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Home / Mortgage Lenders / Kentucky / Jeffersontown
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Mortgage Lenders and Brokers in Jeffersontown, Kentucky

Jeffersontown, Kentucky mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA10419 Watterson Trl, Jeffersontown, KY 40299A+5.0 ★Texas Ratio: 3.68%, Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company111 Chaplin Rd, Bloomfield, KY 40008A+5.0 ★Texas Ratio: 1.99%, Republic Bank & TrustRepublic Bank & Trust119 Fairfield Ave, Bellevue, KY 41073A+5.0 ★Texas Ratio: 2.91%, First Financial BankFirst Financial BankLimaburg Road And Jones Circle, Burlington, KY 41005A+5.0 ★Texas Ratio: 3.21%, PNC Bank N.A.PNC Bank N.A.1000 Carter Ave, Ashland, KY 41101A+5.0 ★Texas Ratio: 4.24%, Fifth Third Bank, National AssociationFifth Third Bank, National Association6801 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 3.22%, Liberty Federal Credit UnionLiberty Federal Credit Union544 Lovers Ln, Bowling Green, KY 42103, Magnolia BankMagnolia Bank651 W Dixie Ave, Elizabethtown, KY 42701A-5.0 ★Texas Ratio: 14.97%, US Bank, N.A.US Bank, N.A.7630 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 2.85%, and River City Bank, Inc.River City Bank, Inc.10130 Taylorsville Rd, Jeffersontown, KY 40299A+5.0 ★Texas Ratio: 2.69%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Jeffersontown, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Jeffersontown are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Jeffersontown, Kentucky

