Mortgage Lenders and Brokers in Elizabethtown, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Elizabethtown, Kentucky mortgage lenders include West Point BankWest Point Bank502 W Dixie Ave, Elizabethtown, KY 42701A5.0 ★Texas Ratio: 9.97%, South Central Bank IncSouth Central Bank Inc1000 N Dixie Ave, Elizabethtown, KY 42701A+5.0 ★Texas Ratio: 2.83%, The Cecilian BankThe Cecilian Bank1808 N Dixie Ave, Elizabethtown, KY 42701A+5.0 ★Texas Ratio: 2.60%, Wilson & Muir Bank & Trust CompanyWilson & Muir Bank & Trust Company250 W Dixie Ave, Elizabethtown, KY 42701A+4.9 ★Texas Ratio: 2.62%, Magnolia BankMagnolia Bank651 W Dixie Ave, Elizabethtown, KY 42701A-5.0 ★Texas Ratio: 14.97%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1200 N Dixie Ave, Elizabethtown, KY 42701A+5.0 ★Texas Ratio: 3.68%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.3030 Ring Rd, Elizabethtown, KY 42701A+5.0 ★Texas Ratio: 3.87%, PNC Bank N.A.PNC Bank N.A.805 West Dixie Avenue, Elizabethtown, KY 42701A+5.0 ★Texas Ratio: 4.24%, Community Trust Bank, Inc.Community Trust Bank, Inc.2501 Ring Road, Elizabethtown, KY 42701A+5.0 ★Texas Ratio: 3.53%, and German American BankGerman American Bank1830 N Dixie Ave, Elizabethtown, KY 42701A+5.0 ★Texas Ratio: 1.93%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Elizabethtown, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Elizabethtown are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Elizabethtown, Kentucky
Market share is the lender's share of all home loans closed in Elizabethtown, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Elizabethtown 502 W Dixie Ave, Elizabethtown, KY 42701 A5.0 ★Texas Ratio: 9.97% |
Conventional, Jumbo | 100 | 8% | 92.9% | $202,700 | View |
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2 offices in Elizabethtown 1000 N Dixie Ave, Elizabethtown, KY 42701 A+5.0 ★Texas Ratio: 2.83% |
Conventional, FHA, VA, Jumbo, HELOC | 80 +19 HELOCs |
6.4% | 95.2% | $303,750 | View |
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3 offices in Elizabethtown 1808 N Dixie Ave, Elizabethtown, KY 42701 A+5.0 ★Texas Ratio: 2.60% |
Conventional, HELOC | 53 +36 HELOCs |
4.2% | 93.2% | $160,283 | View |
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1 office in Elizabethtown 250 W Dixie Ave, Elizabethtown, KY 42701 A+4.9 ★Texas Ratio: 2.62% |
Conventional, FHA, VA | 21 | 1.7% | 100% | $268,333 | View |
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651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, VA, USDA | 18 | 1.4% | 94.7% | $219,444 | View |
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1 office in Elizabethtown 1200 N Dixie Ave, Elizabethtown, KY 42701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 11 +2 HELOCs |
0.9% | 91.7% | $196,818 | View |
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3 offices in Elizabethtown 3030 Ring Rd, Elizabethtown, KY 42701 A+5.0 ★Texas Ratio: 3.87% |
Conventional, FHA, VA, HELOC | 9 +41 HELOCs |
0.7% | 100% | $237,222 | View |
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★ 1.7 stars, 3 reviews 1 office in Elizabethtown 805 West Dixie Avenue, Elizabethtown, KY 42701 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, VA, HELOC | 7 +28 HELOCs |
0.6% | 77.8% | $189,285 | View |
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1 office in Elizabethtown 2501 Ring Road, Elizabethtown, KY 42701 A+5.0 ★Texas Ratio: 3.53% |
Conventional, HELOC | 6 +4 HELOCs |
0.5% | 85.7% | $240,000 | View |
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1 office in Elizabethtown 1830 N Dixie Ave, Elizabethtown, KY 42701 A+5.0 ★Texas Ratio: 1.93% |
Conventional, FHA, VA, HELOC | 4 +7 HELOCs |
0.3% | 80% | $400,000 | View |
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1 office in Elizabethtown 1690 Ring Rd, Elizabethtown, KY 42701 A+5.0 ★Texas Ratio: 3.39% |
Conventional, HELOC | 2 +5 HELOCs |
0.2% | 100% | $135,000 | View |
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3 offices in Elizabethtown 111 Chaplin Rd, Bloomfield, KY 40008 A+5.0 ★Texas Ratio: 1.99% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1109 N Dixie Ave, Elizabethtown, KY 42701 2779 A+5.0 ★Texas Ratio: 3.44% |
Conventional, VA, Jumbo, HELOC | 80 +96 HELOCs |
6.4% | 87% | $278,375 | View |
