Bardstown, Kentucky mortgage lenders include Town & Country Bank and Trust Co.Town & Country Bank and Trust Co.237 Nelson Plaza, Bardstown, KY 40004, The Lincoln National Bank of HodgenvilleThe Lincoln National Bank of Hodgenville500 Lincoln Way, Bardstown, KY 40004A+5.0 ★Texas Ratio: 2.54%, Wilson & Muir Bank & Trust CompanyWilson & Muir Bank & Trust Company101 Padgett St, Bardstown, KY 40004A+4.9 ★Texas Ratio: 2.62%, PNC Bank N.A.PNC Bank N.A.105 W John Rowan Blvd, Bardstown, KY 40004A+5.0 ★Texas Ratio: 4.24%, Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company111 Chaplin Rd, Bloomfield, KY 40008A+5.0 ★Texas Ratio: 1.99%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.401 E John Rowan Blvd, Bardstown, KY 40004A+5.0 ★Texas Ratio: 3.87%, Abound Federal Credit UnionAbound Federal Credit Union100 Kelly Dr, Bardstown, KY 40004A+5.0 ★Texas Ratio: 3.44%, Magnolia BankMagnolia Bank651 W Dixie Ave, Elizabethtown, KY 42701A-5.0 ★Texas Ratio: 14.97%, L&N Federal Credit UnionL&N Federal Credit Union1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731A+5.0 ★Texas Ratio: 1.91%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association6801 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bardstown, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bardstown are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Bardstown, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
Town & Country Bank and Trust Co.
237 Nelson Plaza, Bardstown, KY 40004 |
Conventional | 53 | 6.6% | 96.6% | $170,094 | |
|
2 offices in Bardstown 500 Lincoln Way, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 2.54% |
Conventional, Jumbo | 46 | 5.7% | 98% | $224,565 | View |
|
2 offices in Bardstown 101 Padgett St, Bardstown, KY 40004 A+4.9 ★Texas Ratio: 2.62% |
Conventional, FHA, Jumbo | 45 | 5.6% | 97.8% | $228,777 | View |
|
★ 1.7 stars, 3 reviews 1 office in Bardstown 105 W John Rowan Blvd, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 4.24% |
Conventional, VA, HELOC | 11 +39 HELOCs |
1.4% | 84.6% | $255,909 | View |
|
1 office in Bardstown 111 Chaplin Rd, Bloomfield, KY 40008 A+5.0 ★Texas Ratio: 1.99% |
Conventional, FHA, USDA, HELOC | 9 +3 HELOCs |
1.1% | 69.2% | $155,000 | View |
|
1 office in Bardstown 401 E John Rowan Blvd, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 3.87% |
Conventional, FHA, USDA, HELOC | 8 +10 HELOCs |
1% | 100% | $213,750 | View |
|
100 Kelly Dr, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 3.44% |
Conventional, HELOC | 36 +42 HELOCs |
4.4% | 87.8% | $265,000 | View |
|
651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, VA, USDA | 20 | 2.5% | 100% | $254,000 | View |
|
1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
Conventional, HELOC | 7 +17 HELOCs |
0.9% | 100% | $302,142 | View |
|
6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
Conventional, USDA, HELOC | 7 +3 HELOCs |
0.9% | 77.8% | $113,571 | View |
|
924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA, HELOC | 7 +1 HELOCs |
0.9% | 87.5% | $210,714 | View |
|
3505 Louisville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.83% |
Conventional, FHA, HELOC | 6 +3 HELOCs |
0.7% | 77.8% | $213,333 | View |
|
6424 Ky Route 1428, Allen, KY 41601 A+5.0 ★Texas Ratio: 3.53% |
Conventional, HELOC | 6 +1 HELOCs |
0.7% | 100% | $288,333 | View |
|
7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 5 +5 HELOCs |
0.6% | 71.4% | $241,000 | View |
|
1805 Campbell Lane, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 1.93% |
