Mortgage Lenders and Brokers in Olive Hill, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Olive Hill, Kentucky mortgage lenders include Commercial Bank of GraysonCommercial Bank of GraysonTom T Hall Boulevard, Olive Hill, KY 41164B4.6 ★Texas Ratio: 19.32%, First National Bank of GraysonFirst National Bank of Grayson168 Railroad St, Olive Hill, KY 41164, City National Bank of WVCity National Bank of WV9431 Us Route 60, Ashland, KY 41102A+5.0 ★Texas Ratio: 1.47%, Members Choice Credit UnionMembers Choice Credit Union1315 CANNONSBURG RD, ASHLAND, KY 41102A+5.0 ★Texas Ratio: 5.97%, US Bank, N.A.US Bank, N.A.7630 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 2.85%, Peoples Exchange BankPeoples Exchange BankHighways 52 And 11, Beattyville, KY 41311A+5.0 ★Texas Ratio: 1.13%, Kentucky Farmers Bank CorporationKentucky Farmers Bank Corporation835 Carter Ave, Ashland, KY 41101A+5.0 ★Texas Ratio: 1.41%, Whitaker Bank IncWhitaker Bank Inc102 W Jefferson St, Berea, KY 40403A+5.0 ★Texas Ratio: 1.23%, Citizens Bank of Kentucky, Inc.Citizens Bank of Kentucky, Inc.6474 Kentucky 1428, Allen, KY 41601A+5.0 ★Texas Ratio: 3.26%, and Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company111 Chaplin Rd, Bloomfield, KY 40008A+5.0 ★Texas Ratio: 1.99%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Olive Hill, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Olive Hill are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Olive Hill, Kentucky
Market share is the lender's share of all home loans closed in Olive Hill, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Olive Hill Tom T Hall Boulevard, Olive Hill, KY 41164 B4.6 ★Texas Ratio: 19.32% |
Conventional | 17 | 18.9% | 100% | $92,647 | View |
First National Bank of Grayson
168 Railroad St, Olive Hill, KY 41164 |
Conventional | 13 | 14.4% | 76.5% | $57,307 | |
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9431 Us Route 60, Ashland, KY 41102 A+5.0 ★Texas Ratio: 1.47% |
Conventional | 5 | 5.6% | 100% | $175,000 | View |
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1315 CANNONSBURG RD, ASHLAND, KY 41102 A+5.0 ★Texas Ratio: 5.97% |
Conventional | 4 | 4.4% | 80% | $125,000 | View |
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7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $145,000 | View |
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Highways 52 And 11, Beattyville, KY 41311 A+5.0 ★Texas Ratio: 1.13% |
USDA | 1 | 1.1% | 100% | $145,000 | View |
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835 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 1.41% |
Conventional | 1 | 1.1% | 100% | $25,000 | View |
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102 W Jefferson St, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.23% |
Conventional | 1 | 1.1% | 100% | $65,000 | View |
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6474 Kentucky 1428, Allen, KY 41601 A+5.0 ★Texas Ratio: 3.26% |
Conventional | 1 | 1.1% | 100% | $115,000 | View |
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111 Chaplin Rd, Bloomfield, KY 40008 A+5.0 ★Texas Ratio: 1.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Stockton Mortgage Corporation
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FHA, USDA | 5 | 5.6% | 100% | $171,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1.1% | 100% | $105,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 5 | 5.6% | 83.3% | $233,000 | |
United Wholesale Mortgage
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Conventional, VA | 3 | 3.3% | 100% | $135,000 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 3.3% | 100% | $58,333 | |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 3.3% | 100% | $95,000 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 3.3% | 100% | $165,000 | |
Mortgage Research Center
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Conventional, VA | 2 | 2.2% | 66.7% | $225,000 | |
Ark-La-Tex Financial Services LLC
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FHA, VA | 2 | 2.2% | 100% | $365,000 | |
Everett Financial, Inc.
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Conventional | 1 | 1.1% | 100% | $95,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 1.1% | 100% | $285,000 | |
Equity Prime Mortgage LLC
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USDA | 1 | 1.1% | 100% | $195,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1.1% | 100% | $125,000 | |
Dart Bank
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VA | 1 | 1.1% | 100% | $235,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.1% | 100% | $185,000 | |
Republic State Mortgage Company
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Conventional | 1 | 1.1% | 100% | $85,000 | |
Click n' Close, Inc.
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USDA | 1 | 1.1% | 100% | $75,000 | |
BoxCar Mortgage, LLC
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FHA | 1 | 1.1% | 100% | $55,000 | |
Mission Loans, LLC
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VA | 1 | 1.1% | 100% | $195,000 | |
Pike Creek Mortgage Services, Inc.
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FHA | 1 | 1.1% | 100% | $145,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 1.1% | 100% | $345,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 1.1% | 100% | $335,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 1.1% | 100% | $145,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.1% | 100% | $85,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 1.1% | 100% | $195,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.1% | 16.7% | $95,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.1% | 100% | $95,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 1.1% | 100% | $145,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Olive Hill Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Olive Hill, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Olive Hill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Olive Hill in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Olive Hill, KY
Use these to narrow the list above. Each category shows how many Olive Hill, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Olive Hill, KY
Independent mortgage companies closed 47.8 percent of home loans in Olive Hill, Kentucky in 2025, banks 46.7 percent and credit unions 5.6 percent. Stockton Mortgage Corporation was the largest mortgage company, Commercial Bank of Grayson the largest bank and Members Choice Credit Union the largest credit union. Among lenders headquartered in Kentucky, Commercial Bank of Grayson led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Olive Hill, KY
By home loans closed in 2025, Commercial Bank of Grayson was the largest mortgage lender in Olive Hill, Kentucky with 17 loans, about 18.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Olive Hill, Kentucky in 2025, led by Stockton Mortgage Corporation with 2. 8 lenders closed VA loans, led by Rocket Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 2 credit unions closed home loans in Olive Hill, Kentucky in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Olive Hill, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Olive Hill, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Olive Hill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
