Mortgage Lenders and Brokers in Stanton, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Stanton, Kentucky mortgage lenders include Peoples Exchange BankPeoples Exchange Bank53 E Pendleton St, Stanton, KY 40380A+5.0 ★Texas Ratio: 1.13%, Whitaker Bank IncWhitaker Bank Inc130 S Main St, Stanton, KY 40380A+5.0 ★Texas Ratio: 1.23%, Community Trust Bank, Inc.Community Trust Bank, Inc.6424 Ky Route 1428, Allen, KY 41601A+5.0 ★Texas Ratio: 3.53%, US Bank, N.A.US Bank, N.A.7630 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA924 Broadway Ave, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 3.68%, Traditional Bank IncTraditional Bank Inc1140 Us 127 South, Frankfort, KY 40601A+5.0 ★Texas Ratio: 2.69%, PNC Bank N.A.PNC Bank N.A.1000 Carter Ave, Ashland, KY 41101A+5.0 ★Texas Ratio: 4.24%, Liberty Federal Credit UnionLiberty Federal Credit Union544 Lovers Ln, Bowling Green, KY 42103, South Central Bank IncSouth Central Bank Inc3505 Louisville Rd, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 2.83%, and Commonwealth Federal Credit UnionCommonwealth Federal Credit Union417 High St, Frankfort, KY 40601. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Stanton, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Stanton are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Stanton, Kentucky
Market share is the lender's share of all home loans closed in Stanton, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Stanton 53 E Pendleton St, Stanton, KY 40380 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 6 | 4.9% | 77.8% | $150,000 | View |
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130 S Main St, Stanton, KY 40380 A+5.0 ★Texas Ratio: 1.23% |
Conventional | 17 | 13.8% | 85% | $102,647 | View |
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6424 Ky Route 1428, Allen, KY 41601 A+5.0 ★Texas Ratio: 3.53% |
Conventional, HELOC | 5 +4 HELOCs |
4.1% | 83.3% | $273,000 | View |
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7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 2.4% | 75% | $151,666 | View |
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924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 2.4% | 100% | $238,333 | View |
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1140 Us 127 South, Frankfort, KY 40601 A+5.0 ★Texas Ratio: 2.69% |
Conventional | 3 | 2.4% | 100% | $171,666 | View |
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★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
FHA, USDA | 2 | 1.6% | 100% | $210,000 | View |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional | 1 | 0.8% | 100% | $385,000 | |
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3505 Louisville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.83% |
Conventional | 1 | 0.8% | 100% | $255,000 | View |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
Conventional | 1 | 0.8% | 100% | $45,000 | |
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111 Chaplin Rd, Bloomfield, KY 40008 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 1 | 0.8% | 100% | $805,000 | View |
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520 W New Circle Rd, Lexington, KY 40511 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Stockton Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $205,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.8% | 100% | $245,000 | |
University of Ky FCU
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HELOC | 0 +1 HELOCs |
0% | 100% | ||
Vanderbilt Mortgage and Finance, Inc
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Conventional | 11 | 8.9% | 37.9% | $102,272 | |
Rocket Mortgage
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Conventional, VA | 10 | 8.1% | 100% | $131,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 8 | 6.5% | 100% | $173,750 | View |
New American Funding, LLC.
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Conventional, FHA | 8 | 6.5% | 80% | $130,000 | |
Republic State Mortgage Company
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Conventional, FHA | 7 | 5.7% | 100% | $226,428 | |
Union Home Mortgage Corp.
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Conventional, FHA | 4 | 3.3% | 66.7% | $102,500 | |
City 1st Mortgage Services, LC
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Conventional, FHA, USDA | 3 | 2.4% | 100% | $241,666 | |
Mortgage Research Center
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VA | 3 | 2.4% | 100% | $268,333 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.6% | 66.7% | $240,000 | |
21St Mortgage
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Conventional | 2 | 1.6% | 66.7% | $90,000 | |
Ruoff Mortgage Company
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VA | 1 | 0.8% | 100% | $235,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.8% | 100% | $225,000 | |
United Wholesale Mortgage
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Conventional | 1 | 0.8% | 50% | $215,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.8% | 100% | $475,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.8% | 100% | $65,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.8% | 100% | $255,000 | |
American Financial Network, Inc.
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USDA | 1 | 0.8% | 100% | $165,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.8% | 100% | $55,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.8% | 100% | $205,000 | View |
Planet Home Lending, LLC
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Conventional | 1 | 0.8% | 100% | $185,000 | |
T2 Financial LLC
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FHA | 1 | 0.8% | 100% | $195,000 | |
Communityamerica Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 100% | $205,000 | View |
Nationstar Mortgage
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VA | 1 | 0.8% | 100% | $165,000 | |
Pike Creek Mortgage Services, Inc.
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USDA | 1 | 0.8% | 100% | $195,000 | |
Mortgage Solutions of Colorado
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Conventional | 1 | 0.8% | 100% | $185,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.8% | 100% | $285,000 | |
Lower, LLC
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Conventional | 1 | 0.8% | 100% | $195,000 | |
Mortgage Investors Group
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FHA | 1 | 0.8% | 100% | $135,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.8% | 50% | $55,000 |
Stanton Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Stanton, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Stanton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Stanton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Stanton, KY
Use these to narrow the list above. Each category shows how many Stanton, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Stanton, KY
Independent mortgage companies closed 54.5 percent of home loans in Stanton, Kentucky in 2025, banks 42.3 percent and credit unions 3.3 percent. Stockton Mortgage Corporation was the largest mortgage company, Peoples Exchange Bank the largest bank and Liberty Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Peoples Exchange Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Stanton, KY
By home loans closed in 2025, Peoples Exchange Bank was the largest mortgage lender in Stanton, Kentucky with 6 loans, about 4.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Stanton, Kentucky in 2025, led by Luminate Bank with 7. 7 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 5 credit unions closed home loans in Stanton, Kentucky in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Stanton, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Stanton, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Stanton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
