Mortgage Lenders and Brokers in Shelbyville, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Shelbyville, Kentucky mortgage lenders include Traditional Bank IncTraditional Bank Inc1939 Midland Trail, Shelbyville, KY 40065A+5.0 ★Texas Ratio: 2.69%, Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company1720 Midland Trl, Shelbyville, KY 40065A+5.0 ★Texas Ratio: 1.99%, Republic Bank & TrustRepublic Bank & Trust35 Village Plz, Shelbyville, KY 40065A+5.0 ★Texas Ratio: 2.91%, Fifth Third Bank, National AssociationFifth Third Bank, National Association300 Taylorsville Rd, Shelbyville, KY 40065A+5.0 ★Texas Ratio: 3.22%, First Financial BankFirst Financial Bank1734 Midland Trl, Shelbyville, KY 40065A+5.0 ★Texas Ratio: 3.21%, US Bank, N.A.US Bank, N.A.1622 Midland Trl, Shelbyville, KY 40065A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA251 Boone Station Rd, Shelbyville, KY 40065A+5.0 ★Texas Ratio: 3.68%, German American BankGerman American Bank500 Taylorsville Rd, Shelbyville, KY 40065A+5.0 ★Texas Ratio: 1.93%, Independence Bank of KentuckyIndependence Bank of Kentucky65 Mack Walters Rd, Shelbyville, KY 40065A+5.0 ★Texas Ratio: 0.79%, and Commonwealth Federal Credit UnionCommonwealth Federal Credit Union600 Boone Station Rd, Shelbyville, KY 40065. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Shelbyville, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Shelbyville are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Shelbyville, Kentucky
Market share is the lender's share of all home loans closed in Shelbyville, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Shelbyville 1939 Midland Trail, Shelbyville, KY 40065 A+5.0 ★Texas Ratio: 2.69% |
Conventional, FHA, VA, USDA, HELOC | 28 +12 HELOCs |
4.6% | 96.6% | $265,000 | View |
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3 offices in Shelbyville 1720 Midland Trl, Shelbyville, KY 40065 A+5.0 ★Texas Ratio: 1.99% |
Conventional, FHA, VA, HELOC | 18 +21 HELOCs |
3% | 90% | $172,777 | View |
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1 office in Shelbyville 35 Village Plz, Shelbyville, KY 40065 A+5.0 ★Texas Ratio: 2.91% |
Conventional, FHA, HELOC | 16 +14 HELOCs |
2.7% | 100% | $206,875 | View |
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1 office in Shelbyville 300 Taylorsville Rd, Shelbyville, KY 40065 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, VA, HELOC | 13 +17 HELOCs |
2.2% | 100% | $216,538 | View |
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1 office in Shelbyville 1734 Midland Trl, Shelbyville, KY 40065 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 9 +10 HELOCs |
1.5% | 69.2% | $170,555 | View |
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1 office in Shelbyville 1622 Midland Trl, Shelbyville, KY 40065 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 6 +7 HELOCs |
1% | 100% | $221,666 | View |
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1 office in Shelbyville 251 Boone Station Rd, Shelbyville, KY 40065 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 6 +2 HELOCs |
1% | 100% | $168,333 | View |
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3 offices in Shelbyville 500 Taylorsville Rd, Shelbyville, KY 40065 A+5.0 ★Texas Ratio: 1.93% |
Conventional, FHA, HELOC | 3 +40 HELOCs |
0.5% | 75% | $225,000 | View |
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1 office in Shelbyville 65 Mack Walters Rd, Shelbyville, KY 40065 A+5.0 ★Texas Ratio: 0.79% |
Conventional, HELOC | 3 +8 HELOCs |
0.5% | 100% | $355,000 | View |
Commonwealth Federal Credit Union
600 Boone Station Rd, Shelbyville, KY 40065 |
Conventional, HELOC | 17 +46 HELOCs |
2.8% | 75% | $183,235 | |
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651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, USDA | 9 | 1.5% | 90% | $287,222 | View |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional, FHA, HELOC | 6 +1 HELOCs |
1% | 85.7% | $200,000 | |
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1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
Conventional, HELOC | 3 +2 HELOCs |
0.5% | 100% | $481,666 | View |
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3505 Louisville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.83% |
Conventional, FHA | 3 | 0.5% | 100% | $331,666 | View |
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100 Kelly Dr, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 3.44% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 66.7% | $305,000 | View |
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7550 Mall Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.35% |
