Mortgage Lenders and Brokers in Mount Washington, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mount Washington, Kentucky mortgage lenders include Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company160 Dakota Ct The Village Center Lot 2b, Mount Washington, KY 40047A+5.0 ★Texas Ratio: 1.99%, Peoples Bank Mt WashingtonPeoples Bank Mt Washington415 Oakbrooke Dr, Mount Washington, KY 40047A5.0 ★Texas Ratio: 10.59%, First Harrison BankFirst Harrison Bank100 S Bardstown Rd, Mount Washington, KY 40047A+5.0 ★Texas Ratio: 3.57%, PNC Bank N.A.PNC Bank N.A.1000 Carter Ave, Ashland, KY 41101A+5.0 ★Texas Ratio: 4.24%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.279 N Bardstown Rd, Mount Washington, KY 40047A+5.0 ★Texas Ratio: 3.87%, German American BankGerman American Bank375 Oakbrooke Dr, Mount Washington, KY 40047A+5.0 ★Texas Ratio: 1.93%, L&N Federal Credit UnionL&N Federal Credit Union129 Davis Dr, Mount Washington, KY 40047 7911A+5.0 ★Texas Ratio: 1.91%, Republic Bank & TrustRepublic Bank & Trust119 Fairfield Ave, Bellevue, KY 41073A+5.0 ★Texas Ratio: 2.91%, Fifth Third Bank, National AssociationFifth Third Bank, National Association6801 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 3.22%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA924 Broadway Ave, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mount Washington, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mount Washington are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mount Washington, Kentucky
Market share is the lender's share of all home loans closed in Mount Washington, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Mount Washington 160 Dakota Ct The Village Center Lot 2b, Mount Washington, KY 40047 A+5.0 ★Texas Ratio: 1.99% |
Conventional, FHA, VA, USDA, HELOC | 20 +18 HELOCs |
2.7% | 87% | $209,000 | View |
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1 office in Mount Washington 415 Oakbrooke Dr, Mount Washington, KY 40047 A5.0 ★Texas Ratio: 10.59% |
Conventional | 12 | 1.6% | 100% | $190,000 | View |
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1 office in Mount Washington 100 S Bardstown Rd, Mount Washington, KY 40047 A+5.0 ★Texas Ratio: 3.57% |
Conventional, FHA, VA, HELOC | 11 +14 HELOCs |
1.5% | 100% | $237,727 | View |
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★ 1.7 stars, 3 reviews 1 office in Mount Washington 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, VA, HELOC | 8 +32 HELOCs |
1.1% | 100% | $227,500 | View |
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1 office in Mount Washington 279 N Bardstown Rd, Mount Washington, KY 40047 A+5.0 ★Texas Ratio: 3.87% |
Conventional, FHA, HELOC | 6 +21 HELOCs |
0.8% | 100% | $280,000 | View |
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1 office in Mount Washington 375 Oakbrooke Dr, Mount Washington, KY 40047 A+5.0 ★Texas Ratio: 1.93% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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129 Davis Dr, Mount Washington, KY 40047 7911 A+5.0 ★Texas Ratio: 1.91% |
Conventional, Jumbo, HELOC | 21 +58 HELOCs |
2.8% | 95.5% | $325,476 | View |
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119 Fairfield Ave, Bellevue, KY 41073 A+5.0 ★Texas Ratio: 2.91% |
Conventional, FHA, HELOC | 17 +16 HELOCs |
2.3% | 100% | $213,235 | View |
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6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
Conventional, VA, HELOC | 17 +16 HELOCs |
2.3% | 81.8% | $175,000 | View |
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924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 11 +2 HELOCs |
1.5% | 91.7% | $235,000 | View |
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651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, VA | 11 | 1.5% | 100% | $292,272 | View |
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100 Kelly Dr, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 3.44% |
Conventional, VA, HELOC | 7 +10 HELOCs |
0.9% | 100% | $366,428 | View |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional, FHA, HELOC | 6 +1 HELOCs |
0.8% | 85.7% | $388,333 | |
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7550 Mall Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.35% |
Conventional | 6 | 0.8% | 100% | $440,000 | View |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
Conventional, HELOC | 5 +5 HELOCs |
0.7% | 100% | $371,000 | |
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3505 Louisville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.83% |
Conventional, FHA, VA, HELOC | 5 +2 HELOCs |
0.7% | 100% | $345,000 | View |
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2252 Burlington Pike, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 5 +1 HELOCs |
0.7% | 71.4% | $305,000 | View |
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500 Lincoln Way, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 5 | 0.7% | 100% | $187,000 | View |
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7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
0.5% | 57.1% | $122,500 | View |
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★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +10 HELOCs |
0.4% | 100% | $288,333 | View |
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3827 Shelbyville Rd, Louisville, KY 40207 A+5.0 ★Texas Ratio: 3.43% |
Conventional | 3 | 0.4% | 100% | $165,000 | View |
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6601 Us Route 60, Ashland, KY 41102 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 3 | 0.4% | 100% | $178,333 | View |
