Forcht Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.29%, 6-month CD rates at 1.00% and 3-month CD rates at 0.50%. Current savings rates are at 0.25% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 7.65%. Credit Card rates are at 13.75%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates. Forcht Bank's savings rates are at 0.05%. Forcht Bank's money market rates are at 0.10%.

Forcht Bank

To see how these rates compare to Forcht Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Forcht Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Forcht Bank CD rates. You can also compare Forcht Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Forcht Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Forcht Bank? Share your experience about Forcht Bank by leaving a review below, or read customer reviews before you decide to use Forcht Bank.

Forcht Bank Texas Ratio

Forcht Bank's Texas Ratio is at 3.59%, which is considered excellent. The Texas Ratio for Forcht Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Forcht Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.05%
MMA
0.10%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Forcht Bank
2404 Sir Barton Way
Lexington, KY 40509
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Forcht Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Forcht Bank
Forcht Bank
Platinum Business Money Market
1.76%
$500,000
Forcht Bank
Forcht Bank
Forcht Reserve Money Market
1.51%
$250,000
Forcht Bank
Forcht Bank
Performance Money Market
0.10%
$10,000
Forcht Bank
Forcht Bank
Simple Savings
0.05%
$0
Forcht Bank
Forcht Bank
Forcht Friend Savings
0.05%
$0

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Forcht Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Toyota Financial Savings Bank
Toyota Financial Savings Bank
36-Month CD
4.32%
$1
Security Bank Tulsa, OK
Security Bank Tulsa, OK
18-Month CD
4.06%
$2,000
Woodruff Federal S&L
Woodruff Federal S&L
12-Month CD
4.06%
$1,000
Shoreham Bank
Shoreham Bank
Soaring Savings
4.00%
$25,000
Exchange Bank and Trust Company
Exchange Bank and Trust Company
48-Month CD
3.60%
$1,000
Apple Bank for Savings
Apple Bank for Savings
12-Month CD
3.40%
$1,000
Centinel Bank of Taos
Centinel Bank of Taos
36-Month CD
3.35%
$1,000
F&M Union Bank
18-Month CD
3.33%
$1,000
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
18-Month CD
3.30%
$500
Montgomery Bank
Montgomery Bank
60-Month CD
3.25%
$1,000
Phoenixville Federal B&T
48-Month CD
3.20%
$500
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
6-Month CD
3.02%
$1,000
Cross River Bank
Cross River Bank
48-Month CD
3.00%
$500
First National Bank of Shiner
First National Bank of Shiner
18-Month CD
3.00%
$1,000
Greenville National Bank
Greenville National Bank
18-Month CD
3.00%
$1,000
Farmers State Bank Center, TX
Farmers State Bank Center, TX
36-Month CD
2.78%
$1,000
BankGloucester
BankGloucester
36-Month CD
2.75%
$500
Harford Bank
Harford Bank
36-Month CD
2.55%
$1,000
Bank of Old Monroe
Bank of Old Monroe
36-Month CD
2.52%
$1,000
Benton State Bank
Benton State Bank
24-Month CD
2.52%
$500
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
48-Month CD
2.48%
$2,500
Chelsea Savings Bank
Chelsea Savings Bank
24-Month CD
2.37%
$20,000
Petefish, Skiles & Co. Bank
60-Month CD
2.17%
$5,000
The Blue Grass Valley Bank
The Blue Grass Valley Bank
60-Month CD
2.15%
$500
Mercer County State Bank
Money Market
2.02%
$500,000
Northfield Bank
Northfield Bank
36-Month CD
2.00%
$2,500
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
60-Month CD
2.00%
$1,000
La Salle State Bank
La Salle State Bank
18-Month CD
1.51%
$1,000
Merrimack County SB
Merrimack County SB
36-Month CD
1.25%
$500
Headwaters State Bank
Headwaters State Bank
Passbook Savings
1.00%
$50
Evergreen Federal Bank
Evergreen Federal Bank
48-Month CD
1.00%
$1,000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
48-Month CD
0.90%
$1,000
GSB Guilford Savings Bank
48-Month CD
0.85%
$1,000
Ballston Spa National Bank
Ballston Spa National Bank
24-Month CD
0.45%
$500
Municipal Bank
Municipal Bank
18-Month CD
0.45%
$1,000
Partners Bank of New England
36-Month CD
0.35%
$500
First Bank of Central Ohio
First Bank of Central Ohio
36-Month CD
0.30%
$500
WCB West Central Bank
WCB West Central Bank
NOW Checking
0.30%
$1,500
The Wilmington Savings Bank
The Wilmington Savings Bank
12-Month CD
0.25%
$500
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
Statement Savings
0.20%
$25
Washington Financial Bank
Washington Financial Bank
12-Month CD
0.20%
$500
Hoyne Savings Bank
Hoyne Savings Bank
Passbook Savings
0.18%
$250
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
3-Month CD
0.10%
$0
Reliance Bank
Reliance Bank
Money Market
0.10%
$5,000
TSB Teutopolis State Bank
TSB Teutopolis State Bank
Money Market Advantage
0.10%
$0
First Commonwealth Bank
First Commonwealth Bank
Hometown Money Market
0.10%
$0
OBC Bank
OBC Bank
6-Month CD
0.05%
$1,000
Associated Bank
Associated Bank
36-Month CD
0.04%
$1,000
Hancock County SB
Hancock County SB
Interest Checking
0.03%
$1,000
First National Bank in Pinckneyville
First National Bank in Pinckneyville
Super NOW Checking
0.02%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Forcht Bank Information