Conventional, FHA | 2 | 0.3% | 66.7% | $410,000 | View |
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5511 Taylorsville Rd, Fisherville, KY 40023 A5.0 ★Texas Ratio: 8.67% |
Conventional | 2 | 0.3% | 66.7% | $170,000 | View |
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6424 Ky Route 1428, Allen, KY 41601 A+5.0 ★Texas Ratio: 3.53% |
Conventional | 2 | 0.3% | 100% | $425,000 | View |
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140 S Poplar St, Lebanon Junction, KY 40150 A+5.0 ★Texas Ratio: 3.57% |
Conventional | 2 | 0.3% | 100% | $250,000 | View |
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10130 Taylorsville Rd, Jeffersontown, KY 40299 A+5.0 ★Texas Ratio: 2.69% |
Conventional | 2 | 0.3% | 66.7% | $255,000 | View |
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★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 50% | $255,000 | View |
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7300 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.87% |
FHA | 1 | 0.2% | 50% | $185,000 | View |
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2549 Regency Rd Ste 105, Lexington, KY 40503 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
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45 Highway 42 E, Bedford, KY 40006 A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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9600 Ormsby Station Rd, Louisville, KY 40223 4008 A+5.0 ★Texas Ratio: 1.45% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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614 W Main St, Louisville, KY 40202 A+5.0 ★Texas Ratio: 1.48% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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301 S 2nd St, Central City, KY 42330 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2252 Burlington Pike, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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520 W New Circle Rd, Lexington, KY 40511 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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101 Brentwood Dr, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6601 Us Route 60, Ashland, KY 41102 A+5.0 ★Texas Ratio: 3.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Victory Mortgage, LLC
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Conventional, FHA, VA | 33 | 5.5% | 97.1% | $325,303 | |
Stockton Mortgage Corporation
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Conventional, FHA, USDA | 8 | 1.3% | 100% | $275,000 | |
Park Community Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $325,000 | |
University of Ky FCU
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HELOC | 0 +6 HELOCs |
0% | 0% | ||
Rocket Mortgage
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Conventional, FHA, VA | 58 | 9.6% | 78.7% | $198,275 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 43 | 7.1% | 87.8% | $288,023 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA, VA | 33 | 5.5% | 75% | $280,757 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, VA, HELOC | 22 +3 HELOCs |
3.6% | 91.7% | $281,818 | View |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 21 | 3.5% | 77.8% | $290,714 | |
Pulte Mortgage LLC
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Conventional, FHA, VA | 16 | 2.7% | 80% | $327,500 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 11 | 1.8% | 83.3% | $320,454 | |
EMM Loans LLC
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Conventional, FHA | 10 | 1.7% | 83.3% | $211,000 | |
Nationstar Mortgage
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Conventional, FHA | 10 | 1.7% | 76.9% | $199,000 | |
Mortgage Research Center
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Conventional, VA | 9 | 1.5% | 90% | $240,555 | |
Interlinc Mortgage Services, LLC
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Conventional, FHA, VA, USDA | 7 | 1.2% | 100% | $373,571 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 7 | 1.2% | 100% | $269,285 | |
Lower, LLC
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Conventional, FHA | 7 | 1.2% | 87.5% | $260,714 | |
Cmg Mortgage Inc
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Conventional, FHA | 6 | 1% | 100% | $196,666 | |
Union Home Mortgage Corp.
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Conventional, FHA | 6 | 1% | 100% | $396,666 | |
The Loan Store, Inc
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Conventional | 6 | 1% | 100% | $286,666 | |
New American Funding, LLC.
