Mortgage Lenders and Brokers in Wilmore, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wilmore, Kentucky mortgage lenders include Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company108 E Main St, Wilmore, KY 40390A+5.0 ★Texas Ratio: 1.99%, Guardian Savings BankGuardian Savings Bank7550 Mall Rd, Florence, KY 41042A+5.0 ★Texas Ratio: 1.35%, Central Bank & Trust CoCentral Bank & Trust Co101 Brentwood Dr, Berea, KY 40403A+5.0 ★Texas Ratio: 1.26%, Farmers BankFarmers Bank213 E Main St, Wilmore, KY 40390, City National Bank of WVCity National Bank of WV9431 Us Route 60, Ashland, KY 41102A+5.0 ★Texas Ratio: 1.47%, Commonwealth Federal Credit UnionCommonwealth Federal Credit Union417 High St, Frankfort, KY 40601, Bank of the Bluegrass & Trust Co.Bank of the Bluegrass & Trust Co.215 Southland Dr, Lexington, KY 40503A+5.0 ★Texas Ratio: 0.25%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA924 Broadway Ave, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 3.68%, Community Trust Bank, Inc.Community Trust Bank, Inc.6424 Ky Route 1428, Allen, KY 41601A+5.0 ★Texas Ratio: 3.53%, and PNC Bank N.A.PNC Bank N.A.1000 Carter Ave, Ashland, KY 41101A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wilmore, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wilmore are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wilmore, Kentucky
Market share is the lender's share of all home loans closed in Wilmore, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Wilmore 108 E Main St, Wilmore, KY 40390 A+5.0 ★Texas Ratio: 1.99% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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7550 Mall Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.35% |
Conventional, FHA | 17 | 14.3% | 90% | $315,000 | View |
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101 Brentwood Dr, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.26% |
Conventional, HELOC | 7 +5 HELOCs |
5.9% | 87.5% | $290,714 | View |
Farmers Bank
213 E Main St, Wilmore, KY 40390 |
Conventional | 6 | 5% | 100% | $416,666 | |
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9431 Us Route 60, Ashland, KY 41102 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 3 +2 HELOCs |
2.5% | 100% | $521,666 | View |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
Conventional, HELOC | 3 +2 HELOCs |
2.5% | 80% | $245,000 | |
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215 Southland Dr, Lexington, KY 40503 A+5.0 ★Texas Ratio: 0.25% |
Conventional, Jumbo | 3 | 2.5% | 100% | $798,333 | View |
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924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +1 HELOCs |
1.7% | 100% | $145,000 | View |
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6424 Ky Route 1428, Allen, KY 41601 A+5.0 ★Texas Ratio: 3.53% |
Conventional, Jumbo | 2 | 1.7% | 100% | $820,000 | View |
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★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.8% | 100% | $145,000 | View |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $185,000 | |
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301 S 2nd St, Central City, KY 42330 A+5.0 ★Texas Ratio: 4.98% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,285,000 | View |
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424 Park Pl, Lexington, KY 40511 1829 A+5.0 ★Texas Ratio: 0.46% |
Conventional | 1 | 0.8% | 100% | $285,000 | View |
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3827 Shelbyville Rd, Louisville, KY 40207 A+5.0 ★Texas Ratio: 3.43% |
Conventional | 1 | 0.8% | 100% | $155,000 | View |
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1140 Us 127 South, Frankfort, KY 40601 A+5.0 ★Texas Ratio: 2.69% |
Conventional | 1 | 0.8% | 100% | $225,000 | View |
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100 Kelly Dr, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 3.44% |
Conventional | 1 | 0.8% | 100% | $215,000 | View |
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119 Fairfield Ave, Bellevue, KY 41073 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.8% | 100% | $55,000 | View |
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7300 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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520 W New Circle Rd, Lexington, KY 40511 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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1950 Scottsville Rd, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 0.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Stockton Mortgage Corporation
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Conventional, VA | 3 | 2.5% | 100% | $371,666 | |
University of Ky FCU
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Conventional, HELOC | 2 +15 HELOCs |
1.7% | 100% | $225,000 | |
Park Community Credit Union
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Conventional | 1 | 0.8% | 100% | $205,000 | |
Rocket Mortgage
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Conventional | 10 | 8.4% | 92.9% | $212,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 6.7% | 100% | $383,750 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 3.4% | 100% | $247,500 | |
Ark-La-Tex Financial Services LLC
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Conventional | 4 | 3.4% | 100% | $220,000 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 2.5% | 100% | $161,666 | |
Ruoff Mortgage Company
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Conventional, VA | 2 | 1.7% | 100% | $260,000 | |
Newrez LLC
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Conventional, VA | 2 | 1.7% | 100% | $235,000 | |
Provident Funding Associates
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Conventional | 2 | 1.7% | 100% | $170,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.7% | 100% | $85,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 5.55% |
Conventional | 2 | 1.7% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $325,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.8% | 100% | $215,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.8% | 100% | $305,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $125,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.8% | 100% | $265,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.8% | 100% | $185,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $235,000 | |
Kind Lending, LLC
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FHA | 1 | 0.8% | 100% | $155,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.8% | 100% | $295,000 | |
Tower Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $105,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.8% | 50% | $245,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.8% | 100% | $355,000 | |
American Financing Corporation
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Conventional | 1 | 0.8% | 50% | $305,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $15,000 | |
Eastman Credit Union
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Conventional | 1 | 0.8% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.8% | 100% | $355,000 | View |
Mortgage Research Center
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VA | 1 | 0.8% | 100% | $375,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.8% | 50% | $405,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.8% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.8% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.8% | 100% | $75,000 | View |
Paramount Residential Mortgage
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VA | 1 | 0.8% | 100% | $175,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.8% | 100% | $135,000 | |
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Wilmore Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wilmore, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Wilmore? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wilmore in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wilmore, KY
Use these to narrow the list above. Each category shows how many Wilmore, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Wilmore, KY
Independent mortgage companies closed 47.1 percent of home loans in Wilmore, Kentucky in 2025, banks 43.7 percent and credit unions 9.2 percent. Stockton Mortgage Corporation was the largest mortgage company, Stock Yards Bank & Trust Company the largest bank and Commonwealth Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Stock Yards Bank & Trust Company led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wilmore, KY
By home loans closed in 2025, Stock Yards Bank & Trust Company was the largest mortgage lender in Wilmore, Kentucky with 0 loans, about 0 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Wilmore, Kentucky in 2025, led by United Wholesale Mortgage with 2. 7 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 9 credit unions closed home loans in Wilmore, Kentucky in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wilmore, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wilmore, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wilmore. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