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★ 5 stars, 1 review 2175 Bypass Rd, Brandenburg, KY 40108 A+5.0 ★Texas Ratio: 2.59% |
Conventional, Jumbo | 10 | 0.8% | 100% | $209,000 | View |
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6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, USDA, HELOC | 5 +1 HELOCs |
0.4% | 83.3% | $215,000 | View |
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7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 3 +1 HELOCs |
0.2% | 75% | $251,666 | View |
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119 Fairfield Ave, Bellevue, KY 41073 A+5.0 ★Texas Ratio: 2.91% |
Conventional, VA | 3 | 0.2% | 100% | $195,000 | View |
Town & Country Bank and Trust Co.
237 Nelson Plaza, Bardstown, KY 40004 |
Conventional, Jumbo | 2 | 0.2% | 100% | $585,000 | |
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6780 Louisville Rd, Bowling Green, KY 42101 A5.0 ★Texas Ratio: 12.94% |
Conventional | 2 | 0.2% | 100% | $195,000 | View |
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500 Lincoln Way, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 2 | 0.2% | 100% | $90,000 | View |
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131 Gold Vault Rd, Fort Knox, KY 40121 A+5.0 ★Texas Ratio: 4.81% |
VA | 2 | 0.2% | 50% | $275,000 | View |
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Limaburg Road And Jones Circle, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 2 | 0.2% | 100% | $95,000 | View |
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520 W New Circle Rd, Lexington, KY 40511 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 50% | $315,000 | View |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $705,000 | |
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1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $225,000 | View |
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★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $295,000 | View |
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2441 Greensburg Rd, Buffalo, KY 42716 A+5.0 ★Texas Ratio: 5.71% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,675,000 | View |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
Conventional | 1 | 0.1% | 50% | $225,000 | |
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101 Brentwood Dr, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.26% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
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1214 Ashley Cir, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
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5290 Scottsville Rd, Bowling Green, KY 42104 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
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507 Main St, Benton, KY 42025 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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140 S Poplar St, Lebanon Junction, KY 40150 A+5.0 ★Texas Ratio: 3.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Stockton Mortgage Corporation
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Conventional, FHA, USDA | 11 | 0.9% | 91.7% | $235,909 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 8 | 0.6% | 88.9% | $538,750 | |
University of Ky FCU
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Conventional, HELOC | 2 +2 HELOCs |
0.2% | 100% | $55,000 | |
Park Community Credit Union
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Conventional | 1 | 0.1% | 100% | $305,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA, Jumbo | 154 | 12.3% | 94.7% | $318,441 | |
Rocket Mortgage
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Conventional, FHA, VA | 91 | 7.3% | 86.8% | $215,769 | |
Mortgage Research Center
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Conventional, FHA, VA, Jumbo | 78 | 6.2% | 83.2% | $341,153 | |
Freedom Mortgage Corporation
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FHA, VA | 47 | 3.8% | 89.7% | $301,595 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 31 +13 HELOCs |
2.5% | 66% | $247,580 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 31 | 2.5% | 96.9% | $307,903 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 27 | 2.2% | 87.9% | $204,259 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, VA, HELOC | 24 +1 HELOCs |
1.9% | 88.9% | $307,083 | View |
Premier Lending Inc.
