Mortgage Lenders and Brokers in Hopkinsville, Kentucky
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Hopkinsville, Kentucky mortgage lenders include Planters Bank, Inc.Planters Bank, Inc.1312 S Main St, Hopkinsville, KY 42240A+5.0 ★Texas Ratio: 4.72%, United Southern BankUnited Southern Bank101 Clinic Dr, Hopkinsville, KY 42240, US Bank, N.A.US Bank, N.A.1101 S Main St, Hopkinsville, KY 42240A+5.0 ★Texas Ratio: 2.85%, Truist BankTruist Bank2933 Fort Campbell Blvd, Hopkinsville, KY 42240A+5.0 ★Texas Ratio: 2.87%, First Financial Bank NAFirst Financial Bank NA2700 Fort Campbell Blvd, Hopkinsville, KY 42240A+5.0 ★Texas Ratio: 4.65%, Magnolia BankMagnolia Bank651 W Dixie Ave, Elizabethtown, KY 42701A-5.0 ★Texas Ratio: 14.97%, First Southern National BankFirst Southern National Bank4259 Fort Campbell Blvd, Hopkinsville, KY 42240A+5.0 ★Texas Ratio: 3.45%, FNB Bank IncFNB Bank Inc315w 5th Street, Benton, KY 42025, Liberty Federal Credit UnionLiberty Federal Credit Union544 Lovers Ln, Bowling Green, KY 42103, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA924 Broadway Ave, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hopkinsville, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hopkinsville are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hopkinsville, Kentucky
Market share is the lender's share of all home loans closed in Hopkinsville, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in Hopkinsville 1312 S Main St, Hopkinsville, KY 42240 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 139 | 17.1% | 100% | $146,438 | View |
United Southern Bank
101 Clinic Dr, Hopkinsville, KY 42240 |
Conventional | 49 | 6% | 100% | $154,591 | |
|
1 office in Hopkinsville 1101 S Main St, Hopkinsville, KY 42240 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 10 +9 HELOCs |
1.2% | 60% | $170,000 | View |
|
★ 1 stars, 1 review 1 office in Hopkinsville 2933 Fort Campbell Blvd, Hopkinsville, KY 42240 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 6 +19 HELOCs |
0.7% | 66.7% | $121,666 | View |
|
3 offices in Hopkinsville 2700 Fort Campbell Blvd, Hopkinsville, KY 42240 A+5.0 ★Texas Ratio: 4.65% |
Conventional, HELOC | 4 +7 HELOCs |
0.5% | 57.1% | $55,000 | View |
|
651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, VA, USDA | 15 | 1.8% | 100% | $226,333 | View |
|
4259 Fort Campbell Blvd, Hopkinsville, KY 42240 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 4 +1 HELOCs |
0.5% | 80% | $197,500 | View |
FNB Bank Inc
315w 5th Street, Benton, KY 42025 |
Conventional | 4 | 0.5% | 80% | $165,000 | |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional, FHA, VA | 3 | 0.4% | 100% | $198,333 | |
|
924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.2% | 66.7% | $120,000 | View |
|
5290 Scottsville Rd, Bowling Green, KY 42104 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA | 2 | 0.2% | 66.7% | $220,000 | View |
|
2252 Burlington Pike, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.66% |
FHA | 1 | 0.1% | 100% | $185,000 | View |
|
614 W Main St, Louisville, KY 40202 A+5.0 ★Texas Ratio: 1.48% |
Conventional | 1 | 0.1% | 100% | $25,000 | View |
|
100 Kelly Dr, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 3.44% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
3505 Louisville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.83% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
507 Main St, Benton, KY 42025 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Stockton Mortgage Corporation
|
Conventional, FHA, VA, USDA | 45 | 5.5% | 88.2% | $187,000 | |
Farm Credit Mid-America, Aca
|
Conventional | 10 | 1.2% | 100% | $282,000 | |
University of Ky FCU
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mortgage Research Center
|
Conventional, FHA, VA | 75 | 9.2% | 88.2% | $242,333 | |
Rocket Mortgage
|
Conventional, FHA, VA | 55 | 6.8% | 83.8% | $176,818 | |
|
A+5.0 ★Texas Ratio: 3.76% |
Conventional, HELOC | 47 +25 HELOCs |
5.8% | 75.6% | $80,744 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 38 | 4.7% | 91.5% | $258,157 | |
|
A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA | 35 | 4.3% | 97.3% | $221,571 | View |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 30 | 3.7% | 84.2% | $242,333 | |
Guaranteed Rate, Inc.
