Mortgage Lenders and Brokers in Burnside, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Burnside, Kentucky mortgage lenders include The Citizens National Bank of SomersetThe Citizens National Bank of Somerset290 Cumberland Xing, Monticello, KY 42633B+3.9 ★Texas Ratio: 1.75%, L&N Federal Credit UnionL&N Federal Credit Union1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731A+5.0 ★Texas Ratio: 1.91%, Community Trust Bank, Inc.Community Trust Bank, Inc.6424 Ky Route 1428, Allen, KY 41601A+5.0 ★Texas Ratio: 3.53%, United Cumberland BankUnited Cumberland Bank3995 S Highway 27, Pine Knot, KY 42635A5.0 ★Texas Ratio: 9.50%, Forcht Bank, N.A.Forcht Bank, N.A.406 Knox St, Barbourville, KY 40906A+5.0 ★Texas Ratio: 0.45%, First Financial BankFirst Financial BankLimaburg Road And Jones Circle, Burlington, KY 41005A+5.0 ★Texas Ratio: 3.21%, PNC Bank N.A.PNC Bank N.A.1000 Carter Ave, Ashland, KY 41101A+5.0 ★Texas Ratio: 4.24%, Monticello Banking CompanyMonticello Banking Company310 N Cross St, Albany, KY 42602A+5.0 ★Texas Ratio: 0.91%, First Southern National BankFirst Southern National Bank1214 Ashley Cir, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 3.45%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA924 Broadway Ave, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Burnside, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Burnside are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Burnside, Kentucky
Market share is the lender's share of all home loans closed in Burnside, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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290 Cumberland Xing, Monticello, KY 42633 B+3.9 ★Texas Ratio: 1.75% |
Conventional | 23 | 12% | 88.5% | $195,434 | View |
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1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
Conventional, HELOC | 11 +11 HELOCs |
5.8% | 100% | $221,363 | View |
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6424 Ky Route 1428, Allen, KY 41601 A+5.0 ★Texas Ratio: 3.53% |
Conventional, HELOC | 6 +5 HELOCs |
3.1% | 85.7% | $231,666 | View |
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3995 S Highway 27, Pine Knot, KY 42635 A5.0 ★Texas Ratio: 9.50% |
Conventional | 4 | 2.1% | 100% | $330,000 | View |
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406 Knox St, Barbourville, KY 40906 A+5.0 ★Texas Ratio: 0.45% |
Conventional | 4 | 2.1% | 66.7% | $282,500 | View |
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Limaburg Road And Jones Circle, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 4 | 2.1% | 100% | $257,500 | View |
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★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +2 HELOCs |
1.6% | 100% | $261,666 | View |
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★ 5 stars, 1 review 310 N Cross St, Albany, KY 42602 A+5.0 ★Texas Ratio: 0.91% |
Conventional | 3 | 1.6% | 100% | $161,666 | View |
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1214 Ashley Cir, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $85,000 | View |
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924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 2 | 1% | 100% | $255,000 | View |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional | 2 | 1% | 100% | $385,000 | |
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★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $205,000 | View |
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★ 3.5 stars, 2 reviews 6409 Polo Club Ln, Lexington, KY 40509 A+5.0 ★Texas Ratio: 0.09% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
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507 Main St, Benton, KY 42025 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.5% | 50% | $125,000 | View |
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102 W Jefferson St, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.23% |
Conventional | 1 | 0.5% | 100% | $235,000 | View |
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7550 Mall Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.35% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
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1140 Us 127 South, Frankfort, KY 40601 A+5.0 ★Texas Ratio: 2.69% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
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5290 Scottsville Rd, Bowling Green, KY 42104 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.5% | 25% | $45,000 | View |
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111 Chaplin Rd, Bloomfield, KY 40008 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
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3505 Louisville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.83% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
HELOC | 0 +3 HELOCs |
0% | 0% | ||
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7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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520 W New Circle Rd, Lexington, KY 40511 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Stockton Mortgage Corporation
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FHA | 2 | 1% | 100% | $265,000 | |
University of Ky FCU
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Conventional | 2 | 1% | 100% | $65,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 22 | 11.5% | 74.2% | $199,545 | |
New American Funding, LLC.
