Mortgage Lenders and Brokers in Oakbrook, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Oakbrook, Kentucky mortgage lenders include Guardian Savings BankGuardian Savings Bank7550 Mall Rd, Florence, KY 41042A+5.0 ★Texas Ratio: 1.35%, Huntington National BankHuntington National Bank2252 Burlington Pike, Burlington, KY 41005A+5.0 ★Texas Ratio: 3.66%, US Bank, N.A.US Bank, N.A.7630 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 2.85%, Fifth Third Bank, National AssociationFifth Third Bank, National Association6801 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 3.22%, German American BankGerman American Bank1805 Campbell Lane, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 1.93%, Heritage Bank, INCHeritage Bank, INC7593 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 4.11%, First Financial BankFirst Financial BankLimaburg Road And Jones Circle, Burlington, KY 41005A+5.0 ★Texas Ratio: 3.21%, L&N Federal Credit UnionL&N Federal Credit Union1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731A+5.0 ★Texas Ratio: 1.91%, First National Bank of KentuckyFirst National Bank of Kentucky2639 Highway 227, Carrollton, KY 41008A+5.0 ★Texas Ratio: 5.94%, and PNC Bank N.A.PNC Bank N.A.1000 Carter Ave, Ashland, KY 41101A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oakbrook, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oakbrook are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oakbrook, Kentucky
Market share is the lender's share of all home loans closed in Oakbrook, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7550 Mall Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.35% |
Conventional, FHA, HELOC | 16 +3 HELOCs |
6.2% | 94.1% | $258,750 | View |
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2252 Burlington Pike, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 14 +9 HELOCs |
5.4% | 87.5% | $205,000 | View |
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7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 8 +4 HELOCs |
3.1% | 90% | $183,750 | View |
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6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 6 +13 HELOCs |
2.3% | 60% | $208,333 | View |
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1805 Campbell Lane, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 1.93% |
Conventional, VA, HELOC | 6 +3 HELOCs |
2.3% | 100% | $223,333 | View |
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7593 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 6 | 2.3% | 85.7% | $143,333 | View |
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Limaburg Road And Jones Circle, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 3 +18 HELOCs |
1.2% | 75% | $148,333 | View |
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1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
Conventional, HELOC | 3 +3 HELOCs |
1.2% | 100% | $368,333 | View |
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2639 Highway 227, Carrollton, KY 41008 A+5.0 ★Texas Ratio: 5.94% |
Conventional | 3 | 1.2% | 100% | $128,333 | View |
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★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +4 HELOCs |
0.8% | 100% | $230,000 | View |
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924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.8% | 66.7% | $275,000 | View |
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119 Fairfield Ave, Bellevue, KY 41073 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 2 | 0.8% | 100% | $215,000 | View |
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111 Chaplin Rd, Bloomfield, KY 40008 A+5.0 ★Texas Ratio: 1.99% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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6601 Us Route 60, Ashland, KY 41102 A+5.0 ★Texas Ratio: 3.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Stockton Mortgage Corporation
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Conventional, FHA, VA | 15 | 5.8% | 93.8% | $278,333 | |
Victory Mortgage, LLC
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Conventional | 1 | 0.4% | 50% | $335,000 | |
University of Ky FCU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 21 | 8.1% | 68.8% | $177,380 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 14 | 5.4% | 100% | $250,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 12 | 4.6% | 100% | $279,166 | |
Union Home Mortgage Corp.
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Conventional, FHA | 12 | 4.6% | 100% | $252,500 | |
Nfm, Inc
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Conventional, FHA, VA | 7 | 2.7% | 100% | $250,714 | |
Pennymac Loan Services LLC
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Conventional, FHA | 6 | 2.3% | 75% | $150,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 6 | 2.3% | 75% | $103,333 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 1.9% | 85.7% | $245,000 | |
Newrez LLC
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Conventional, VA | 5 | 1.9% | 100% | $151,000 | |
Mortgage Research Center
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Conventional, VA | 5 | 1.9% | 62.5% | $303,000 | |
Union Savings Bank
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Conventional, FHA, HELOC | 4 +1 HELOCs |
1.5% | 100% | $237,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 1.5% | 100% | $330,000 | |
RMC Home Mortgage, LLC
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Conventional | 4 | 1.5% | 100% | $245,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA, VA | 4 | 1.5% | 100% | $230,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
1.2% | 100% | $368,333 | |
Planet Home Lending, LLC
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Conventional, FHA | 3 | 1.2% | 100% | $215,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 3 | 1.2% | 100% | $181,666 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 3 | 1.2% | 83.3% | $205,000 | View |
Cinfed Federal Credit Union
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Conventional, HELOC | 2 +3 HELOCs |
0.8% | 100% | $250,000 | |
Polaris Home Funding Corp.
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Conventional | 2 | 0.8% | 66.7% | $120,000 | |
Ruoff Mortgage Company
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Conventional | 2 | 0.8% | 100% | $210,000 | |
American Financial Resources LLC
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Conventional | 2 | 0.8% | 66.7% | $325,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 0.8% | 100% | $150,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.8% | 100% | $100,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 0.8% | 100% | $245,000 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 2 | 0.8% | 100% | $130,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.8% | 100% | $340,000 | |
Sibcy Cline Mortgage Services, Inc.
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FHA | 2 | 0.8% | 100% | $265,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.8% | 100% | $230,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.8% | 66.7% | $140,000 | |
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A+5.0 ★Texas Ratio: 2.56% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $195,000 | View |
Wright Patt Credit Union Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $265,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.4% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
Guidance Residential, LLC
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Conventional | 1 | 0.4% | 100% | $245,000 | |
Resicentral LLC
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Conventional | 1 | 0.4% | 100% | $305,000 | |
American Financial Network, Inc.
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VA | 1 | 0.4% | 100% | $185,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 20% | $55,000 | |
Cincinnati Ohio Police Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $65,000 | |
Bay Equity LLC
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Conventional | 1 | 0.4% | 100% | $265,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $125,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $285,000 | |
T2 Financial LLC
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Conventional | 1 | 0.4% | 100% | $425,000 | |
Rapid Mortgage Company
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Conventional | 1 | 0.4% | 100% | $145,000 | |
Towne Mortgage Company
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FHA | 1 | 0.4% | 100% | $175,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $65,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 0.96% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $235,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Lower, LLC
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Gmfs, LLC
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FHA | 1 | 0.4% | 100% | $225,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.4% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 1.39% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 100% | $25,000 | |
General Electric Credit Union
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Delta Community Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
North Side Bank & Trust Company
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HELOC | 0 +1 HELOCs |
0% | n/a |
Oakbrook Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oakbrook, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Oakbrook? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oakbrook in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oakbrook, KY
Use these to narrow the list above. Each category shows how many Oakbrook, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Oakbrook, KY
Independent mortgage companies closed 64.6 percent of home loans in Oakbrook, Kentucky in 2025, banks 31.2 percent and credit unions 4.2 percent. Stockton Mortgage Corporation was the largest mortgage company, Guardian Savings Bank the largest bank and L&N Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Heritage Bank, INC led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oakbrook, KY
By home loans closed in 2025, Guardian Savings Bank was the largest mortgage lender in Oakbrook, Kentucky with 16 loans, about 6.2 percent of the market. The largest lender headquartered in Kentucky was Heritage Bank, INC with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Oakbrook, Kentucky in 2025, led by Stockton Mortgage Corporation with 8. 12 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 10 credit unions closed home loans in Oakbrook, Kentucky in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oakbrook, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oakbrook, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oakbrook. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
