Mortgage Lenders and Brokers in Thruston, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Thruston, Kentucky mortgage lenders include Liberty Federal Credit UnionLiberty Federal Credit Union544 Lovers Ln, Bowling Green, KY 42103, Old National BankOld National Bank301 S 2nd St, Central City, KY 42330A+5.0 ★Texas Ratio: 4.98%, US Bank, N.A.US Bank, N.A.7630 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 2.85%, Independence Bank of KentuckyIndependence Bank of Kentucky1950 Scottsville Rd, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 0.79%, Fifth Third Bank, National AssociationFifth Third Bank, National Association6801 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 3.22%, South Central Bank IncSouth Central Bank Inc3505 Louisville Rd, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 2.83%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA924 Broadway Ave, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 3.68%, Edmonton State BankEdmonton State Bank2512 Nashville Rd, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 2.16%, German American BankGerman American Bank1805 Campbell Lane, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 1.93%, and Huntington National BankHuntington National Bank2252 Burlington Pike, Burlington, KY 41005A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Thruston, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Thruston are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Thruston, Kentucky
Market share is the lender's share of all home loans closed in Thruston, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional, FHA, VA, HELOC | 35 +14 HELOCs |
35% | 97.4% | $232,714 | |
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301 S 2nd St, Central City, KY 42330 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA, HELOC | 6 +4 HELOCs |
6% | 100% | $261,666 | View |
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7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +1 HELOCs |
6% | 100% | $303,333 | View |
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1950 Scottsville Rd, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 0.79% |
Conventional, HELOC | 3 +4 HELOCs |
3% | 100% | $311,666 | View |
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6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 3 +2 HELOCs |
3% | 75% | $81,666 | View |
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3505 Louisville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.83% |
Conventional, HELOC | 2 +3 HELOCs |
2% | 100% | $315,000 | View |
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924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +1 HELOCs |
2% | 100% | $480,000 | View |
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2512 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.16% |
Conventional | 2 | 2% | 100% | $190,000 | View |
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1805 Campbell Lane, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 1.93% |
Conventional, HELOC | 1 +2 HELOCs |
1% | 100% | $245,000 | View |
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2252 Burlington Pike, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $275,000 | View |
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6601 Us Route 60, Ashland, KY 41102 A+5.0 ★Texas Ratio: 3.39% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $55,000 | View |
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100 Kelly Dr, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 3.44% |
Conventional | 1 | 1% | 100% | $215,000 | View |
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1500 Bill Monroe Memorial Boulevard, Beaver Dam, KY 42320 B+4.1 ★Texas Ratio: 2.80% |
Conventional | 1 | 1% | 100% | $135,000 | View |
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★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1214 Ashley Cir, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 3.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1% | 100% | $375,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 9 | 9% | 90% | $275,000 | |
Rocket Mortgage
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Conventional | 5 | 5% | 83.3% | $301,000 | |
Mortgage Research Center
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VA | 3 | 3% | 75% | $285,000 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 2% | 100% | $200,000 | |
loanDepot.com LLC
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Conventional, VA | 2 | 2% | 100% | $140,000 | |
Churchill Mortgage Corporation
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Conventional, FHA | 2 | 2% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 2 | 2% | 100% | $390,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 1% | 100% | $185,000 | |
Newrez LLC
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Conventional | 1 | 1% | 50% | $75,000 | |
Kind Lending, LLC
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FHA | 1 | 1% | 100% | $185,000 | |
Movement Mortgage, LLC
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VA | 1 | 1% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 1% | 100% | $365,000 | View |
Discover Bank
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Conventional | 1 | 1% | 100% | $65,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 1% | 100% | $205,000 | |
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C-3.6 ★Texas Ratio: 31.27% |
Conventional | 1 | 1% | 50% | $195,000 | View |
Lower, LLC
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Conventional | 1 | 1% | 100% | $195,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 1% | 100% | $195,000 | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Thruston Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Thruston, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Thruston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Thruston in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Thruston, KY
Use these to narrow the list above. Each category shows how many Thruston, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Thruston, KY
Independent mortgage companies closed 31 percent of home loans in Thruston, Kentucky in 2025, banks 30 percent and credit unions 39 percent. Farm Credit Mid-America, Aca was the largest mortgage company, Old National Bank the largest bank and Liberty Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Liberty Federal Credit Union led with 35 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Thruston, KY
By home loans closed in 2025, Liberty Federal Credit Union was the largest mortgage lender in Thruston, Kentucky with 35 loans, about 35 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Thruston, Kentucky in 2025, led by Liberty Federal Credit Union with 8. 6 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 4 credit unions closed home loans in Thruston, Kentucky in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Thruston, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Thruston, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Thruston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