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Conventional, FHA, VA, USDA | 13 | 6.8% | 92.9% | $131,923 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 8 | 4.2% | 34.6% | $151,250 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 3.7% | 100% | $220,714 | |
Mortgage Research Center
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VA | 5 | 2.6% | 71.4% | $293,000 | |
Newrez LLC
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Conventional, VA | 3 | 1.6% | 60% | $215,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 1.6% | 100% | $281,666 | |
Kind Lending, LLC
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FHA, USDA | 3 | 1.6% | 100% | $265,000 | |
Mortgage Solutions of Colorado
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FHA, VA | 3 | 1.6% | 100% | $398,333 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 1.6% | 75% | $91,666 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 2 +1 HELOCs |
1% | 100% | $365,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 1% | 100% | $95,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 1% | 50% | $70,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 2 | 1% | 100% | $420,000 | View |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 1% | 66.7% | $220,000 | View |
Atlantic Bay Mortgage Group
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Conventional, VA | 2 | 1% | 100% | $200,000 | |
Nationstar Mortgage
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Conventional | 2 | 1% | 100% | $125,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional, USDA | 2 | 1% | 66.7% | $280,000 | |
Lower, LLC
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Conventional | 2 | 1% | 100% | $190,000 | |
Southwest Stage Funding LLC
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Conventional | 2 | 1% | 100% | $95,000 | |
21St Mortgage
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Conventional | 2 | 1% | 40% | $85,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, VA | 2 | 1% | 100% | $155,000 | |
Polaris Home Funding Corp.
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VA | 1 | 0.5% | 100% | $245,000 | |
Interlinc Mortgage Services, LLC
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FHA | 1 | 0.5% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.5% | 100% | $475,000 | View |
Ruoff Mortgage Company
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FHA | 1 | 0.5% | 100% | $195,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.5% | 100% | $55,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.5% | 100% | $115,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.5% | 50% | $275,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $225,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.5% | 100% | $415,000 | |
Cardinal Financial Company, Li
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VA | 1 | 0.5% | 50% | $565,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 25% | $225,000 | |
Desco Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $155,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.5% | 100% | $175,000 | |
Geneva Financial LLC
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FHA | 1 | 0.5% | 100% | $145,000 | |
Wright Patt Credit Union Inc
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Conventional | 1 | 0.5% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $465,000 | |
Mortgage Investors Group
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Conventional | 1 | 0.5% | 100% | $595,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
VA | 1 | 0.5% | 100% | $405,000 | View |
Carrington Mortgage Services LLC
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VA | 1 | 0.5% | 25% | $425,000 | |
Superior Credit Union, Inc.
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Conventional | 1 | 0.5% | 100% | $115,000 | |
Baxter Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Burnside Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Burnside, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Burnside? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Burnside in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Burnside, KY
Use these to narrow the list above. Each category shows how many Burnside, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Burnside, KY
Independent mortgage companies closed 55 percent of home loans in Burnside, Kentucky in 2025, banks 34 percent and credit unions 11 percent. Stockton Mortgage Corporation was the largest mortgage company, The Citizens National Bank of Somerset the largest bank and L&N Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, The Citizens National Bank of Somerset led with 23 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Burnside, KY
By home loans closed in 2025, The Citizens National Bank of Somerset was the largest mortgage lender in Burnside, Kentucky with 23 loans, about 12 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Burnside, Kentucky in 2025, led by Rocket Mortgage with 5. 18 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 11 credit unions closed home loans in Burnside, Kentucky in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Burnside, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Burnside, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Burnside. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
