Jeffersontown, Kentucky mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA10419 Watterson Trl, Jeffersontown, KY 40299A+5.0 ★Texas Ratio: 3.68%, Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company111 Chaplin Rd, Bloomfield, KY 40008A+5.0 ★Texas Ratio: 1.99%, Republic Bank & TrustRepublic Bank & Trust119 Fairfield Ave, Bellevue, KY 41073A+5.0 ★Texas Ratio: 2.91%, First Financial BankFirst Financial BankLimaburg Road And Jones Circle, Burlington, KY 41005A+5.0 ★Texas Ratio: 3.21%, PNC Bank N.A.PNC Bank N.A.1000 Carter Ave, Ashland, KY 41101A+5.0 ★Texas Ratio: 4.24%, Fifth Third Bank, National AssociationFifth Third Bank, National Association6801 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 3.22%, Liberty Federal Credit UnionLiberty Federal Credit Union544 Lovers Ln, Bowling Green, KY 42103, Magnolia BankMagnolia Bank651 W Dixie Ave, Elizabethtown, KY 42701A-5.0 ★Texas Ratio: 14.97%, US Bank, N.A.US Bank, N.A.7630 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 2.85%, and River City Bank, Inc.River City Bank, Inc.10130 Taylorsville Rd, Jeffersontown, KY 40299A+5.0 ★Texas Ratio: 2.69%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Jeffersontown, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Jeffersontown are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Jeffersontown, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Jeffersontown 10419 Watterson Trl, Jeffersontown, KY 40299 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA, HELOC | 15 +1 HELOCs |
2.3% | 93.8% | $209,000 | View |
|
2 offices in Jeffersontown 111 Chaplin Rd, Bloomfield, KY 40008 A+5.0 ★Texas Ratio: 1.99% |
Conventional, FHA, VA, HELOC | 11 +22 HELOCs |
1.7% | 100% | $237,727 | View |
|
119 Fairfield Ave, Bellevue, KY 41073 A+5.0 ★Texas Ratio: 2.91% |
Conventional, FHA, HELOC | 19 +21 HELOCs |
2.9% | 86.4% | $198,684 | View |
|
Limaburg Road And Jones Circle, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, HELOC | 13 +2 HELOCs |
2% | 100% | $181,923 | View |
|
★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, VA, HELOC | 12 +42 HELOCs |
1.8% | 92.3% | $267,500 | View |
|
6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 12 +32 HELOCs |
1.8% | 76.5% | $250,000 | View |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional, FHA, HELOC | 11 +6 HELOCs |
1.7% | 100% | $260,454 | |
|
651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA | 8 | 1.2% | 100% | $225,000 | View |
|
7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 7 +5 HELOCs |
1.1% | 70% | $192,142 | View |
|
10130 Taylorsville Rd, Jeffersontown, KY 40299 A+5.0 ★Texas Ratio: 2.69% |
Conventional, Jumbo | 7 | 1.1% | 87.5% | $252,142 | View |
|
1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
Conventional, HELOC | 5 +26 HELOCs |
0.8% | 83.3% | $351,000 | View |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
Conventional, HELOC | 5 +6 HELOCs |
0.8% | 100% | $205,000 | |
Class Act Federal Credit Union
3620 Fern Valley Rd, Louisville, KY 40219 1917 |
Conventional | 5 | 0.8% | 100% | $155,000 | |
|
2252 Burlington Pike, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 4 | 0.6% | 100% | $247,500 | View |
|
101 Padgett St, Bardstown, KY 40004 A+4.9 ★Texas Ratio: 2.62% |
Conventional | 4 | 0.6% | 100% | $235,000 | View |
|
7550 Mall Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.35% |
Conventional, FHA | 4 | 0.6% | 80% | $245,000 | View |
|
1805 Campbell Lane, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 1.93% |
Conventional, FHA, HELOC | 3 +9 HELOCs |
0.5% | 75% | $355,000 | View |
|
100 Kelly Dr, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 3.44% |
Conventional, HELOC | 3 +1 HELOCs |
0.5% | 75% | $331,666 | View |
|
520 W New Circle Rd, Lexington, KY 40511 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 3 | 0.5% | 100% | $258,333 | View |
|
101 Brentwood Dr, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.26% |
Conventional, VA, HELOC | 2 +4 HELOCs |
0.3% | 100% | $260,000 | View |
|
1140 Us 127 South, Frankfort, KY 40601 A+5.0 ★Texas Ratio: 2.69% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 66.7% | $315,000 | View |
|
2549 Regency Rd Ste 105, Lexington, KY 40503 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 2 | 0.3% | 100% | $275,000 | View |
|
9600 Ormsby Station Rd, Louisville, KY 40223 4008 A+5.0 ★Texas Ratio: 1.45% |
