Mortgage Lenders and Brokers in Murray, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Murray, Kentucky mortgage lenders include Community Financial Services BankCommunity Financial Services Bank1721 N 12th St, Murray, KY 42071A+5.0 ★Texas Ratio: 3.65%, Independence Bank of KentuckyIndependence Bank of Kentucky507 Main St, Murray, KY 42071A+5.0 ★Texas Ratio: 0.79%, Regions BankRegions Bank515 N 12th St, Murray, KY 42071A+5.0 ★Texas Ratio: 4.37%, Truist BankTruist Bank602 S 12th St, Murray, KY 42071A+5.0 ★Texas Ratio: 2.87%, US Bank, N.A.US Bank, N.A.1111 Main St, Murray, KY 42071A+5.0 ★Texas Ratio: 2.85%, First Financial Bank NAFirst Financial Bank NA210 N 12th St, Murray, KY 42071A+5.0 ★Texas Ratio: 4.65%, FNB Bank IncFNB Bank Inc611 S 12th St, Murray, KY 42071, Magnolia BankMagnolia Bank651 W Dixie Ave, Elizabethtown, KY 42701A-5.0 ★Texas Ratio: 14.97%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA924 Broadway Ave, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 3.68%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association6801 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Murray, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Murray are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Murray, Kentucky
Market share is the lender's share of all home loans closed in Murray, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Murray 1721 N 12th St, Murray, KY 42071 A+5.0 ★Texas Ratio: 3.65% |
Conventional | 24 | 9.9% | 93.5% | $274,583 | View |
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2 offices in Murray 507 Main St, Murray, KY 42071 A+5.0 ★Texas Ratio: 0.79% |
Conventional, HELOC | 9 +6 HELOCs |
3.7% | 76.9% | $168,333 | View |
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1 office in Murray 515 N 12th St, Murray, KY 42071 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 6 +2 HELOCs |
2.5% | 88.9% | $158,333 | View |
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★ 1 stars, 1 review 1 office in Murray 602 S 12th St, Murray, KY 42071 A+5.0 ★Texas Ratio: 2.87% |
Conventional, USDA, HELOC | 4 +9 HELOCs |
1.6% | 83.3% | $165,000 | View |
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1 office in Murray 1111 Main St, Murray, KY 42071 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +5 HELOCs |
1.2% | 75% | $245,000 | View |
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1 office in Murray 210 N 12th St, Murray, KY 42071 A+5.0 ★Texas Ratio: 4.65% |
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 50% | $405,000 | View |
FNB Bank Inc
611 S 12th St, Murray, KY 42071 |
Conventional | 15 | 6.2% | 88.2% | $192,333 | |
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651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, VA, USDA | 8 | 3.3% | 100% | $185,000 | View |
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924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.8% | 100% | $225,000 | View |
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6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 100% | $245,000 | View |
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114 E Jackson St, Clinton, KY 42031 A5.0 ★Texas Ratio: 7.92% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
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614 W Main St, Louisville, KY 40202 A+5.0 ★Texas Ratio: 1.48% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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5290 Scottsville Rd, Bowling Green, KY 42104 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
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119 Fairfield Ave, Bellevue, KY 41073 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
Stockton Mortgage Corporation
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FHA, VA, USDA | 4 | 1.6% | 100% | $247,500 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 1 | 0.4% | 100% | $2,375,000 | |
University of Ky FCU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
FirstTrust Home Loans
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Conventional, FHA, VA, USDA | 23 | 9.5% | 100% | $249,782 | |
Union Home Mortgage Corp.
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Conventional | 22 | 9.1% | 91.7% | $200,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 21 | 8.6% | 91.3% | $274,523 | |
Rocket Mortgage
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Conventional, FHA, VA | 17 | 7% | 70.8% | $168,529 | |
Gershman Investment Corp.
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Conventional, FHA, VA, USDA | 12 | 4.9% | 100% | $207,500 | |
Mortgage Research Center
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Conventional, VA | 7 | 2.9% | 58.3% | $247,857 | |
Nationstar Mortgage
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Conventional, FHA | 6 | 2.5% | 100% | $106,666 | |
Pennymac Loan Services LLC
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Conventional, VA | 4 | 1.6% | 100% | $200,000 | |
loanDepot.com LLC
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Conventional | 3 | 1.2% | 100% | $125,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 1.2% | 100% | $155,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.8% | 100% | $100,000 | |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional | 2 | 0.8% | 100% | $250,000 | View |
Amerisave Mortgage Company
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Conventional, VA | 2 | 0.8% | 50% | $80,000 | |
Click n' Close, Inc.
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Conventional, USDA | 2 | 0.8% | 100% | $105,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.8% | 100% | $185,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 0.8% | 100% | $130,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.8% | 30% | $155,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.4% | 100% | $315,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $205,000 | |
American Financial Resources LLC
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FHA | 1 | 0.4% | 100% | $235,000 | |
Primelending
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Conventional | 1 | 0.4% | 100% | $195,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.4% | 50% | $255,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.4% | 33.3% | $295,000 | |
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A+5.0 ★Texas Ratio: 2.72% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $55,000 | |
Synergy One Lending, Inc.
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FHA | 1 | 0.4% | 100% | $125,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.4% | 100% | $175,000 | |
Data Mortgage, Inc
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FHA | 1 | 0.4% | 100% | $145,000 | |
Cmg Mortgage Inc
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VA | 1 | 0.4% | 100% | $365,000 | |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.4% | 100% | $255,000 | View |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.4% | 100% | $125,000 | |
American Financing Corporation
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FHA | 1 | 0.4% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 0.4% | 100% | $295,000 | View |
myCUmortgage
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FHA | 1 | 0.4% | 100% | $285,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 50% | $225,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.4% | 100% | $275,000 | View |
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A5.0 ★Texas Ratio: 13.53% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
Zillow Home Loans, LLC
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VA | 1 | 0.4% | 100% | $295,000 | |
New American Funding, LLC.
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FHA | 1 | 0.4% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
Commercial Bank & Trust Company
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Conventional | 1 | 0.4% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.4% | 50% | $285,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 0.4% | 33.3% | $55,000 | |
Village Capital & Investment
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VA | 1 | 0.4% | 100% | $205,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Murray Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Murray, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Murray? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Murray in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Murray, KY
Use these to narrow the list above. Each category shows how many Murray, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Murray, KY
Independent mortgage companies closed 60.9 percent of home loans in Murray, Kentucky in 2025, banks 37.9 percent and credit unions 1.2 percent. Stockton Mortgage Corporation was the largest mortgage company, Community Financial Services Bank the largest bank and University of Ky FCU the largest credit union. Among lenders headquartered in Kentucky, Community Financial Services Bank led with 24 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Murray, KY
By home loans closed in 2025, Community Financial Services Bank was the largest mortgage lender in Murray, Kentucky with 24 loans, about 9.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Murray, Kentucky in 2025, led by FirstTrust Home Loans with 5. 17 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 3 credit unions closed home loans in Murray, Kentucky in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Murray, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Murray, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Murray. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
