Mortgage Lenders and Brokers in Walton, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Walton, Kentucky mortgage lenders include US Bank, N.A.US Bank, N.A.635 Chestnut Dr, Walton, KY 41094A+5.0 ★Texas Ratio: 2.85%, Huntington National BankHuntington National Bank11255 Paddock Dr, Walton, KY 41094A+5.0 ★Texas Ratio: 3.66%, Heritage Bank, INCHeritage Bank, INC235 Mary Grubbs Hwy, Walton, KY 41094A+5.0 ★Texas Ratio: 4.11%, Fifth Third Bank, National AssociationFifth Third Bank, National Association340 Richwood Rd, Walton, KY 41094A+5.0 ★Texas Ratio: 3.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA400 Richwood Rd, Walton, KY 41094A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank255 Mary Grubbs Hwy, Walton, KY 41094A+5.0 ★Texas Ratio: 2.87%, Guardian Savings BankGuardian Savings Bank7550 Mall Rd, Florence, KY 41042A+5.0 ★Texas Ratio: 1.35%, German American BankGerman American Bank1805 Campbell Lane, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 1.93%, L&N Federal Credit UnionL&N Federal Credit Union1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731A+5.0 ★Texas Ratio: 1.91%, and Wesbanco Bank, Inc.Wesbanco Bank, Inc.7300 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 3.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Walton, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Walton are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Walton, Kentucky
Market share is the lender's share of all home loans closed in Walton, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Walton 635 Chestnut Dr, Walton, KY 41094 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, HELOC | 12 +2 HELOCs |
4.4% | 63.2% | $112,500 | View |
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1 office in Walton 11255 Paddock Dr, Walton, KY 41094 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, HELOC | 9 +15 HELOCs |
3.3% | 100% | $237,222 | View |
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1 office in Walton 235 Mary Grubbs Hwy, Walton, KY 41094 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 9 | 3.3% | 64.3% | $107,222 | View |
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1 office in Walton 340 Richwood Rd, Walton, KY 41094 A+5.0 ★Texas Ratio: 3.22% |
Conventional, VA, HELOC | 4 +11 HELOCs |
1.5% | 36.4% | $202,500 | View |
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1 office in Walton 400 Richwood Rd, Walton, KY 41094 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.7% | 100% | $150,000 | View |
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★ 1 stars, 1 review 1 office in Walton 255 Mary Grubbs Hwy, Walton, KY 41094 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +5 HELOCs |
0.4% | 50% | $225,000 | View |
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7550 Mall Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.35% |
Conventional, USDA, HELOC | 11 +3 HELOCs |
4% | 91.7% | $268,636 | View |
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1805 Campbell Lane, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 1.93% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $295,000 | View |
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1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $385,000 | View |
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7300 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.87% |
VA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $275,000 | View |
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★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $205,000 | View |
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406 Knox St, Barbourville, KY 40906 A+5.0 ★Texas Ratio: 0.45% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
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101 Brentwood Dr, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.26% |
USDA | 1 | 0.4% | 100% | $225,000 | View |
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111 Chaplin Rd, Bloomfield, KY 40008 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 1 | 0.4% | 100% | $375,000 | View |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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119 Fairfield Ave, Bellevue, KY 41073 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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3505 Louisville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.83% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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Limaburg Road And Jones Circle, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
First Equity Mortgage Inc
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Conventional, FHA, VA, USDA | 30 | 10.9% | 71.4% | $308,000 | |
Victory Mortgage, LLC
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Conventional, FHA, VA | 16 | 5.8% | 84.2% | $259,375 | |
Stockton Mortgage Corporation
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Conventional, FHA, VA | 15 | 5.5% | 100% | $275,666 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.4% | 100% | $395,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 17 | 6.2% | 85.7% | $216,176 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 13 | 4.7% | 81.2% | $282,692 | |
Union Home Mortgage Corp.
