Florence, Kentucky mortgage lenders include US Bank, N.A.US Bank, N.A.7685 Mall Rd, Florence, KY 41042A+5.0 ★Texas Ratio: 2.85%, Fifth Third Bank, National AssociationFifth Third Bank, National Association8100 Burlington Pike, Florence, KY 41042A+5.0 ★Texas Ratio: 3.22%, Guardian Savings BankGuardian Savings Bank7550 Mall Rd, Florence, KY 41042A+5.0 ★Texas Ratio: 1.35%, Huntington National BankHuntington National Bank8723 Us Highway 42, Florence, KY 41042A+5.0 ★Texas Ratio: 3.66%, Heritage Bank, INCHeritage Bank, INC7434 Us Highway 42, Florence, KY 41042A+5.0 ★Texas Ratio: 4.11%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4899 Houston Rd, Florence, KY 41042A+5.0 ★Texas Ratio: 3.68%, German American BankGerman American Bank8735 Us 42, Florence, KY 41042A+5.0 ★Texas Ratio: 1.93%, Truist BankTruist Bank1065 Burlington Pike, Florence, KY 41042A+5.0 ★Texas Ratio: 2.87%, PNC Bank N.A.PNC Bank N.A.8810 Us Highway 42, Florence, KY 41042A+5.0 ★Texas Ratio: 4.24%, and First National Bank of KentuckyFirst National Bank of Kentucky8545 Us Highway 42, Florence, KY 41042A+5.0 ★Texas Ratio: 5.94%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Florence, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Florence are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Florence, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in Florence 7685 Mall Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, HELOC | 37 +21 HELOCs |
3.7% | 86% | $164,729 | View |
|
2 offices in Florence 8100 Burlington Pike, Florence, KY 41042 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, VA, HELOC | 35 +66 HELOCs |
3.5% | 80.9% | $174,142 | View |
|
1 office in Florence 7550 Mall Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.35% |
Conventional, FHA, HELOC | 35 +9 HELOCs |
3.5% | 90.2% | $291,285 | View |
|
3 offices in Florence 8723 Us Highway 42, Florence, KY 41042 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, HELOC | 34 +41 HELOCs |
3.4% | 85.7% | $276,176 | View |
|
1 office in Florence 7434 Us Highway 42, Florence, KY 41042 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 18 | 1.8% | 72% | $126,111 | View |
|
2 offices in Florence 4899 Houston Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 16 +2 HELOCs |
1.6% | 94.1% | $206,875 | View |
|
1 office in Florence 8735 Us 42, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.93% |
Conventional, FHA, HELOC | 12 +8 HELOCs |
1.2% | 92.3% | $226,666 | View |
|
★ 1 stars, 1 review 2 offices in Florence 1065 Burlington Pike, Florence, KY 41042 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, VA, HELOC | 5 +9 HELOCs |
0.5% | 83.3% | $351,000 | View |
|
★ 1.7 stars, 3 reviews 3 offices in Florence 8810 Us Highway 42, Florence, KY 41042 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 3 +17 HELOCs |
0.3% | 100% | $318,333 | View |
|
1 office in Florence 8545 Us Highway 42, Florence, KY 41042 A+5.0 ★Texas Ratio: 5.94% |
Conventional | 3 | 0.3% | 100% | $318,333 | View |
|
1 office in Florence 7310 Turfway Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.26% |
Conventional, HELOC | 2 +3 HELOCs |
0.2% | 100% | $160,000 | View |
|
1 office in Florence 8513 Ushwy 42, Florence, KY 41042 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 1 +5 HELOCs |
0.1% | 100% | $165,000 | View |
|
1 office in Florence 7135 Houston Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.99% |
FHA, HELOC | 1 +3 HELOCs |
0.1% | 100% | $285,000 | View |
|
Limaburg Road And Jones Circle, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 9 +13 HELOCs |
0.9% | 100% | $195,000 | View |
|
1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
Conventional, HELOC | 6 +13 HELOCs |
0.6% | 85.7% | $255,000 | View |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
Conventional, HELOC | 2 +2 HELOCs |
0.2% | 100% | $140,000 | |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $85,000 | |
|
507 Main St, Benton, KY 42025 A+5.0 ★Texas Ratio: 4.37% |
FHA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $135,000 | View |
|
520 W New Circle Rd, Lexington, KY 40511 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $125,000 | View |
|
107 East Miami Street, Brooksville, KY 41004 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.1% | 100% | $75,000 | View |
|
406 Knox St, Barbourville, KY 40906 A+5.0 ★Texas Ratio: 0.45% |
Conventional | 1 | 0.1% | 100% | $445,000 | View |
|
131 Gold Vault Rd, Fort Knox, KY 40121 A+5.0 ★Texas Ratio: 4.81% |
FHA | 1 | 0.1% | 100% | $485,000 | View |
|
651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.1% | 100% | $195,000 | View |
|
7300 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Victory Mortgage, LLC
|
Conventional, FHA, VA | 58 | 5.8% | 100% | $344,310 | |
