Mortgage Lenders and Brokers in Erlanger, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Erlanger, Kentucky mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3133 Dixie Hwy, Erlanger, KY 41018A+5.0 ★Texas Ratio: 3.68%, Victory Mortgage, LLCVictory Mortgage, LLCErlanger, KY, Guardian Savings BankGuardian Savings Bank7550 Mall Rd, Florence, KY 41042A+5.0 ★Texas Ratio: 1.35%, US Bank, N.A.US Bank, N.A.7630 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 2.85%, Heritage Bank, INCHeritage Bank, INC456 Commonwealth Ave, Erlanger, KY 41018A+5.0 ★Texas Ratio: 4.11%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1975 Highland Pike, Erlanger, KY 41017A+5.0 ★Texas Ratio: 3.22%, Huntington National BankHuntington National Bank2252 Burlington Pike, Burlington, KY 41005A+5.0 ★Texas Ratio: 3.66%, German American BankGerman American Bank1805 Campbell Lane, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 1.93%, PNC Bank N.A.PNC Bank N.A.1000 Carter Ave, Ashland, KY 41101A+5.0 ★Texas Ratio: 4.24%, and L&N Federal Credit UnionL&N Federal Credit Union822 DONALDSON HWY, ERLANGER, KY 41018A+5.0 ★Texas Ratio: 1.91%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Erlanger, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Erlanger are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Erlanger, Kentucky
Market share is the lender's share of all home loans closed in Erlanger, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Erlanger 3133 Dixie Hwy, Erlanger, KY 41018 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $125,000 | View |
Victory Mortgage, LLC
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Conventional | 3 | 0.9% | 75% | $331,666 | |
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7550 Mall Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.35% |
Conventional, HELOC | 17 +6 HELOCs |
5.4% | 81.8% | $244,411 | View |
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7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 13 +9 HELOCs |
4.1% | 76.5% | $210,384 | View |
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456 Commonwealth Ave, Erlanger, KY 41018 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 13 | 4.1% | 81.2% | $118,076 | View |
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1975 Highland Pike, Erlanger, KY 41017 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 10 +34 HELOCs |
3.2% | 90.9% | $162,000 | View |
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2252 Burlington Pike, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, HELOC | 9 +14 HELOCs |
2.8% | 75% | $310,555 | View |
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1805 Campbell Lane, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 1.93% |
Conventional, FHA, HELOC | 5 +4 HELOCs |
1.6% | 100% | $255,000 | View |
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★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 4 +7 HELOCs |
1.3% | 100% | $217,500 | View |
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822 DONALDSON HWY, ERLANGER, KY 41018 A+5.0 ★Texas Ratio: 1.91% |
Conventional, HELOC | 4 +3 HELOCs |
1.3% | 100% | $210,000 | View |
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★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 2 +5 HELOCs |
0.6% | 50% | $330,000 | View |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional | 2 | 0.6% | 100% | $210,000 | |
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119 Fairfield Ave, Bellevue, KY 41073 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 100% | $125,000 | View |
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7300 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.87% |
VA, HELOC | 1 +2 HELOCs |
0.3% | 100% | $415,000 | View |
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111 Chaplin Rd, Bloomfield, KY 40008 A+5.0 ★Texas Ratio: 1.99% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $585,000 | View |
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6424 Ky Route 1428, Allen, KY 41601 A+5.0 ★Texas Ratio: 3.53% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,305,000 | View |
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5290 Scottsville Rd, Bowling Green, KY 42104 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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Limaburg Road And Jones Circle, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +6 HELOCs |
0% | 0% | View | |
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101 Brentwood Dr, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.26% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
HELOC | 0 +1 HELOCs |
0% | 100% | ||
Stockton Mortgage Corporation
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Conventional, FHA | 18 | 5.7% | 100% | $222,222 | |
First Equity Mortgage Inc
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Conventional | 14 | 4.4% | 93.3% | $333,571 | |
Rocket Mortgage
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Conventional, FHA, VA | 20 | 6.3% | 84.6% | $221,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 18 +1 HELOCs |
5.7% | 100% | $249,444 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, HELOC | 15 +1 HELOCs |
4.7% | 100% | $265,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 13 | 4.1% | 86.7% | $208,076 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 8 | 2.5% | 100% | $160,000 | |
Nfm, Inc
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Conventional, FHA, VA | 8 | 2.5% | 100% | $272,500 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 7 | 2.2% | 87.5% | $247,857 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 6 +1 HELOCs |
1.9% | 100% | $205,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, VA | 6 | 1.9% | 100% | $228,333 | View |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 5 | 1.6% | 100% | $125,000 | |
Amerisave Mortgage Company
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Conventional, FHA, HELOC | 4 +1 HELOCs |
1.3% | 50% | $100,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 1.3% | 80% | $235,000 | |
Newrez LLC
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Conventional, FHA, VA | 4 | 1.3% | 57.1% | $415,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 1.3% | 100% | $290,000 | |
Mortgage Research Center
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VA | 4 | 1.3% | 80% | $242,500 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 4 | 1.3% | 100% | $367,500 | View |
First Community Mortgage, Inc.
