Mortgage Lenders and Brokers in Crescent Springs, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Crescent Springs, Kentucky mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association590 Buttermilk Pike, Crescent Springs, KY 41017A+5.0 ★Texas Ratio: 3.22%, Truist BankTruist Bank743 Buttermilk Pike, Crescent Springs, KY 41017A+5.0 ★Texas Ratio: 2.87%, PNC Bank N.A.PNC Bank N.A.585 Clock Tower Way, Crescent Springs, KY 41017A+5.0 ★Texas Ratio: 4.24%, Guardian Savings BankGuardian Savings Bank7550 Mall Rd, Florence, KY 41042A+5.0 ★Texas Ratio: 1.35%, US Bank, N.A.US Bank, N.A.7630 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 2.85%, Central Bank & Trust CoCentral Bank & Trust Co101 Brentwood Dr, Berea, KY 40403A+5.0 ★Texas Ratio: 1.26%, Huntington National BankHuntington National Bank2252 Burlington Pike, Burlington, KY 41005A+5.0 ★Texas Ratio: 3.66%, Liberty Federal Credit UnionLiberty Federal Credit Union544 Lovers Ln, Bowling Green, KY 42103, Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company111 Chaplin Rd, Bloomfield, KY 40008A+5.0 ★Texas Ratio: 1.99%, and German American BankGerman American Bank1805 Campbell Lane, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 1.93%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Crescent Springs, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Crescent Springs are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Crescent Springs, Kentucky
Market share is the lender's share of all home loans closed in Crescent Springs, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Crescent Springs 590 Buttermilk Pike, Crescent Springs, KY 41017 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +10 HELOCs |
2% | 100% | $25,000 | View |
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★ 1 stars, 1 review 1 office in Crescent Springs 743 Buttermilk Pike, Crescent Springs, KY 41017 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
2% | 100% | $205,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Crescent Springs 585 Clock Tower Way, Crescent Springs, KY 41017 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7550 Mall Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.35% |
Conventional, HELOC | 5 +1 HELOCs |
9.8% | 83.3% | $341,000 | View |
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7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +2 HELOCs |
3.9% | 100% | $330,000 | View |
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101 Brentwood Dr, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.26% |
Conventional | 2 | 3.9% | 100% | $595,000 | View |
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2252 Burlington Pike, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +4 HELOCs |
2% | 100% | $185,000 | View |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional | 1 | 2% | 100% | $255,000 | |
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111 Chaplin Rd, Bloomfield, KY 40008 A+5.0 ★Texas Ratio: 1.99% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1805 Campbell Lane, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 1.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7300 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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119 Fairfield Ave, Bellevue, KY 41073 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Victory Mortgage, LLC
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Conventional, Jumbo | 1 | 2% | 100% | $1,405,000 | |
United Wholesale Mortgage
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Conventional | 4 | 7.8% | 100% | $312,500 | |
Union Home Mortgage Corp.
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Conventional | 3 | 5.9% | 100% | $165,000 | |
Union Savings Bank
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Conventional | 3 | 5.9% | 100% | $418,333 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 3.9% | 100% | $215,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 2 | 3.9% | 100% | $930,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 3.9% | 100% | $260,000 | |
Amerisave Mortgage Company
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Conventional, HELOC | 1 +1 HELOCs |
2% | 50% | $55,000 | |
Polaris Home Funding Corp.
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FHA | 1 | 2% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 2% | 100% | $485,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 1 | 2% | 100% | $2,355,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 2% | 100% | $305,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 2% | 100% | $295,000 | |
Rocket Mortgage
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Conventional | 1 | 2% | 100% | $55,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 2% | 100% | $195,000 | View |
Lakeview Loan Servicing, LLC
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VA | 1 | 2% | 100% | $305,000 | |
Newrez LLC
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Conventional | 1 | 2% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 2% | 100% | $195,000 | View |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, Jumbo | 1 | 2% | 100% | $1,405,000 | View |
Nfm, Inc
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Conventional | 1 | 2% | 100% | $505,000 | |
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A5.0 ★Texas Ratio: 10.25% |
Conventional | 1 | 2% | 100% | $635,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 2% | 100% | $735,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 2% | 100% | $165,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 2% | 100% | $175,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 2% | 100% | $435,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 2% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 2% | 100% | $185,000 | View |
Superior Credit Union, Inc.
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Conventional | 1 | 2% | 100% | $575,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Cinfed Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
North Side Bank & Trust Company
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HELOC | 0 +1 HELOCs |
0% | n/a |
Crescent Springs Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Crescent Springs, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Crescent Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Crescent Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Crescent Springs, KY
Use these to narrow the list above. Each category shows how many Crescent Springs, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Crescent Springs, KY
Independent mortgage companies closed 47.1 percent of home loans in Crescent Springs, Kentucky in 2025, banks 45.1 percent and credit unions 7.8 percent. Victory Mortgage, LLC was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Liberty Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Central Bank & Trust Co led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Crescent Springs, KY
By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Crescent Springs, Kentucky with 1 loans, about 2 percent of the market. The largest lender headquartered in Kentucky was Central Bank & Trust Co with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Crescent Springs, Kentucky in 2025, led by Freedom Mortgage Corporation with 1. 1 lenders closed VA loans, led by Lakeview Loan Servicing, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 7 credit unions closed home loans in Crescent Springs, Kentucky in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Crescent Springs, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Crescent Springs, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Crescent Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