Conventional | 2 | 0.3% | 100% | $40,000 | View |
|
406 Knox St, Barbourville, KY 40906 A+5.0 ★Texas Ratio: 0.45% |
Conventional | 2 | 0.3% | 100% | $105,000 | View |
|
★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +11 HELOCs |
0.2% | 50% | $225,000 | View |
|
301 S 2nd St, Central City, KY 42330 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $225,000 | View |
|
3505 Louisville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.83% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $195,000 | View |
|
7300 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $325,000 | View |
|
1950 Scottsville Rd, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 0.79% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $55,000 | View |
|
2305 River Rd, Louisville, KY 40206 A5.0 ★Texas Ratio: 6.62% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $235,000 | View |
|
507 Main St, Benton, KY 42025 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
|
45 Highway 42 E, Bedford, KY 40006 A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
|
3827 Shelbyville Rd, Louisville, KY 40207 A+5.0 ★Texas Ratio: 3.43% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
|
400 Us Highway 51 N, Bardwell, KY 42023 A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
United Citizens Bank & Trust Company
4727 W Highway 146, Buckner, KY 40010 |
Conventional | 1 | 0.2% | 100% | $545,000 | |
|
140 S Poplar St, Lebanon Junction, KY 40150 A+5.0 ★Texas Ratio: 3.57% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
|
6601 Us Route 60, Ashland, KY 41102 A+5.0 ★Texas Ratio: 3.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Stockton Mortgage Corporation
|
Conventional, FHA | 13 | 2% | 86.7% | $254,230 | |
Park Community Credit Union
|
Conventional, HELOC | 8 +8 HELOCs |
1.2% | 100% | $183,750 | |
University of Ky FCU
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA, VA | 74 | 11.2% | 87.2% | $211,891 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 70 +1 HELOCs |
10.6% | 88.9% | $265,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, VA, HELOC | 25 +7 HELOCs |
3.8% | 83.3% | $215,400 | View |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 20 | 3% | 79.3% | $243,000 | |
Interlinc Mortgage Services, LLC
|
Conventional, FHA | 18 | 2.7% | 100% | $276,666 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 15 | 2.3% | 93.8% | $240,333 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA | 13 | 2% | 92.9% | $235,000 | |
The Loan Store, Inc
|
Conventional, FHA | 13 | 2% | 92.9% | $241,153 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 12 | 1.8% | 85.7% | $278,333 | |
Pike Creek Mortgage Services, Inc.
|
Conventional, FHA, VA | 10 | 1.5% | 100% | $274,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA | 9 | 1.4% | 100% | $201,666 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 8 | 1.2% | 88.9% | $217,500 | |
Bay Equity LLC
|
Conventional, FHA | 8 | 1.2% | 100% | $193,750 | |
Nationstar Mortgage
|
Conventional, FHA | 8 | 1.2% | 100% | $120,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 7 | 1.1% | 87.5% | $245,000 | |
American Financial Resources LLC
|
Conventional, FHA, VA | 6 | 0.9% | 100% | $265,000 | |
Lower, LLC
|
Conventional, FHA | 6 | 0.9% | 100% | $295,000 | |
Paramount Residential Mortgage
|
Conventional, VA | 6 | 0.9% | 100% | $243,333 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA, HELOC | 5 +1 HELOCs |
0.8% | 100% | $275,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 5 +1 HELOCs |
0.8% | 100% | $219,000 | |
The Mortgage Warehouse, LLC
|
Conventional, VA | 5 | 0.8% | 100% | $203,000 | |
Provident Funding Associates
|
Conventional | 5 | 0.8% | 83.3% | $273,000 | |
Spring Eq, LLC
|
Conventional | 5 | 0.8% | 50% | $69,000 | |
Everett Financial, Inc.
|
Conventional, FHA | 4 | 0.6% | 100% | $237,500 | |
Newrez LLC
|
Conventional, VA | 4 | 0.6% | 80% | $275,000 | |
Kind Lending, LLC
|
FHA, VA | 4 | 0.6% | 50% | $360,000 | |
loanDepot.com LLC
|
Conventional, VA | 4 | 0.6% | 100% | $160,000 | |
Movement Mortgage, LLC
|
Conventional | 4 | 0.6% | 100% | $265,000 | |
Amerisave Mortgage Company
|
Conventional | 4 | 0.6% | 57.1% | $102,500 | |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.6% | 66.7% | $177,500 | View |
Mortgage Research Center
|
VA | 4 | 0.6% | 57.1% | $252,500 | |
New American Funding, LLC.