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Conventional, FHA | 3 | 0.9% | 100% | $218,333 | |
loanDepot.com LLC
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Conventional, VA | 3 | 0.9% | 66.7% | $291,666 | |
Better Mortgage Corporation
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Conventional, FHA | 3 | 0.9% | 100% | $251,666 | |
The Loan Store, Inc
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Conventional, FHA | 3 | 0.9% | 100% | $218,333 | |
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A+5.0 ★Texas Ratio: 1.99% |
Conventional | 3 | 0.9% | 100% | $218,333 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 0.9% | 100% | $318,333 | |
General Electric Credit Union
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Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $135,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.6% | 50% | $45,000 | |
Union Savings Bank
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $320,000 | |
American Financial Resources LLC
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Conventional | 2 | 0.6% | 100% | $240,000 | |
Synergy One Lending, Inc.
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Conventional | 2 | 0.6% | 100% | $85,000 | |
Sun West Mortgage Company, Inc
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FHA, VA | 2 | 0.6% | 100% | $370,000 | |
Das Acquisition Company, LLC
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Conventional | 2 | 0.6% | 100% | $170,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.6% | 100% | $220,000 | View |
Nationstar Mortgage
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Conventional | 2 | 0.6% | 100% | $115,000 | |
New American Funding, LLC.
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FHA | 2 | 0.6% | 100% | $210,000 | |
Village Capital & Investment
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VA | 2 | 0.6% | 100% | $215,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 0.6% | 100% | $255,000 | |
Polaris Home Funding Corp.
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FHA | 1 | 0.3% | 100% | $235,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Primelending
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VA | 1 | 0.3% | 100% | $235,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.3% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 2.05% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $225,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Schumacher Mortgage LLC
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VA | 1 | 0.3% | 100% | $465,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 50% | $55,000 | |
Bay Equity LLC
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Conventional | 1 | 0.3% | 100% | $135,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 50% | $235,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
Sibcy Cline Mortgage Services, Inc.
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Conventional | 1 | 0.3% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 0.96% |
FHA | 1 | 0.3% | 100% | $235,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.3% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.3% | 33.3% | $165,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 50% | $175,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
Cinfed Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Wright Patt Credit Union Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Erlanger Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Erlanger, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Erlanger? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Erlanger in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Erlanger, KY
Use these to narrow the list above. Each category shows how many Erlanger, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Erlanger, KY
Independent mortgage companies closed 60.8 percent of home loans in Erlanger, Kentucky in 2025, banks 35.8 percent and credit unions 3.5 percent. Victory Mortgage, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and L&N Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Victory Mortgage, LLC led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Erlanger, KY
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Erlanger, Kentucky with 1 loans, about 0.3 percent of the market. The largest lender headquartered in Kentucky was Victory Mortgage, LLC with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Erlanger, Kentucky in 2025, led by Stockton Mortgage Corporation with 8. 20 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 7 credit unions closed home loans in Erlanger, Kentucky in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Erlanger, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Erlanger, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Erlanger. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
