Mortgage Lenders and Brokers in Radcliff, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Radcliff, Kentucky mortgage lenders include Abound Federal Credit UnionAbound Federal Credit Union3939 S Dixie Blvd, Radcliff, KY 40160 5113A+5.0 ★Texas Ratio: 3.44%, West Point BankWest Point Bank600 W Lincoln Trail Blvd, Radcliff, KY 40160A5.0 ★Texas Ratio: 9.97%, The Cecilian BankThe Cecilian Bank245 N Dixie Blvd, Radcliff, KY 40160A+5.0 ★Texas Ratio: 2.60%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.645 S Dixie Blvd, Radcliff, KY 40160A+5.0 ★Texas Ratio: 3.87%, South Central Bank IncSouth Central Bank Inc3505 Louisville Rd, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 2.83%, Meade County BankMeade County Bank2175 Bypass Rd, Brandenburg, KY 40108A+5.0 ★Texas Ratio: 2.59%, Magnolia BankMagnolia Bank651 W Dixie Ave, Elizabethtown, KY 42701A-5.0 ★Texas Ratio: 14.97%, Wilson & Muir Bank & Trust CompanyWilson & Muir Bank & Trust Company101 Padgett St, Bardstown, KY 40004A+4.9 ★Texas Ratio: 2.62%, Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company111 Chaplin Rd, Bloomfield, KY 40008A+5.0 ★Texas Ratio: 1.99%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA924 Broadway Ave, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Radcliff, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Radcliff are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Radcliff, Kentucky
Market share is the lender's share of all home loans closed in Radcliff, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3939 S Dixie Blvd, Radcliff, KY 40160 5113 A+5.0 ★Texas Ratio: 3.44% |
Conventional, VA, HELOC | 43 +52 HELOCs |
6.6% | 89.6% | $218,953 | View |
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600 W Lincoln Trail Blvd, Radcliff, KY 40160 A5.0 ★Texas Ratio: 9.97% |
Conventional | 30 | 4.6% | 91.2% | $147,333 | View |
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1 office in Radcliff 245 N Dixie Blvd, Radcliff, KY 40160 A+5.0 ★Texas Ratio: 2.60% |
Conventional, HELOC | 8 +11 HELOCs |
1.2% | 100% | $193,750 | View |
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1 office in Radcliff 645 S Dixie Blvd, Radcliff, KY 40160 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 1 +9 HELOCs |
0.2% | 33.3% | $185,000 | View |
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3505 Louisville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.83% |
Conventional, FHA, VA, HELOC | 28 +4 HELOCs |
4.3% | 96.9% | $244,642 | View |
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★ 5 stars, 1 review 2175 Bypass Rd, Brandenburg, KY 40108 A+5.0 ★Texas Ratio: 2.59% |
Conventional | 10 | 1.5% | 90.9% | $169,000 | View |
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651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, VA | 8 | 1.2% | 100% | $260,000 | View |
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101 Padgett St, Bardstown, KY 40004 A+4.9 ★Texas Ratio: 2.62% |
Conventional | 7 | 1.1% | 87.5% | $237,857 | View |
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111 Chaplin Rd, Bloomfield, KY 40008 A+5.0 ★Texas Ratio: 1.99% |
Conventional, VA | 7 | 1.1% | 87.5% | $173,571 | View |
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924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 3 | 0.5% | 100% | $258,333 | View |
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7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 66.7% | $160,000 | View |
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Limaburg Road And Jones Circle, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 2 | 0.3% | 100% | $100,000 | View |
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2305 River Rd, Louisville, KY 40206 A5.0 ★Texas Ratio: 6.62% |
VA | 2 | 0.3% | 100% | $425,000 | View |
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10130 Taylorsville Rd, Jeffersontown, KY 40299 A+5.0 ★Texas Ratio: 2.69% |
Conventional | 2 | 0.3% | 100% | $275,000 | View |
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6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 40% | $175,000 | View |
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6424 Ky Route 1428, Allen, KY 41601 A+5.0 ★Texas Ratio: 3.53% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $245,000 | View |
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1950 Scottsville Rd, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 0.79% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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2441 Greensburg Rd, Buffalo, KY 42716 A+5.0 ★Texas Ratio: 5.71% |
Conventional | 1 | 0.2% | 100% | $515,000 | View |
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1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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500 Lincoln Way, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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131 Gold Vault Rd, Fort Knox, KY 40121 A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.2% | 100% | $255,000 | View |
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5290 Scottsville Rd, Bowling Green, KY 42104 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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1805 Campbell Lane, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 1.93% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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6601 Us Route 60, Ashland, KY 41102 A+5.0 ★Texas Ratio: 3.39% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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507 Main St, Benton, KY 42025 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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520 W New Circle Rd, Lexington, KY 40511 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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101 Brentwood Dr, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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119 Fairfield Ave, Bellevue, KY 41073 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Stockton Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $255,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.2% | 100% | $595,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 74 +1 HELOCs |
11.4% | 87.1% | $279,054 | |
Rocket Mortgage
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Conventional, FHA, VA | 55 | 8.5% | 80% | $175,727 | |
Mortgage Research Center
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Conventional, VA | 43 | 6.6% | 84.6% | $313,139 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 35 | 5.4% | 87.5% | $321,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 27 | 4.2% | 81.6% | $247,592 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 17 +3 HELOCs |
2.6% | 69.2% | $269,117 | |
New Day Financial, LLC.
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VA | 16 | 2.5% | 60.7% | $243,750 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, VA, HELOC | 15 +1 HELOCs |
2.3% | 100% | $267,666 | View |
Everett Financial, Inc.