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Conventional, FHA, VA, Jumbo | 6 | 1% | 66.7% | $346,666 | |
Fairway Independent Mort Corp
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Conventional, VA | 6 | 1% | 54.5% | $296,666 | |
Kind Lending, LLC
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FHA, VA, USDA | 5 | 0.8% | 100% | $291,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 0.8% | 80% | $181,000 | |
Provident Funding Associates
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Conventional | 5 | 0.8% | 100% | $333,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 5 | 0.8% | 100% | $229,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +1 HELOCs |
0.7% | 100% | $292,500 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 4 | 0.7% | 58.3% | $145,000 | |
Newrez LLC
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Conventional, VA | 4 | 0.7% | 80% | $182,500 | |
Amerisave Mortgage Company
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Conventional, VA | 4 | 0.7% | 40% | $195,000 | |
Spring Eq, LLC
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Conventional | 4 | 0.7% | 66.7% | $57,500 | |
Movement Mortgage, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.5% | 100% | $345,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, USDA | 3 | 0.5% | 100% | $218,333 | |
Republic State Mortgage Company
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Conventional, FHA | 3 | 0.5% | 100% | $251,666 | |
Pike Creek Mortgage Services, Inc.
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Conventional, FHA | 3 | 0.5% | 100% | $315,000 | |
Endeavor Capital, LLC
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Conventional, FHA, VA | 3 | 0.5% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 3 | 0.5% | 100% | $228,333 | View |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 0.5% | 37.5% | $215,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 3 | 0.5% | 100% | $118,333 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, Jumbo | 2 | 0.3% | 100% | $600,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.3% | 100% | $285,000 | View |
Everett Financial, Inc.
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Conventional | 2 | 0.3% | 100% | $410,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 2 | 0.3% | 100% | $540,000 | View |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.3% | 100% | $385,000 | View |
Zillow Home Loans, LLC
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Conventional | 2 | 0.3% | 100% | $285,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0.3% | 100% | $220,000 | View |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 0.3% | 66.7% | $275,000 | |
Texana Bank
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Conventional, FHA | 2 | 0.3% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $635,000 | View |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +1 HELOCs |
0.2% | 50% | $265,000 | |
Communityamerica Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $35,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.2% | 100% | $435,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $125,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.2% | 100% | $405,000 | View |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.2% | 100% | $335,000 | |
Dart Bank
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Conventional | 1 | 0.2% | 100% | $275,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.2% | 50% | $465,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 100% | $325,000 | |
The Mortgage Warehouse, LLC
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Conventional | 1 | 0.2% | 50% | $215,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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FHA | 1 | 0.2% | 100% | $295,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
ClearPath Lending
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VA | 1 | 0.2% | 100% | $285,000 | |
Bay Equity LLC
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VA | 1 | 0.2% | 50% | $295,000 | |
Weichert Financial Services
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Nfm, Inc
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Conventional | 1 | 0.2% | 100% | $345,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 100% | $525,000 | |
Transportation Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
T2 Financial LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Baxter Credit Union
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Union Savings Bank
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Conventional | 1 | 0.2% | 100% | $195,000 | |
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B4.4 ★Texas Ratio: 21.68% |
FHA | 1 | 0.2% | 100% | $265,000 | View |
Acopia, LLC
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Mission Loans, LLC
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FHA | 1 | 0.2% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
Towne Mortgage Company
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USDA | 1 | 0.2% | 100% | $305,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.2% | 100% | $305,000 | |
Southwest Funding LP
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Conventional | 1 | 0.2% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a |
Shelbyville Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Shelbyville, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Shelbyville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Shelbyville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Shelbyville, KY
Use these to narrow the list above. Each category shows how many Shelbyville, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Shelbyville, KY
Independent mortgage companies closed 65.2 percent of home loans in Shelbyville, Kentucky in 2025, banks 27.9 percent and credit unions 7 percent. Victory Mortgage, LLC was the largest mortgage company, Traditional Bank Inc the largest bank and Commonwealth Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Traditional Bank Inc led with 28 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Shelbyville, KY
By home loans closed in 2025, Traditional Bank Inc was the largest mortgage lender in Shelbyville, Kentucky with 28 loans, about 4.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Shelbyville, Kentucky, Rocket Mortgage approved the highest share of completed applications in 2025 at 78.7 percent, against a 84.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
49 lenders closed FHA loans in Shelbyville, Kentucky in 2025, led by Victory Mortgage, LLC with 15. 29 lenders closed VA loans, led by United Wholesale Mortgage, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 40 banks and 15 credit unions closed home loans in Shelbyville, Kentucky in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Shelbyville, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Shelbyville, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Shelbyville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
