Mortgage Lenders and Brokers in Eddyville, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Eddyville, Kentucky mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association418 Newman Dr, Eddyville, KY 42038A+5.0 ★Texas Ratio: 3.22%, Truist BankTruist Bank31 Outlet Ave, Eddyville, KY 42038A+5.0 ★Texas Ratio: 2.87%, First Southern National BankFirst Southern National Bank1214 Ashley Cir, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 3.45%, Magnolia BankMagnolia Bank651 W Dixie Ave, Elizabethtown, KY 42701A-5.0 ★Texas Ratio: 14.97%, Farmers Bank and Trust CompanyFarmers Bank and Trust Company2009 Scottsville Rd, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 2.10%, The Paducah Bank and Trust CompanyThe Paducah Bank and Trust Company614 W Main St, Louisville, KY 40202A+5.0 ★Texas Ratio: 1.48%, Community Financial Services BankCommunity Financial Services Bank221 W 5th St, Benton, KY 42025A+5.0 ★Texas Ratio: 3.65%, Farm Credit Mid-America, AcaFarm Credit Mid-America, AcaLouisville, KY, Stockton Mortgage CorporationStockton Mortgage CorporationFrankfort, KY, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Eddyville, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Eddyville are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Eddyville, Kentucky
Market share is the lender's share of all home loans closed in Eddyville, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Eddyville 418 Newman Dr, Eddyville, KY 42038 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 5 +8 HELOCs |
13.5% | 85.7% | $145,000 | View |
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★ 1 stars, 1 review 1 office in Eddyville 31 Outlet Ave, Eddyville, KY 42038 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
2.7% | 100% | $155,000 | View |
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1214 Ashley Cir, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 3.45% |
Conventional | 2 | 5.4% | 100% | $100,000 | View |
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651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA | 2 | 5.4% | 100% | $185,000 | View |
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2009 Scottsville Rd, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 2.10% |
Conventional | 2 | 5.4% | 100% | $155,000 | View |
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614 W Main St, Louisville, KY 40202 A+5.0 ★Texas Ratio: 1.48% |
Conventional | 1 | 2.7% | 100% | $395,000 | View |
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221 W 5th St, Benton, KY 42025 A+5.0 ★Texas Ratio: 3.65% |
Conventional | 1 | 2.7% | 100% | $35,000 | View |
Farm Credit Mid-America, Aca
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Conventional | 2 | 5.4% | 100% | $320,000 | |
Stockton Mortgage Corporation
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FHA | 1 | 2.7% | 100% | $215,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 5 | 13.5% | 83.3% | $161,000 | |
Mortgage Research Center
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VA | 3 | 8.1% | 100% | $295,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 5.4% | 100% | $260,000 | |
Das Acquisition Company, LLC
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Conventional, USDA | 2 | 5.4% | 100% | $185,000 | |
United Wholesale Mortgage
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VA | 1 | 2.7% | 100% | $275,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 2.7% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 2.7% | 100% | $75,000 | View |
Pennymac Loan Services LLC
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FHA | 1 | 2.7% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 2.7% | 100% | $175,000 | View |
BoxCar Mortgage, LLC
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Conventional | 1 | 2.7% | 100% | $305,000 | |
New American Funding, LLC.
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FHA | 1 | 2.7% | 100% | $225,000 | |
Spring Eq, LLC
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Conventional | 1 | 2.7% | 50% | $25,000 |
Eddyville Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Eddyville, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Eddyville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Eddyville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Eddyville, KY
Use these to narrow the list above. Each category shows how many Eddyville, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Eddyville, KY
Independent mortgage companies closed 56.8 percent of home loans in Eddyville, Kentucky in 2025, banks 43.2 percent and credit unions 0 percent. Farm Credit Mid-America, Aca was the largest mortgage company, Fifth Third Bank, National Association the largest bank. Among lenders headquartered in Kentucky, First Southern National Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Eddyville, KY
By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Eddyville, Kentucky with 5 loans, about 13.5 percent of the market. The largest lender headquartered in Kentucky was First Southern National Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Eddyville, Kentucky in 2025, led by Rocket Mortgage with 3. 4 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 0 credit unions closed home loans in Eddyville, Kentucky in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Eddyville, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Eddyville, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Eddyville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