Market share is the lender's share of all home loans closed in Jeffersontown, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Jeffersontown
10419 Watterson Trl, Jeffersontown, KY 40299
A+5.0 ★Texas Ratio: 3.68%
Conventional, FHA, VA, HELOC 15
+1 HELOCs
2.3% 93.8% $209,000 View
2 offices in Jeffersontown
111 Chaplin Rd, Bloomfield, KY 40008
A+5.0 ★Texas Ratio: 1.99%
Conventional, FHA, VA, HELOC 11
+22 HELOCs
1.7% 100% $237,727 View
119 Fairfield Ave, Bellevue, KY 41073
A+5.0 ★Texas Ratio: 2.91%
Conventional, FHA, HELOC 19
+21 HELOCs
2.9% 86.4% $198,684 View
Limaburg Road And Jones Circle, Burlington, KY 41005
A+5.0 ★Texas Ratio: 3.21%
Conventional, FHA, HELOC 13
+2 HELOCs
2% 100% $181,923 View
★ 1.7 stars, 3 reviews
1000 Carter Ave, Ashland, KY 41101
A+5.0 ★Texas Ratio: 4.24%
Conventional, VA, HELOC 12
+42 HELOCs
1.8% 92.3% $267,500 View
6801 Alexandria Pike, Alexandria, KY 41001
A+5.0 ★Texas Ratio: 3.22%
Conventional, FHA, HELOC 12
+32 HELOCs
1.8% 76.5% $250,000 View
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103
Conventional, FHA, HELOC 11
+6 HELOCs
1.7% 100% $260,454
651 W Dixie Ave, Elizabethtown, KY 42701
A-5.0 ★Texas Ratio: 14.97%
Conventional, FHA 8 1.2% 100% $225,000 View
7630 Alexandria Pike, Alexandria, KY 41001
A+5.0 ★Texas Ratio: 2.85%
Conventional, HELOC 7
+5 HELOCs
1.1% 70% $192,142 View
10130 Taylorsville Rd, Jeffersontown, KY 40299
A+5.0 ★Texas Ratio: 2.69%
Conventional, Jumbo 7 1.1% 87.5% $252,142 View
1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731
A+5.0 ★Texas Ratio: 1.91%
Conventional, HELOC 5
+26 HELOCs
0.8% 83.3% $351,000 View
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601
Conventional, HELOC 5
+6 HELOCs
0.8% 100% $205,000
Class Act Federal Credit Union
3620 Fern Valley Rd, Louisville, KY 40219 1917
Conventional 5 0.8% 100% $155,000
2252 Burlington Pike, Burlington, KY 41005
A+5.0 ★Texas Ratio: 3.66%
Conventional 4 0.6% 100% $247,500 View
101 Padgett St, Bardstown, KY 40004
A+4.9 ★Texas Ratio: 2.62%
Conventional 4 0.6% 100% $235,000 View
7550 Mall Rd, Florence, KY 41042
A+5.0 ★Texas Ratio: 1.35%
Conventional, FHA 4 0.6% 80% $245,000 View
1805 Campbell Lane, Bowling Green, KY 42104
A+5.0 ★Texas Ratio: 1.93%
Conventional, FHA, HELOC 3
+9 HELOCs
0.5% 75% $355,000 View
100 Kelly Dr, Bardstown, KY 40004
A+5.0 ★Texas Ratio: 3.44%
Conventional, HELOC 3
+1 HELOCs
0.5% 75% $331,666 View
520 W New Circle Rd, Lexington, KY 40511
A+5.0 ★Texas Ratio: 4.14%
Conventional 3 0.5% 100% $258,333 View
101 Brentwood Dr, Berea, KY 40403
A+5.0 ★Texas Ratio: 1.26%
Conventional, VA, HELOC 2
+4 HELOCs
0.3% 100% $260,000 View
1140 Us 127 South, Frankfort, KY 40601
A+5.0 ★Texas Ratio: 2.69%
Conventional, HELOC 2
+1 HELOCs
0.3% 66.7% $315,000 View
2549 Regency Rd Ste 105, Lexington, KY 40503
A+5.0 ★Texas Ratio: 0.70%
Conventional 2 0.3% 100% $275,000 View
9600 Ormsby Station Rd, Louisville, KY 40223 4008
A+5.0 ★Texas Ratio: 1.45%
Conventional 2 0.3% 100% $40,000 View
406 Knox St, Barbourville, KY 40906
A+5.0 ★Texas Ratio: 0.45%
Conventional 2 0.3% 100% $105,000 View
★ 1 stars, 1 review
2750 Nashville Rd, Bowling Green, KY 42101
A+5.0 ★Texas Ratio: 2.87%
Conventional, HELOC 1
+11 HELOCs
0.2% 50% $225,000 View
301 S 2nd St, Central City, KY 42330
A+5.0 ★Texas Ratio: 4.98%
Conventional, HELOC 1
+2 HELOCs
0.2% 100% $225,000 View
3505 Louisville Rd, Bowling Green, KY 42101
A+5.0 ★Texas Ratio: 2.83%
Conventional, HELOC 1
+2 HELOCs
0.2% 100% $195,000 View
7300 Alexandria Pike, Alexandria, KY 41001
A+5.0 ★Texas Ratio: 3.87%
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $325,000 View
1950 Scottsville Rd, Bowling Green, KY 42104
A+5.0 ★Texas Ratio: 0.79%
Conventional, HELOC 1
+1 HELOCs
0.2% 33.3% $55,000 View
2305 River Rd, Louisville, KY 40206
A5.0 ★Texas Ratio: 6.62%
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $235,000 View
507 Main St, Benton, KY 42025
A+5.0 ★Texas Ratio: 4.37%
Conventional 1 0.2% 100% $225,000 View
45 Highway 42 E, Bedford, KY 40006
A5.0 ★Texas Ratio: 7.48%
Conventional 1 0.2% 100% $125,000 View
3827 Shelbyville Rd, Louisville, KY 40207
A+5.0 ★Texas Ratio: 3.43%
Conventional 1 0.2% 100% $155,000 View
400 Us Highway 51 N, Bardwell, KY 42023
A+5.0 ★Texas Ratio: 2.02%
Conventional 1 0.2% 100% $205,000 View
United Citizens Bank & Trust Company
4727 W Highway 146, Buckner, KY 40010
Conventional 1 0.2% 100% $545,000
140 S Poplar St, Lebanon Junction, KY 40150
A+5.0 ★Texas Ratio: 3.57%
Conventional 1 0.2% 100% $205,000 View
6601 Us Route 60, Ashland, KY 41102
A+5.0 ★Texas Ratio: 3.39%
HELOC 0
+1 HELOCs
0% n/a View
Stockton Mortgage Corporation
Conventional, FHA 13 2% 86.7% $254,230
Park Community Credit Union
Conventional, HELOC 8
+8 HELOCs
1.2% 100% $183,750
University of Ky FCU
HELOC 0
+3 HELOCs
0% n/a
Rocket Mortgage
Conventional, FHA, VA 74 11.2% 87.2% $211,891
United Wholesale Mortgage
Conventional, FHA, VA, HELOC 70
+1 HELOCs
10.6% 88.9% $265,000
A5.0 ★Texas Ratio: 8.47%
Conventional, FHA, VA, HELOC 25
+7 HELOCs
3.8% 83.3% $215,400 View
Freedom Mortgage Corporation
Conventional, FHA, VA 20 3% 79.3% $243,000
Interlinc Mortgage Services, LLC