First Equity Mortgage Inc
|
Conventional, FHA, VA | 41 | 4.1% | 89.1% | $326,951 | |
Stockton Mortgage Corporation
|
Conventional, FHA, VA | 39 | 3.9% | 97.5% | $260,897 | |
University of Ky FCU
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA, VA, HELOC | 64 +1 HELOCs |
6.4% | 84.5% | $219,687 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA, HELOC | 50 +2 HELOCs |
5% | 91.1% | $252,200 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 49 +1 HELOCs |
4.9% | 81.7% | $307,857 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 37 | 3.7% | 94.9% | $252,297 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 25 | 2.5% | 96.7% | $266,600 | |
21St Mortgage
|
Conventional | 23 | 2.3% | 23% | $63,260 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 21 | 2.1% | 91.3% | $213,571 | |
Newrez LLC
|
Conventional, FHA, VA | 19 | 1.9% | 73.1% | $189,210 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 17 | 1.7% | 94.4% | $303,235 | |
Nfm, Inc
|
Conventional, FHA | 17 | 1.7% | 100% | $273,823 | |
Mortgage Research Center
|
FHA, VA | 16 | 1.6% | 72.7% | $283,125 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 16 | 1.6% | 84.2% | $186,250 | |
Nationstar Mortgage
|
Conventional, FHA | 14 | 1.4% | 87.5% | $155,714 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 12 +2 HELOCs |
1.2% | 92.3% | $150,833 | |
Success Mortgage Partners, Inc
|
Conventional, FHA, VA | 12 | 1.2% | 100% | $231,666 | |
Union Savings Bank
|
Conventional, FHA, HELOC | 11 +4 HELOCs |
1.1% | 100% | $249,545 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, VA | 11 | 1.1% | 91.7% | $221,363 | View |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 11 | 1.1% | 100% | $245,000 | |
Park Lane Finance SolutionsLLC
|
Conventional | 10 | 1% | 68.8% | $64,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 8 +4 HELOCs |
0.8% | 50% | $121,250 | View |
loanDepot.com LLC
|
Conventional, FHA | 7 | 0.7% | 100% | $97,857 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA, VA | 7 | 0.7% | 100% | $309,285 | |
Cinfed Federal Credit Union
|
Conventional, HELOC | 6 +4 HELOCs |
0.6% | 85.7% | $250,000 | |
American Financial Resources LLC
|
Conventional, FHA | 6 | 0.6% | 75% | $226,666 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 6 | 0.6% | 14.9% | $66,666 | |
|
A+5.0 ★Texas Ratio: 2.56% |
Conventional, HELOC | 5 +5 HELOCs |
0.5% | 62.5% | $125,000 | View |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA | 5 | 0.5% | 100% | $189,000 | |
New Day Financial, LLC.
|
VA | 5 | 0.5% | 54.5% | $183,000 | |
The Loan Store, Inc
|
Conventional | 5 | 0.5% | 100% | $205,000 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 5 | 0.5% | 100% | $223,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 5 | 0.5% | 100% | $183,000 | View |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA | 5 | 0.5% | 83.3% | $325,000 | View |
Amerisave Mortgage Company
|
Conventional, VA, HELOC | 4 +1 HELOCs |
0.4% | 45.5% | $195,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 4 +1 HELOCs |
0.4% | 40% | $70,000 | |
Polaris Home Funding Corp.
|
Conventional, FHA | 4 | 0.4% | 66.7% | $165,000 | |
Synergy One Lending, Inc.
|
Conventional, FHA | 4 | 0.4% | 100% | $147,500 | |
American Pacific Mortgage Corporation
|
Conventional, VA | 4 | 0.4% | 100% | $310,000 | |
|
A+5.0 ★Texas Ratio: 1.99% |
Conventional, FHA | 4 | 0.4% | 100% | $310,000 | View |
Primelending
|
Conventional, VA | 3 | 0.3% | 100% | $391,666 | |
Equity Prime Mortgage LLC
|
FHA, VA | 3 | 0.3% | 60% | $278,333 | |
Deephaven Mortgage LLC
|
Conventional | 3 | 0.3% | 100% | $258,333 | |
AML Funding LLC dba Absolute Mortgage & Lending
|
Conventional | 3 | 0.3% | 100% | $258,333 | |
Planet Home Lending, LLC
|
FHA, VA | 3 | 0.3% | 100% | $365,000 | |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.3% | 100% | $228,333 | View |
Paramount Residential Mortgage
|
FHA | 3 | 0.3% | 100% | $301,666 | |
General Electric Credit Union
|
Conventional, HELOC | 2 +14 HELOCs |
0.2% | 57.1% | $165,000 | |
Delta Community Credit Union
|
Conventional, HELOC | 2 +2 HELOCs |
0.2% | 66.7% | $245,000 | |
Better Mortgage Corporation
|
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $310,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.2% | 100% | $240,000 | View |
Ruoff Mortgage Company
|
Conventional, VA | 2 | 0.2% | 100% | $305,000 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA | 2 | 0.2% | 100% | $165,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 2 | 0.2% | 36.4% | $395,000 | |
|
A+5.0 ★Texas Ratio: 2.05% |
Conventional | 2 | 0.2% | 100% | $155,000 | View |
AdvantageFirst Lending Inc
|
FHA | 2 | 0.2% | 100% | $225,000 | |
American Financial Network, Inc.