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Conventional, FHA, USDA, HELOC | 9 +1 HELOCs |
3.3% | 100% | $272,777 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 7 | 2.5% | 100% | $143,571 | |
Nfm, Inc
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Conventional, FHA | 7 | 2.5% | 100% | $300,714 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 6 | 2.2% | 100% | $296,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 2.2% | 100% | $281,666 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 1.8% | 85.7% | $259,000 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 1.5% | 80% | $142,500 | |
Amerisave Mortgage Company
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Conventional | 4 | 1.5% | 66.7% | $30,000 | |
Nationstar Mortgage
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Conventional | 4 | 1.5% | 100% | $120,000 | |
Mortgage Research Center
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VA | 4 | 1.5% | 80% | $327,500 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 4 | 1.5% | 100% | $130,000 | |
Newrez LLC
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Conventional, FHA | 3 | 1.1% | 60% | $195,000 | |
T2 Financial LLC
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Conventional | 3 | 1.1% | 80% | $238,333 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.1% | 75% | $145,000 | |
Polaris Home Funding Corp.
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Conventional, USDA | 2 | 0.7% | 100% | $240,000 | |
Guaranteed Rate Affinity, LLC
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FHA, VA | 2 | 0.7% | 66.7% | $330,000 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 0.7% | 100% | $220,000 | |
Pennymac Loan Services LLC
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FHA | 2 | 0.7% | 100% | $170,000 | |
Publix Employees Federal Credit Union
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Conventional | 2 | 0.7% | 100% | $355,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 0.7% | 66.7% | $250,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.7% | 100% | $445,000 | |
Endeavor Capital, LLC
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FHA | 2 | 0.7% | 100% | $180,000 | |
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A+5.0 ★Texas Ratio: 1.99% |
Conventional | 2 | 0.7% | 100% | $280,000 | View |
Paramount Residential Mortgage
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FHA, USDA | 2 | 0.7% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.7% | 100% | $310,000 | View |
Spring Eq, LLC
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Conventional | 2 | 0.7% | 66.7% | $70,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.7% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 2.56% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $155,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $205,000 | View |
Primelending
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Conventional | 1 | 0.4% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.4% | 66.7% | $225,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.4% | 100% | $345,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.4% | 100% | $275,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.4% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.4% | 100% | $475,000 | View |
Homestead Funding Corp.
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Conventional | 1 | 0.4% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
Click n' Close, Inc.
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FHA | 1 | 0.4% | 100% | $355,000 | |
American Financing Corporation
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Conventional | 1 | 0.4% | 100% | $65,000 | |
Strong Home Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $395,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.4% | 100% | $105,000 | |
New Day Financial, LLC.
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VA, Jumbo | 1 | 0.4% | 100% | $1,385,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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A4.7 ★Texas Ratio: 3.20% |
VA | 1 | 0.4% | 100% | $225,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Cinfed Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Towne Mortgage Company
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FHA | 1 | 0.4% | 100% | $345,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.4% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 0.96% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.4% | 50% | $625,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.4% | 100% | $345,000 | |
Lower, LLC
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FHA | 1 | 0.4% | 100% | $215,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.4% | 100% | $305,000 | |
General Electric Credit Union
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Conventional | 1 | 0.4% | 100% | $285,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.4% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 33.3% | $75,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.4% | 100% | $445,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.4% | 100% | $265,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Connexus Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Walton Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Walton, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Walton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Walton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Walton, KY
Use these to narrow the list above. Each category shows how many Walton, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Walton, KY
Independent mortgage companies closed 72.7 percent of home loans in Walton, Kentucky in 2025, banks 24.7 percent and credit unions 2.5 percent. First Equity Mortgage Inc was the largest mortgage company, US Bank, N.A. the largest bank and L&N Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Heritage Bank, INC led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Walton, KY
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Walton, Kentucky with 12 loans, about 4.4 percent of the market. The largest lender headquartered in Kentucky was Heritage Bank, INC with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
34 lenders closed FHA loans in Walton, Kentucky in 2025, led by Rocket Mortgage with 5. 18 lenders closed VA loans, led by First Equity Mortgage Inc, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 8 credit unions closed home loans in Walton, Kentucky in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Walton, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Walton, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Walton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
