Mortgage Lenders and Brokers in Sadieville, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sadieville, Kentucky mortgage lenders include Community Trust Bank, Inc.Community Trust Bank, Inc.6424 Ky Route 1428, Allen, KY 41601A+5.0 ★Texas Ratio: 3.53%, Whitaker Bank IncWhitaker Bank Inc102 W Jefferson St, Berea, KY 40403A+5.0 ★Texas Ratio: 1.23%, Republic Bank & TrustRepublic Bank & Trust119 Fairfield Ave, Bellevue, KY 41073A+5.0 ★Texas Ratio: 2.91%, Fifth Third Bank, National AssociationFifth Third Bank, National Association6801 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 3.22%, Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company111 Chaplin Rd, Bloomfield, KY 40008A+5.0 ★Texas Ratio: 1.99%, Guardian Savings BankGuardian Savings Bank7550 Mall Rd, Florence, KY 41042A+5.0 ★Texas Ratio: 1.35%, Commonwealth Federal Credit UnionCommonwealth Federal Credit Union417 High St, Frankfort, KY 40601, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA924 Broadway Ave, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 3.68%, Central Bank & Trust CoCentral Bank & Trust Co101 Brentwood Dr, Berea, KY 40403A+5.0 ★Texas Ratio: 1.26%, and Wesbanco Bank, Inc.Wesbanco Bank, Inc.7300 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 3.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sadieville, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sadieville are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sadieville, Kentucky
Market share is the lender's share of all home loans closed in Sadieville, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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6424 Ky Route 1428, Allen, KY 41601 A+5.0 ★Texas Ratio: 3.53% |
Conventional, HELOC | 12 +5 HELOCs |
5.8% | 100% | $329,166 | View |
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102 W Jefferson St, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.23% |
Conventional | 12 | 5.8% | 72.2% | $133,333 | View |
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119 Fairfield Ave, Bellevue, KY 41073 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 7 +3 HELOCs |
3.4% | 100% | $347,857 | View |
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6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 6 +13 HELOCs |
2.9% | 60% | $200,000 | View |
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111 Chaplin Rd, Bloomfield, KY 40008 A+5.0 ★Texas Ratio: 1.99% |
Conventional, FHA, HELOC | 6 +2 HELOCs |
2.9% | 100% | $273,333 | View |
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7550 Mall Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.35% |
Conventional, FHA, HELOC | 6 +1 HELOCs |
2.9% | 85.7% | $483,333 | View |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
Conventional, HELOC | 4 +17 HELOCs |
1.9% | 50% | $167,500 | |
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924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 4 | 1.9% | 100% | $452,500 | View |
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101 Brentwood Dr, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.26% |
Conventional, HELOC | 3 +5 HELOCs |
1.4% | 100% | $265,000 | View |
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7300 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 2 +6 HELOCs |
1% | 100% | $215,000 | View |
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Highways 52 And 11, Beattyville, KY 41311 A+5.0 ★Texas Ratio: 1.13% |
Conventional, FHA | 2 | 1% | 100% | $225,000 | View |
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★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
VA, HELOC | 1 +4 HELOCs |
0.5% | 100% | $215,000 | View |
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7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 50% | $365,000 | View |
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★ 3.5 stars, 2 reviews 6409 Polo Club Ln, Lexington, KY 40509 A+5.0 ★Texas Ratio: 0.09% |
Conventional | 1 | 0.5% | 100% | $315,000 | View |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional | 1 | 0.5% | 100% | $445,000 | |
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301 S 2nd St, Central City, KY 42330 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.5% | 100% | $375,000 | View |
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424 Park Pl, Lexington, KY 40511 1829 A+5.0 ★Texas Ratio: 0.46% |
Conventional | 1 | 0.5% | 100% | $115,000 | View |
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45 Highway 42 E, Bedford, KY 40006 A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.5% | 100% | $745,000 | View |
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406 Knox St, Barbourville, KY 40906 A+5.0 ★Texas Ratio: 0.45% |
Conventional | 1 | 0.5% | 100% | $665,000 | View |
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1805 Campbell Lane, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 1.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3505 Louisville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.83% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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2252 Burlington Pike, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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9431 Us Route 60, Ashland, KY 41102 A+5.0 ★Texas Ratio: 1.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1140 Us 127 South, Frankfort, KY 40601 A+5.0 ★Texas Ratio: 2.69% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 9 | 4.3% | 90% | $413,888 | |
Stockton Mortgage Corporation
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Conventional, FHA, VA | 8 | 3.9% | 100% | $325,000 | |
Central Kentucky Agricultural
