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Mortgage Lenders and Brokers in Bardstown, Kentucky

Bardstown, Kentucky mortgage lenders include Town & Country Bank and Trust Co.Town & Country Bank and Trust Co.237 Nelson Plaza, Bardstown, KY 40004, The Lincoln National Bank of HodgenvilleThe Lincoln National Bank of Hodgenville500 Lincoln Way, Bardstown, KY 40004A+5.0 ★Texas Ratio: 2.54%, Wilson & Muir Bank & Trust CompanyWilson & Muir Bank & Trust Company101 Padgett St, Bardstown, KY 40004A+4.9 ★Texas Ratio: 2.62%, PNC Bank N.A.PNC Bank N.A.105 W John Rowan Blvd, Bardstown, KY 40004A+5.0 ★Texas Ratio: 4.24%, Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company111 Chaplin Rd, Bloomfield, KY 40008A+5.0 ★Texas Ratio: 1.99%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.401 E John Rowan Blvd, Bardstown, KY 40004A+5.0 ★Texas Ratio: 3.87%, Abound Federal Credit UnionAbound Federal Credit Union100 Kelly Dr, Bardstown, KY 40004A+5.0 ★Texas Ratio: 3.44%, Magnolia BankMagnolia Bank651 W Dixie Ave, Elizabethtown, KY 42701A-5.0 ★Texas Ratio: 14.97%, L&N Federal Credit UnionL&N Federal Credit Union1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731A+5.0 ★Texas Ratio: 1.91%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association6801 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Bardstown, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bardstown are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Bardstown, Kentucky

