union Inc
|
Conventional, HELOC | 2 +1 HELOCs |
0% | 100% | $480,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA | 2 | 0% | 100% | $395,000 | View |
|
B+4.0 ★Texas Ratio: 2.09% |
Conventional | 2 | 0% | 100% | $475,000 | View |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 2 | 0% | 66.7% | $295,000 | View |
Servion
|
Conventional, VA | 2 | 0% | 100% | $235,000 | |
Acrisure Mortgage, LLC
|
Conventional | 2 | 0% | 100% | $420,000 | |
ALCOVA Mortgage, LLC
|
Conventional, FHA | 2 | 0% | 100% | $355,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 2 | 0% | 50% | $110,000 | View |
United Trust Bank
|
VA | 2 | 0% | 66.7% | $145,000 | |
Data Mortgage, Inc
|
FHA, VA | 2 | 0% | 100% | $225,000 | |
Success Mortgage Partners, Inc
|
Conventional, FHA | 2 | 0% | 100% | $170,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
|
Conventional | 2 | 0% | 100% | $230,000 | |
Sun West Mortgage Company, Inc
|
FHA | 2 | 0% | 75% | $155,000 | |
Oceanside Mortgage Company
|
FHA | 2 | 0% | 100% | $230,000 | |
Real Genius LLC
|
Conventional | 2 | 0% | 100% | $430,000 | |
Nfm, Inc
|
Conventional, FHA | 2 | 0% | 66.7% | $420,000 | |
American Internet Mortgage, Inc.
|
Conventional | 2 | 0% | 100% | $385,000 | |
Beeline Loans, Inc.
|
Conventional | 2 | 0% | 50% | $375,000 | |
American Pacific Mortgage Corporation
|
FHA | 2 | 0% | 50% | $225,000 | |
|
A5.0 ★Texas Ratio: 10.00% |
Conventional | 2 | 0% | 100% | $220,000 | View |
Towne Mortgage Company
|
FHA | 2 | 0% | 100% | $335,000 | |
Iserve Residential Lending
|
FHA | 2 | 0% | 100% | $235,000 | |
V.I.P. Mortgage, Inc.
|
Conventional | 2 | 0% | 100% | $255,000 | |
Mortgage Solutions of Colorado
|
FHA, VA | 2 | 0% | 100% | $265,000 | |
Endeavor Capital, LLC
|
FHA | 2 | 0% | 100% | $185,000 | |
Goprime Mortgage, Inc.
|
Conventional, VA | 2 | 0% | 100% | $320,000 | |
Leaderone Financial Corp.
|
Conventional, VA | 2 | 0% | 100% | $415,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA | 2 | 0% | 100% | $390,000 | |
Valon Mortgage
|
Conventional, HELOC | 1 +4 HELOCs |
0% | 50% | $335,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional, HELOC | 1 +2 HELOCs |
0% | 100% | $755,000 | View |
Kinecta Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $235,000 | |
Indiana Members Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $395,000 | |
First Savings Bank
|
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $615,000 | |
Baxter Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $475,000 | |
Cadence Bank
|
Conventional | 1 | 0% | 100% | $805,000 | |
Genisys Credit Union
|
Conventional | 1 | 0% | 100% | $545,000 | |
Equity Resources Inc
|
Conventional | 1 | 0% | 100% | $255,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 5.16% |
Conventional | 1 | 0% | 100% | $435,000 | View |
SWBC Mortgage Corporation
|
Conventional | 1 | 0% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 4.31% |
FHA | 1 | 0% | 100% | $335,000 | View |
Brighton Bank
|
Conventional | 1 | 0% | 100% | $195,000 | |
Orchard Mortgage, LLC
|
Conventional | 1 | 0% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0% | 100% | $215,000 | View |
National Police Federal Credit Union
|
Conventional | 1 | 0% | 100% | $505,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0% | 100% | $165,000 | View |
Nqm Funding, LLC
|
Conventional | 1 | 0% | 100% | $435,000 | |
MortgageCountry
|
Conventional, Jumbo | 1 | 0% | 100% | $955,000 | |
Bayshore Mortgage Funding
|
Conventional | 1 | 0% | 100% | $465,000 | |
Michigan First Credit Union
|
Conventional | 1 | 0% | 100% | $445,000 | |
Republic State Mortgage Company
|
FHA | 1 | 0% | 100% | $285,000 | |
Das Acquisition Company, LLC
|
VA | 1 | 0% | 100% | $415,000 | |
Ross Mortgage Corporation
|
VA | 1 | 0% | 100% | $305,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 0% | 22.2% | $95,000 | |
Publix Employees Federal Credit Union
|
Conventional | 1 | 0% | 100% | $325,000 | |
SIRVA Mortgage, Inc.