Conventional, FHA 18 2.7% 100% $276,666
Fairway Independent Mort Corp
Conventional, FHA 15 2.3% 93.8% $240,333
Prosperity Home Mortgage, LLC
Conventional, FHA, VA 13 2% 92.9% $235,000
The Loan Store, Inc
Conventional, FHA 13 2% 92.9% $241,153
CrossCountry Mortgage, LLC
Conventional, FHA, VA 12 1.8% 85.7% $278,333
Pike Creek Mortgage Services, Inc.
Conventional, FHA, VA 10 1.5% 100% $274,000
Ark-La-Tex Financial Services LLC
Conventional, FHA 9 1.4% 100% $201,666
Pennymac Loan Services LLC
Conventional, FHA, VA 8 1.2% 88.9% $217,500
Bay Equity LLC
Conventional, FHA 8 1.2% 100% $193,750
Nationstar Mortgage
Conventional, FHA 8 1.2% 100% $120,000
Union Home Mortgage Corp.
Conventional, FHA 7 1.1% 87.5% $245,000
American Financial Resources LLC
Conventional, FHA, VA 6 0.9% 100% $265,000
Lower, LLC
Conventional, FHA 6 0.9% 100% $295,000
Paramount Residential Mortgage
Conventional, VA 6 0.9% 100% $243,333
Cmg Mortgage Inc
Conventional, FHA, VA, USDA, HELOC 5
+1 HELOCs
0.8% 100% $275,000
A5.0 ★Texas Ratio: 8.14%
Conventional, HELOC 5
+1 HELOCs
0.8% 100% $219,000
The Mortgage Warehouse, LLC
Conventional, VA 5 0.8% 100% $203,000
Provident Funding Associates
Conventional 5 0.8% 83.3% $273,000
Spring Eq, LLC
Conventional 5 0.8% 50% $69,000
Everett Financial, Inc.
Conventional, FHA 4 0.6% 100% $237,500
Newrez LLC
Conventional, VA 4 0.6% 80% $275,000
Kind Lending, LLC
FHA, VA 4 0.6% 50% $360,000
loanDepot.com LLC
Conventional, VA 4 0.6% 100% $160,000
Movement Mortgage, LLC
Conventional 4 0.6% 100% $265,000
Amerisave Mortgage Company
Conventional 4 0.6% 57.1% $102,500
A+5.0 ★Texas Ratio: 5.36%
Conventional 4 0.6% 66.7% $177,500 View
Mortgage Research Center
VA 4 0.6% 57.1% $252,500
New American Funding, LLC.
Conventional 4 0.6% 100% $285,000
Guild Mortgage Company
Conventional, FHA 3 0.5% 100% $198,333
Discover Bank
Conventional 3 0.5% 23.1% $41,666
B-3.5 ★Texas Ratio: 6.80%
Conventional, VA 3 0.5% 100% $285,000 View
Tjc Mortgage Inc
Conventional, FHA 3 0.5% 100% $285,000
B+4.8 ★Texas Ratio: 16.98%
FHA, VA 3 0.5% 75% $311,666 View
A+5.0 ★Texas Ratio: 0.51%
Conventional, VA 3 0.5% 100% $131,666 View
A5.0 ★Texas Ratio: 9.09%
Conventional, VA 3 0.5% 100% $298,333 View
EMM Loans LLC
Conventional 2 0.3% 100% $160,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 2 0.3% 100% $310,000 View
Primary Residential Mortgage, INC.
Conventional 2 0.3% 100% $95,000
AdvantageFirst Lending Inc
FHA 2 0.3% 66.7% $235,000
First Alliance Home Mortgage, LLC
FHA 2 0.3% 100% $210,000
ClearPath Lending
VA 2 0.3% 100% $215,000
Premier Lending Inc.
Conventional 2 0.3% 100% $265,000
Churchill Mortgage Corporation
Conventional 2 0.3% 100% $190,000
T2 Financial LLC
Conventional 2 0.3% 100% $280,000
Zillow Home Loans, LLC
Conventional 2 0.3% 66.7% $240,000
Texana Bank
Conventional 2 0.3% 100% $325,000
A+5.0 ★Texas Ratio: 5.44%
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $215,000 View
HomeBridge Financial Services, Inc
FHA, HELOC 1
+1 HELOCs
0.2% 100% $365,000
A5.0 ★Texas Ratio: 13.21%
Conventional 1 0.2% 100% $175,000 View
Guaranteed Rate, Inc.
Conventional 1 0.2% 100% $455,000
Lakeview Loan Servicing, LLC
Conventional 1 0.2% 50% $365,000
Nbkc Bank
Conventional 1 0.2% 100% $435,000
Equity Prime Mortgage LLC
FHA 1 0.2% 100% $245,000
Norwich Commercial Group Inc
VA 1 0.2% 100% $245,000
AmeriHome Mortgage Company, LLC
FHA 1 0.2% 33.3% $295,000
Dart Bank
FHA 1 0.2% 100% $415,000
Loanunited.Com, LLC
FHA 1 0.2% 100% $375,000
Filo Mortgage, LLC
Conventional 1 0.2% 100% $475,000
Resicentral LLC
Conventional 1 0.2% 100% $265,000
Home Mortgage Alliance Corp (Hmac)
Conventional 1 0.2% 100% $285,000
Redwood Residential Acquisition Corporation
Conventional 1 0.2% 100% $75,000
A+5.0 ★Texas Ratio: 3.66%
Conventional 1 0.2% 100% $345,000 View
Iaa Credit Union
Conventional 1 0.2% 100% $225,000
New Day Financial, LLC.
VA 1 0.2% 100% $435,000
Shoreham Bank
FHA 1 0.2% 100% $25,000
Planet Home Lending, LLC
VA 1 0.2% 100% $85,000
Communityamerica Federal Credit Union
Conventional 1 0.2% 100% $135,000
Rapid Mortgage Company
FHA 1 0.2% 100% $275,000
Member First Mortgage, LLC
FHA 1 0.2% 100% $215,000
Digital Federal Credit Union
Conventional 1 0.2% 100% $175,000
Iserve Residential Lending
Conventional 1 0.2% 66.7% $215,000
RoundPoint Mortgage Servicing LLC
Conventional 1 0.2% 100% $185,000
Mutual of Omaha Mortgage
VA 1 0.2% 100% $545,000
Mld Mortgage, Inc.Dba the Money Store
Conventional 1 0.2% 100% $485,000
Florida Capital Bank, N.A
Conventional 1 0.2% 100% $125,000
Carrington Mortgage Services LLC
FHA 1 0.2% 100% $285,000
Plaza Home Mortgage, Inc
Conventional 1 0.2% 100% $275,000
Village Capital & Investment
FHA 1 0.2% 100% $325,000
JMAC Lending, Inc.
Conventional 1 0.2% 100% $255,000
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+5 HELOCs
0% n/a View
Lendage, LLC dba Achieve Loans
HELOC 0
+3 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 3.12%
HELOC 0
+1 HELOCs
0% n/a View
Figure Lending LLC
HELOC 0
+1 HELOCs
0% n/a
Valon Mortgage
HELOC 0
+1 HELOCs
0% n/a
Quorum Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Jeffersontown, Kentucky

