Mortgage Lenders and Brokers in Hustonville, Kentucky
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Hustonville, Kentucky mortgage lenders include Abound Federal Credit UnionAbound Federal Credit Union100 Kelly Dr, Bardstown, KY 40004A+5.0 ★Texas Ratio: 3.44%, Whitaker Bank IncWhitaker Bank Inc102 W Jefferson St, Berea, KY 40403A+5.0 ★Texas Ratio: 1.23%, Commonwealth Federal Credit UnionCommonwealth Federal Credit Union417 High St, Frankfort, KY 40601, Community Trust Bank, Inc.Community Trust Bank, Inc.6424 Ky Route 1428, Allen, KY 41601A+5.0 ★Texas Ratio: 3.53%, First Southern National BankFirst Southern National Bank1214 Ashley Cir, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 3.45%, L&N Federal Credit UnionL&N Federal Credit Union1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731A+5.0 ★Texas Ratio: 1.91%, Guardian Savings BankGuardian Savings Bank7550 Mall Rd, Florence, KY 41042A+5.0 ★Texas Ratio: 1.35%, PNC Bank N.A.PNC Bank N.A.1000 Carter Ave, Ashland, KY 41101A+5.0 ★Texas Ratio: 4.24%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA924 Broadway Ave, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 3.68%, and South Central Bank IncSouth Central Bank Inc3505 Louisville Rd, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 2.83%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hustonville, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hustonville are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hustonville, Kentucky
Market share is the lender's share of all home loans closed in Hustonville, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
100 Kelly Dr, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 3.44% |
Conventional, HELOC | 6 +3 HELOCs |
5.8% | 75% | $213,333 | View |
|
102 W Jefferson St, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.23% |
Conventional | 5 | 4.9% | 71.4% | $141,000 | View |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
Conventional, HELOC | 2 +3 HELOCs |
1.9% | 66.7% | $125,000 | |
|
6424 Ky Route 1428, Allen, KY 41601 A+5.0 ★Texas Ratio: 3.53% |
Conventional, HELOC | 2 +3 HELOCs |
1.9% | 66.7% | $165,000 | View |
|
1214 Ashley Cir, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 2 +1 HELOCs |
1.9% | 100% | $80,000 | View |
|
1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
Conventional | 2 | 1.9% | 100% | $100,000 | View |
|
7550 Mall Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.35% |
Conventional | 2 | 1.9% | 100% | $135,000 | View |
|
★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +4 HELOCs |
1% | 100% | $125,000 | View |
|
924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1% | 100% | $95,000 | View |
|
3505 Louisville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.83% |
VA | 1 | 1% | 50% | $315,000 | View |
|
★ 5 stars, 1 review 310 N Cross St, Albany, KY 42602 A+5.0 ★Texas Ratio: 0.91% |
Conventional | 1 | 1% | 100% | $95,000 | View |
|
101 Brentwood Dr, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.26% |
Conventional | 1 | 1% | 100% | $205,000 | View |
|
290 Cumberland Xing, Monticello, KY 42633 B+3.9 ★Texas Ratio: 1.75% |
Conventional | 1 | 1% | 100% | $455,000 | View |
|
5290 Scottsville Rd, Bowling Green, KY 42104 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 1% | 100% | $115,000 | View |
|
6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Central Kentucky Agricultural
|
Conventional | 3 | 2.9% | 100% | $178,333 | |
University of Ky FCU
|
Conventional | 1 | 1% | 100% | $75,000 | |
New American Funding, LLC.
|
Conventional, FHA, VA, USDA | 11 | 10.7% | 78.6% | $171,363 | |
Rocket Mortgage
|
Conventional, FHA | 9 | 8.7% | 81.8% | $150,555 | |
T2 Financial LLC
|
FHA, USDA | 4 | 3.9% | 100% | $242,500 | |
Mortgage Research Center
|
VA | 4 | 3.9% | 100% | $260,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 4 | 3.9% | 45.5% | $145,000 | |
United Wholesale Mortgage
|
Conventional, FHA | 3 | 2.9% | 75% | $141,666 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 3 | 2.9% | 80% | $121,666 | |
Republic State Mortgage Company
|
FHA, USDA | 3 | 2.9% | 100% | $158,333 | |
Mortgage Investors Group
|
Conventional | 3 | 2.9% | 100% | $228,333 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA | 3 | 2.9% | 100% | $165,000 | |
Cmg Mortgage Inc
|
FHA, USDA | 2 | 1.9% | 100% | $100,000 | |
Sun West Mortgage Company, Inc
|
Conventional, FHA | 2 | 1.9% | 100% | $130,000 | |
Atlantic Bay Mortgage Group
|
VA | 2 | 1.9% | 100% | $325,000 | |
First Community Mortgage, Inc.
|
Conventional | 1 | 1% | 100% | $175,000 | |
American Financial Resources LLC
|
USDA | 1 | 1% | 50% | $135,000 | |
Primelending
|
Conventional | 1 | 1% | 100% | $85,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 1% | 100% | $125,000 | |
Canopy Mortgage, LLC
|
FHA | 1 | 1% | 100% | $155,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 1% | 100% | $255,000 | |
loanDepot.com LLC
|
Conventional | 1 | 1% | 50% | $75,000 | |
|
A+5.0 ★Texas Ratio: 4.72% |
FHA | 1 | 1% | 50% | $205,000 | View |
Das Acquisition Company, LLC
|
FHA | 1 | 1% | 100% | $375,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 1% | 100% | $265,000 | |
Planet Home Lending, LLC
|
VA | 1 | 1% | 100% | $135,000 | |
Provident Funding Associates
|
Conventional | 1 | 1% | 100% | $225,000 | |
Geneva Financial LLC
|
FHA | 1 | 1% | 100% | $85,000 | |
Nationstar Mortgage
|
FHA | 1 | 1% | 100% | $255,000 | |
Pike Creek Mortgage Services, Inc.
|
USDA | 1 | 1% | 100% | $285,000 | |
21St Mortgage
|
Conventional | 1 | 1% | 33.3% | $105,000 | |
Reliance First Capital, LLC
|
FHA | 1 | 1% | 100% | $215,000 | |
Goprime Mortgage, Inc.
|
FHA | 1 | 1% | 100% | $305,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Hustonville Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hustonville, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Hustonville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hustonville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hustonville, KY
Use these to narrow the list above. Each category shows how many Hustonville, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Hustonville, KY
Independent mortgage companies closed 68.9 percent of home loans in Hustonville, Kentucky in 2025, banks 20.4 percent and credit unions 10.7 percent. Central Kentucky Agricultural was the largest mortgage company, Whitaker Bank Inc the largest bank and Abound Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Abound Federal Credit Union led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hustonville, KY
By home loans closed in 2025, Abound Federal Credit Union was the largest mortgage lender in Hustonville, Kentucky with 6 loans, about 5.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Hustonville, Kentucky in 2025, led by Rocket Mortgage with 5. 5 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 4 credit unions closed home loans in Hustonville, Kentucky in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hustonville, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hustonville, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hustonville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