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10130 Taylorsville Rd, Jeffersontown, KY 40299 A+5.0 ★Texas Ratio: 2.69% |
Conventional | 3 | 0.4% | 100% | $178,333 | View |
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Limaburg Road And Jones Circle, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 2 +3 HELOCs |
0.3% | 100% | $325,000 | View |
Class Act Federal Credit Union
3620 Fern Valley Rd, Louisville, KY 40219 1917 |
Conventional | 2 | 0.3% | 100% | $245,000 | |
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101 Padgett St, Bardstown, KY 40004 A+4.9 ★Texas Ratio: 2.62% |
Conventional | 2 | 0.3% | 100% | $210,000 | View |
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2549 Regency Rd Ste 105, Lexington, KY 40503 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 2 | 0.3% | 100% | $405,000 | View |
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9600 Ormsby Station Rd, Louisville, KY 40223 4008 A+5.0 ★Texas Ratio: 1.45% |
Conventional | 2 | 0.3% | 100% | $75,000 | View |
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★ 5 stars, 1 review 2175 Bypass Rd, Brandenburg, KY 40108 A+5.0 ★Texas Ratio: 2.59% |
Conventional | 2 | 0.3% | 100% | $520,000 | View |
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2305 River Rd, Louisville, KY 40206 A5.0 ★Texas Ratio: 6.62% |
Conventional, FHA | 2 | 0.3% | 100% | $245,000 | View |
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301 S 2nd St, Central City, KY 42330 A+5.0 ★Texas Ratio: 4.98% |
VA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $175,000 | View |
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1475 Campbell Ln, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 3.55% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $45,000 | View |
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520 W New Circle Rd, Lexington, KY 40511 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
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1140 Us 127 South, Frankfort, KY 40601 A+5.0 ★Texas Ratio: 2.69% |
Conventional | 1 | 0.1% | 100% | $425,000 | View |
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502 W Dixie Ave, Elizabethtown, KY 42701 A5.0 ★Texas Ratio: 9.97% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
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101 Brentwood Dr, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.26% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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1950 Scottsville Rd, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 0.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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302 Bypass Rd, Brandenburg, KY 40108 A+5.0 ★Texas Ratio: 2.60% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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6424 Ky Route 1428, Allen, KY 41601 A+5.0 ★Texas Ratio: 3.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Victory Mortgage, LLC
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Conventional, FHA, VA, USDA | 74 | 9.9% | 96.1% | $336,621 | |
Stockton Mortgage Corporation
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Conventional, FHA | 7 | 0.9% | 87.5% | $283,571 | |
Park Community Credit Union
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Conventional, HELOC | 3 +14 HELOCs |
0.4% | 100% | $251,666 | |
Fair Way Lending, LLC
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Conventional | 1 | 0.1% | 100% | $205,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.1% | 100% | $265,000 | |
University of Ky FCU
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HELOC | 0 +9 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 46 | 6.2% | 90.2% | $301,956 | |
Rocket Mortgage
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Conventional, FHA, VA | 46 | 6.2% | 83.9% | $183,043 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, VA, Jumbo, HELOC | 36 +5 HELOCs |
4.8% | 90% | $305,000 | View |
Interlinc Mortgage Services, LLC
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Conventional, FHA, VA, USDA | 24 | 3.2% | 100% | $295,833 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 18 | 2.4% | 85.7% | $249,444 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 15 | 2% | 100% | $255,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 14 | 1.9% | 100% | $265,714 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 13 | 1.7% | 76.5% | $299,615 | |
Paramount Residential Mortgage
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Conventional, FHA, VA, USDA | 12 | 1.6% | 100% | $333,333 | |
Kind Lending, LLC
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Conventional, FHA, VA, USDA | 11 | 1.5% | 84.6% | $331,363 | |
Mortgage Research Center
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VA | 11 | 1.5% | 64.7% | $315,000 | |
The Loan Store, Inc
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Conventional, FHA | 9 | 1.2% | 100% | $256,111 | |
American Financial Resources LLC
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Conventional, FHA, VA | 8 | 1.1% | 100% | $265,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional, FHA, VA | 8 | 1.1% | 100% | $327,500 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 8 | 1.1% | 100% | $278,750 | |
New American Funding, LLC.
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Conventional, FHA | 8 | 1.1% | 100% | $203,750 | |
Lower, LLC
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Conventional, FHA, VA, Jumbo | 8 | 1.1% | 100% | $367,500 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, USDA, HELOC | 6 +1 HELOCs |
0.8% | 100% | $256,666 | |
Everett Financial, Inc.