Looking for mortgage lenders near me or mortgage brokers near me in Jeffersontown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Jeffersontown in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Jeffersontown, KY

Use these to narrow the list above. Each category shows how many Jeffersontown, KY lenders fit and what that kind of lender is usually best for.

Who Lends in Jeffersontown, KY

Independent mortgage companies closed 63.4 percent of home loans in Jeffersontown, Kentucky in 2025, banks 29.1 percent and credit unions 7.4 percent. Stockton Mortgage Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Liberty Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Stock Yards Bank & Trust Company led with 11 loans.

63.4%
Mortgage companies
29.1%
Banks
7.4%
Credit unions
15%
FHA loans
8%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.

More Kentucky Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Jeffersontown, KY

Who is the largest mortgage lender in Jeffersontown, KY?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Jeffersontown, Kentucky with 15 loans, about 2.3 percent of the market. The largest lender headquartered in Kentucky was Stock Yards Bank & Trust Company with 11 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Jeffersontown, KY have the highest approval rates?

Among lenders with meaningful volume in Jeffersontown, Kentucky, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 88.9 percent, against a 87.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Jeffersontown, KY mortgage lenders offer FHA, VA and USDA loans?

45 lenders closed FHA loans in Jeffersontown, Kentucky in 2025, led by Freedom Mortgage Corporation with 14. 29 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Jeffersontown, KY lender list?

Yes. 45 banks and 15 credit unions closed home loans in Jeffersontown, Kentucky in 2025, alongside 69 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Jeffersontown, KY ranked on this page?

Lenders are ranked only by the number of home loans they closed in Jeffersontown, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Jeffersontown, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Jeffersontown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.