Market share is the lender's share of all home loans closed in Bardstown, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
Town & Country Bank and Trust Co.
237 Nelson Plaza, Bardstown, KY 40004
Conventional 53 6.6% 96.6% $170,094
2 offices in Bardstown
500 Lincoln Way, Bardstown, KY 40004
A+5.0 ★Texas Ratio: 2.54%
Conventional, Jumbo 46 5.7% 98% $224,565 View
2 offices in Bardstown
101 Padgett St, Bardstown, KY 40004
A+4.9 ★Texas Ratio: 2.62%
Conventional, FHA, Jumbo 45 5.6% 97.8% $228,777 View
★ 1.7 stars, 3 reviews
1 office in Bardstown
105 W John Rowan Blvd, Bardstown, KY 40004
A+5.0 ★Texas Ratio: 4.24%
Conventional, VA, HELOC 11
+39 HELOCs
1.4% 84.6% $255,909 View
1 office in Bardstown
111 Chaplin Rd, Bloomfield, KY 40008
A+5.0 ★Texas Ratio: 1.99%
Conventional, FHA, USDA, HELOC 9
+3 HELOCs
1.1% 69.2% $155,000 View
1 office in Bardstown
401 E John Rowan Blvd, Bardstown, KY 40004
A+5.0 ★Texas Ratio: 3.87%
Conventional, FHA, USDA, HELOC 8
+10 HELOCs
1% 100% $213,750 View
100 Kelly Dr, Bardstown, KY 40004
A+5.0 ★Texas Ratio: 3.44%
Conventional, HELOC 36
+42 HELOCs
4.4% 87.8% $265,000 View
651 W Dixie Ave, Elizabethtown, KY 42701
A-5.0 ★Texas Ratio: 14.97%
Conventional, FHA, VA, USDA 20 2.5% 100% $254,000 View
1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731
A+5.0 ★Texas Ratio: 1.91%
Conventional, HELOC 7
+17 HELOCs
0.9% 100% $302,142 View
6801 Alexandria Pike, Alexandria, KY 41001
A+5.0 ★Texas Ratio: 3.22%
Conventional, USDA, HELOC 7
+3 HELOCs
0.9% 77.8% $113,571 View
924 Broadway Ave, Bowling Green, KY 42101
A+5.0 ★Texas Ratio: 3.68%
Conventional, VA, HELOC 7
+1 HELOCs
0.9% 87.5% $210,714 View
3505 Louisville Rd, Bowling Green, KY 42101
A+5.0 ★Texas Ratio: 2.83%
Conventional, FHA, HELOC 6
+3 HELOCs
0.7% 77.8% $213,333 View
6424 Ky Route 1428, Allen, KY 41601
A+5.0 ★Texas Ratio: 3.53%
Conventional, HELOC 6
+1 HELOCs
0.7% 100% $288,333 View
7630 Alexandria Pike, Alexandria, KY 41001
A+5.0 ★Texas Ratio: 2.85%
Conventional, FHA, HELOC 5
+5 HELOCs
0.6% 71.4% $241,000 View
1805 Campbell Lane, Bowling Green, KY 42104
A+5.0 ★Texas Ratio: 1.93%
Conventional, VA, HELOC 4
+2 HELOCs
0.5% 100% $395,000 View
520 W New Circle Rd, Lexington, KY 40511
A+5.0 ★Texas Ratio: 4.14%
Conventional 4 0.5% 100% $352,500 View
502 W Dixie Ave, Elizabethtown, KY 42701
A5.0 ★Texas Ratio: 9.97%
Conventional 4 0.5% 80% $230,000 View
119 Fairfield Ave, Bellevue, KY 41073
A+5.0 ★Texas Ratio: 2.91%
Conventional, FHA, HELOC 3
+2 HELOCs
0.4% 100% $148,333 View
140 S Poplar St, Lebanon Junction, KY 40150
A+5.0 ★Texas Ratio: 3.57%
Conventional, FHA, HELOC 3
+1 HELOCs
0.4% 100% $291,666 View
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601
Conventional, HELOC 2
+4 HELOCs
0.2% 100% $50,000
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103
Conventional, HELOC 2
+1 HELOCs
0.2% 66.7% $120,000
Class Act Federal Credit Union
3620 Fern Valley Rd, Louisville, KY 40219 1917
Conventional 2 0.2% 100% $70,000
5511 Taylorsville Rd, Fisherville, KY 40023
A5.0 ★Texas Ratio: 8.67%
Conventional 2 0.2% 66.7% $240,000 View
1140 Us 127 South, Frankfort, KY 40601
A+5.0 ★Texas Ratio: 2.69%
Conventional, FHA 2 0.2% 100% $240,000 View
2252 Burlington Pike, Burlington, KY 41005
A+5.0 ★Texas Ratio: 3.66%
Conventional 1 0.1% 100% $255,000 View
9600 Ormsby Station Rd, Louisville, KY 40223 4008
A+5.0 ★Texas Ratio: 1.45%
Conventional 1 0.1% 100% $185,000 View
7550 Mall Rd, Florence, KY 41042
A+5.0 ★Texas Ratio: 1.35%
Conventional 1 0.1% 100% $425,000 View
302 Bypass Rd, Brandenburg, KY 40108
A+5.0 ★Texas Ratio: 2.60%
Conventional 1 0.1% 100% $175,000 View
131 Gold Vault Rd, Fort Knox, KY 40121
A+5.0 ★Texas Ratio: 4.81%
VA 1 0.1% 100% $225,000 View
101 Brentwood Dr, Berea, KY 40403
A+5.0 ★Texas Ratio: 1.26%
Conventional 1 0.1% 100% $205,000 View
Limaburg Road And Jones Circle, Burlington, KY 41005
A+5.0 ★Texas Ratio: 3.21%
Conventional 1 0.1% 100% $485,000 View
415 Oakbrooke Dr, Mount Washington, KY 40047
A5.0 ★Texas Ratio: 10.59%
Conventional 1 0.1% 100% $95,000 View
★ 1 stars, 1 review
2750 Nashville Rd, Bowling Green, KY 42101
A+5.0 ★Texas Ratio: 2.87%
HELOC 0
+2 HELOCs
0% 0% View
301 S 2nd St, Central City, KY 42330
A+5.0 ★Texas Ratio: 4.98%
HELOC 0
+1 HELOCs
0% n/a View
Stockton Mortgage Corporation
Conventional, FHA, USDA 14 1.7% 77.8% $226,428
Park Community Credit Union
Conventional, HELOC 2
+6 HELOCs
0.2% 100% $145,000
Farm Credit Mid-America, Aca
Conventional 2 0.2% 66.7% $205,000
University of Ky FCU
Conventional, HELOC 1
+2 HELOCs
0.1% 33.3% $25,000
Field & Main Bank
Conventional 1 0.1% 100% $205,000
Rocket Mortgage
Conventional, FHA, VA 84 10.4% 88.1% $216,190
United Wholesale Mortgage
Conventional, FHA, VA, USDA, HELOC 59
+1 HELOCs
7.3% 92.5% $272,288
Mortgage Research Center
VA 21 2.6% 88% $295,000
Freedom Mortgage Corporation
Conventional, FHA, VA 20 2.5% 84% $243,500
A5.0 ★Texas Ratio: 8.47%
Conventional, FHA, VA, HELOC 19
+1 HELOCs
2.3% 95% $204,473 View
Pennymac Loan Services LLC
Conventional, FHA 18 2.2% 81.8% $136,666
Union Home Mortgage Corp.
Conventional, FHA, VA, USDA 18 2.2% 85.7% $249,444
Fairway Independent Mort Corp
Conventional, FHA, USDA 18 2.2% 100% $245,000
Success Mortgage Partners, Inc
Conventional, FHA 12 1.5% 100% $177,500