|
Conventional, FHA | 2 | 0.2% | 100% | $185,000 | |
Discover Bank
|
Conventional | 2 | 0.2% | 40% | $85,000 | |
Cincinnati Ohio Police Federal Credit Union
|
Conventional | 2 | 0.2% | 100% | $30,000 | |
Credit Human Federal Credit Un
|
Conventional | 2 | 0.2% | 66.7% | $115,000 | |
SIRVA Mortgage, Inc.
|
Conventional, FHA | 2 | 0.2% | 100% | $405,000 | |
|
A5.0 ★Texas Ratio: 10.25% |
Conventional | 2 | 0.2% | 100% | $190,000 | View |
|
B4.4 ★Texas Ratio: 21.68% |
FHA, VA | 2 | 0.2% | 100% | $215,000 | View |
Pentagon Federal Credit Union
|
Conventional, FHA | 2 | 0.2% | 100% | $165,000 | |
Nexera Holding LLC
|
Conventional | 2 | 0.2% | 100% | $330,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 2 | 0.2% | 42.9% | $150,000 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 2 | 0.2% | 100% | $320,000 | |
Tammac Holdings Corporation
|
Conventional | 2 | 0.2% | 17.9% | $60,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
FHA, HELOC | 1 +5 HELOCs |
0.1% | 100% | $195,000 | View |
North Side Bank & Trust Company
|
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $35,000 | |
EMM Loans LLC
|
FHA | 1 | 0.1% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
First Community Mortgage, Inc.
|
FHA | 1 | 0.1% | 100% | $355,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
|
A5.0 ★Texas Ratio: 6.15% |
FHA | 1 | 0.1% | 100% | $285,000 | View |
Greenstate Credit Union
|
Conventional | 1 | 0.1% | 100% | $595,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.1% | 100% | $435,000 | |
Kind Lending, LLC
|
FHA | 1 | 0.1% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.1% | 100% | $85,000 | View |
Guidance Residential, LLC
|
Conventional | 1 | 0.1% | 100% | $225,000 | |
PHH Mortgage Corporation
|
FHA | 1 | 0.1% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.1% | 100% | $415,000 | View |
Michigan Mutual, Inc
|
Conventional | 1 | 0.1% | 100% | $225,000 | |
Republic State Mortgage Company
|
FHA | 1 | 0.1% | 100% | $215,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 0.1% | 50% | $315,000 | |
Connexus Credit Union
|
Conventional | 1 | 0.1% | 100% | $65,000 | |
Click n' Close, Inc.
|
FHA | 1 | 0.1% | 100% | $215,000 | |
Schumacher Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $565,000 | |
Strong Home Mortgage, LLC
|
VA | 1 | 0.1% | 100% | $255,000 | |
|
A5.0 ★Texas Ratio: 10.24% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $205,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.1% | 100% | $435,000 | |
Nations Lending Corporation
|
VA | 1 | 0.1% | 100% | $275,000 | |
T2 Financial LLC
|
Conventional | 1 | 0.1% | 100% | $255,000 | |
Wright Patt Credit Union Inc
|
Conventional | 1 | 0.1% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.1% | 100% | $195,000 | View |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $385,000 | View |
Mission Loans, LLC
|
FHA | 1 | 0.1% | 100% | $305,000 | |
V.I.P. Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $415,000 | |
Genway Home Mortgage, Inc.
|
VA | 1 | 0.1% | 100% | $425,000 | |
|
A+5.0 ★Texas Ratio: 0.96% |
VA | 1 | 0.1% | 100% | $355,000 | View |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $305,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.1% | 50% | $225,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.1% | 25% | $295,000 | |
Liberty Home Mortgage Corp
|
FHA | 1 | 0.1% | 100% | $215,000 | |
Lower, LLC
|
Conventional | 1 | 0.1% | 50% | $265,000 | |
Reliance First Capital, LLC
|
Conventional | 1 | 0.1% | 50% | $115,000 | |
|
A+5.0 ★Texas Ratio: 4.72% |
FHA | 1 | 0.1% | 100% | $265,000 | View |
Figure Lending LLC
|
HELOC | 0 +6 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Elements Financial Federal Cre
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Superior Credit Union, Inc.
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Florence? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Florence in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Florence, KY lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 66.9 percent of home loans in Florence, Kentucky in 2025, banks 28.4 percent and credit unions 4.7 percent. Victory Mortgage, LLC was the largest mortgage company, US Bank, N.A. the largest bank and L&N Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Heritage Bank, INC led with 18 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Florence, Kentucky with 37 loans, about 3.7 percent of the market. The largest lender headquartered in Kentucky was Heritage Bank, INC with 18 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Florence, Kentucky, Victory Mortgage, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 75.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
63 lenders closed FHA loans in Florence, Kentucky in 2025, led by Union Home Mortgage Corp. with 20. 35 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 43 banks and 20 credit unions closed home loans in Florence, Kentucky in 2025, alongside 77 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Florence, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Florence, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Florence. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.