Forcht Bank
2404 Sir Barton Way
Lexington, KY 40509
Fayette
Established Date: 10/01/2002
FDIC Certificate #: 57415
Date of FDIC Deposit Insurance: 10/01/2002
Bank Holding Company: FORCHT BCORP INC
How Many Domestic U.S. Offices? 24
How Many Branches are There? 24
Is Forcht Bank FDIC Insured? Yes
What is Forcht Bank's Cert number? 57415
What is the maximum amount for insured deposits? $250,000 per holder, per account

Forcht Bank Financials

Total Assets:
$1,548,065,000
Total Deposits:
$1,315,272,000
Equity Capital:
$130,788,000
Domestic Deposits:
$1,315,272,000
Net Income:
$1,597,000
Return on Assets:
0.4764%
Quarterly Return on Assets:
0.4100%
Pretax Return on Assets:
0.4858%
Pretax Quarterly Return on Assets:
0.4900%
Return on Equity:
5.5800%
Quarterly Return on Equity:
4.8500%
Common Equity Tier 1 Capital Ratio:
12.9817%
Tier 1 Risk-Based Capital Ratio:
12.9817%
Leverage Tier 1 (Core Capital) Ratio:
8.7027%
Total Risk-Based Capital Ratio (YTD):
14.1389%
Total Interest Income (YTD):
4.1199%
 
 
Headquarters:
Lexington
FDIC Field Office:
Lexington
Regulator:
OCC
County:
Fayette
# of Offices:
24
Metropolitan Statistical Area (MSA):
Lexington-Fayette, KY
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Average mortgage rates are slightly higher this week over last but you can still find lenders quoting rates as low as 3.75 percent with points. Average rates increased this past week because of higher 10 year bond yields, which rose from 2.48 percent to 2.62 percent at yesterday's close.

Short term CD rates slowly crept higher this year because of the Fed's two fed funds rate hikes the past 6 months. The best 1 year CD rates increased from around 1.25 percent early in 2017 to around 1.50 percent today. The best 6 month rates increased from around 0.85 percent to 1.15 percent.

This week's CD rate changes were numerous because banks and credit unions increased interest rates across the board. The high number of CD rate changes this past week is a result of the Federal Reserve increasing the fed funds rate. The recent fed funds rate increase of 25 basis points put the fed funds rate in a range of 1.50 percent to 1.75 percent.

Bank or Credit Union Offers and Deals

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Existing Home Sales Slip in March, but Prices Rise
Northeast Bank Pearl Money Market Account Rate at 1.10 Percent
30 Year Mortgage Rates Decrease - Mortgage Refinance Applications Increase

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