New American Funding, LLC.
Conventional, FHA, USDA 11 1.4% 100% $194,090
Kind Lending, LLC
Conventional, FHA, VA, USDA 10 1.2% 83.3% $331,000
Interlinc Mortgage Services, LLC
Conventional, FHA, USDA 9 1.1% 100% $271,666
A5.0 ★Texas Ratio: 8.14%
Conventional, VA 9 1.1% 81.8% $279,444
Amerisave Mortgage Company
Conventional, FHA 8 1% 44.4% $100,000
Paramount Residential Mortgage
Conventional, VA, USDA 8 1% 100% $251,250
Ark-La-Tex Financial Services LLC
Conventional, USDA 8 1% 100% $216,250
Everett Financial, Inc.
Conventional, FHA 7 0.9% 100% $110,714
CrossCountry Mortgage, LLC
Conventional, FHA, VA 7 0.9% 100% $223,571
Bay Equity LLC
Conventional, FHA 7 0.9% 100% $189,285
Prosperity Home Mortgage, LLC
Conventional, FHA, VA, USDA 6 0.7% 100% $201,666
Equity Prime Mortgage LLC
FHA, VA, USDA 5 0.6% 83.3% $243,000
loanDepot.com LLC
Conventional, FHA, VA 5 0.6% 83.3% $153,000
Plaza Home Mortgage, Inc
Conventional, FHA, VA 5 0.6% 100% $239,000
Movement Mortgage, LLC
Conventional 4 0.5% 100% $312,500
B-3.5 ★Texas Ratio: 6.80%
Conventional, VA 4 0.5% 57.1% $335,000 View
Nationstar Mortgage
Conventional 4 0.5% 50% $135,000
Carrington Mortgage Services LLC
Conventional, FHA 4 0.5% 66.7% $162,500
Ruoff Mortgage Company
Conventional, FHA 3 0.4% 100% $235,000
Lakeview Loan Servicing, LLC
Conventional 3 0.4% 57.1% $228,333
The Mortgage Warehouse, LLC
Conventional, FHA 3 0.4% 100% $345,000
First Alliance Home Mortgage, LLC
Conventional, FHA 3 0.4% 100% $198,333
Planet Home Lending, LLC
Conventional, VA 3 0.4% 100% $135,000
Provident Funding Associates
Conventional 3 0.4% 100% $268,333
The Loan Store, Inc
FHA, USDA 3 0.4% 100% $298,333
A+5.0 ★Texas Ratio: 0.51%
Conventional, FHA 3 0.4% 100% $258,333 View
Spring Eq, LLC
Conventional, HELOC 2
+1 HELOCs
0.2% 66.7% $140,000
A+5.0 ★Texas Ratio: 3.22%
Conventional 2 0.2% 100% $455,000 View
American Financial Resources LLC
Conventional, FHA 2 0.2% 100% $255,000
Sage Home Loans Corporation
Conventional 2 0.2% 100% $280,000
PHH Mortgage Corporation
Conventional, FHA 2 0.2% 100% $145,000
AdvantageFirst Lending Inc
FHA 2 0.2% 100% $290,000
Cmg Mortgage Inc
Conventional, FHA 2 0.2% 100% $355,000
Click n' Close, Inc.
USDA 2 0.2% 100% $250,000
ClearPath Lending
VA 2 0.2% 100% $290,000
Securitynational Mortgage Company
Conventional, FHA 2 0.2% 100% $115,000
Nfm, Inc
Conventional, FHA 2 0.2% 100% $175,000
New Day Financial, LLC.
VA 2 0.2% 40% $235,000
Better Mortgage Corporation
Conventional 2 0.2% 50% $130,000
Pike Creek Mortgage Services, Inc.
Conventional, VA 2 0.2% 100% $205,000
Lower, LLC
FHA, VA 2 0.2% 40% $270,000
A+5.0 ★Texas Ratio: 2.14%
FHA 2 0.2% 100% $320,000 View
Vanderbilt Mortgage and Finance, Inc
Conventional 2 0.2% 21.4% $80,000
Texana Bank
FHA, VA 2 0.2% 100% $295,000
HomeBridge Financial Services, Inc
VA, HELOC 1
+1 HELOCs
0.1% 50% $285,000
A+5.0 ★Texas Ratio: 4.11%
FHA 1 0.1% 100% $185,000 View
Consumer Real Estate Finance Co DBA Society Mortgage
Conventional 1 0.1% 100% $335,000
Guaranteed Rate, Inc.
FHA 1 0.1% 100% $215,000
Royal United Mortgage LLC
Conventional 1 0.1% 100% $125,000
A5.0 ★Texas Ratio: 11.06%
VA 1 0.1% 100% $485,000 View
Servion
Conventional 1 0.1% 100% $195,000
Newrez LLC
Conventional 1 0.1% 14.3% $55,000
AmeriHome Mortgage Company, LLC
FHA 1 0.1% 100% $275,000
A+5.0 ★Texas Ratio: 2.38%
Conventional 1 0.1% 100% $465,000 View
B+4.8 ★Texas Ratio: 17.16%
Conventional 1 0.1% 100% $305,000 View
Usalliance Federal Credit Union
Conventional 1 0.1% 100% $65,000
Deephaven Mortgage LLC
Conventional 1 0.1% 100% $225,000
A+5.0 ★Texas Ratio: 3.21%
FHA 1 0.1% 100% $165,000 View
Sun West Mortgage Company, Inc
USDA 1 0.1% 100% $215,000
Schumacher Mortgage LLC
FHA 1 0.1% 100% $485,000
American Financing Corporation
Conventional 1 0.1% 50% $85,000
myCUmortgage
Conventional 1 0.1% 100% $105,000
American Heritage Lending, LLC
Conventional 1 0.1% 100% $205,000
Atlantic Bay Mortgage Group
USDA 1 0.1% 100% $225,000
Churchill Mortgage Corporation
Conventional 1 0.1% 100% $175,000
T2 Financial LLC
Conventional 1 0.1% 100% $215,000
A+5.0 ★Texas Ratio: 5.36%
Conventional 1 0.1% 33.3% $125,000 View
A5.0 ★Texas Ratio: 8.70%
Conventional 1 0.1% 100% $225,000 View
Tjc Mortgage Inc
USDA 1 0.1% 100% $225,000
A5.0 ★Texas Ratio: 10.43%
VA 1 0.1% 100% $315,000 View
Zillow Home Loans, LLC
FHA 1 0.1% 100% $195,000
Mutual of Omaha Mortgage
Conventional 1 0.1% 33.3% $125,000
A+5.0 ★Texas Ratio: 4.12%
Conventional 1 0.1% 100% $465,000 View
A4.8 ★Texas Ratio: 2.45%
Conventional 1 0.1% 100% $415,000 View
Mortgage Investors Group
Conventional 1 0.1% 100% $305,000
B+4.8 ★Texas Ratio: 16.98%
Conventional 1 0.1% 100% $145,000 View
21St Mortgage
Conventional 1 0.1% 33.3% $65,000
Goprime Mortgage, Inc.
FHA 1 0.1% 100% $265,000
Top Flite Financial, Inc.
VA 1 0.1% 100% $305,000
Village Capital & Investment
VA 1 0.1% 66.7% $375,000
JMAC Lending, Inc.
USDA 1 0.1% 100% $245,000
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+7 HELOCs
0% n/a View
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+4 HELOCs
0% n/a View
Figure Lending LLC
HELOC 0
+2 HELOCs
0% n/a
Lendage, LLC dba Achieve Loans
HELOC 0
+2 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Bardstown, Kentucky

