Sebree, Kentucky mortgage lenders include Independence Bank of KentuckyIndependence Bank of Kentucky308 Us Highway 41 S, Sebree, KY 42455A+5.0 ★Texas Ratio: 0.79%, Planters Bank, Inc.Planters Bank, Inc.796 Us Highway 41 N, Sebree, KY 42455A+5.0 ★Texas Ratio: 4.72%, Liberty Federal Credit UnionLiberty Federal Credit Union544 Lovers Ln, Bowling Green, KY 42103, Farmers Bank and Trust CompanyFarmers Bank and Trust Company2009 Scottsville Rd, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 2.10%, Regions BankRegions Bank507 Main St, Benton, KY 42025A+5.0 ★Texas Ratio: 4.37%, Magnolia BankMagnolia Bank651 W Dixie Ave, Elizabethtown, KY 42701A-5.0 ★Texas Ratio: 14.97%, Truist BankTruist Bank2750 Nashville Rd, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 2.87%, Old National BankOld National Bank301 S 2nd St, Central City, KY 42330A+5.0 ★Texas Ratio: 4.98%, German American BankGerman American Bank1805 Campbell Lane, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 1.93%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association6801 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sebree, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sebree are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Sebree, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Sebree 308 Us Highway 41 S, Sebree, KY 42455 A+5.0 ★Texas Ratio: 0.79% |
Conventional, HELOC | 8 +19 HELOCs |
16.7% | 66.7% | $207,500 | View |
|
1 office in Sebree 796 Us Highway 41 N, Sebree, KY 42455 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 4.2% | 100% | $35,000 | View |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional, FHA | 6 | 12.5% | 85.7% | $226,666 | |
|
2009 Scottsville Rd, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 2.10% |
Conventional | 2 | 4.2% | 100% | $255,000 | View |
|
507 Main St, Benton, KY 42025 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 2.1% | 100% | $245,000 | View |
|
651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 2.1% | 100% | $365,000 | View |
|
★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
FHA | 1 | 2.1% | 100% | $325,000 | View |
|
301 S 2nd St, Central City, KY 42330 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
1805 Campbell Lane, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 1.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Field & Main Bank
|
Conventional | 1 | 2.1% | 100% | $115,000 | |
Stockton Mortgage Corporation
|
VA | 1 | 2.1% | 100% | $165,000 | |
Rocket Mortgage
|
Conventional, FHA | 7 | 14.6% | 100% | $137,857 | |
Mortgage Masters of Indiana Inc
|
VA | 2 | 4.2% | 66.7% | $335,000 | |
Mutual of Omaha Mortgage
|
FHA | 2 | 4.2% | 100% | $115,000 | |
Interlinc Mortgage Services, LLC
|
Conventional | 1 | 2.1% | 100% | $145,000 | |
First Community Mortgage, Inc.
|
Conventional | 1 | 2.1% | 100% | $145,000 | |
United Wholesale Mortgage
|
FHA | 1 | 2.1% | 50% | $185,000 | |
Newrez LLC
|
FHA | 1 | 2.1% | 100% | $105,000 | |
Gvc Mortgage, Inc.
|
Conventional | 1 | 2.1% | 100% | $95,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 2.1% | 100% | $165,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 2.1% | 100% | $305,000 | |
Sun West Mortgage Company, Inc
|
FHA | 1 | 2.1% | 100% | $275,000 | |
|
C-3.6 ★Texas Ratio: 31.27% |
Conventional | 1 | 2.1% | 50% | $255,000 | View |
New American Funding, LLC.
|
FHA | 1 | 2.1% | 100% | $55,000 | |
The Loan Store, Inc
|
Conventional | 1 | 2.1% | 100% | $135,000 | |
21St Mortgage
|
Conventional | 1 | 2.1% | 50% | $225,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 2.1% | 20% | $95,000 | |
Village Capital & Investment
|
FHA | 1 | 2.1% | 100% | $335,000 |
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Sebree? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sebree in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Sebree, KY lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 50 percent of home loans in Sebree, Kentucky in 2025, banks 35.4 percent and credit unions 14.6 percent. Stockton Mortgage Corporation was the largest mortgage company, Independence Bank of Kentucky the largest bank and Liberty Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Independence Bank of Kentucky led with 8 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
By home loans closed in 2025, Independence Bank of Kentucky was the largest mortgage lender in Sebree, Kentucky with 8 loans, about 16.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Sebree, Kentucky in 2025, led by Rocket Mortgage with 3. 2 lenders closed VA loans, led by Mortgage Masters of Indiana Inc. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 2 credit unions closed home loans in Sebree, Kentucky in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sebree, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sebree, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sebree. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.