|
Conventional | 4 | 0.6% | 100% | $285,000 | |
Guild Mortgage Company
|
Conventional, FHA | 3 | 0.5% | 100% | $198,333 | |
Discover Bank
|
Conventional | 3 | 0.5% | 23.1% | $41,666 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.5% | 100% | $285,000 | View |
Tjc Mortgage Inc
|
Conventional, FHA | 3 | 0.5% | 100% | $285,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
FHA, VA | 3 | 0.5% | 75% | $311,666 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, VA | 3 | 0.5% | 100% | $131,666 | View |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, VA | 3 | 0.5% | 100% | $298,333 | View |
EMM Loans LLC
|
Conventional | 2 | 0.3% | 100% | $160,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.3% | 100% | $310,000 | View |
Primary Residential Mortgage, INC.
|
Conventional | 2 | 0.3% | 100% | $95,000 | |
AdvantageFirst Lending Inc
|
FHA | 2 | 0.3% | 66.7% | $235,000 | |
First Alliance Home Mortgage, LLC
|
FHA | 2 | 0.3% | 100% | $210,000 | |
ClearPath Lending
|
VA | 2 | 0.3% | 100% | $215,000 | |
Premier Lending Inc.
|
Conventional | 2 | 0.3% | 100% | $265,000 | |
Churchill Mortgage Corporation
|
Conventional | 2 | 0.3% | 100% | $190,000 | |
T2 Financial LLC
|
Conventional | 2 | 0.3% | 100% | $280,000 | |
Zillow Home Loans, LLC
|
Conventional | 2 | 0.3% | 66.7% | $240,000 | |
Texana Bank
|
Conventional | 2 | 0.3% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $215,000 | View |
HomeBridge Financial Services, Inc
|
FHA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $365,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.2% | 100% | $455,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.2% | 50% | $365,000 | |
Nbkc Bank
|
Conventional | 1 | 0.2% | 100% | $435,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.2% | 100% | $245,000 | |
Norwich Commercial Group Inc
|
VA | 1 | 0.2% | 100% | $245,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.2% | 33.3% | $295,000 | |
Dart Bank
|
FHA | 1 | 0.2% | 100% | $415,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 0.2% | 100% | $375,000 | |
Filo Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $475,000 | |
Resicentral LLC
|
Conventional | 1 | 0.2% | 100% | $265,000 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
Redwood Residential Acquisition Corporation
|
Conventional | 1 | 0.2% | 100% | $75,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
Iaa Credit Union
|
Conventional | 1 | 0.2% | 100% | $225,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.2% | 100% | $435,000 | |
Shoreham Bank
|
FHA | 1 | 0.2% | 100% | $25,000 | |
Planet Home Lending, LLC
|
VA | 1 | 0.2% | 100% | $85,000 | |
Communityamerica Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $135,000 | |
Rapid Mortgage Company
|
FHA | 1 | 0.2% | 100% | $275,000 | |
Member First Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $215,000 | |
Digital Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $175,000 | |
Iserve Residential Lending
|
Conventional | 1 | 0.2% | 66.7% | $215,000 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0.2% | 100% | $185,000 | |
Mutual of Omaha Mortgage
|
VA | 1 | 0.2% | 100% | $545,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 1 | 0.2% | 100% | $485,000 | |
Florida Capital Bank, N.A
|
Conventional | 1 | 0.2% | 100% | $125,000 | |
Carrington Mortgage Services LLC
|
FHA | 1 | 0.2% | 100% | $285,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
Village Capital & Investment
|
FHA | 1 | 0.2% | 100% | $325,000 | |
JMAC Lending, Inc.
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Jeffersontown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Jeffersontown in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Jeffersontown, KY lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 63.4 percent of home loans in Jeffersontown, Kentucky in 2025, banks 29.1 percent and credit unions 7.4 percent. Stockton Mortgage Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Liberty Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Stock Yards Bank & Trust Company led with 11 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Jeffersontown, Kentucky with 15 loans, about 2.3 percent of the market. The largest lender headquartered in Kentucky was Stock Yards Bank & Trust Company with 11 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Jeffersontown, Kentucky, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 88.9 percent, against a 87.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
45 lenders closed FHA loans in Jeffersontown, Kentucky in 2025, led by Freedom Mortgage Corporation with 14. 29 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 45 banks and 15 credit unions closed home loans in Jeffersontown, Kentucky in 2025, alongside 69 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Jeffersontown, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Jeffersontown, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Jeffersontown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.