Conventional, VA, HELOC | 4 +2 HELOCs |
0.5% | 100% | $395,000 | View |
|
520 W New Circle Rd, Lexington, KY 40511 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 4 | 0.5% | 100% | $352,500 | View |
|
502 W Dixie Ave, Elizabethtown, KY 42701 A5.0 ★Texas Ratio: 9.97% |
Conventional | 4 | 0.5% | 80% | $230,000 | View |
|
119 Fairfield Ave, Bellevue, KY 41073 A+5.0 ★Texas Ratio: 2.91% |
Conventional, FHA, HELOC | 3 +2 HELOCs |
0.4% | 100% | $148,333 | View |
|
140 S Poplar St, Lebanon Junction, KY 40150 A+5.0 ★Texas Ratio: 3.57% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.4% | 100% | $291,666 | View |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
Conventional, HELOC | 2 +4 HELOCs |
0.2% | 100% | $50,000 | |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 66.7% | $120,000 | |
Class Act Federal Credit Union
3620 Fern Valley Rd, Louisville, KY 40219 1917 |
Conventional | 2 | 0.2% | 100% | $70,000 | |
|
5511 Taylorsville Rd, Fisherville, KY 40023 A5.0 ★Texas Ratio: 8.67% |
Conventional | 2 | 0.2% | 66.7% | $240,000 | View |
|
1140 Us 127 South, Frankfort, KY 40601 A+5.0 ★Texas Ratio: 2.69% |
Conventional, FHA | 2 | 0.2% | 100% | $240,000 | View |
|
2252 Burlington Pike, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
|
9600 Ormsby Station Rd, Louisville, KY 40223 4008 A+5.0 ★Texas Ratio: 1.45% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
|
7550 Mall Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.35% |
Conventional | 1 | 0.1% | 100% | $425,000 | View |
|
302 Bypass Rd, Brandenburg, KY 40108 A+5.0 ★Texas Ratio: 2.60% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
|
131 Gold Vault Rd, Fort Knox, KY 40121 A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.1% | 100% | $225,000 | View |
|
101 Brentwood Dr, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.26% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
|
Limaburg Road And Jones Circle, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.1% | 100% | $485,000 | View |
|
415 Oakbrooke Dr, Mount Washington, KY 40047 A5.0 ★Texas Ratio: 10.59% |
Conventional | 1 | 0.1% | 100% | $95,000 | View |
|
★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
301 S 2nd St, Central City, KY 42330 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Stockton Mortgage Corporation
|
Conventional, FHA, USDA | 14 | 1.7% | 77.8% | $226,428 | |
Park Community Credit Union
|
Conventional, HELOC | 2 +6 HELOCs |
0.2% | 100% | $145,000 | |
Farm Credit Mid-America, Aca
|
Conventional | 2 | 0.2% | 66.7% | $205,000 | |
University of Ky FCU
|
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 33.3% | $25,000 | |
Field & Main Bank
|
Conventional | 1 | 0.1% | 100% | $205,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 84 | 10.4% | 88.1% | $216,190 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA, HELOC | 59 +1 HELOCs |
7.3% | 92.5% | $272,288 | |
Mortgage Research Center
|
VA | 21 | 2.6% | 88% | $295,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 20 | 2.5% | 84% | $243,500 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, VA, HELOC | 19 +1 HELOCs |
2.3% | 95% | $204,473 | View |
Pennymac Loan Services LLC
|
Conventional, FHA | 18 | 2.2% | 81.8% | $136,666 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA, USDA | 18 | 2.2% | 85.7% | $249,444 | |
Fairway Independent Mort Corp
|
Conventional, FHA, USDA | 18 | 2.2% | 100% | $245,000 | |
Success Mortgage Partners, Inc
|
Conventional, FHA | 12 | 1.5% | 100% | $177,500 | |
New American Funding, LLC.