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Conventional | 2 | 1% | 100% | $380,000 | |
University of Ky FCU
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Conventional, HELOC | 1 +15 HELOCs |
0.5% | 100% | $45,000 | |
Park Community Credit Union
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Conventional | 1 | 0.5% | 100% | $355,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 25 | 12.1% | 84.4% | $290,600 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 4.8% | 90.9% | $326,000 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
3.4% | 100% | $339,285 | |
loanDepot.com LLC
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Conventional | 5 | 2.4% | 71.4% | $337,000 | |
Communityamerica Federal Credit Union
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Conventional, HELOC | 4 +3 HELOCs |
1.9% | 100% | $287,500 | |
First Community Mortgage, Inc.
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Conventional, FHA | 4 | 1.9% | 100% | $332,500 | |
T2 Financial LLC
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Conventional, FHA, VA | 4 | 1.9% | 100% | $352,500 | |
Mortgage Investors Group
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Conventional, FHA | 4 | 1.9% | 100% | $260,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.4% | 60% | $385,000 | |
Sage Home Loans Corporation
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Conventional | 3 | 1.4% | 100% | $271,666 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 1.4% | 100% | $181,666 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 3 | 1.4% | 100% | $381,666 | |
Kind Lending, LLC
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Conventional, VA | 2 | 1% | 100% | $525,000 | |
Discover Bank
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Conventional | 2 | 1% | 100% | $85,000 | |
Mortgage Research Center
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VA | 2 | 1% | 66.7% | $410,000 | |
Ruoff Mortgage Company
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VA | 1 | 0.5% | 100% | $645,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.5% | 100% | $315,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.5% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.5% | 100% | $345,000 | View |
Newrez LLC
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VA | 1 | 0.5% | 100% | $645,000 | |
Acrisure Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $385,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.5% | 25% | $165,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 33.3% | $45,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.5% | 100% | $385,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
HomeBridge Financial Services, Inc
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VA | 1 | 0.5% | 50% | $395,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.5% | 100% | $465,000 | |
City 1st Mortgage Services, LC
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FHA | 1 | 0.5% | 100% | $325,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.5% | 50% | $155,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $425,000 | |
Desco Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $75,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
Geneva Financial LLC
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FHA | 1 | 0.5% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.5% | 50% | $395,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.5% | 100% | $395,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $575,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $375,000 | |
Lower, LLC
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FHA | 1 | 0.5% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.5% | 100% | $195,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.5% | 100% | $55,000 | |
21St Mortgage
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Conventional | 1 | 0.5% | 100% | $135,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.5% | 100% | $495,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.5% | 100% | $485,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.5% | 100% | $525,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.5% | 100% | $145,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Sadieville Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sadieville, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Sadieville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sadieville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sadieville, KY
Use these to narrow the list above. Each category shows how many Sadieville, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Sadieville, KY
Independent mortgage companies closed 55.6 percent of home loans in Sadieville, Kentucky in 2025, banks 37.7 percent and credit unions 6.8 percent. Farm Credit Mid-America, Aca was the largest mortgage company, Community Trust Bank, Inc. the largest bank and Commonwealth Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Community Trust Bank, Inc. led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sadieville, KY
By home loans closed in 2025, Community Trust Bank, Inc. was the largest mortgage lender in Sadieville, Kentucky with 12 loans, about 5.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Sadieville, Kentucky in 2025, led by Stockton Mortgage Corporation with 3. 15 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 9 credit unions closed home loans in Sadieville, Kentucky in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sadieville, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sadieville, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sadieville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
