Mortgage Lenders and Brokers in Mayfield, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mayfield, Kentucky mortgage lenders include US Bank, N.A.US Bank, N.A.406 S 7th St, Mayfield, KY 42066A+5.0 ★Texas Ratio: 2.85%, FNB Bank IncFNB Bank Inc201 N 8th St, Mayfield, KY 42066, First Kentucky BankFirst Kentucky Bank1708 State Route 121 S, Mayfield, KY 42066A+5.0 ★Texas Ratio: 2.02%, Community Financial Services BankCommunity Financial Services Bank100 Dick Castleman Byp, Mayfield, KY 42066A+5.0 ★Texas Ratio: 3.65%, Independence Bank of KentuckyIndependence Bank of Kentucky100 E College St, Mayfield, KY 42066A+5.0 ★Texas Ratio: 0.79%, Regions BankRegions Bank1104 Paris Rd, Mayfield, KY 42066A+5.0 ★Texas Ratio: 4.37%, Magnolia BankMagnolia Bank651 W Dixie Ave, Elizabethtown, KY 42701A-5.0 ★Texas Ratio: 14.97%, First Community Bank of the Heartland, Inc.First Community Bank of the Heartland, Inc.114 E Jackson St, Clinton, KY 42031A5.0 ★Texas Ratio: 7.92%, Citizens Deposit BankCitizens Deposit Bank1 Walnut St, Arlington, KY 42021A+5.0 ★Texas Ratio: 5.67%, and The Paducah Bank and Trust CompanyThe Paducah Bank and Trust Company614 W Main St, Louisville, KY 40202A+5.0 ★Texas Ratio: 1.48%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mayfield, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mayfield are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mayfield, Kentucky
Market share is the lender's share of all home loans closed in Mayfield, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Mayfield 406 S 7th St, Mayfield, KY 42066 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, USDA, HELOC | 31 +9 HELOCs |
13.1% | 86.1% | $133,709 | View |
FNB Bank Inc
201 N 8th St, Mayfield, KY 42066 |
Conventional | 26 | 11% | 96.3% | $131,538 | |
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2 offices in Mayfield 1708 State Route 121 S, Mayfield, KY 42066 A+5.0 ★Texas Ratio: 2.02% |
Conventional | 20 | 8.5% | 80% | $134,500 | View |
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1 office in Mayfield 100 Dick Castleman Byp, Mayfield, KY 42066 A+5.0 ★Texas Ratio: 3.65% |
Conventional | 12 | 5.1% | 88.9% | $165,833 | View |
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1 office in Mayfield 100 E College St, Mayfield, KY 42066 A+5.0 ★Texas Ratio: 0.79% |
Conventional, HELOC | 5 +7 HELOCs |
2.1% | 83.3% | $177,000 | View |
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1 office in Mayfield 1104 Paris Rd, Mayfield, KY 42066 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, USDA, HELOC | 5 +2 HELOCs |
2.1% | 45.5% | $109,000 | View |
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651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA | 8 | 3.4% | 88.9% | $175,000 | View |
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114 E Jackson St, Clinton, KY 42031 A5.0 ★Texas Ratio: 7.92% |
Conventional | 5 | 2.1% | 100% | $165,000 | View |
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1 Walnut St, Arlington, KY 42021 A+5.0 ★Texas Ratio: 5.67% |
Conventional | 4 | 1.7% | 100% | $172,500 | View |
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614 W Main St, Louisville, KY 40202 A+5.0 ★Texas Ratio: 1.48% |
Conventional | 3 | 1.3% | 75% | $215,000 | View |
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660 Main St, Benton, KY 42025 A+5.0 ★Texas Ratio: 4.65% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $180,000 | View |
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5290 Scottsville Rd, Bowling Green, KY 42104 A5.0 ★Texas Ratio: 7.51% |
Conventional | 2 | 0.8% | 100% | $110,000 | View |
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2252 Burlington Pike, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
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★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
Stockton Mortgage Corporation
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Conventional, FHA | 3 | 1.3% | 100% | $208,333 | |
Gershman Investment Corp.
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Conventional, FHA, USDA | 20 | 8.5% | 95.2% | $104,500 | |
Rocket Mortgage
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Conventional, FHA | 18 | 7.6% | 81.8% | $150,555 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 12 | 5.1% | 92.3% | $210,833 | |
Mortgage Research Center
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Conventional, FHA, VA | 10 | 4.2% | 62.5% | $160,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, USDA | 9 | 3.8% | 100% | $139,444 | |
FirstTrust Home Loans
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Conventional, VA, USDA | 4 | 1.7% | 100% | $197,500 | |
Pennymac Loan Services LLC
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Conventional, VA, USDA | 3 | 1.3% | 100% | $135,000 | |
Everett Financial, Inc.
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Conventional, FHA | 2 | 0.8% | 100% | $75,000 | |
Newrez LLC
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Conventional, FHA | 2 | 0.8% | 66.7% | $120,000 | |
Illinois State Credit Union
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Conventional | 2 | 0.8% | 100% | $150,000 | |
New Day Financial, LLC.
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VA | 2 | 0.8% | 66.7% | $155,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.8% | 50% | $150,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.8% | 44.4% | $115,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.4% | 100% | $205,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $105,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $225,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 33.3% | $85,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
USDA | 1 | 0.4% | 100% | $165,000 | View |
Click n' Close, Inc.
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USDA | 1 | 0.4% | 100% | $285,000 | |
Premier Lending Inc.
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.4% | 100% | $155,000 | |
BoxCar Mortgage, LLC
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VA | 1 | 0.4% | 100% | $155,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 100% | $45,000 | |
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A+5.0 ★Texas Ratio: 0.12% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
Pentagon Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 0.4% | 100% | $95,000 | |
Mortgage Investors Group
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FHA | 1 | 0.4% | 100% | $105,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.4% | 100% | $245,000 | |
21St Mortgage
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Conventional | 1 | 0.4% | 100% | $55,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Southwest Funding LP
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FHA | 1 | 0.4% | 100% | $145,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlanta Postal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Mayfield Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mayfield, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Mayfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mayfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mayfield, KY
Use these to narrow the list above. Each category shows how many Mayfield, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Mayfield, KY
Independent mortgage companies closed 44.5 percent of home loans in Mayfield, Kentucky in 2025, banks 53.8 percent and credit unions 1.7 percent. Stockton Mortgage Corporation was the largest mortgage company, US Bank, N.A. the largest bank and Illinois State Credit Union the largest credit union. Among lenders headquartered in Kentucky, FNB Bank Inc led with 26 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mayfield, KY
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Mayfield, Kentucky with 31 loans, about 13.1 percent of the market. The largest lender headquartered in Kentucky was FNB Bank Inc with 26 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Mayfield, Kentucky in 2025, led by Rocket Mortgage with 8. 9 lenders closed VA loans, led by Mortgage Research Center, and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 5 credit unions closed home loans in Mayfield, Kentucky in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mayfield, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mayfield, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mayfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