|
Conventional, FHA, USDA | 11 | 1.4% | 100% | $194,090 | |
Kind Lending, LLC
|
Conventional, FHA, VA, USDA | 10 | 1.2% | 83.3% | $331,000 | |
Interlinc Mortgage Services, LLC
|
Conventional, FHA, USDA | 9 | 1.1% | 100% | $271,666 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 9 | 1.1% | 81.8% | $279,444 | |
Amerisave Mortgage Company
|
Conventional, FHA | 8 | 1% | 44.4% | $100,000 | |
Paramount Residential Mortgage
|
Conventional, VA, USDA | 8 | 1% | 100% | $251,250 | |
Ark-La-Tex Financial Services LLC
|
Conventional, USDA | 8 | 1% | 100% | $216,250 | |
Everett Financial, Inc.
|
Conventional, FHA | 7 | 0.9% | 100% | $110,714 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 7 | 0.9% | 100% | $223,571 | |
Bay Equity LLC
|
Conventional, FHA | 7 | 0.9% | 100% | $189,285 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA, USDA | 6 | 0.7% | 100% | $201,666 | |
Equity Prime Mortgage LLC
|
FHA, VA, USDA | 5 | 0.6% | 83.3% | $243,000 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 5 | 0.6% | 83.3% | $153,000 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA, VA | 5 | 0.6% | 100% | $239,000 | |
Movement Mortgage, LLC
|
Conventional | 4 | 0.5% | 100% | $312,500 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 4 | 0.5% | 57.1% | $335,000 | View |
Nationstar Mortgage
|
Conventional | 4 | 0.5% | 50% | $135,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 4 | 0.5% | 66.7% | $162,500 | |
Ruoff Mortgage Company
|
Conventional, FHA | 3 | 0.4% | 100% | $235,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 3 | 0.4% | 57.1% | $228,333 | |
The Mortgage Warehouse, LLC
|
Conventional, FHA | 3 | 0.4% | 100% | $345,000 | |
First Alliance Home Mortgage, LLC
|
Conventional, FHA | 3 | 0.4% | 100% | $198,333 | |
Planet Home Lending, LLC
|
Conventional, VA | 3 | 0.4% | 100% | $135,000 | |
Provident Funding Associates
|
Conventional | 3 | 0.4% | 100% | $268,333 | |
The Loan Store, Inc
|
FHA, USDA | 3 | 0.4% | 100% | $298,333 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 3 | 0.4% | 100% | $258,333 | View |
Spring Eq, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 66.7% | $140,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional | 2 | 0.2% | 100% | $455,000 | View |
American Financial Resources LLC
|
Conventional, FHA | 2 | 0.2% | 100% | $255,000 | |
Sage Home Loans Corporation
|
Conventional | 2 | 0.2% | 100% | $280,000 | |
PHH Mortgage Corporation
|
Conventional, FHA | 2 | 0.2% | 100% | $145,000 | |
AdvantageFirst Lending Inc
|
FHA | 2 | 0.2% | 100% | $290,000 | |
Cmg Mortgage Inc
|
Conventional, FHA | 2 | 0.2% | 100% | $355,000 | |
Click n' Close, Inc.
|
USDA | 2 | 0.2% | 100% | $250,000 | |
ClearPath Lending
|
VA | 2 | 0.2% | 100% | $290,000 | |
Securitynational Mortgage Company
|
Conventional, FHA | 2 | 0.2% | 100% | $115,000 | |
Nfm, Inc
|
Conventional, FHA | 2 | 0.2% | 100% | $175,000 | |
New Day Financial, LLC.
|
VA | 2 | 0.2% | 40% | $235,000 | |
Better Mortgage Corporation
|
Conventional | 2 | 0.2% | 50% | $130,000 | |
Pike Creek Mortgage Services, Inc.
