Mortgage Lenders and Brokers in River Bluff, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
River Bluff, Kentucky mortgage lenders include Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company111 Chaplin Rd, Bloomfield, KY 40008A+5.0 ★Texas Ratio: 1.99%, Republic Bank & TrustRepublic Bank & Trust119 Fairfield Ave, Bellevue, KY 41073A+5.0 ★Texas Ratio: 2.91%, Fifth Third Bank, National AssociationFifth Third Bank, National Association6801 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 3.22%, First Financial BankFirst Financial BankLimaburg Road And Jones Circle, Burlington, KY 41005A+5.0 ★Texas Ratio: 3.21%, Liberty Federal Credit UnionLiberty Federal Credit Union544 Lovers Ln, Bowling Green, KY 42103, Old National BankOld National Bank301 S 2nd St, Central City, KY 42330A+5.0 ★Texas Ratio: 4.98%, Transcend Credit UnionTranscend Credit Union2549 Regency Rd Ste 105, Lexington, KY 40503A+5.0 ★Texas Ratio: 0.70%, River City Bank, Inc.River City Bank, Inc.10130 Taylorsville Rd, Jeffersontown, KY 40299A+5.0 ★Texas Ratio: 2.69%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA924 Broadway Ave, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 3.68%, and US Bank, N.A.US Bank, N.A.7630 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in River Bluff, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in River Bluff are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in River Bluff, Kentucky
Market share is the lender's share of all home loans closed in River Bluff, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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111 Chaplin Rd, Bloomfield, KY 40008 A+5.0 ★Texas Ratio: 1.99% |
Conventional, Jumbo, HELOC | 5 +6 HELOCs |
5.3% | 100% | $993,000 | View |
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119 Fairfield Ave, Bellevue, KY 41073 A+5.0 ★Texas Ratio: 2.91% |
Conventional, Jumbo, HELOC | 3 +11 HELOCs |
3.2% | 75% | $1,325,000 | View |
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6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 3 +4 HELOCs |
3.2% | 75% | $225,000 | View |
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Limaburg Road And Jones Circle, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.21% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
3.2% | 100% | $661,666 | View |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
2.1% | 100% | $1,680,000 | |
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301 S 2nd St, Central City, KY 42330 A+5.0 ★Texas Ratio: 4.98% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
2.1% | 100% | $1,505,000 | View |
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2549 Regency Rd Ste 105, Lexington, KY 40503 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 2 | 2.1% | 100% | $455,000 | View |
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10130 Taylorsville Rd, Jeffersontown, KY 40299 A+5.0 ★Texas Ratio: 2.69% |
Conventional | 2 | 2.1% | 100% | $395,000 | View |
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924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
1.1% | 100% | $1,315,000 | View |
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7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.1% | 50% | $255,000 | View |
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50 Oak Hts, Dawson Springs, KY 42408 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 1.1% | 100% | $105,000 | View |
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3827 Shelbyville Rd, Louisville, KY 40207 A+5.0 ★Texas Ratio: 3.43% |
Conventional | 1 | 1.1% | 100% | $345,000 | View |
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★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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101 Brentwood Dr, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.26% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1805 Campbell Lane, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 1.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1950 Scottsville Rd, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 0.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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520 W New Circle Rd, Lexington, KY 40511 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6601 Us Route 60, Ashland, KY 41102 A+5.0 ★Texas Ratio: 3.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Stockton Mortgage Corporation
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Conventional | 2 | 2.1% | 100% | $450,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1.1% | 100% | $505,000 | |
University of Ky FCU
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Park Community Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
United Wholesale Mortgage
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Conventional, VA, Jumbo | 9 | 9.5% | 100% | $669,444 | |
Rocket Mortgage
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Conventional, FHA, HELOC | 8 +1 HELOCs |
8.4% | 80% | $352,500 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, HELOC | 4 +7 HELOCs |
4.2% | 100% | $570,000 | View |
Pennymac Loan Services LLC
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Conventional, VA | 4 | 4.2% | 100% | $455,000 | |
The Loan Store, Inc
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Conventional, VA | 4 | 4.2% | 100% | $405,000 | |
Interlinc Mortgage Services, LLC
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Conventional | 3 | 3.2% | 100% | $521,666 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 3.2% | 100% | $218,333 | View |
CrossCountry Mortgage, LLC
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Conventional, VA | 2 | 2.1% | 100% | $355,000 | |
Kind Lending, LLC
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Conventional | 2 | 2.1% | 100% | $545,000 | |
Provident Funding Associates
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Conventional | 2 | 2.1% | 100% | $415,000 | |
T2 Financial LLC
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Conventional | 2 | 2.1% | 100% | $485,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 50% | $275,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.1% | 100% | $545,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.1% | 100% | $395,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 1.1% | 100% | $725,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $465,000 | |
Loanunited.Com, LLC
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Conventional | 1 | 1.1% | 100% | $745,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.1% | 33.3% | $635,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
VA | 1 | 1.1% | 100% | $735,000 | View |
Indiana Members Credit Union
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Conventional | 1 | 1.1% | 100% | $335,000 | |
Cmg Mortgage Inc
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VA, Jumbo | 1 | 1.1% | 100% | $985,000 | |
The Mortgage Warehouse, LLC
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Conventional | 1 | 1.1% | 100% | $505,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.1% | 50% | $365,000 | |
Strong Home Mortgage, LLC
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VA | 1 | 1.1% | 100% | $405,000 | |
Weichert Financial Services
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Conventional | 1 | 1.1% | 100% | $715,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 1.1% | 100% | $275,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.1% | 50% | $685,000 | |
Mortgage Research Center
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VA | 1 | 1.1% | 100% | $715,000 | |
Iserve Residential Lending
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Conventional | 1 | 1.1% | 100% | $315,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $275,000 | |
Lower, LLC
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Conventional | 1 | 1.1% | 100% | $385,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 1.1% | 100% | $435,000 | View |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 1.1% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
River Bluff Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in River Bluff, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in River Bluff? The list below shows the banks, credit unions and mortgage brokers that closed home loans in River Bluff in 2025, with lenders based there listed first.
Types of Mortgage Lenders in River Bluff, KY
Use these to narrow the list above. Each category shows how many River Bluff, KY lenders fit and what that kind of lender is usually best for.
Who Lends in River Bluff, KY
Independent mortgage companies closed 61.1 percent of home loans in River Bluff, Kentucky in 2025, banks 32.6 percent and credit unions 6.3 percent. Stockton Mortgage Corporation was the largest mortgage company, Stock Yards Bank & Trust Company the largest bank and Liberty Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Stock Yards Bank & Trust Company led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in River Bluff, KY
By home loans closed in 2025, Stock Yards Bank & Trust Company was the largest mortgage lender in River Bluff, Kentucky with 5 loans, about 5.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in River Bluff, Kentucky in 2025, led by Rocket Mortgage with 1. 8 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 9 credit unions closed home loans in River Bluff, Kentucky in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in River Bluff, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in River Bluff, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up River Bluff. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