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Conventional, FHA, VA | 19 | 1.5% | 100% | $302,368 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 18 | 1.4% | 85.7% | $330,555 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 16 | 1.3% | 94.1% | $222,500 | |
Nationstar Mortgage
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Conventional, FHA | 15 | 1.2% | 100% | $136,333 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, HELOC | 13 +1 HELOCs |
1% | 76.5% | $277,307 | |
Everett Financial, Inc.
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Conventional, FHA, VA, USDA | 13 | 1% | 86.7% | $171,153 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 11 | 0.9% | 100% | $206,818 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA, USDA | 10 | 0.8% | 64.7% | $269,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 8 | 0.6% | 80% | $285,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 7 | 0.6% | 80% | $133,571 | |
Amerisave Mortgage Company
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Conventional, FHA | 7 | 0.6% | 38.9% | $103,571 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 7 | 0.6% | 70% | $285,000 | View |
The Loan Store, Inc
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Conventional, HELOC | 6 +2 HELOCs |
0.5% | 100% | $210,000 | |
Guaranteed Rate, Inc.
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FHA, VA | 6 | 0.5% | 100% | $315,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 6 | 0.5% | 85.7% | $271,666 | |
New Day Financial, LLC.
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VA | 6 | 0.5% | 50% | $216,666 | |
Planet Home Lending, LLC
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FHA, VA | 6 | 0.5% | 85.7% | $248,333 | |
Inspire Home Loans Inc.
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Conventional, FHA, VA | 6 | 0.5% | 100% | $278,333 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 6 | 0.5% | 17.1% | $111,666 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 6 | 0.5% | 50% | $193,333 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 5 | 0.4% | 50% | $291,000 | |
Kind Lending, LLC
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Conventional, FHA, VA, USDA | 5 | 0.4% | 71.4% | $219,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, VA | 5 | 0.4% | 100% | $179,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA, Jumbo | 5 | 0.4% | 71.4% | $443,000 | View |
Spring Eq, LLC
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Conventional | 5 | 0.4% | 62.5% | $75,000 | |
Ruoff Mortgage Company
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Conventional, FHA, VA | 4 | 0.3% | 100% | $227,500 | |
Lower, LLC
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Conventional | 4 | 0.3% | 66.7% | $345,000 | |
Interlinc Mortgage Services, LLC
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Conventional, FHA | 3 | 0.2% | 100% | $255,000 | |
Triad Financial Services, Inc.
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Conventional | 3 | 0.2% | 57.1% | $65,000 | |
Sun West Mortgage Company, Inc
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VA | 3 | 0.2% | 100% | $338,333 | |
Bay Equity LLC
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Conventional, FHA, VA | 3 | 0.2% | 100% | $228,333 | |
Tjc Mortgage Inc
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Conventional, FHA | 3 | 0.2% | 100% | $181,666 | |
Mutual of Omaha Mortgage
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FHA, VA | 3 | 0.2% | 60% | $198,333 | |
American Financial Resources LLC
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Conventional, VA | 2 | 0.2% | 100% | $235,000 | |
Royal United Mortgage LLC
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Conventional, VA | 2 | 0.2% | 66.7% | $145,000 | |
Primelending
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VA | 2 | 0.2% | 100% | $420,000 | |
Newrez LLC
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Conventional, VA | 2 | 0.2% | 33.3% | $240,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.2% | 66.7% | $360,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 2 | 0.2% | 66.7% | $235,000 | View |
PHH Mortgage Corporation
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Conventional, FHA | 2 | 0.2% | 100% | $105,000 | |
AmWest Funding Corp
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Conventional | 2 | 0.2% | 100% | $230,000 | |
Discover Bank
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Conventional | 2 | 0.2% | 28.6% | $55,000 | |
Weichert Financial Services
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FHA, VA | 2 | 0.2% | 100% | $420,000 | |
Atlantic Bay Mortgage Group
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USDA | 2 | 0.2% | 100% | $180,000 | |
Pike Creek Mortgage Services, Inc.