Looking for mortgage lenders near me or mortgage brokers near me in Bardstown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bardstown in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Bardstown, KY

Use these to narrow the list above. Each category shows how many Bardstown, KY lenders fit and what that kind of lender is usually best for.

Who Lends in Bardstown, KY

Independent mortgage companies closed 55.6 percent of home loans in Bardstown, Kentucky in 2025, banks 36.2 percent and credit unions 8.2 percent. Stockton Mortgage Corporation was the largest mortgage company, Town & Country Bank and Trust Co. the largest bank and Abound Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Town & Country Bank and Trust Co. led with 53 loans.

55.6%
Mortgage companies
36.2%
Banks
8.2%
Credit unions
19%
FHA loans
11%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.

More Kentucky Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Bardstown, KY

Who is the largest mortgage lender in Bardstown, KY?

By home loans closed in 2025, Town & Country Bank and Trust Co. was the largest mortgage lender in Bardstown, Kentucky with 53 loans, about 6.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Bardstown, KY have the highest approval rates?

Among lenders with meaningful volume in Bardstown, Kentucky, Town & Country Bank and Trust Co. approved the highest share of completed applications in 2025 at 96.6 percent, against a 86.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Bardstown, KY mortgage lenders offer FHA, VA and USDA loans?

51 lenders closed FHA loans in Bardstown, Kentucky in 2025, led by United Wholesale Mortgage with 23. 31 lenders closed VA loans, led by Mortgage Research Center, and 21 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Bardstown, KY lender list?

Yes. 46 banks and 12 credit unions closed home loans in Bardstown, Kentucky in 2025, alongside 75 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Bardstown, KY ranked on this page?

Lenders are ranked only by the number of home loans they closed in Bardstown, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bardstown, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bardstown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.