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Conventional, FHA | 6 | 0.8% | 100% | $243,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 0.8% | 100% | $250,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, USDA | 6 | 0.8% | 100% | $255,000 | |
Nationstar Mortgage
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Conventional, FHA | 6 | 0.8% | 85.7% | $126,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 6 | 0.8% | 85.7% | $206,666 | |
loanDepot.com LLC
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Conventional | 5 | 0.7% | 100% | $197,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 5 | 0.7% | 29.4% | $123,000 | |
Provident Funding Associates
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Conventional | 5 | 0.7% | 100% | $351,000 | |
Equity Prime Mortgage LLC
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FHA, VA, USDA | 4 | 0.5% | 100% | $322,500 | |
Guild Mortgage Company
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Conventional, FHA, USDA | 4 | 0.5% | 100% | $325,000 | |
Tjc Mortgage Inc
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Conventional, FHA | 4 | 0.5% | 100% | $227,500 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 4 | 0.5% | 80% | $207,500 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 4 | 0.5% | 66.7% | $187,500 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 0.4% | 100% | $325,000 | View |
Newrez LLC
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Conventional | 3 | 0.4% | 33.3% | $78,333 | |
Dart Bank
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Conventional, FHA | 3 | 0.4% | 100% | $268,333 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 3 | 0.4% | 100% | $178,333 | |
Bay Equity LLC
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Conventional | 3 | 0.4% | 100% | $275,000 | |
T2 Financial LLC
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Conventional, FHA | 3 | 0.4% | 100% | $258,333 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.4% | 60% | $61,666 | View |
Plaza Home Mortgage, Inc
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Conventional, FHA | 3 | 0.4% | 100% | $205,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +3 HELOCs |
0.3% | 25% | $65,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.3% | 50% | $165,000 | |
Filo Mortgage, LLC
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VA | 2 | 0.3% | 100% | $685,000 | |
Cmg Mortgage Inc
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Conventional | 2 | 0.3% | 100% | $345,000 | |
Discover Bank
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Conventional | 2 | 0.3% | 100% | $80,000 | |
Nfm, Inc
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Conventional, FHA | 2 | 0.3% | 100% | $325,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.3% | 66.7% | $380,000 | View |
Planet Home Lending, LLC
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FHA | 2 | 0.3% | 100% | $250,000 | |
Reliance First Capital, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $200,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 0.3% | 100% | $375,000 | View |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $125,000 | View |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $355,000 | |
EMM Loans LLC
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FHA | 1 | 0.1% | 100% | $425,000 | |
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A5.0 ★Texas Ratio: 13.68% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
Ruoff Mortgage Company
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FHA | 1 | 0.1% | 100% | $155,000 | |
First Community Mortgage, Inc.
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USDA | 1 | 0.1% | 100% | $235,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.1% | 100% | $265,000 | |
Guaranteed Rate, Inc.
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USDA | 1 | 0.1% | 100% | $195,000 | |
Primelending
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Conventional | 1 | 0.1% | 100% | $85,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.1% | 100% | $145,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $335,000 | |
NOVA Financial & Investment Corporation
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Conventional | 1 | 0.1% | 100% | $55,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $155,000 | |
Resicentral LLC
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Conventional | 1 | 0.1% | 100% | $205,000 | |
The Mortgage Warehouse, LLC
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VA | 1 | 0.1% | 100% | $265,000 | |
Click n' Close, Inc.
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Conventional | 1 | 0.1% | 100% | $605,000 | |
ClearPath Lending
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VA | 1 | 0.1% | 100% | $365,000 | |
Flat Branch Mortgage, Inc.
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,055,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.1% | 33.3% | $185,000 | |
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A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
Cardinal Financial Company, Li
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FHA | 1 | 0.1% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 10.24% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
Transportation Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $85,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
Nations Lending Corporation
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Conventional | 1 | 0.1% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.1% | 100% | $285,000 | |
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B4.4 ★Texas Ratio: 21.68% |
FHA | 1 | 0.1% | 100% | $345,000 | View |
Milend, Inc
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Conventional | 1 | 0.1% | 50% | $445,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.1% | 100% | $135,000 | View |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.1% | 100% | $405,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $165,000 | |
Endeavor Capital, LLC
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Conventional | 1 | 0.1% | 100% | $135,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.1% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.1% | 100% | $955,000 | View |
Nations Direct Mortgage, LLC
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VA | 1 | 0.1% | 100% | $285,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.1% | 100% | $235,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.1% | 7.1% | $65,000 | |
Southwest Funding LP
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FHA | 1 | 0.1% | 100% | $205,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.1% | 100% | $185,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Mount Washington Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mount Washington, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Mount Washington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mount Washington in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mount Washington, KY
Use these to narrow the list above. Each category shows how many Mount Washington, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Mount Washington, KY
Independent mortgage companies closed 63 percent of home loans in Mount Washington, Kentucky in 2025, banks 29.4 percent and credit unions 7.7 percent. Victory Mortgage, LLC was the largest mortgage company, Stock Yards Bank & Trust Company the largest bank and L&N Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Stock Yards Bank & Trust Company led with 20 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mount Washington, KY
By home loans closed in 2025, Stock Yards Bank & Trust Company was the largest mortgage lender in Mount Washington, Kentucky with 20 loans, about 2.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Mount Washington, Kentucky, Victory Mortgage, LLC approved the highest share of completed applications in 2025 at 96.1 percent, against a 87.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
56 lenders closed FHA loans in Mount Washington, Kentucky in 2025, led by Victory Mortgage, LLC with 24. 32 lenders closed VA loans, led by Victory Mortgage, LLC, and 12 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 49 banks and 13 credit unions closed home loans in Mount Washington, Kentucky in 2025, alongside 79 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mount Washington, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mount Washington, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mount Washington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