|
FHA, VA, Jumbo | 27 | 3.3% | 100% | $272,407 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 21 | 2.6% | 100% | $181,190 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 14 | 1.7% | 84.2% | $238,571 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 13 +6 HELOCs |
1.6% | 81.2% | $241,923 | |
First Community Mortgage, Inc.
|
Conventional, FHA, VA | 11 | 1.4% | 100% | $294,090 | |
Newrez LLC
|
Conventional, VA | 11 | 1.4% | 68.8% | $214,090 | |
Legacy Home Loans, LLC
|
Conventional, VA | 9 | 1.1% | 100% | $286,111 | |
Southwest Funding LP
|
Conventional, FHA, VA | 6 | 0.7% | 100% | $230,000 | |
CrossCountry Mortgage, LLC
|
Conventional, VA | 5 | 0.6% | 100% | $171,000 | |
loanDepot.com LLC
|
Conventional, FHA | 5 | 0.6% | 60% | $169,000 | |
Amerisave Mortgage Company
|
FHA, VA | 5 | 0.6% | 29.4% | $165,000 | |
New Day Financial, LLC.
|
VA | 5 | 0.6% | 50% | $269,000 | |
Nations Lending Corporation
|
FHA, VA | 5 | 0.6% | 100% | $257,000 | |
Carrington Mortgage Services LLC
|
Conventional, VA | 5 | 0.6% | 75% | $89,000 | |
Altra Federal Credit Union
|
Conventional, HELOC | 4 +2 HELOCs |
0.5% | 100% | $127,500 | |
Equity Prime Mortgage LLC
|
FHA, VA | 4 | 0.5% | 100% | $220,000 | |
Mortgage Solutions of Colorado
|
VA | 4 | 0.5% | 83.3% | $255,000 | |
Gershman Investment Corp.
|
Conventional, FHA, VA | 4 | 0.5% | 66.7% | $160,000 | |
Village Capital & Investment
|
VA | 4 | 0.5% | 100% | $272,500 | |
Royal United Mortgage LLC
|
Conventional | 3 | 0.4% | 75% | $71,666 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA, VA | 3 | 0.4% | 100% | $98,333 | |
SWBC Mortgage Corporation
|
Conventional, FHA, VA | 3 | 0.4% | 100% | $128,333 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA | 3 | 0.4% | 100% | $195,000 | View |
Mutual of Omaha Mortgage
|
Conventional, VA | 3 | 0.4% | 75% | $215,000 | |
Everett Financial, Inc.
|
Conventional, FHA | 2 | 0.2% | 100% | $75,000 | |
Kind Lending, LLC
|
FHA, VA | 2 | 0.2% | 66.7% | $190,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 2 | 0.2% | 100% | $280,000 | |
AdvantageFirst Lending Inc
|
FHA | 2 | 0.2% | 100% | $225,000 | |
Cmg Mortgage Inc
|
Conventional, FHA | 2 | 0.2% | 100% | $130,000 | |
HomeBridge Financial Services, Inc
|
FHA, VA | 2 | 0.2% | 50% | $275,000 | |
Intercoastal Mortgage, LLC
|
FHA, VA | 2 | 0.2% | 100% | $265,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 0.2% | 100% | $120,000 | |
Union Home Mortgage Corp.
