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Midwest Bank Monmouth, IL Rates & Review August 2026

Midwest Bank Monmouth, IL rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Midwest Bank Monmouth, IL, and you can see how they compare in the Midwest Bank Monmouth, IL rate tables below. MonitorBankRates evaluates the financial stability of Midwest Bank Monmouth, IL with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.97%. Database rates last updated and verified on 08/30/2026.

Midwest Bank Monmouth, IL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Midwest Bank Monmouth, IL? Share your experience about Midwest Bank Monmouth, IL by leaving a review below, or read customer reviews before you decide to use Midwest Bank Monmouth, IL.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.97%
Excellent Lower than avg
Midwest Bank
200 E Broadway
Monmouth, IL 61462
https://www.mbwi.com
Member FDIC

Current Rate Availability

We're not currently displaying rates for Midwest Bank Monmouth, IL, but our database is updated constantly — check back soon for the latest offers.

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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Midwest Bank Monmouth, IL is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Midwest Bank Monmouth, IL rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Midwest Bank Monmouth, IL's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Midwest Bank Monmouth, IL
Bank Holding Company 1870 HOLDINGS INC
Address 200 E Broadway, Monmouth, IL 61462  ·  Warren
FDIC Certificate # 3711
Established 09/09/1870
FDIC Insurance Date 01/01/1934
Domestic Offices 8
Total Branches 8
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.97%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.7079%
Return on Equity (ROE) 9.3200%
Non-Performing Loans (NPL) 0.19%
Total Assets $703,409,000
Total Deposits $535,172,000
Equity Capital $59,122,000
Net Income $5,433,000
Headquarters Monmouth
Total Branches and Offices 8
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Midwest Bank Monmouth, IL

How many branches does Midwest Bank Monmouth, IL operate?

Midwest Bank Monmouth, IL currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Midwest Bank Monmouth, IL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Midwest Bank Monmouth, IL provides members with tools to manage their accounts and build a solid financial history.

Does Midwest Bank Monmouth, IL offer online and mobile banking?

Most modern institutions like Midwest Bank Monmouth, IL provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mbwi.com.