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Conventional, FHA, VA | 15 | 2.3% | 88.2% | $156,333 | |
Nationstar Mortgage
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Conventional, FHA | 14 | 2.2% | 73.7% | $99,285 | |
Premier Lending Inc.
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Conventional, FHA | 12 | 1.9% | 100% | $125,833 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 11 | 1.7% | 100% | $319,545 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 1.4% | 60% | $210,555 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 8 | 1.2% | 72.7% | $217,500 | |
Inspire Home Loans Inc.
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Conventional, FHA, VA | 8 | 1.2% | 100% | $248,750 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 7 | 1.1% | 80% | $280,714 | |
Village Capital & Investment
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VA | 7 | 1.1% | 55.6% | $276,428 | |
loanDepot.com LLC
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Conventional, FHA, VA | 6 | 0.9% | 63.6% | $241,666 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 6 | 0.9% | 38.9% | $206,666 | |
Interlinc Mortgage Services, LLC
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Conventional, FHA | 5 | 0.8% | 83.3% | $173,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional, FHA | 5 | 0.8% | 100% | $229,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 4 | 0.6% | 100% | $112,500 | |
Newrez LLC
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Conventional, FHA, VA | 4 | 0.6% | 66.7% | $160,000 | |
Union Home Mortgage Corp.
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Conventional | 4 | 0.6% | 100% | $300,000 | |
Lower, LLC
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FHA, VA | 4 | 0.6% | 80% | $322,500 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 4 | 0.6% | 100% | $222,500 | |
Carrington Mortgage Services LLC
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Conventional, VA | 4 | 0.6% | 55.6% | $102,500 | |
Royal United Mortgage LLC
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Conventional, VA | 3 | 0.5% | 100% | $128,333 | |
Equity Prime Mortgage LLC
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VA | 3 | 0.5% | 75% | $258,333 | |
Kind Lending, LLC
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Conventional, FHA, USDA | 3 | 0.5% | 100% | $251,666 | |
New American Funding, LLC.
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FHA | 3 | 0.5% | 50% | $208,333 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 2 | 0.3% | 100% | $340,000 | View |
American Financial Resources LLC
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FHA, VA | 2 | 0.3% | 100% | $205,000 | |
Nbkc Bank
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VA | 2 | 0.3% | 100% | $390,000 | |
AdvantageFirst Lending Inc
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FHA, VA | 2 | 0.3% | 66.7% | $185,000 | |
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A+5.0 ★Texas Ratio: 3.76% |
Conventional, VA | 2 | 0.3% | 100% | $245,000 | |
Cmg Mortgage Inc
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Conventional, VA | 2 | 0.3% | 66.7% | $210,000 | |
HomeBridge Financial Services, Inc
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VA | 2 | 0.3% | 66.7% | $215,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.3% | 100% | $360,000 | View |
Provident Funding Associates
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Conventional | 2 | 0.3% | 100% | $195,000 | |
Plaza Home Mortgage, Inc
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VA | 2 | 0.3% | 100% | $295,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.2% | 100% | $255,000 | |
Primelending
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VA | 1 | 0.2% | 100% | $265,000 | |
MortgageOne, Inc
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VA | 1 | 0.2% | 100% | $415,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.2% | 100% | $205,000 | View |
AmeriHome Mortgage Company, LLC
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VA | 1 | 0.2% | 100% | $425,000 | |
Dart Bank
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FHA | 1 | 0.2% | 100% | $255,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.2% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.2% | 100% | $185,000 | View |
Resicentral LLC
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FHA | 1 | 0.2% | 100% | $265,000 | |
Guild Mortgage Company
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FHA | 1 | 0.2% | 100% | $205,000 | |
The Mortgage Warehouse, LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Bayshore Mortgage Funding
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USDA | 1 | 0.2% | 100% | $175,000 | |
Das Acquisition Company, LLC
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VA | 1 | 0.2% | 100% | $185,000 | |
American Financing Corporation
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VA | 1 | 0.2% | 20% | $225,000 | |
ClearPath Lending
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VA | 1 | 0.2% | 100% | $325,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.2% | 100% | $325,000 | View |
T2 Financial LLC
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VA | 1 | 0.2% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
Tjc Mortgage Inc
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FHA | 1 | 0.2% | 100% | $225,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $345,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.2% | 50% | $235,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 1.39% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 50% | $215,000 | View |
21St Mortgage
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Conventional | 1 | 0.2% | 14.3% | $75,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.2% | 7.7% | $85,000 | |
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A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.2% | 100% | $415,000 | View |
Texana Bank
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Goprime Mortgage, Inc.
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VA | 1 | 0.2% | 100% | $395,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $215,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.2% | 100% | $415,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
State Departmenet Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Radcliff Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Radcliff, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Radcliff? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Radcliff in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Radcliff, KY
Use these to narrow the list above. Each category shows how many Radcliff, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Radcliff, KY
Independent mortgage companies closed 67.7 percent of home loans in Radcliff, Kentucky in 2025, banks 22.6 percent and credit unions 9.7 percent. Stockton Mortgage Corporation was the largest mortgage company, West Point Bank the largest bank and Abound Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Abound Federal Credit Union led with 43 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Radcliff, KY
By home loans closed in 2025, Abound Federal Credit Union was the largest mortgage lender in Radcliff, Kentucky with 43 loans, about 6.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Radcliff, Kentucky, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 87.1 percent, against a 79.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in Radcliff, Kentucky in 2025, led by Rocket Mortgage with 14. 53 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 41 banks and 6 credit unions closed home loans in Radcliff, Kentucky in 2025, alongside 63 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Radcliff, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Radcliff, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Radcliff. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
