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Peoples Bank of Kankakee County Rates & Review August 2026

Peoples Bank of Kankakee County's 5-Month CD Special rates are at 3.20%, 11-Month CD Special rates are at 3.06%, 11-Month IRA CD Special rates are at 3.06%, 48-Month CD rates are at 2.75%, 48-Month IRA CD rates are at 2.75%. Peoples Bank of Kankakee County's savings rates are at 0.15%. Peoples Bank of Kankakee County's money market rates are at 0.15%. MonitorBankRates evaluates the financial stability of Peoples Bank of Kankakee County with a 4.1 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 08/28/2026.

Peoples Bank of Kankakee County money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples Bank of Kankakee County? Share your experience about Peoples Bank of Kankakee County by leaving a review below, or read customer reviews before you decide to use Peoples Bank of Kankakee County.

Overall Health & Safety Grade ?
A-
Very Good Health Score: 91/100
MonitorBankRates Rating ?
4.1
Excellent Out of 5.0 Stars
Texas Ratio ?
0.00%
Perfect Lower than avg
Peoples Bank of Kankakee County
315 Main St Nw
Bourbonnais, IL 60914
https://www.peoplesbankdirect.com
Member FDIC

Peoples Bank of Kankakee County CD Rates

Product Rate APY Term View More
5 Month CD Special - 3.20% 5 Month
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
11 Month CD Special - 3.06% 11 Month
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
11 Month IRA CD Special - 3.06% 11 Month
Min Deposit $10,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
48 Month CD - 2.75% 48 Month
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
48 Month IRA CD - 2.75% 48 Month
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
24 Month CD - 2.70% 24 Month
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
24 Month IRA CD - 2.70% 24 Month
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
36 Month CD - 2.70% 36 Month
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
36 Month IRA CD - 2.70% 36 Month
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
48 Month CD - 2.55% 48 Month
Min Balance $5,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
48 Month IRA CD - 2.55% 48 Month
Min Balance $3,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
11 Month Flex CD Special - 2.50% 11 Month
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
24 Month CD - 2.50% 24 Month
Min Balance $5,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
24 Month IRA CD - 2.50% 24 Month
Min Balance $3,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
36 Month CD - 2.50% 36 Month
Min Balance $5,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
36 Month IRA CD - 2.50% 36 Month
Min Balance $3,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
18 Month Variable Rate IRA - 2.46% 18 Month
Min Balance $250
Details Variable Rate
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
12 Month CD - 2.41% 12 Month
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
12 Month IRA CD - 2.41% 12 Month
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
6 Month CD - 2.35% 6 Month
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
6 Month IRA CD - 2.35% 6 Month
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
12 Month CD - 2.21% 12 Month
Min Balance $5,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
12 Month IRA CD - 2.21% 12 Month
Min Balance $3,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
6 Month CD - 2.15% 6 Month
Min Balance $5,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
6 Month IRA CD - 2.15% 6 Month
Min Balance $3,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%

Peoples Bank of Kankakee County Savings Rates

Product Rate APY View More
RewardsPLUS Saver 2.57% 2.60%
Min Balance $0
Details Qualifications Required: met; Featured rate on balances up to $0.01+. Rate for balances $0.01+ when monthly qualifications are met.
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
Business Savings Account 0.25% 0.25%
Min Balance $300
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
Health Savings Account 0.25% 0.25%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
Personal Savings Account 0.25% 0.25%
Min Balance $300
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
Health Savings Account 0.15% 0.15%
Min Balance $300
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
RewardsPLUS Saver 0.01% 0.01%
Min Balance $0
Details Qualifications Required: not met; Rate when monthly qualifications are not met.
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%

Peoples Bank of Kankakee County Money Market Rates

Product Rate APY View More
Premier Money Market 2.72% 2.75%
Min Deposit $25,000
Details Must be new money. No minimum balance requirement. Check writing privileges. 10 free withdrawals per month. After that, $1 per debit. $20 early closing fee if account is closed within 6 months of opening.
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
Premier Money Market Fund 2.72% 2.75%
Min Balance $25,000
Details requires $25,000 new money to open
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
Premier Money Market 1.00% 1.00%
Min Deposit $25,000
Details Must be new money. No minimum balance requirement. Check writing privileges. 10 free withdrawals per month. After that, $1 per debit. $20 early closing fee if account is closed within 6 months of opening.
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
Premier Money Market Fund 1.00% 1.00%
Min Balance $0
Details requires $25,000 new money to open
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
Money Market Account 0.35% 0.35%
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
Money Market Fund 0.35% 0.35%
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
Money Market Account 0.30% 0.30%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
Money Market Fund 0.30% 0.30%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
Money Market Account 0.25% 0.25%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
Money Market Fund 0.25% 0.25%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
Money Market Account 0.15% 0.15%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
Money Market Fund 0.15% 0.15%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%

Peoples Bank of Kankakee County Checking Rates

Product Rate APY View More
RewardsPLUS Checking 2.96% 3.00%
Min Balance $0
Details Qualifications Required: met; Featured rate on balances up to $10,000.00
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
RewardsPLUS Checking 0.10% 0.39%
Min Balance $10,000
Details range of 3.00% - 0.39% depending on the balance
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
Commercial Checking with Interest 0.20% 0.20%
Min Balance $0
Details earnings credit 0.80%
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
Prestige Checking 0.10% 0.10%
Min Balance $20,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
RewardsPLUS Checking 0.10% 0.10%
Min Balance $10,000
Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
Prestige Checking 0.07% 0.07%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
Prestige Checking 0.05% 0.05%
Min Balance $300
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
RewardsPLUS Checking 0.01% 0.01%
Min Balance $10,000
Details Qualifications Required: met; Rate for balances $10,000+ when monthly qualifications are met.
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%
RewardsPLUS Checking 0.00% 0.00%
Min Deposit $100
Details No ATM refunds; Eligible to open RewardsPLUS Saver, earn additional interest, and link this account to RewardsPLUS checking account; $20 early closing fee if account is closed within 6 months of opening
Last Updated 08/28/2026
Institution Ratings
4.1
Star Rating
A-
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Peoples Bank of Kankakee County is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Peoples Bank of Kankakee County rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Peoples Bank of Kankakee County's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Peoples Bank of Kankakee County
Bank Holding Company ROMY HAMMES INC
Address 315 Main St Nw, Bourbonnais, IL 60914  ·  Kankakee
FDIC Certificate # 18566
Established 06/20/1962
FDIC Insurance Date 06/29/1962
Domestic Offices 3
Total Branches 3
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A-
Overall Health Grade Score: 91/100
4.1
Excellent Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.7401%
Return on Equity (ROE) 39.5300%
Non-Performing Loans (NPL) 0.00%
Total Assets $362,023,000
Total Deposits $307,976,000
Equity Capital $22,035,000
Net Income $2,160,000
Headquarters Bourbonnais
Total Branches and Offices 3
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Peoples Bank of Kankakee County

How many branches does Peoples Bank of Kankakee County operate?

Peoples Bank of Kankakee County currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Peoples Bank of Kankakee County does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Peoples Bank of Kankakee County provides members with tools to manage their accounts and build a solid financial history.

Does Peoples Bank of Kankakee County offer online and mobile banking?

Most modern institutions like Peoples Bank of Kankakee County provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.peoplesbankdirect.com.

Current Peoples Bank of Kankakee County Rates

  • 12-Month CD2.21%
  • 18-Month CD2.46%
  • 24-Month CD2.50%
  • 36-Month CD2.50%
  • 48-Month CD2.55%
  • Savings0.15%
  • MMA0.15%
Retrieved from our database of financial products. Rates subject to change.