Mortgage Lenders and Brokers in Barbourville, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Barbourville, Kentucky mortgage lenders include Commercial BankCommercial Bank312 Knox St, Barbourville, KY 40906A+5.0 ★Texas Ratio: 2.83%, PNC Bank N.A.PNC Bank N.A.365 Parkway Plz, Barbourville, KY 40906A+5.0 ★Texas Ratio: 4.24%, L&N Federal Credit UnionL&N Federal Credit Union1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731A+5.0 ★Texas Ratio: 1.91%, Forcht Bank, N.A.Forcht Bank, N.A.406 Knox St, Barbourville, KY 40906A+5.0 ★Texas Ratio: 0.45%, Hearthside Bank CorporationHearthside Bank Corporation185 Finance St, Harlan, KY 40831A+5.0 ★Texas Ratio: 2.76%, Monticello Banking CompanyMonticello Banking Company310 N Cross St, Albany, KY 42602A+5.0 ★Texas Ratio: 0.91%, Whitaker Bank IncWhitaker Bank Inc102 W Jefferson St, Berea, KY 40403A+5.0 ★Texas Ratio: 1.23%, Community Trust Bank, Inc.Community Trust Bank, Inc.6424 Ky Route 1428, Allen, KY 41601A+5.0 ★Texas Ratio: 3.53%, Stockton Mortgage CorporationStockton Mortgage CorporationFrankfort, KY, and Vanderbilt Mortgage and Finance, Inc. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Barbourville, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Barbourville are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Barbourville, Kentucky
Market share is the lender's share of all home loans closed in Barbourville, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Barbourville 312 Knox St, Barbourville, KY 40906 A+5.0 ★Texas Ratio: 2.83% |
Conventional | 7 | 11.1% | 70% | $126,428 | View |
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★ 1.7 stars, 3 reviews 1 office in Barbourville 365 Parkway Plz, Barbourville, KY 40906 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
Conventional, HELOC | 6 +2 HELOCs |
9.5% | 100% | $106,666 | View |
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406 Knox St, Barbourville, KY 40906 A+5.0 ★Texas Ratio: 0.45% |
Conventional | 2 | 3.2% | 40% | $155,000 | View |
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185 Finance St, Harlan, KY 40831 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 1.6% | 50% | $115,000 | View |
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★ 5 stars, 1 review 310 N Cross St, Albany, KY 42602 A+5.0 ★Texas Ratio: 0.91% |
Conventional | 1 | 1.6% | 100% | $35,000 | View |
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102 W Jefferson St, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.23% |
Conventional | 1 | 1.6% | 50% | $105,000 | View |
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6424 Ky Route 1428, Allen, KY 41601 A+5.0 ★Texas Ratio: 3.53% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Stockton Mortgage Corporation
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Conventional | 1 | 1.6% | 100% | $125,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 8 | 12.7% | 25.7% | $127,500 | |
Pike Creek Mortgage Services, Inc.
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Conventional, FHA, USDA | 4 | 6.3% | 100% | $207,500 | |
Rocket Mortgage
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Conventional, FHA | 3 | 4.8% | 100% | $135,000 | |
T2 Financial LLC
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FHA | 3 | 4.8% | 100% | $118,333 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, USDA | 3 | 4.8% | 100% | $158,333 | |
Polaris Home Funding Corp.
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USDA | 2 | 3.2% | 75% | $165,000 | |
Everett Financial, Inc.
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Conventional, FHA | 2 | 3.2% | 100% | $100,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 3.2% | 66.7% | $160,000 | |
21St Mortgage
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Conventional | 2 | 3.2% | 33.3% | $105,000 | |
United Wholesale Mortgage
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FHA, HELOC | 1 +1 HELOCs |
1.6% | 100% | $165,000 | |
Ruoff Mortgage Company
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Conventional | 1 | 1.6% | 100% | $55,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 1.6% | 100% | $135,000 | View |
American Financial Resources LLC
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USDA | 1 | 1.6% | 100% | $145,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1.6% | 100% | $185,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1.6% | 100% | $155,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 1.6% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 1.6% | 100% | $125,000 | View |
Pennymac Loan Services LLC
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Conventional | 1 | 1.6% | 100% | $25,000 | |
MortgageCountry
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Conventional | 1 | 1.6% | 100% | $185,000 | |
First State Bank of the Southeast
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Conventional | 1 | 1.6% | 100% | $55,000 | |
Das Acquisition Company, LLC
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FHA | 1 | 1.6% | 100% | $275,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 1.6% | 100% | $195,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 1.6% | 100% | $155,000 | |
Goprime Mortgage, Inc.
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FHA | 1 | 1.6% | 100% | $245,000 |
Barbourville Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Barbourville, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Barbourville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Barbourville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Barbourville, KY
Use these to narrow the list above. Each category shows how many Barbourville, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Barbourville, KY
Independent mortgage companies closed 66.7 percent of home loans in Barbourville, Kentucky in 2025, banks 23.8 percent and credit unions 9.5 percent. Stockton Mortgage Corporation was the largest mortgage company, Commercial Bank the largest bank and L&N Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, L&N Federal Credit Union led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Barbourville, KY
By home loans closed in 2025, Commercial Bank was the largest mortgage lender in Barbourville, Kentucky with 7 loans, about 11.1 percent of the market. The largest lender headquartered in Kentucky was L&N Federal Credit Union with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Barbourville, Kentucky in 2025, led by T2 Financial LLC with 3. 0 lenders closed VA loans, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 1 credit unions closed home loans in Barbourville, Kentucky in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Barbourville, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Barbourville, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Barbourville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