|
FHA, VA | 2 | 0.2% | 100% | $250,000 | |
Cardinal Financial Company, Li
|
FHA | 2 | 0.2% | 100% | $210,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 2 | 0.2% | 100% | $245,000 | View |
Pentagon Federal Credit Union
|
VA | 2 | 0.2% | 40% | $245,000 | |
Lower, LLC
|
FHA, VA | 2 | 0.2% | 100% | $210,000 | |
Premier Mortgage Resources, LLC
|
VA | 1 | 0.1% | 100% | $405,000 | |
Zippy Loans, LLC
|
Conventional | 1 | 0.1% | 20% | $35,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.1% | 100% | $225,000 | |
Gold Star Mortgage Financial Group, Corporation
|
VA | 1 | 0.1% | 100% | $275,000 | |
Brighton Bank
|
VA | 1 | 0.1% | 100% | $265,000 | |
Nbkc Bank
|
Conventional | 1 | 0.1% | 100% | $455,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.1% | 40% | $35,000 | |
Movement Mortgage, LLC
|
FHA | 1 | 0.1% | 100% | $425,000 | |
PHH Mortgage Corporation
|
FHA | 1 | 0.1% | 66.7% | $105,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 0.1% | 100% | $265,000 | |
Resicentral LLC
|
Conventional | 1 | 0.1% | 100% | $175,000 | |
Synergy One Lending, Inc.
|
VA | 1 | 0.1% | 100% | $375,000 | |
American Financial Network, Inc.
|
VA | 1 | 0.1% | 100% | $285,000 | |
Plus Relocation Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $345,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
VA | 1 | 0.1% | 100% | $245,000 | View |
Sun West Mortgage Company, Inc
|
VA | 1 | 0.1% | 100% | $235,000 | |
Mortgage Masters of Indiana Inc
|
USDA | 1 | 0.1% | 100% | $135,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.1% | 33.3% | $255,000 | View |
Resource Financial Services, Inc.
|
Conventional | 1 | 0.1% | 100% | $355,000 | |
Atlantic Bay Mortgage Group
|
FHA | 1 | 0.1% | 100% | $165,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 0.1% | 100% | $375,000 | |
BoxCar Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $145,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.1% | 25% | $205,000 | |
Better Mortgage Corporation
|
FHA | 1 | 0.1% | 100% | $405,000 | |
Endeavor Capital, LLC
|
FHA | 1 | 0.1% | 100% | $255,000 | |
The Loan Store, Inc
|
FHA | 1 | 0.1% | 100% | $325,000 | |
CSL Financial, LLC
|
Conventional | 1 | 0.1% | 100% | $145,000 | |
Fairway Independent Mort Corp
|
VA | 1 | 0.1% | 100% | $255,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.1% | 100% | $235,000 | View |
21St Mortgage
|
Conventional | 1 | 0.1% | 50% | $125,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.1% | 20% | $105,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.1% | 100% | $245,000 | View |
Texana Bank
|
VA | 1 | 0.1% | 50% | $185,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.1% | 42.9% | $35,000 | |
Leaderone Financial Corp.
|
FHA | 1 | 0.1% | 100% | $145,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Hopkinsville Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hopkinsville, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Hopkinsville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hopkinsville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hopkinsville, KY
Use these to narrow the list above. Each category shows how many Hopkinsville, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Hopkinsville, KY
Independent mortgage companies closed 55.2 percent of home loans in Hopkinsville, Kentucky in 2025, banks 36.2 percent and credit unions 8.6 percent. Stockton Mortgage Corporation was the largest mortgage company, Planters Bank, Inc. the largest bank and Liberty Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Planters Bank, Inc. led with 139 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hopkinsville, KY
By home loans closed in 2025, Planters Bank, Inc. was the largest mortgage lender in Hopkinsville, Kentucky with 139 loans, about 17.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Hopkinsville, Kentucky, Planters Bank, Inc. approved the highest share of completed applications in 2025 at 100 percent, against a 84.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
44 lenders closed FHA loans in Hopkinsville, Kentucky in 2025, led by Stockton Mortgage Corporation with 19. 47 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 8 credit unions closed home loans in Hopkinsville, Kentucky in 2025, alongside 67 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hopkinsville, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hopkinsville, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hopkinsville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