|
Conventional, VA | 2 | 0.2% | 100% | $205,000 | |
Lower, LLC
|
FHA, VA | 2 | 0.2% | 40% | $270,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
FHA | 2 | 0.2% | 100% | $320,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 0.2% | 21.4% | $80,000 | |
Texana Bank
|
FHA, VA | 2 | 0.2% | 100% | $295,000 | |
HomeBridge Financial Services, Inc
|
VA, HELOC | 1 +1 HELOCs |
0.1% | 50% | $285,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.1% | 100% | $185,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
|
Conventional | 1 | 0.1% | 100% | $335,000 | |
Guaranteed Rate, Inc.
|
FHA | 1 | 0.1% | 100% | $215,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $125,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.1% | 100% | $485,000 | View |
Servion
|
Conventional | 1 | 0.1% | 100% | $195,000 | |
Newrez LLC
|
Conventional | 1 | 0.1% | 14.3% | $55,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.1% | 100% | $275,000 | |
|
A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.1% | 100% | $465,000 | View |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
Usalliance Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $65,000 | |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $225,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.1% | 100% | $165,000 | View |
Sun West Mortgage Company, Inc
|
USDA | 1 | 0.1% | 100% | $215,000 | |
Schumacher Mortgage LLC
|
FHA | 1 | 0.1% | 100% | $485,000 | |
American Financing Corporation
|
Conventional | 1 | 0.1% | 50% | $85,000 | |
myCUmortgage
|
Conventional | 1 | 0.1% | 100% | $105,000 | |
American Heritage Lending, LLC
|
Conventional | 1 | 0.1% | 100% | $205,000 | |
Atlantic Bay Mortgage Group
|
USDA | 1 | 0.1% | 100% | $225,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $175,000 | |
T2 Financial LLC
|
Conventional | 1 | 0.1% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.1% | 33.3% | $125,000 | View |
|
A5.0 ★Texas Ratio: 8.70% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
Tjc Mortgage Inc
|
USDA | 1 | 0.1% | 100% | $225,000 | |
|
A5.0 ★Texas Ratio: 10.43% |
VA | 1 | 0.1% | 100% | $315,000 | View |
Zillow Home Loans, LLC
|
FHA | 1 | 0.1% | 100% | $195,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.1% | 33.3% | $125,000 | |
|
A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.1% | 100% | $465,000 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.1% | 100% | $415,000 | View |
Mortgage Investors Group
|
Conventional | 1 | 0.1% | 100% | $305,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
21St Mortgage
|
Conventional | 1 | 0.1% | 33.3% | $65,000 | |
Goprime Mortgage, Inc.
|
FHA | 1 | 0.1% | 100% | $265,000 | |
Top Flite Financial, Inc.
|
VA | 1 | 0.1% | 100% | $305,000 | |
Village Capital & Investment
|
VA | 1 | 0.1% | 66.7% | $375,000 | |
JMAC Lending, Inc.
|
USDA | 1 | 0.1% | 100% | $245,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a |
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Bardstown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bardstown in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Bardstown, KY lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 55.6 percent of home loans in Bardstown, Kentucky in 2025, banks 36.2 percent and credit unions 8.2 percent. Stockton Mortgage Corporation was the largest mortgage company, Town & Country Bank and Trust Co. the largest bank and Abound Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Town & Country Bank and Trust Co. led with 53 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
By home loans closed in 2025, Town & Country Bank and Trust Co. was the largest mortgage lender in Bardstown, Kentucky with 53 loans, about 6.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Bardstown, Kentucky, Town & Country Bank and Trust Co. approved the highest share of completed applications in 2025 at 96.6 percent, against a 86.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
51 lenders closed FHA loans in Bardstown, Kentucky in 2025, led by United Wholesale Mortgage with 23. 31 lenders closed VA loans, led by Mortgage Research Center, and 21 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 46 banks and 12 credit unions closed home loans in Bardstown, Kentucky in 2025, alongside 75 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bardstown, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bardstown, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bardstown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.