|
Conventional | 1 | 0% | 50% | $45,000 | |
Strong Home Mortgage, LLC
|
FHA | 1 | 0% | 100% | $315,000 | |
Geneva Financial LLC
|
FHA | 1 | 0% | 100% | $225,000 | |
|
A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0% | 100% | $375,000 | View |
Shoreham Bank
|
FHA | 1 | 0% | 100% | $25,000 | |
Land Home Financial Services,
|
FHA | 1 | 0% | 100% | $175,000 | |
|
A5.0 ★Texas Ratio: 10.24% |
VA | 1 | 0% | 100% | $225,000 | View |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0% | 100% | $305,000 | View |
|
A5.0 ★Texas Ratio: 10.25% |
Conventional, Jumbo | 1 | 0% | 100% | $1,725,000 | View |
BoxCar Mortgage, LLC
|
Conventional | 1 | 0% | 100% | $85,000 | |
Direct Mortgage Loans, LLC
|
FHA | 1 | 0% | 100% | $315,000 | |
FineMark National Bank & Trust
|
Conventional | 1 | 0% | 100% | $505,000 | |
|
A+5.0 ★Texas Ratio: 1.41% |
VA | 1 | 0% | 100% | $245,000 | View |
|
C-3.6 ★Texas Ratio: 31.27% |
Conventional | 1 | 0% | 100% | $65,000 | View |
|
A+5.0 ★Texas Ratio: 0.84% |
Conventional | 1 | 0% | 100% | $165,000 | View |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0% | 100% | $205,000 | |
|
A5.0 ★Texas Ratio: 7.48% |
FHA | 1 | 0% | 100% | $305,000 | View |
Union Savings Bank
|
Conventional | 1 | 0% | 100% | $225,000 | |
|
B4.4 ★Texas Ratio: 21.68% |
FHA | 1 | 0% | 100% | $215,000 | View |
Empeople Credit Union
|
Conventional | 1 | 0% | 33.3% | $105,000 | |
Uif Corporation
|
Conventional | 1 | 0% | 100% | $135,000 | |
Sibcy Cline Mortgage Services, Inc.
|
Conventional | 1 | 0% | 100% | $215,000 | |
1st National Bank
|
Conventional | 1 | 0% | 100% | $565,000 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0% | 100% | $155,000 | |
|
A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0% | 100% | $485,000 | View |
|
A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0% | 100% | $105,000 | View |
Nationwide Mortgage Bankers, Inc.
|
Conventional | 1 | 0% | 100% | $125,000 | |
|
A+5.0 ★Texas Ratio: 3.10% |
Conventional | 1 | 0% | 50% | $205,000 | View |
|
A+5.0 ★Texas Ratio: 1.45% |
Conventional | 1 | 0% | 100% | $295,000 | View |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0% | 100% | $505,000 | View |
United Nations Federal CU
|
Conventional | 1 | 0% | 100% | $465,000 | |
|
C+4.1 ★Texas Ratio: 25.91% |
Conventional, Jumbo | 1 | 0% | 100% | $485,000 | View |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0% | 100% | $395,000 | View |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +38 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +32 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +29 HELOCs |
0% | 0% | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +19 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Afl-Cio Ecu
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Chevron Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Together Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Telhio Credit Union, Inc.
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Louisville/Jefferson County metro government Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Louisville/Jefferson County metro government, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Louisville/Jefferson County metro government? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Louisville/Jefferson County metro government in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Louisville/Jefferson County metro government, KY
Use these to narrow the list above. Each category shows how many Louisville/Jefferson County metro government, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Louisville/Jefferson County metro government, KY
Independent mortgage companies closed 60.3 percent of home loans in Louisville/Jefferson County metro government, Kentucky in 2025, banks 33.9 percent and credit unions 5.8 percent. Stockton Mortgage Corporation was the largest mortgage company, First Financial Bank the largest bank and L&N Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Stock Yards Bank & Trust Company led with 270 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Louisville/Jefferson County metro government, KY
By home loans closed in 2025, First Financial Bank was the largest mortgage lender in Louisville/Jefferson County metro government, Kentucky with 495 loans, about 6.2 percent of the market. The largest lender headquartered in Kentucky was Stock Yards Bank & Trust Company with 270 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Louisville/Jefferson County metro government, Kentucky, Wilson & Muir Bank & Trust Company approved the highest share of completed applications in 2025 at 100 percent, against a 83.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
132 lenders closed FHA loans in Louisville/Jefferson County metro government, Kentucky in 2025, led by United Wholesale Mortgage with 267. 89 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 98 banks and 37 credit unions closed home loans in Louisville/Jefferson County metro government, Kentucky in 2025, alongside 147 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Louisville/Jefferson County metro government, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Louisville/Jefferson County metro government, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Louisville/Jefferson County metro government. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
