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Security Bank and Trust Co. Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Security Bank and Trust Co. provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

Security Bank and Trust Co. rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Security Bank and Trust Co., and you can see how they compare in the Security Bank and Trust Co. rate tables below. MonitorBankRates evaluates the financial stability of Security Bank and Trust Co. with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.41%. Database rates last updated and verified on 08/30/2026.

Security Bank and Trust Co. money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Security Bank and Trust Co.? Share your experience about Security Bank and Trust Co. by leaving a review below, or read customer reviews before you decide to use Security Bank and Trust Co..

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.41%

Excellent Lower than avg

Security Bank and Trust Company

210 W Washington St
Paris, TN 38242

https://www.securitybanktn.com

Current Rate Availability

We're not currently displaying rates for Security Bank and Trust Co., but our database is updated constantly — check back soon for the latest offers.

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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Security Bank and Trust Co. is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Security Bank and Trust Co. rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Security Bank and Trust Co.'s official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Security Bank and Trust Co.

Bank Holding Company SECURITY BANCSHARES INC

Address 210 W Washington St, Paris, TN 38242 · Henry

Website https://www.securitybanktn.com

FDIC Certificate # 9172

Established 01/01/1905

FDIC Insurance Date 01/01/1934

Domestic Offices 16

Total Branches 16

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 98/100

5.0

Exceptional Out of 5.0 Stars

4.41%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.4075%

Return on Equity (ROE) 14.7600%

Non-Performing Loans (NPL) 0.32%

Total Assets $1,554,252,000

Total Deposits $1,314,426,000

Equity Capital $175,562,000

Net Income $22,009,000

Headquarters Paris

Total Branches and Offices 16

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About Security Bank and Trust Co.

How many branches does Security Bank and Trust Co. operate?

Security Bank and Trust Co. currently maintains approximately 16 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Security Bank and Trust Co. does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Security Bank and Trust Co. provides members with tools to manage their accounts and build a solid financial history.

Does Security Bank and Trust Co. offer online and mobile banking?

Most modern institutions like Security Bank and Trust Co. provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.securitybanktn.com.