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FHA | 2 | 0.2% | 100% | $200,000 | |
Paramount Residential Mortgage
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FHA, VA | 2 | 0.2% | 100% | $310,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, VA | 2 | 0.2% | 100% | $340,000 | View |
Village Capital & Investment
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VA | 2 | 0.2% | 62.5% | $305,000 | |
Polaris Home Funding Corp.
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VA | 1 | 0.1% | 100% | $225,000 | |
EMM Loans LLC
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Conventional | 1 | 0.1% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
VA | 1 | 0.1% | 100% | $345,000 | View |
Equity Resources Inc
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Conventional | 1 | 0.1% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.1% | 100% | $445,000 | View |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.1% | 100% | $155,000 | |
Greenstate Credit Union
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VA | 1 | 0.1% | 100% | $545,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.1% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.1% | 100% | $285,000 | View |
United Trust Bank
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FHA | 1 | 0.1% | 100% | $165,000 | |
Guild Mortgage Company
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FHA | 1 | 0.1% | 100% | $165,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.1% | 25% | $405,000 | |
American Financial Network, Inc.
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VA | 1 | 0.1% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 3.76% |
Conventional | 1 | 0.1% | 100% | $115,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.1% | 50% | $235,000 | |
Ross Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $155,000 | |
Click n' Close, Inc.
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USDA | 1 | 0.1% | 100% | $275,000 | |
ClearPath Lending
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VA | 1 | 0.1% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
VA | 1 | 0.1% | 100% | $355,000 | View |
myCUmortgage
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Conventional | 1 | 0.1% | 50% | $295,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.1% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
Nfm, Inc
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Conventional | 1 | 0.1% | 100% | $215,000 | |
Transportation Federal Credit Union
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Conventional | 1 | 0.1% | 50% | $105,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Provident Funding Associates
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Conventional | 1 | 0.1% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.1% | 100% | $315,000 | View |
Nations Lending Corporation
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FHA | 1 | 0.1% | 100% | $165,000 | |
T2 Financial LLC
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USDA | 1 | 0.1% | 100% | $215,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.1% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.1% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 2.15% |
FHA | 1 | 0.1% | 100% | $285,000 | View |
Better Mortgage Corporation
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FHA | 1 | 0.1% | 50% | $305,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.1% | 100% | $205,000 | |
Endeavor Capital, LLC
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Conventional | 1 | 0.1% | 50% | $175,000 | |
Nations Direct Mortgage, LLC
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VA | 1 | 0.1% | 100% | $285,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
Florida Capital Bank, N.A
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Conventional | 1 | 0.1% | 100% | $225,000 | |
United Nations Federal CU
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Conventional | 1 | 0.1% | 100% | $365,000 | |
21St Mortgage
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Conventional | 1 | 0.1% | 33.3% | $175,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
VA | 1 | 0.1% | 100% | $665,000 | View |
Texana Bank
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Conventional | 1 | 0.1% | 100% | $165,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.1% | 50% | $355,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.1% | 100% | $285,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Elizabethtown Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Elizabethtown, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Elizabethtown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Elizabethtown in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Elizabethtown, KY
Use these to narrow the list above. Each category shows how many Elizabethtown, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Elizabethtown, KY
Independent mortgage companies closed 57.6 percent of home loans in Elizabethtown, Kentucky in 2025, banks 32.6 percent and credit unions 9.8 percent. Stockton Mortgage Corporation was the largest mortgage company, West Point Bank the largest bank and Abound Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, West Point Bank led with 100 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Elizabethtown, KY
By home loans closed in 2025, West Point Bank was the largest mortgage lender in Elizabethtown, Kentucky with 100 loans, about 8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Elizabethtown, Kentucky, South Central Bank Inc approved the highest share of completed applications in 2025 at 95.2 percent, against a 84.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
55 lenders closed FHA loans in Elizabethtown, Kentucky in 2025, led by United Wholesale Mortgage with 36. 67 lenders closed VA loans, led by United Wholesale Mortgage, and 10 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 49 banks and 14 credit unions closed home loans in Elizabethtown, Kentucky in 2025, alongside 78 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Elizabethtown, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Elizabethtown, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Elizabethtown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
