Graymoor-Devondale, Kentucky mortgage lenders include Republic Bank & TrustRepublic Bank & Trust119 Fairfield Ave, Bellevue, KY 41073A+5.0 ★Texas Ratio: 2.91%, PNC Bank N.A.PNC Bank N.A.1000 Carter Ave, Ashland, KY 41101A+5.0 ★Texas Ratio: 4.24%, Fifth Third Bank, National AssociationFifth Third Bank, National Association6801 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 3.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA924 Broadway Ave, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 3.68%, Liberty Federal Credit UnionLiberty Federal Credit Union544 Lovers Ln, Bowling Green, KY 42103, Eclipse Bank IncEclipse Bank Inc3827 Shelbyville Rd, Louisville, KY 40207A+5.0 ★Texas Ratio: 3.43%, Abound Federal Credit UnionAbound Federal Credit Union100 Kelly Dr, Bardstown, KY 40004A+5.0 ★Texas Ratio: 3.44%, US Bank, N.A.US Bank, N.A.7630 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 2.85%, Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company111 Chaplin Rd, Bloomfield, KY 40008A+5.0 ★Texas Ratio: 1.99%, and Bank of America NABank of America NA520 W New Circle Rd, Lexington, KY 40511A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Graymoor-Devondale, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Graymoor-Devondale are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Graymoor-Devondale, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
119 Fairfield Ave, Bellevue, KY 41073 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 5 +6 HELOCs |
7.1% | 71.4% | $349,000 | View |
|
★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +2 HELOCs |
4.3% | 100% | $258,333 | View |
|
6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +4 HELOCs |
2.9% | 100% | $265,000 | View |
|
924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 2.9% | 100% | $250,000 | View |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional | 2 | 2.9% | 100% | $290,000 | |
|
3827 Shelbyville Rd, Louisville, KY 40207 A+5.0 ★Texas Ratio: 3.43% |
Conventional, VA | 2 | 2.9% | 100% | $345,000 | View |
|
100 Kelly Dr, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 3.44% |
Conventional | 2 | 2.9% | 100% | $245,000 | View |
|
7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +4 HELOCs |
1.4% | 100% | $455,000 | View |
|
111 Chaplin Rd, Bloomfield, KY 40008 A+5.0 ★Texas Ratio: 1.99% |
Conventional, HELOC | 1 +3 HELOCs |
1.4% | 100% | $185,000 | View |
|
520 W New Circle Rd, Lexington, KY 40511 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $375,000 | View |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $305,000 | |
|
1950 Scottsville Rd, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 0.79% |
Conventional | 1 | 1.4% | 50% | $295,000 | View |
|
101 Padgett St, Bardstown, KY 40004 A+4.9 ★Texas Ratio: 2.62% |
Conventional | 1 | 1.4% | 100% | $445,000 | View |
|
2549 Regency Rd Ste 105, Lexington, KY 40503 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 1.4% | 100% | $275,000 | View |
|
500 Lincoln Way, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 1.4% | 100% | $345,000 | View |
|
651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 1.4% | 100% | $305,000 | View |
|
7300 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
Limaburg Road And Jones Circle, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Park Community Credit Union
|
Conventional | 1 | 1.4% | 100% | $245,000 | |
Victory Mortgage, LLC
|
Conventional | 1 | 1.4% | 100% | $435,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 6 | 8.6% | 85.7% | $360,000 | |
Rocket Mortgage
|
Conventional | 5 | 7.1% | 83.3% | $163,000 | |
The Loan Store, Inc
|
Conventional | 4 | 5.7% | 100% | $297,500 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
4.3% | 100% | $308,333 | View |
Provident Funding Associates
|
Conventional | 3 | 4.3% | 100% | $408,333 | |
Mortgage Research Center
|
VA | 2 | 2.9% | 100% | $300,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 2 | 2.9% | 100% | $190,000 | |
Lower, LLC
|
Conventional | 2 | 2.9% | 100% | $235,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 2 | 2.9% | 100% | $190,000 | |
American Financial Resources LLC
|
Conventional | 1 | 1.4% | 100% | $215,000 | |
Everett Financial, Inc.
|
Conventional | 1 | 1.4% | 100% | $345,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 1.4% | 100% | $105,000 | |
loanDepot.com LLC
|
Conventional | 1 | 1.4% | 100% | $65,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
VA | 1 | 1.4% | 100% | $345,000 | View |
Union Home Mortgage Corp.
|
Conventional | 1 | 1.4% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 1.4% | 100% | $465,000 | View |
|
A-4.8 ★Texas Ratio: 12.33% |
FHA | 1 | 1.4% | 100% | $535,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 1.4% | 100% | $295,000 | |
Paramount Residential Mortgage
|
Conventional | 1 | 1.4% | 100% | $445,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 1.4% | 100% | $55,000 | |
Spring Eq, LLC
|
Conventional | 1 | 1.4% | 50% | $85,000 |
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Graymoor-Devondale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Graymoor-Devondale in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Graymoor-Devondale, KY lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 51.4 percent of home loans in Graymoor-Devondale, Kentucky in 2025, banks 38.6 percent and credit unions 10 percent. Victory Mortgage, LLC was the largest mortgage company, Republic Bank & Trust the largest bank and Liberty Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Republic Bank & Trust led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
By home loans closed in 2025, Republic Bank & Trust was the largest mortgage lender in Graymoor-Devondale, Kentucky with 5 loans, about 7.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Graymoor-Devondale, Kentucky in 2025, led by Northpointe Bank with 2. 4 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 6 credit unions closed home loans in Graymoor-Devondale, Kentucky in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Graymoor-Devondale, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Graymoor-Devondale, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Graymoor-Devondale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.